The predecessor of Yangzhou "Jiu'an Commercial Bank" was "Jiu'an Grain Bank".

In the fifth year of Chongzhen, Zhu Shunming had a fierce business war with Yangzhou salt merchants and grain merchants. Zhu Shunming, with far beyond the insight and vision of others, as well as strong military support, pressed forward step by step, broke through, and defeated Yangzhou salt merchants and grain merchants to the ground, and soon controlled a huge part of the salt marketing, accounting for more than 50% of the grain sales in Nanzhili.

"Jiu'an Grain Store" developed rapidly and soon grew into a giant chain of commercial houses.

Under the guidance of Zhu Shunming, Li Yun quickly realized the benefits of chain management. With the expansion of Zhu Shunming's power, "Jiu'an Grain Store" closely followed Zhu Shunming's pace and opened all over Huguang, Nanzhili, Jiaodong Peninsula, northeast Jiangxi, and even Kunming City has branches of "Jiu'an Grain Store".

"Jiu'an Grain Bank" not only opened branches everywhere, but also changed the content of its business from grain, oil and salt to an all-inclusive large commercial house, and even the name was changed to "Jiu'an Commercial Bank".

When Zhu Shunming implemented the new policy and tax policy in Huangzhou, the local merchants in Huangzhou boycotted the market and resisted, but Zhu Shunming was ruthlessly yin, and the "Jiu'an Commercial Bank" took the opportunity to enter the Huangzhou market, completely shattering the resistance of the Huangzhou merchants with the self-respect of the shops.

The reason why Zhu Shunming has such courage and drastic reform of the tax system, in addition to the violent guarantee of the army, the business background of the "Jiu'an Commercial Bank" is also one of the reasons why he is full of confidence.

Zhu Shunming promoted the "Zhu currency", and the "Jiu'an Commercial Bank", as one of Zhu Shunming's commercial forwards, was naturally duty-bound, or it urgently needed this suitable new currency.

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"Auntie, we don't accept this kind of inferior copper money here," the saleswoman explained, "only this kind of ......"

The little girl who sold the goods took a brand-new copper plate of a penny of vermilion and said with a smile: "That's it, a brand-new vermilion coin, a hundred coins of silver, fixed exchange." ”

The aunt said suspiciously: "Little girl, don't lie to me...... How can there be a copper plate of a hundred dollars of silver? It takes four or five hundred wen to exchange one penny of silver. ”

She took a closer look at the copper plate in her little sister's hand, and said in surprise: "This copper plate is really beautiful, so beautiful." Is it so much true? I could see that she was a little moved.

"Of course," the sales girl said with a smile: "The 'Jiu'an Money Village' in the middle of the dock avenue can be exchanged, and a thousand of these copper plates can be exchanged for one or two silvers, which can be exchanged at any time." Our copper plate still has five dollars, look, that's it, it's good-looking...... Let's go and redeem it......"

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"Little two, check out...... You guys are collecting Zhu coins, right? ”

"Of course. You're an out-of-towner, aren't you? Guest officer, look," Xiao Er pointed to the teller on the counter plate and said, "Zhu Yuan pays the bill, and it will be 95% off." ”

"Really? I thought that the 'Huayun Entertainment Newspaper' bullied me, a foreigner, and the remuneration I gave was fake. ”

"Childe is a scholar? Submit to the newspaper? The shopkeeper became excited and said, "Which section did Childe vote for?" Our shopkeeper likes to read the 'Huayun Entertainment Newspaper' the most, and reads it in the store from time to time. ”

The rise of chatting, the matter of linking the bill has been forgotten.

"Hmm......" The shopkeeper coughed dryly when he got behind Xiao Er.

Xiao Er was so frightened that he hurriedly stood up straight, and said seriously: "Guest officer, you spent a total of one dollar and three cents of silver." Our store only accepts silver or vermilion coins, and does not accept the rest of the copper coins. You pay the bill with Zhu coins, and you will be given a ninety-five discount, a total of 123 Wen. ”

After the shopkeeper left, Xiao Er asked in a low voice, "Childe, what is the trick to submission?" Why did all the manuscripts I submitted to the newspaper go to nothing? ”

The guest officer glanced at the shopkeeper with a longing face in surprise, but he didn't expect that this was a literature lover who had been delayed by his career in the hall.

………………

Yuyao County, Shaoxing Prefecture, Zhejiang, in the back hall of Chen's Mansion, the head of the family, Chen Qingxing, was expressionless, and asked lightly: "Still can't work?" ”

Chen Er's forehead was sweating, and he said with a look of shame: "Master, the little one is incompetent, and he really can't imitate it." Even if the handwriting is so clear, how is the fine tooth inscription next to this copper plate cast? The little ones really don't understand. ”

"Master, where did you get this copper coin? Could it be that the imperial court has come up with new money? This kind of money is good money, with high copper content and beautiful production, and it should be worth a lot of money. ”

"Master, don't you know Gonggong Xu of the Imperial Court Craftsman's Division? Why don't you go to him and let the little one go to the coin casting site to see? It would be nice to be able to get involved in person! ”

For this Chen Er, who is obsessed with technology, Chen Qingxing can't cry or laugh. Chen Er has been immersed in coinage for nearly 20 years, and even he can't say that he can't mint it, but can someone from the imperial court craftsman get it?

"This is from Yangzhou. Who minted this coin exactly, the lord is not clear. Chen Qingxing said: "In addition to this kind of flat money, there are also five coins, one hundred silver coins, and five hundred silver coins. I heard that there are also gold coins, but the lord has never seen them. ”

"Well, that's it......" Chen Qingxing handed over three brand-new copper and silver coins of different denominations.

"It's so beautiful...... Chen Er was fascinated. How did such a beautiful handicraft coin come to be? Chen Erbai was puzzled.

Chen Qingxing had no choice but to be helpless.

The Chen family has been an official eunuch for generations, and they have a lot of influence in Shaoxing Mansion, and they are involved in fields and grains, tea, salt and other businesses, but the most profitable business of the Chen family is the private minting of copper coins. As early as the time of Emperor Wanli, the Chen family began to do this murderous business.

In the beginning, there was more than 50% of the profit from minting money. As the court and the squires from all over the country minted inferior copper coins, copper coins became more and more worthless, from eight or nine hundred copper coins for one or two silver to more than five thousand copper coins later to one or two silver, and finally everyone no longer used copper coins. Large expenditures are carried out in silver, and small transactions are bartered in kind.

The shopkeeper of Chen's business in Nanzhili brought back a set of Zhu coins to Chen Qingxing, and Chen Qingxing liked it at first sight. I heard the shopkeeper say that this kind of coin has been popularized in the area of Nanzhili now. Regardless of copper coins or silver coins, the value of the currency is stable, and the corresponding scattered silver can be freely exchanged, which has swept the entire Nanzhili.

If only the Chen family could mint Zhu coins...... The more Chen Qingxing thought about it, the more excited he became.

It's a pity that Chen Er, the son of the Chen family, who has been immersed in coin minting for 20 years and is more skilled than the craftsmen of the imperial court, cannot imitate it

Who actually minted this coin? With such a large-scale implementation, aren't the bookmakers behind this afraid of the Ming law?

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The laws are all in the service of the ruling class. Like Zhu Shunming, who holds a heavy army and carries tens of thousands of gold, he will naturally not be bound by the law.

Zhu Shunming is not afraid, but Fang Kongzhi is very frightened.

Privately minted coins are fine if they are minted in the same style as the current copper coins. But now the currency minted by Zhu Shunming has not only changed the style, but also launched a new type of silver coin.

This is called a vermilion coin...... It's really convenient to use, but isn't minting money a right that only the imperial court has?

In September, Zhu Shunming returned to Huangzhou from Nanzhili. At the inauguration ceremony of the Huangzhou General Military Mansion, Fang Kongzhi met Zhu Shunming.

Zhu Shunming proposed to personally escort the grain into Beijing by sea, and Fang Kongzhi was shocked and forgot about the coins he originally wanted to ask.

In the next dozens of days, Fang Kongzhi was also nervously concerned about the shipping of grain.

Regarding this matter, Fang Kongzhi really didn't understand why Zhu Shunming was so stubborn and couldn't wait to implement the shipping of grain. Is it good for him to promote sea freight? Thankless work!

When Cao Liang entered Beijing, Fang Kongzhi's hanging heart finally fell. However, at this time, Zhu coins have been flowing out of Huguang, Nanzhili and other places, and have been recognized and loved by the public, and there is a great tendency to replace the legal copper coins of the imperial court, the private minting of inferior copper coins and scattered silver.

What is this Zhu Shunming going to do? said that he wanted to rebel, but he never disobeyed the emperor's order, on the contrary, he respected the holy decree very much, and maintained the rule of the imperial court; To say that he is a good minister, but he has self-respect, grabbing money and coins privately...... It's just a high-flying, domineering, and rude general.