Chapter 1132 Follow King Qin, there is food and drink

The people who withdrew their deposits were at a loss at first, and they didn't quite believe the tickets in their hands...... In the past, although tickets were also used, but that can be exchanged for real money, can be exchanged but not exchanged and cannot be exchanged, this is a story of two dimensions, it is not easy to accept.

Many people panicked, took the money to the grain store, went to the rice store, went to the cloth shop, hurried to purchase, and quickly exchanged the money for supplies...... It's funny to say that there is a consumption craze.

Of course, there is no shortage of shops refusing, but Cai Jing, the prefect of Luoyang, is ready to dispatch personnel to patrol the streets and maintain order, and whoever dares not to accept it will face heavy fines.

There is no way for the store, they can only grit their teeth and admit it, just turn their heads and take it to pay taxes, anyway, the court also accepts it as usual, and the previous tickets are of equal value, and gradually, people also accept it.

On the fifth day, fewer people went to withdraw money, but there were deposits, and at this time, the household department announced that the interest rate on deposits in Singapore dollars was 1 percent higher than that of the previous gold and silver dollar bills.

Don't look at just one percentage point, it's enough to turn the big picture...... The Great Song Savings Bank quickly reached a breakeven, and the run on the crisis survived safely, and in less than half a month, the world was turned upside down, leaving many people dumbfounded.

Including Murong Qingchen, he has nothing to do when he is idle, so he follows Su Shi all over the world, it just so happens that he is very clever and can protect Su Shi's safety, and Su Shi's talent is enough to solve Murong's doubts, the two of them are a perfect match and complement each other.

"I said Brother Zizhan, I remember that the abolition of the copper standard and the implementation of the gold and silver standard were led by the prince, and there were several rounds of gold rushes...... Why do we want to abolish the gold standard today, and if we want to abolish it, why didn't we just abolish it in the first place, and wouldn't it be better to do it in one step? ”

Su Shi gave him a blank look, "You have to eat every day, why don't you eat tomorrow's food today, and you don't have to eat all day tomorrow, how good is that!" ”

"What a fart, you want me to die!" Murong exhaled angrily: "Are you saying that doing things is like eating, you have to take one bite at a time?" ”

"Not stupid." Su Shi said: "The abolition of the copper standard is because the value of copper is too low, too inconvenient, and cannot adapt to economic development...... As for the abolition of the gold standard today, the same idea is saved, but the more important thing is to take back the financial dominance! ”

Murong shook his head, expressing puzzlement.

Su Shi smiled, "Currency is linked to gold and silver, and the source and quantity of gold and silver are limited, and sooner or later they will fall into the hands of some people, mainly bankers and financiers." ”

"Why isn't it the imperial court, didn't the imperial court issue an order for the gold and silver mines to be taken over to the imperial court?" Murong was puzzled.

Su Shi snorted, "You are really stupid, over the years, the imperial court has always had a fiscal deficit, and when did it have a surplus...... And from the perspective of the imperial court, if there is too much surplus, it means that the fiscal efficiency is low and it is not fully utilized, in a word, the imperial court is not for profit. Therefore, no matter how much gold and silver the court has, it is all the god of wealth passing by, and the gold standard exists, and these gold and silver will be exchanged and gradually concentrated in the hands of a few people, and once these people have a large amount of gold and silver, they will do whatever they want! ”

"Oh!" Murong suddenly realized, "It's really bold, such as assassinating Your Majesty?" ”

Su Shi slapped the table and gritted his teeth and said, "So, they are national thieves!" Don't get rid of it! ”

Murong said again: "Then without gold and silver, wouldn't the currency be without a guarantee?" ”

"Whoever said it, the imperial court can give a monetary guarantee!"

"How do you guarantee it, take the land of the yamen, or take those officials?" Murong asked rhetorically.

"How can you just stare at the tangible, and so many intangible...... Like, credit! ”

"Credit?"

"That's right, ask any banker, who can compare to the credit of the imperial court? The imperial court issues currency with its own credit, and the people keep their money in the imperial court's bank, and if the imperial court does not collapse, the money in the bank will not be gone! ”

"I see!"

Murong understood this time, "Brother Zizhan, for example, our brother Paoze, the money stored in the bank can get preferential interest. Later, there was a deficit, and the bankers were unwilling to bear it, but if the bank belonged to the imperial court, the imperial court had to bear it? ”

"That's right...... So you can tell those guys that their money is guaranteed, and as long as Da Song doesn't fall, they can get money every year! ”

Su Shi stepped on the bench with one foot, pouted and said, "Are you convinced this time?" You guys are really stupid, you can't find the temple gate when you burn incense, and you dare to complain about my brother-in-law, see it clearly this time! Who is good for you? ”

Murong Lao's face was slightly red, and he rubbed his hands, quite embarrassed.

"I said it all, I'm going to apologize to the prince, the prince's strategic pattern is really a mountain and a mountain, and I am a five-body throw!"

"That's it!" Su Shi said impatiently: "Don't talk about those false things, my brother-in-law did this, I don't know how many want to kill him!" ”

"Dare?"

Murong raised his eyebrows and sneered: "Whoever dares to be disrespectful to the prince, that is, to fight against hundreds of thousands of forbidden troops of the Great Song Dynasty, believe it or not, Lao Tzu can tear him up immediately!" ”

Murong said so and did so, he immediately went to inform all the generals in Beijing, active and retired, especially retired, all gathered together.

In fact, there is no need for him to call on everyone, everyone knows the situation.

The savings bank was taken over by the imperial court, and when the run passed, the bank immediately sent someone to contact them and take the initiative to help the soldiers handle deposits.

According to the regulations, the retired generals this time will be converted into 50 yuan for each head according to the number of meritorious beheadings, and they will be able to receive 30 percent interest per year if they deposit it into a bank account.

The next batch of officers and men should be moderately reduced, once every three years, and gradually reduced to one to five.

The old way for the old, the new rules for the newcomer.

Even if the interest rate is 10% and 5%, it is three times higher than that of ordinary deposits, and the soldiers are generally satisfied.

Moreover, in addition to meritorious deposits, there are also retired pensions, job subsidies, employment assistance, and preferential loans...... Although Wang Ningan is confident, he is not sloppy.

No matter what kind of reform, if we do not stabilize the army, there will be no hope of success.

Especially the current military system of the Great Song Dynasty is still relatively chaotic, there are so many garrisons outside, and the local area is relatively empty, which does not let the soldiers feel at ease, but they are afraid that they will not even sleep peacefully.

In other words, if the morale of the army is appeased, Wang Ningan will win half of it!

In this world, when it comes to spending money, there are really not many people who are stronger than Wang Ningan.

On the one hand, the bank is taken back, and on the other hand, the benefits are released.

Led by Lu Huiqing and Wang Anguo, the Royal Academy of Sciences sacrificed wine, and former Prime Minister Su Song participated, and jointly formulated an industrial development plan...... For steel, energy, metallurgy, machinery, military industry, shipbuilding, transportation, heavy equipment, etc., a total of more than 20 industries, support.

At the same time, it has set up a small and medium-sized enterprise development fund, allocated funds, and set preferential tax rates to encourage development.

Among them, the internal combustion engine industry alone has received 3 million preferential loans, supported five relatively powerful small enterprises, and given special allowances to a group of outstanding engineers and scientific research talents.

In addition, the development of internal combustion engines will inevitably use oil, exploration, drilling, smelting, transportation, storage, and use...... Every link requires a large number of talents and new technologies.

With resources in hand, the court is also much more generous, and the money is sprinkled like flowing water.

Some time ago, because of financing problems, small and medium-sized enterprises that were in difficulty all survived...... These people have all become Wang Ningan's hardcore supporters in the parliamentary meeting, which is called a loyal person.

Follow King Qin, eat and drink!

Originally, the imperial court supported the bank, and the bank supported the factory, but now the banker has been eliminated, which is equivalent to one less intermediate link, of course, there are still drawbacks, but in the current situation, especially on the eve of a big breakthrough in industrial technology, large-scale financial support, strong imperial court support, the effect is obvious.

Even the scholars who dominate public opinion in the academic circles have begun to turn against each other, no longer one-sided, scolding Wang Ningan, it can be said that various groups are rapidly falling to Wang Ningan, isolating the financial groups alone, making their situation more and more difficult.

The success of the imperial court in the Great Song Savings Bank was soon promoted, and the rest of the banks, including Quanye Bank, Fuxing Bank, Jiangnan Bank, Huilian Bank, Hebei Industrial Bank...... All lined up and began to reform.

And that's not even counting that, in order to crack down on financial speculation, the government affairs hall has enacted stricter orders.

It is okay to borrow, but the borrowing must be in business.

Su Song used this trick back then, but his prestige was not enough, and the political affairs hall was not united at that time, many of them were just formalities, and there were loopholes to drill, but this time there was no ambiguity.

Build roads, build factories, buy equipment, these have preferential loans, if you want to speculate and make quick money, I'm sorry, no longer provide financing, on the contrary, you have to strictly check the flow of funds, and if there is a problem, you will be dealt with immediately.

It is Zhang Dan who is responsible for cleaning up people!

This guy is now famous, and no one is not afraid!

"It's so ruthless!"

Yang Shi and other people in science were completely isolated.

In the parliamentary meeting, they could not intervene at all, and the secretaries of parliament and politics in various industries basically communicated directly with the relevant yamen, such as the military's military department, the financial department's household department, the education's department, and the law's criminal department...... Everyone is divided and cannot form a joint force.

and although Wen Jifu became a foreman, he was just a wreck, he didn't do anything, he was 108,000 miles worse than his father, and he couldn't count on it at all.

If this continues, all the banks will be taken away, and without the support of financial forces, science will collapse in an instant, and there will be no scum left by the New Deal Society!

Just when there was no way out, someone came to the door.

"The contemptible surname is Lu, Lu Dian!"

The shrewd middle-aged man smiled, "I came on the orders of Sima Xianggong." As he spoke, he handed a name card to Yang Shi.

Yang Shi took a closer look, it was really Sima Guang's, his heart suddenly warmed up, the Wen family was unreliable, so there was only one Sima Junshi left.

"What do you have to say about Xianggong Sima?"

Lu Dian showed his eight teeth and said with a smile: "Right now, the territory of the Great Song Dynasty, especially the two capitals, are all Wang Ningan's people, no matter how much you toss, it is a dead end, so if you want to turn the tables, you can only burn a fire from the outside!" ”

Yang Shi will be suspicious, "Where?" ”

"Tianzhu!" Lu Dian's heavy voice: "I know that you still have a lot of strength overseas, and if you don't fight hard, you really won't have a chance." ”