Chapter 1027: The counterattack of the financial group
The case was found at this point, and Wen Yanbo's hole cards were also exposed.
This is no longer one or two people playing tricks, but using banks and the financial system to openly steal and make money...... They left the risk to the bank and let everyone take it for them, while their own pockets were stuffed with money.
Such behavior is no different from the financial vulture giant crocodile of later generations!
Perhaps from ancient times to the present, people who play money games are so ruthless!
Ironically, it was Wang Ning'an who first opened the road to finance, never underestimate the wisdom of the ancients, before and after more than ten years, nearly twenty years of hard work, they have learned all the means, and they are better than the blue.
All kinds of actions, even Wang Ningan was amazed.
In fact, Wen Yanbo was also afraid at first, he was afraid that if he investigated, he would implicate people close to him, and then harm his old man, but after Wang Ning'an arrived in Yunzhou, those guys couldn't bear it, for fear that the fire would burn on him, without a big man to support him, he had no score in his heart.
They found Wen Yanbo, told the truth, and explained their tricks to collect money clearly.
Lao Wen is so angry and corrupt, such a bunch of shameless things, even the old man was deceived...... It's just killable...... However, after getting angry, Lao Wen quickly calmed down, and was even a little ecstatic.
It was the madness of these guys that completely tied up Xijing Bank.
What can Wang Ningan do now?
Check the bank's cash flow?
Confiscation of land minerals?
Seizure of accounts and tracking down the businessmen involved?
……
These means, no matter which one he uses, will affect the credit of Xijing Bank and impact the safety of Xijing Bank...... At present, for example, Xijing Bank has financed 20 million yuan for the construction of the railway, as well as other loans and investment projects, and on the whole, the bad debt rate of Xijing Bank is about 13 percent.
In fact, it is already very dangerous, if there is a sudden increase of 10 million bad debts, the bad debt rate will exceed 28 percent...... In that case, the bank would have effectively collapsed.
You must know that as the second largest bank and the largest private bank in the Great Song Dynasty, Xijing Bank is related to the lives of too many people, including many businessmen in Luoyang, high-ranking officials in Liangjing, as well as messy foreign businessmen, and even clans, all of whom have money deposited in Xijing Bank.
If the financial turmoil is in place, these people will come to the door to run on the money, and Xingshi will ask for the guilt, even if Wang Ning'an may not be able to bear it!
So at this moment, Wen Xianggong was very satisfied, drunk happily, the goatee was high, and he was full of pride, "Check, if you have the ability, check it!" Let's see if the old man can't stand it first, or if you Wang Ningan can't hold it first! ”
Wen Yanbo even pondered that if Wang Ningan retreated this time, it would mean that this kid was nothing great.
Anyway, he is not the prime minister, so the old man does not have to be afraid.
Moreover, these businessmen repeatedly mortgaged and borrowed repeatedly, which made Wen Yanbo refreshed.
If you use this method to speculate on Xijing's real estate, it will be a big piece of fat!
If you are in Yunzhou, you can't sell 1 million yuan of grassland if you circle hundreds of thousands of acres of grassland, but a random street in Xijing is a land price of millions or tens of millions!
Tell me, why didn't you think of eating such a big piece of meat in front of you? What a confusion!
Anyway, it's not too late, Wen Yanbo pondered, he should start, he even calculated it, he can't make a fortune by himself, it's better to drag everyone else into the water, when the time comes, even if he wants to, he can't check it.
When the old man forms a powerful force, I will find a way to find trouble with Wang Ningan and resolve the power he manages! Either submit to the old man or die!
"Today, the old man has figured it out, as long as he has the money, what prime minister, what he is, it's all bullshit! Nothing! Wen Yanbo took a sip of wine and sighed: "Wang Ning'an, you are just confused, if you hadn't taken the initiative to hand over the Royal Bank, you would still be able to call the wind and rain now, why be so passive...... Therefore, this saint is not something that anyone can do, it is better to be a layman! ”
Lao Wen was talking to himself, and suddenly found that the wine in the jug was gone, and shouted: "Wine, serve me wine!" ”
He shouted three times in a row, but there was no movement, so he had to walk out of the study in person, and scolded while walking, but he didn't take a few steps and bumped into Wen Jifu head-on.
At this moment, Wen Jifu's little face was gray, his head was covered with cold sweat, and he almost fell to the ground.
"Dad, something is wrong!"
Wen Jifu was about to cry, Lao Wen was shocked and angry, and reprimanded: "Is there anyone else who is present?" Tell you, Mount Tai collapsed in front, and the face does not change! Look at your father, when was he afraid? ”
finally has a backer, Wen Jifu said boldly: "Dad, Wang Ningan has ordered the closure of Xijing Bank and the inventory of all loan accounts." ”
"What?"
Wen Yanbo's eyes widened suddenly, "You say it again?" ”
"Wang Ning'an sealed Xijing Bank, counted the loan books, and wanted to investigate Xijing Bank's illegal loans!"
After hearing this sentence, Wen Yanbo's face was paler than his son, his body shook, and he almost fell. Wen Jifu was frightened, and hurriedly hugged his father, and said in his heart, dare to love you, this Mount Tai is fragile enough, it's not as good as me!
He only dared to slander, his hands and feet did not stop, and he helped his father back to the study, and he was going to find a doctor.
"Don't be busy, just give me an ice towel."
Wen Jifu agreed, Lao Wen leaned on the recliner, his eyes were blank, staring blankly at the ceiling, and there was only one thought left in his heart: "How dare he do this, how dare he do this?" ”
Cautiously, he put an ice towel on his father's head, Wen Jifu gritted his teeth and said: "Dad, Wang Ningan is looking for death, there are millions of depositors in Xijing Bank, dignitaries and dignitaries, there are countless of them, if he dares to touch Xijing Bank, these people will destroy him!" Dad, do you want to give an order, tell our people, run immediately, make Xijing Bank yellow, and see how Wang Ning'an ends......" The more he talked, the happier he became, his eyebrows fluttering, as if Wang Ning'an was about to fall.
Especially when Daddy didn't squeak, he felt that Wen Yanbo had agreed, and immediately leaned over and said, "Son, I'm going to give an order, what does Daddy think?" ”
Suddenly, Wen Yanbo gathered enough strength, slapped him violently, and slapped Wen Jifu in the face, this time it was really strong, and he fanned Wen Jifu back and forth three times, the corners of his mouth were bleeding, and his teeth were gone.
He was completely confused and overwhelmed.
Wen Yanbo stood up suddenly, his eyes were black for a while, he barely held on, and asked sharply, "Beast, did you give the order?" Say! ”
Wen Jifu was beaten so hard that his tongue was bad, and it took him a long time to open his mouth, "No, really?" ”
Lao Wen's body shook, and he sat down again, he thought for a while, and then said slowly: "You immediately give an order, so that everyone should not run on it, and must ......"
Wen Jifu was puzzled, and he didn't dare to get to the front, for fear of being hit again. I could only ask stupidly: "Dad, are you always confused?" What has to be? ”
Wen Yanbo pondered for a long time, and suddenly sighed, "It's late, it's all late!" ”
……
Don't say it, I really let Wen Yanbo guess right,
Just after Wang Ningan ordered the closure of the Xijing Bank branch in Yunzhou, it was like stabbing a hornet's nest, stirring up a thousand waves with one stone, and everyone couldn't sit still.
First of all, there are many depositors, who have received the news that Xijing Bank is over-borrowed, underfunded, and on the verge of collapse...... There are also people who take care of the matter, saying that they have seen with their own eyes that the bank's warehouses have been emptied, and the money is directly used to offset military expenses, and the Xijing Bank has been emptied, and all the deposits of the big guys are gone......
The rumor has no legs, but it runs faster than anything else, starting from Youzhou, Daimyofu, Qizhou, Kaifeng, Luoyang, Yingtian...... In almost all big cities, there was a run frenzy, and even Jiangnan was not spared, and in about seven days, Hangzhou, Suzhou, Jiangning, these places did not escape.
Su Song has just taken over the political affairs hall, and the new ruler has not yet become familiar with the situation, so he has encountered such a big challenge, and the capital is also rumored, and many people spread rumors everywhere, saying that Wang Ningan is dissatisfied with losing the position of prime minister, and in the name of handling the case, Su Song is ugly, just see if Prime Minister Su can bear it?
They pointed the finger at Su Song, but the two rulers who really felt the pressure, one was Han Wei, who had been transferred to the colonial department, and the other was Sima Guang!
Needless to say, Han Wei's period of managing finances happened to overlap with Yunzhou's banknote exchange, and many people also blamed the Han family for being the biggest beneficiary this time.
As for Sima Guang, he doesn't seem to have much to do with it, but those who are really familiar with the situation know that Sima Guang pushed the additional issuance of currency, he released water here, and Xijing Bank over-borrowed, is there anything to do with it...... What's more, Sima Guang has always been so close to the financial group, is he implicated? It's a lot of imagination.
Sitting in the position of a heavenly official, Zhang Dian is much more stable than before, and he will not express his position easily, nor will he rush to the front, but he knows in his heart that in the past few years of the Great Song Dynasty, the financial development has been too fast, and the laws and regulations have seriously lagged behind...... The reason for this is very complicated, mainly because there are too few professionals in the imperial court who understand finance.
And at the beginning, Wang Ningan set up the Royal Bank, and he was intent on competing with the ruling at that time, so the hand of the imperial court could not reach into the financial system, and later Sima Guang was responsible for financial management for a long time, and he gave the financial group too much convenience.
So that there are many drawbacks, to the point where you can't change it!
The master's attack on Xijing Bank was to puncture this cancer, and the fact that these people reacted so quickly and violently shows that the teacher was right, and it also shows that these guys misjudged the situation, look at it! The court will not ignore it!
Sure enough, on the third day of financial fluctuations, Zhao Shu summoned all the governors of the political affairs hall, including Han Wei, Zhang Dian, and several other important ministers.
In Zhao Shu's hand, he held a copy of Wang Ning'an's secret music, his expression was solemn and angry......
"King Yan has found out that some merchants, in collaboration with Xijing Bank, have swallowed the harvest that should have belonged to the imperial court by repeatedly mortgaging loans...... Now these people are still unwilling, and they actually use the way of running to confront the imperial court, I ask you to immediately come up with measures and severely punish them! ”