Money and ticket number, is the predecessor of the central bank of the later generations, and in fact, the most primitive ticket number is also from the end of the Ming Dynasty was born, for Zhu Changluo, once can study an effective ticket number model, and promote it to the whole country, then the significance will be huge, it means that the country in addition to taxation, redefine the means of economic intervention, more effective to curb the development of big capitalists, put it into the planned track, to avoid the disaster of the end of the Ming Dynasty. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

So in fact, Zhu Changluo's expectations for Qian Zhuang are the greatest, of course, now he is not the emperor, and this kind of means must be promoted by him in the future, but this does not prevent him from starting to explore this model now, not to mention that for Zhu Changluo, Qian Zhuang, especially the existence of the exchange business in different places, is also very important for him at present!

However, the rice has to be eaten one bite at a time, and now even the exchange business in the north and south of Beijing has not been opened, how can it be all over the country?

"Su Gong, let's talk about the situation of Yingtian Henglong in detail!"

Strictly speaking, Zhang Sugong came to Yingtian this time to work hard, is working for Zhu Changluo, because the start-up capital of this money house is the gold extorted by Zhu Changluo from Luo Sigong, although the Ming Dynasty has not officially determined the gold standard so far, but in fact, the Chinese's pursuit of gold has existed since ancient times, and gold is a hard currency at any time, so if a money house does not have tens of thousands of taels of gold at the bottom, it cannot be opened.

Although the Henglong Money Village in the capital is still nominally part of the Yongnian Bofu, the actual controller has been replaced by Zhu Changluo, and on Yingtian's side, Zhang Sugong is the master, but the big boss behind the scenes is still Zhu Changluo.

It's just that he, the big boss, is obviously very incompetent, and directly threw all the affairs to Zhang Sugong, and he is completely a hands-off shopkeeper......

"His Royal Highness Rong, His Royal Highness loves him, Su Gong with 100,000 taels of silver to Yingtian to open Henglong Qian Zhuang Branch, now has basically gained a firm foothold in Yingtian, there are 12 guys in the money village, four account rooms, 25 thugs, the conduct is Su Gong personally checked, can be trusted, and stabilized several silk merchants in Yangzhou as a source of customers, at the request of His Royal Highness, our money bank deposit does not charge custody fees, to lend profits, and therefore welcomed by most businessmen, but unfortunately, At present, there is no non-local exchange, so the amount of silver deposited is still limited......"

The tradition of Hui merchants, in addition to the descendants to govern the classics of Zhuzi, accounts and the way of merchants are also necessary to learn, Zhang Sugong has been nurtured since childhood, and has followed his father for nearly three years, so he naturally knows the key to the problem, and he has made the current situation clear in a few words.

Waiting for Zhu Changluo's instructions......

In fact, to tell the truth, when he first arrived in Yingtian, Zhang Sugong was actually quite unimpressed with Zhu Changluo's suggestion, a large part of the bank's profit comes from the storage fee, if the storage fee is not charged, how can it be profitable?

As for lending? What are you kidding, people put the money in you, not give it to you, what if you can't get it back when you lend it out?

But after the actual operation, Zhang Sugong found out how much profit there is, even if it is only in the sky, the deposit and withdrawal of silver is very frequent, but after surviving the initial stage, basically every day can ensure that there are 100,000 taels of silver deposited in the bank, just such a large amount of silver loans, it is enough to make the money bank balance the balance of payments, and when he left Beijing, Zhu Changluo also set up a financial safety line for him, as long as a certain amount of silver in the bank is left, the normal operation of the bank can be guaranteed......

"That's good, if this king's estimate is right, there should be a lot of resistance to this!"

Zhu Changluo smiled slightly and said.

As a person from later generations, Zhu Changluo naturally knows these economic means, money is the king, as long as there is capital, you can generate profits, his method is just one of the simplest, but China has been an agricultural civilization since ancient times, and has always had a suppressive attitude towards commerce, even if the Song Dynasty was prosperous in business, the status of merchants was very low.

There is no orderly economic system, so as long as you use some simple means, you can play as you want.

Of course, things are not so simple, the reason why Zhang Sugong was able to save so much money is because of the small scale of his bank, and he only lends to short-term customers, and the funds are returned quickly, and it is not easy to break, and the other point is that behind his Henglong money bank is Zhu Changluo, or Wang Daoheng of Jinyi Weibaihu!

With this umbrella, Zhang Sugong can avoid most of the silver taels, and without this worry, he can maintain profits through lending with peace of mind.

However, Zhu Changluo also knows that his methods are really a little too simple and crude, in order to quickly let Hang Lung occupy a place in Yingtian, he took out the big killer weapon of waiving storage fees, although he can quickly stabilize a group of customers and make Hang Lung famous, but at the same time, he also violated the unspoken rules of the industry.

Presumably, the pressure Zhang Sugong has been under these days is the same as his joy in establishing Hang Lung......

"Back to Your Highness, I have indeed encountered a lot of resistance......

Zhang Sugong scratched his head and spoke.

"At the beginning, when Hang Lung was just established, there were a few shopkeepers of the money bank who came to me and told me not to do this risky move, but I ignored them, and then after the money bank was opened, they also used some unsightly means, but Wang Baihu went to the Qian Zhuang to report on his work when he went around, and the gang immediately became honest, but a few days ago, Wang Baihu was still telling me, let me start collecting storage fees after this paragraph, it is estimated that someone put pressure on him......"

Zhu Changluo bowed slightly, this is normal, although Ying Tian is not as powerful as a dog in Beijing, it was once the capital of a country, and there are countless families of Xun Qi left behind, how can it be possible to do business here, especially to open a bank, without a hard background?

Wang Daoheng relies on the name of a hundred households in brocade clothes, I am afraid that he will not be able to hold it down for long......

But it doesn't matter, because since he's here, these cows, ghosts, snakes, and gods should go where they go! Grinning, Zhu Changluo spoke.

"Don't worry about them, you will announce it when you go back today, saying that Hang Lung Money Bank promises to permanently not charge custody fees, and as for the shopkeepers of those money banks, if they dare to make trouble, they will directly report the name of this king!"

After keeping a low profile for so long, Zhu Changluo decided to be arrogant!

ps: Second Update~ (To be continued.) )