Wang Ning'an got a trade money village in Cangzhou, and presided over the development of Lingnan, he is definitely an expert in playing money. The establishment of the Royal Bank www.biquge.info is not difficult at all.

But a hero with three gangs, he can't play alone. Wang Ningan sent a letter to the Six Arts School, this is not that he is nepotistic, looking at the academy schools all over the world, only the Six Arts set up a college of arithmetic, and also opened money and business two years ago, with sufficient talent reserves.

In order to participate in the grand event, Han Wei and Wang Anguo led more than 30 outstanding students to Bianjing in the starry night.

As soon as they arrived, they were arranged into a Cao family's farm, which was close to the Bianhe River, standing on a high place, with a panoramic view of the canal and thousands of sails racing, which was very spectacular.

The trees in Zhuangzi are dense, the flowers and plants are faint, the fields are even strange, the houses are like that, there are beautiful landscapes, and the splendid halls are splendid.

The big guy was dumbfounded, obediently, this immortal lives almost.

"Erlang, your vision is not bad, working here, it is refreshing and relaxed." Han Wei said with a grin.

Wang Ningan also smiled: "I hope you don't waste my hard work in vain, if you are sorry for the food, clothing, housing and transportation, be careful that I punish you for cleaning the toilet!" ”

At the mention of this, the students immediately shrank their necks and became nervous.

Wang Anguo said: "Erlang, this play must not go wrong, what are you going to do?" ”

"Your Majesty promised to build a bank for the sake of the victims of Chenzhou, so we must solve the matter of Chenzhou first......" Wang Ningan pulled them and walked in the Zhuangzi while telling his idea.

Jiaozhi has experienced war, the population has plummeted, the land is barren, nominally there are more than one million acres of land in the peacekeeping area, in fact, Wang Ning'an has forced Li Rizun to sign an unequal treaty, the merchants of the Great Song Dynasty in Jiaozhi circle occupy land, reclaim farms, there is no obstacle at all.

The question remains where the labor will come from.

In ordinary years, ordinary people are reluctant to emigrate, and who is willing to leave their homeland and work hard overseas.

Therefore, Murong Qingchen said that the famine in Chenzhou was indeed an opportunity.

But everyone on all sides is watching, and we must be careful not to make a mistake.

If it is done well, the bank will stand firm and can be spread out quickly, and if it is not done well, those red-eyed civil officials will not let them go, and the emperor will not allow them to make mistakes.

After three days of discussion, they came up with a complete plan.

All the victims of the disaster, as long as they agree to go to Jiaozhi, can get 5 guan settling-in allowance.

After all, Jiaozhi needs strong labor, and there are risks in sea navigation, the old, weak, sick and disabled, before Jiaozhi, died halfway, wasting life in vain, not to mention, it will affect the image.

There is not much difference between Wang Ningan's method and Wang Gongchen's conscription, the difference is this settling-in fee.

5 Guan is not a lot of money, but in Chenzhou, you can definitely do a small business, buy some tofu flowers, sugar people or something, even if you are old, even if you are a woman, you can support yourself.

Take a step back, even if you can't work, 5 yuan is enough for the family to eat and drink for more than half a year.

And so the strong men who immigrated to Jiaozhi could get 20 stone of rice within half a year, and the 20 stone of rice and 10 stone would be handed over to them, and 10 stone would be transported back to the Great Song Dynasty to their relatives.

After that, it will be reduced by two stones per year, and after five years, it will cease to be distributed. And these five years are the time when labor is forced to work in Jiaozhi. In other words, if you don't want to stay in Jiaozhi after five years, you can arrange a boat to send you back to the hometown of the Great Song Dynasty.

Of course, you can continue to stay in Jiaozhi and become a complete homesteader, and even bring your family to Jiaozhi and live together.

After Zhao Zhen read this plan, he was very satisfied, and the most gratifying thing for him was that he did not give up the old and weak women and children, and arranged a five-year food return plan to ensure that the victims could survive to the greatest extent.

Zhao Zhen immediately nodded and ordered Wang Ning'an to start manipulating.

The last time Lingnan was developed, 7 million yuan was raised, but this time it was only 2 million, which is less difficult, and Wang Ningan also guaranteed an annual profit of 30%, with the royal guarantee, which is equivalent to making money for nothing, who can not agree.

The Cao family alone bought 500,000 bonds, and the Han family in Hebei was not idle, Han Wei was summoned to the capital by Wang Ning'an and became the same judge of the Royal Bank, the Han family subscribed for 800,000 yuan in one go in order to support the bank, and the rest of the amount was quickly carved up.

Wang Ningan is not blindly optimistic, he has fallen out with civil officials, he must be very careful at every step, and he must not do things that are too risky.

2 million, even if he loses, he can fill it in, if it is more, it is not necessarily.

In short, the money is in place quickly, and the people are in place.

Cao Tong and Ouyang Xiu are both in Chenzhou, with them in charge of supervision, Wang Gongchen has the intention to make trouble, and there is no way, not to mention the millions of victims, which also gives him a headache, and it is best to get rid of it.

The first batch of immigrants, 8,000 people, left their hometowns with tears of their loved ones. They trekked for five days to the Bianhe wharf, got on a boat, and went all the way into the Yangtze River, then changed to a sea boat and continued south.

Two months later, they arrived at Cochin one after another.

When they got off the boat, they were dumbfounded, and all in front of them were neatly organized farmland, divided into plots of the same size, all marked and waiting for them to claim them.

In addition to having farmland, the most ridiculous thing is that they are also prepared with slaves, and each person can be divided into two natives of Jiaozhi, who will lead the labor!

So what are you waiting for, hurry up and get to work!

Just as the victims threw off their arms and started a new life, the first batch of granges distributed to veterans had already been harvested. The land of Cochin is fertile, the rain and sunshine are sufficient, and the individual mu production capacity reaches three stones, and there are two stones and three buckets on average.

The first batch of 100,000 stone of grain in Jiaozhi was shipped, and the fleet arrived at the mouth of the Pearl River for a short rest, where there were 300,000 stone of rice produced in Lingnan and transported to the north together.

Back and forth, the famous South Sea route was opened, and the trade was carried out back and forth.

In addition to transporting the population of the Great Song Dynasty to Jiaozhi, the fleet also carried silk, porcelain, tea, furniture, luxury goods, jewelry, agricultural tools, and so on...... And from Cochin and other places, grain, pearls, ivory, hawksbill turtles, peacock feathers, timber, ore and other scarce materials were brought back.

……

Wang Ningan borrowed 2 million yuan, of which 100 yuan was used to settle the families of the victims, and 1 million yuan was used for expenses such as road expenses, hiring boats, buying farm tools, and dividing fields.

Unexpectedly, the materials carried by the fleet for the first time were sold in Jiaozhi and other places, and they earned 300,000 yuan, which was still a civil war in Jiaozhi, and the people's livelihood withered, otherwise it would have doubled.

On the ship that came back, in addition to the grain, all kinds of local products were also loaded with a lot, and after entering the Great Song Dynasty, it also caused a robbery, and the net profit exceeded 600,000 yuan!

Back and forth, the profit of nearly one million guan, calculated three times a year, is 3 million!

No wonder Wang Ningan is willing to give 30% annual interest, this girl is too good at making money!

Behind the huge profits, there is another reason that cannot be ignored, that is, Zhao Zhen specially issued a decree that in order to relieve the victims, the fleet of ships transporting the victims was specially allowed to carry goods and be exempted from tariffs.

It is precisely because of this that businessmen from all walks of life have fled to Chenzhou, and they have mobilized all their forces to participate in the immigration.

In October, Ouyang Xiu sent a long letter to Zhao Zhen to count the disaster relief situation...... In the past four months, a total of 120,000 people have been resettled, 600,000 installation fees have been distributed, and a total of 400,000 victims have benefited. In addition, 800,000 stone indica rice was transported from Lingnan and Jiaozhi, and half of it was distributed to the victims after deducting the loss on the road, saving another 500,000 people.

It was estimated that the imperial court would do its best to save up to seventy percent of the population.

After the participation of the Royal Bank, the cost of disaster relief for the imperial court was reduced by half, and the number of victims rescued reached more than ninety and five, which was more amazing than the Hebei disaster relief in Hebei that year.

This report was sent to Zhao Zhen's desk, and the frowning brows that had been frowning were finally relaxed.

"This Wang Ning'an is really a genius, he can always come up with unusual methods, Chen Banban, tell me, what kind of trick does he have to save so many people?"

Chen Lin smiled slightly: "Sage, the old slave doesn't dare to say anything, but the old slave feels that he is different from the adults. ”

"What's the difference?"

"The ministers regarded the victims as thieves, and they strictly guarded them, giving them a little food, just because they were afraid that they would rebel. But what about the king...... He seems to have used the victims as a tool to make money, not only to keep them alive, but also to make them live well. The victims make money for him, and when the victims are better, he is even better! ”

Zhao Zhen pondered for a while, it really makes sense, between officials and disaster victims, there is antagonism, so there will be all kinds of means, and they will not hesitate to disregard people's lives. As for Wang Ningan, he threw out the cake of Jiaozhi development, and the interests of businessmen and disaster victims were the same.

At this time, Wang Ningan made rules so that both parties could benefit, who was willing to force the victims to death, wouldn't it be impossible to get along with money?

"Chen Banban really hit the nail on the head, you go and call Wang Ning'an, I want to discuss with him, where should this royal bank go next."

Chenzhou's disaster relief is just a small test for the bank, and the next thing is the main meal.

Wang Ningan smiled, the spring breeze was proud, he finally found the feeling of doing things in the past few days, and the bank was definitely the best stage for him to display his ambitions.

"Your Majesty, the minister plans to expand the capital and absorb the funds."

Zhao Zhen asked, "How much money do you want to absorb?" ”

"Ten million!"

Wang Ningan said very simply.

Zhao Zhen's face changed instantly, "Wang Qing, you're not joking, are you?" ”

"Your Majesty, the minister originally thought that it would be best to be 50 million, but then he was afraid of scaring His Majesty, so it was reduced to 10 million, first get a gadget to play, and then expand it later!"

Zhao Zhen is really speechless, 10 million is still a gadget, what is big?

"Wang Qing, do you know that the two taxes levied by the imperial court in a year, deducting grain and other materials, are only twenty or thirty million, and this bank is equal to the second treasury, are you sure to run it well?" Zhao Zhen said cautiously.

"Yes." Wang Ningan said confidently: "As long as Your Majesty hands over the coinage right to the bank, there is nothing that can't be done!" ”