“…… What did Ji Yi say again? Han Gang asked.

"I didn't ...... Wrong! "Wang Hou really drank too much, and some things that shouldn't have been said at all were said. He looked drunk, and said drunkly: "My lord said, Wang Xianggong's green seedling loan is...... It is to fill the deficit in the national treasury and raise military spending, which has nothing to do with saving the people's suffering. Otherwise, why be in such a hurry. The even-loss method made a fuss, and the six-way shipment that presided over the even-loss made Xue Xiang stand the bullet and fold up and wait for the height, but he didn't take out the Qingmiao loan again two months later? Yukun, do you know what a green seedling loan is? ”

Of course, Han Gang knew what Qingmiao Loan was, because this policy originally came from Shaanxi Road, and it was initiated by Li Shen, the former Shaanxi transit envoy, when he was in office. The most difficult day of the year for farmers is when the green seedlings are just rising and the green and yellow are not harvested in the spring. Many peasants borrowed usury from wealthy men at this time, and eventually became bankrupt by the interest on the rolling of donkeys.

In view of this, Li Shen lent the grain or money in the regular closing position to the peasants in the spring, and waited until the autumn harvest to recover the principal with interest, of course, this interest was much smaller than the ordinary private loans. When Wang Anshi was in the local area, he also implemented similar loans, and it is said that the people received more benefits, both public and private. But now Wang Anshi's implementation of the green seedling loan is aimed at accumulation, and the essence of saving the people is incidental.

Han Gang laughed, the purpose of politics is not important at all, the result is the key, and said: "I heard that the interest rate of Qingmiao loan is only two points, the 'summer material' is borrowed before the 30th day of the first month, and it is repaid during the summer harvest, and the 'autumn material' is borrowed before the 30th day of May and repaid during the autumn harvest, and the two loans are two points of interest." Converted into adult profits, it is only four points. Even if the purpose is not for the people's livelihood, it can be put into practice for both public and private interests......"

If I could have borrowed money with two cents of interest, I wouldn't have had to sell my land. It's a pity that at that time, only Li Lezi's usury was in front of Han Gang's parents. Li Lezi used usury to strip one-third of the village's land property, and how many old sons died before paying it off, and their sons followed. Han Qianliu would rather sell the land than borrow it, for fear of affecting his children and grandchildren. And like Li Lezi's generation, which township and which village are not few? They are all big families in the township, and if the Qingmiao Law is implemented, it will be tantamount to cutting off their financial routes and robbing them of their business.

"But ......" Han Gang's voice turned cold: "I'm afraid it won't be liked by the wealthy family." ”

If one side gains, one side will lose. Since the government has lowered the annual interest rate on loans to 40 percent, although the poor people are happy and the DPRK and China can also get a certain income, the big and wealthy families who used to accumulate money through usury must be resentful. In this era, there are not many ways to invest, in addition to the land, many official households, clans, wealthy merchants, and wealthy people rely on usury to make money, and the annual interest rate of five cents is the price of conscience, and six or seven cents is the start, and the annual interest is as much as the principal - that is, the "double interest" - is the most common situation.

Han Gang learned class theory when he was in middle school, and although the course was boring and made people want to sleep, it was confirmed in society and was reasonable. Tearing off the hypocritical veil of warmth and concern for the country and the people, people can see at a glance the cannibalistic nature behind many remarks and behaviors. Individuals can betray class interests, but classes themselves do not betray their own interests.

Wang Anshi wants to enrich the treasury and snatch food from the tiger's mouth, which is tantamount to completely offending the ruling class of the official eunuch family and the wealthy people. Of course, based on the world style of 'gentlemen do not speak for profit', no one will nakedly clamored for their own interests, but they can always find a reason that seems to be upright.

"That's what my lord said." Wang Hou shook his head violently, trying to sober himself up, "But as long as the official family sees that the treasury is full, at least for a few years, it will be fine." Now Wang Xianggong wants to implement the green seedling loan across the country, and the first trial is Hebei, Hedong and Shaanxi three roads. Along the border of Qinzhou, there are many Tibetan people, and they are fighting against the western thieves, so there is no movement, but the capitals of the Kanto prefectures have already prepared their capital, and they are waiting for the spring of next year. ”

"But at least after next year's summer and autumn harvests, the treasury can be replenished a little." Han Gang said in a deep voice. If he could only rely on the income of the Seedlings Loan, Wang Shao's action would be delayed for at least half a year. The longer it drags on, the more unfavorable it will be to Wang Shao, and he will never see the results, and Wang Anshi will not be able to wait unconditionally.

"Yukun, you don't know what to do. Since Li Shizhong took office, he has used the lack of money and food as an excuse. The adults wanted to repair Weiyuan Fort [now Weiyuan County], and opened a field in Weiyuan Fort, but he deduced that the money was insufficient. If the lord insisted on repairing the city, he did not disagree, so he deducted a part of the money and grain supplied to the northern forts and transferred it. Yukun, you say, can these money adults move?! ”

"Can't move." Han Gang sighed and shook his head. After moving the money of those red guys, can Wang Shao still stay in Qinfeng Road? Li Shizhong is in control of Qinzhou's financial schemes, even if Wang Shao is valued by the Son of Heaven and the Prime Minister, but Li Shizhong is the top boss after all, he wants to suppress Wang Shao, and there are too many means he can use.

"So I have to wait for the interest of the Qingmiao loan to arrive, and Li Jingluo can't make excuses at that time...... No, at that time, there was no need to go through Li Jingluo's hands at all, and he directly asked the political hall to order the money to be transferred to Jiyi through the Shaanxi transfer envoy. Anyway, Wang Xianggong is already in debt and does not weigh down, and he will not care if he is resented by Li Shizhong. ”

"That's right, that's what you think...... Wang Xianggong pushed the method of losing evenly, and pushed the green seedling loan, which are all techniques of accumulation. Adults can't look past it, but for the sake of their life's wishes, they can only ......"

Wang Hou's voice was abrupt, there was no wine to drink, his drunkenness subsided a lot, and he finally realized that he had said too much. A little nervously said to Han Gang: "Yukun, you can't say these words to the outside world. ”

Han Gang chuckled, and his smile was full of sarcasm. There's no way, at this time, people are paying attention to the reputation of treating money as dung, and taboo the naked pursuit of interests, but it doesn't hurt to comment on two sentences in private:

"Wang Xianggong pushed the new law for financial planning, and the court and China are already boiling and the opposition will only get louder and louder, Wang Xianggong has been famous in the world for 30 years before entering the court, and I don't know how many years his reputation can last. However, as long as Hehuang and Tubo can be subdued within three or five years, even if the prince falls, it has nothing to do with the opportunity. ”

Wang Hou nodded, "The reward of the marquis is the wish of Jia Yan's life. What is the situation between the DPRK and China, Jiayan does not want to pay attention to it, and only hopes to recover Hehuang with peace of mind. ”

"That's the hardest part. Outside the general, how many people are there who are not suspicious? The three of them became tigers, and with the sage of Zengzi, their mother was also confused. The Son of Heaven's trust in Ji Yi is comparable to that of Zengzi's mother and son? ”

Zeng Shen was a disciple of Confucius, and he was the most virtuous. But at one time a man with the same name and surname as him killed someone. When relatives and friends heard about it, they hurriedly went to Zeng Shen's mother and asked her to escape early to prevent Zhulian. Others said it once or twice, but Zeng Shen's mother didn't believe it, but the third time, Zeng Shen's mother jumped out of the window and ran away.

Wang Hou was confused by Han Gang, and after getting drunk, his mind also became sluggish, "Yukun, you said earlier that even if Wang Xianggong falls, it has nothing to do with Jia Yan. Why is it said now that Jia Yan will be turned into a tiger by three people? ”

"Don't you get it yet?" Han Gang said leisurely, "I'm actually talking about time!" Ji Yi must make some achievements before Wang Xianggong loses patience, and he must also recover Hehuang before Wang Xianggong loses the trust of the Son of Heaven! If you delay the time, you won't have the opportunity you have now. ”

Wang Hou suddenly nodded his head, "Yukun, what you said is true." He immediately sighed again, "It's easy to say, but it's hard to do!" Unless Li Shizhong can be driven away. ”

Regarding Li Shizhong's question, in fact, Wang Hou once mentioned it intentionally or unintentionally. Han Gang also considered a lot of methods, but after thinking about it, he couldn't come up with a good idea, "Go to a Li division, and come to a division, unless the opportunity can take over as the governor of Qinzhou, there is hard work but no merit, which of the incumbent ministers will strongly support the opportunity." ”

"Take over as the governor of Qinzhou? Where is that qualification. Wang Hou smiled bitterly, "The family has only been a strict scholar for twelve years. He only served as one chief secretary and one manager to join the army, and then abandoned his post to travel to Shaanxi because he failed to participate in the system. The qualifications are too shallow, don't say that Qinzhou is such an important county, even if it is an ordinary Xiazhou governor, he can't do it. This kind of qualification, when you are a magistrate of the county, it is reluctant to be a general judge, and it is only a military magistrate. Otherwise, why didn't the Son of Heaven let Jia Yan directly serve as the governor of Qinzhou, but only for a strategic driver? ”

"Zhijun?" There seemed to be a flash of light in Han Gang's mind.

In the Song Dynasty, the administrative divisions at the state level, as well as the names of the government, the army, and the prison, for example, Chang'an is Jingzhao Mansion, there is a Deshun army in the north of Qinzhou, and Shuzhong has set up a Fushun prison because of the rich salt wells. Generally speaking, a state that was once an ancient capital, or a former feudal domain of the Son of Heaven, would be upgraded to a prefecture, usually half a level higher than the state—a sub-provincial city in later generations.

The military is a strategic key area, the number of household registrations is insufficient, and there are only one or two counties under its jurisdiction, which are not qualified as states, and can only be called the army - in Han Gang's understanding, it is equivalent to a provincial county. As for the supervisors, they are the equivalent of large state-owned mining groups at the prefectural and municipal levels.

"If an army is set up in the west of Qinzhou, I wonder if there is a chance to serve as an intellectual?"

"Weiyuan? A small number of large villages, with only a few hundred household registrations! ”

"It's not Weiyuan, it's Gu Wei!" From Fuqiang City to the upper reaches of the Wei River, one hundred and eighty miles to Guwei [now Longxi County] - named because it was Weizhou in the Tang Dynasty - another sixty miles later, is the source of Wei.

"Guwei has been built for more than 20 years, and there are no less than 1,000 Han households gathered around the walled city, which is enough to support the basic household registration of an army!" The more Han Gang spoke, the more excited he became, the Economic Strategy Division only held the military power, and could not control the financial power, once Wang Shao became the new Gu Wei army intellectual, Weiyuan would inevitably be placed under the jurisdiction of Gu Wei, and Li Shizhong would have no way to card Wang Shao's neck in the funds at all.

At the same time, in the northwest border, it is extremely common for counties to change their armies and villages to change their armies. The Zhenrong army in the north of Weizhou [now Guyuan] was changed from Gaopingzhai to the army in the third year of Zhidao [997 AD], and the number of households is only more than 1,000 so far. The Deshun army in the northeast of Qinzhou was promoted from the cage city in the third year of Qingli [1043]. Gu Wei built the army, as long as the political hall passed, and the Son of Heaven agreed, there would be no obstacles.

"Gu Wei...... Jianjun ......" Wang Hou muttered, his eyes getting brighter and brighter. With a snap, he slapped the table hard, jumped up, and pulled Han Gang's arm, "Let's go, go see the adults!" ”

ps: The usury of the Northern Song Dynasty is cannibalistic, and it is a very common situation to double the arrears with a year's interest, how many wealthy family officials rely on usury to enrich their family wealth? The number is not clear. Although the purpose of the Seedlings Loan was to enrich the national treasury, its effect was to reduce the interest rate that was common in the world to 40 percent, and in the process, it cut off the financial routes of many people and angered many enemies.

Cutting off people's wealth is like killing their parents, so Wang Anshi's thirty years of popularity have come to naught in a blink of an eye. His political opponent Sima Guang may be a righteous man, but this does not mean that the class represented by Sima Guang is a group of righteous men and gentlemen. The combination of Sima Guang, who was the banner of the old party and led public opinion in the world, and the vested interests formed by scholars, wealthy businessmen, and the imperial family, was the biggest obstacle to the reform of the law.

If you think that such a crack can be repaired by some small means that you can come up with a pat on the head, it is a big joke! The struggle of interests is life and death, this is the essence. If you want to win a win-win situation, it depends on whether others are willing or not.

To summarize a sentence I saw on the forum:

The world is never simple, and history will be gentle - by the horse.