"Appis, there weren't enough Roman citizens willing to insure us, and most people didn't believe they really had such protection after their investment. Pen? Interesting? Pavilion wWw. ｂiquge。 ｉｎfo”

After the opening of Rome's first insurance financial institution, the citizens of Rome apparently lacked enough trust in such an institution, and few people participated in the insurance, except for his former colleagues Apis, Crassus the Younger and Fabius. Cicero and the others just showed their faces. In the face of the cold business, Klein couldn't bear to take Appis's salary anymore, and just reported today's performance to Appis every day.

"Distrust...... yes, I should have thought they wouldn't believe it. ”

Klein's words made Apis a little disappointed, but if you think about it carefully, it is normal, the insurance industry is a very common financial business in later generations, but in the ancient Roman era, people did not have this awareness, or as soon as this industry was announced, many people reported an attitude of disbelief, because of Apis's special status, people would think that the insured funds would be handed over to Apis, and once something happened, Apis would not compensate them under various excuses, and these civilians, or knights, were helpless to take a senate senator, What's more, Appis was still a legion commander in the army before, which made people's doubts even more serious. The thinking of the people of this world always caught Appis off guard.

"Brother, I'll return all this month's salary to you tomorrow, during this time, I didn't do anything, and even my subordinates were clamoring to withdraw from the cooperation."

Seeing Appis's sad face, Crane asked with some annoyance.

"No, no. Come, we need some initiatives to prosper our business. I've already figured it out. You call Sekras, I need a bunch of pirates. ”

Appis said, a sly look on his face......

A few days later, in Rome's market square, Sekras, a veteran of the former Tenth Legion, stood on a podium with a heavy bag of silver dinars and proclaimed aloud the manuscript that Appis had written two days earlier. The papyrus sounds very long, but the main point is undoubtedly two points - the aristocrat Margras took out an asset protection insurance policy for the Iris Insurance Agency, and two weeks later, his merchant ship was attacked by pirates in Sardinia, and the entire ship was robbed by pirates, and the Iris Insurance Agency fulfilled the contract and paid Margras 10,000 dinars for the damage. The purpose of deliberately lengthening the speech is to attract more citizens to join in the fun and listen to the news.

Then, with the smiling face of the aristocrat Margras hanging up, he happily walked to Sekras on the podium and asked the slave to carry his compensation money. A whole box of dinars. And the money bag in Sekras's hand was only symbolically handed to Margras. Then, some citizens expressed their willingness to take out insurance on the spot, and Appis asked Sekras that the small traders and vendors did not need to be audited, and the insurance policies of more than 100,000 Sekras needed to be reviewed, so Sekras insured the slave trader for a year on the spot, and even if all his fifteen slaves died of illness in a year, it would not cost much compensation.

Then, more people expressed their willingness to take out the insurance, and of course, except for the slave trader, the others were hired by Appis, who rushed up and made a scramble to arouse the great interest of the others present, and were willing to believe in the new business.

And that merchant ship, Apis just hired pirates to rob, and did not harm the crew, and then, all the materials of the entire ship belonged to Apis, and Apis only needed to pay these pirates 600 dinars, as for the pirates to tear up the ticket? Appis didn't have to worry at all, the retired veterans of the Tenth Legion got on board with these pirates......

With a series of elaborate arrangements, many Roman citizens believed in this new guarantor agency that day.

The new insurance business rose rapidly in the city of Rome, due to the lack of competition, in a short period of time, a large amount of capital poured into the Claudian guarantee agency of Apis, and the people who came to insure were engaged in various industries, and most of them were some high-risk industries, such as sailors, animal trainers, traders engaged in cross-border trading, etc., of course, with the risk assessment of the position, the insurance money they needed to pay became more and more expensive, but there was a profession that Apis resolutely refused to insure, that is, those civilians who voluntarily joined the gladiator industry. Even if his master wanted to buy insurance for their slave gladiators, Apis told his men not to accept such business. Because the probability of the death of the gladiators is too high......

In just two months, Appis had more assets than the average Roman nobleman, and the Roman nobles who sucked blood by usury could not accept this fact for a while. The assets left by their ancestors, their ancestors, let them invest and lend, and the wealth accumulated over decades is not as good as the business income of a young man from a civilian background for two months. Of course, this is also counted as business income......

But even if they are red, the nobles of Rome do not dare to do anything with Apis, after all, the current Apis is no longer the Apis of the past, he has become a popular man next to Caesar, and may even become the future consul. With such power, no one dares to compete head-on, not to mention that this industry has been almost monopolized by Apis in a short period of time.

After frantically earning the first pot of gold, Appis used these funds to lend money to achieve a virtuous circle, of course, to withdraw a certain amount of reserves to deal with the payment of some emergencies.

"My brother, you are a genius, and if you learned the tactics and command skills of the battlefield from Caesar during your six years in Gaul, then you are simply self-taught in business."

At the end of the day, Crane sat in a chaise longue and leisurely praised Appis, the legendary Roman. Yes, to this day, Apis's experience can be said to be a legend, from a slave to one of the greatest nobles in Rome, the senator of the Senate. And rough guys like Klein and Sekras, if it weren't for Appis, might still be in the streets and alleys, worrying about the next meal.

"It's not enough, brother. We need to stretch out this greedy hand to all corners of Rome, markets, estates, mines, these resources that we have all grabbed. The insurance industry is just a starting point, a platform, when other nobles also learn our model, our competition will increase, and it is not excluded that the big nobles join forces to compete and run on us. Moreover, the guarantee industry is only suitable for the current era of peace, and in the event of the outbreak of war, the industry itself will be exposed to great risks. ”

Appis said thoughtfully.