Twenty-second The choice of the samurai brothers
Through Wu Sansi's narration of Di Feng, I knew that these two brothers were unlucky enough, it turned out that Wu Zetian hated his half-brother when his family was poor and fell into a well, and after Wu Zetian took power, he first took the hereditary title of the Wu family, and changed the surname of He Lanmin to let him inherit the title of the Wu family.
So the situation was reversed, the Wu family declined, Wu Sansi and Wu Chengsi were implicated, and their lives were difficult, so the brothers wanted to go back to Chang'an to find their aunt Wu Zetian on an errand, but Wu Zetian turned a blind eye to the two brothers because of his grudge.
In desperation, Wu Sansi and Wu Chengsi went to find those old friends of the martial family again, but they didn't think that when these people heard that it was these two brothers, they chose to close the door because they were afraid of offending Wu Zetian; Coupled with Helan Minzhi's coming to the door to bully him when he had nothing to do, Wu Sansi and Wu Chengsi had a miserable life in Chang'an.
Until one day, the two brothers heard that Yuanshan Hou Di Feng had beaten Helan Minzhi, "Di Feng is not afraid of offending the Empress Wu?" The two couldn't help but be moved, they paid attention to Di Feng, and when they inquired, they learned that Di Feng was preparing to establish a banking supervision department, so the two of them came to see Di Feng with the intention of trying it out.
The character of these two brothers is not good, Di Feng was reluctant to help them, but after thinking about it, his silver number has not yet constituted a scale, and he rolled his eyes and an idea came to mind, "What big deal should I do!" It's not easy for your brothers to find a way out, Di has one, but I don't know if your brothers are willing to go? β
Wu Sansi and Wu Chengsi immediately became energetic when they heard this, and said anxiously at the same time: "Di Hou, please speak!" β
"Di is in charge of the banking superintendent, and he just needs someone to go to various states and counties to open a silver account, the silver judgment grade of the silver number is not high, only seven grades, but it is better than not being controlled by the local government, and there is a lot of oil and water to fish, I don't know if your two brothers are willing to go?" Di Feng asked with a smile.
"Silver trumpets, silver judges! This...... My brother doesn't know how to run a business, huh? "Wu Sansi and Wu Chengsi were a little hesitant, they still wanted to stay in Chang'an, so that there would be more opportunities for promotion at the feet of the Son of Heaven, and the future of the silver horn was unknown, although the silver judge had a grade, would he be despised by his colleagues if he stuck to the businessman!
Seeing the two brothers hesitating, Di Feng was unhappy, he couldn't eat anymore, and he was picky, if he didn't want to tie you to this "big ship of friendship", Lao Tzu wouldn't bother to care about you", Di Feng said lightly: "It's not Di exaggerating, this kind of fat Di is not close to people who will not recommend it, don't look at the reputation of the silver number now, wait for you to look at the ...... in the future."
Before Di Feng finished speaking, he heard Di Rong come to report, "Su Luo asks to see!" β
Hearing that Su Luo was coming, Di Feng secretly said, "Now we need a successful example to make Wu Sansi and Wu Chengsi tempted!" This guy came just in time. So Di Feng asked the martial brothers to wait after the screen first, and then he sent the guests away to continue the conversation.
Su Luo was dressed in a light green seven-grade official mansion and was in high spirits, and as soon as he came in, he made a disciple salute to Di Feng like an official, which he asked from Liu Shiling, and he was promoted by Di Feng to be the silver judge, so he was considered Di Feng's protΓ©gΓ©, so he had to perform a disciple salute.
"Di Hou, the student came to ask for advice if he didn't know something, and asked Di Hou to give him an idea." Su Luo said and handed over the filial piety list that had been prepared long ago.
Di Feng took the gift list and glanced at it, there were a lot of things! Then he lazily asked, "What do you want to ask?" β
Su Luo hurriedly said the trouble he encountered, "Although the disciple's silver account is small, he earns a lot of money every day, and the loan is not bad, but these are all in exchange for the friendship between the holy emperor and his father, out of Chang'an, Shangzhou, Puzhou, Qizhou and other places The silver account income is not good, there are few merchants who deposit, and there are a lot of loans, but there is no profit in the short term, there is a shortage of funds, how can this be good?" β
Di Feng was also careless, he wrote the bank development outline and business strategy only for the household department and did not show it to Su Luo, Su Luo is only operating according to the method of attracting deposits and then lending, such a return of operating funds is definitely not happy, he got up and brought a copy of the bank development outline and business methods, threw it to Su Luo for him to see, and said at the same time: "Idiot, you, do you have to find a businessman to attract deposits?" The business of the silver number is not only lending, the gold and silver can be exchanged for treasure money can draw the difference, and the excess gold and silver may not be used for lending, you can invest! β
Su Luo was originally a businessman, but he just glanced at the bank's development outline and business strategy a few times and suddenly understood the doorway, he said ashamedly: "It's the students who are stupid, why didn't they think of a way to attract deposits with small profits!" This mortgage, venture capital, foreign exchange fees, Di Hou is really a god, how did you come up with these methods! That's ......," Su Luo said, silently calculating in his heart, and couldn't help but exclaim, "Oh my God! In this way, you can earn a lot of wealth without injecting any more capital, Di Hou, can you also give Henan Province to students to operate? β
Su Luo's reaction made Di Feng very satisfied, and he asked Su Luo, "It's okay for Henan Dao to give you this, but you have to produce results to prove your ability, let me ask you, how has your silver number of Chang'an earned in the past few days?" β
Su Luo held out a finger.
"Ten thousand?" Di Feng felt that Su Luo could have a profit of 10,000 yuan in more than ten days, which was already quite good.
Su Luo shook his head proudly and said: "Di Hou underestimated the students too much, the students spent nine days earning 100,000 yuan, removing the 10,000 yuan handed over to the household department, and the net 90,000 yuan remained." β
Listening to the figures reported by Su Luo, Di Feng couldn't sit still, he stood up violently and asked in disbelief: "What ninety thousand!" You have not been deceived by me? "If there is really such a profit, Di Fengjue himself will also open a silver account.
Su Luo saw Di Feng's performance even more proud, he was busy explaining, it turned out that there were a lot of bulk transactions in the east and west cities of Chang'an, especially jewelry, silk, porcelain, these profiteering industries, Hu Shang came from afar, it was inconvenient to carry a large number of gold and silver, and he had to return to his country in a hurry to return to his country in a hurry, so that under the mediation of the city order, a large amount of gold and silver was deposited in the silver number, and some simply took the silver number as a pawnshop in order to catch up with the voyage, and piled up the goods directly to the silver number, and then went to buy the goods in exchange for gold and silver, and then returned to the country in a hurry to resell them. Hu merchants who do not have enough funds can also borrow money from Su Luo for a short period of time, because the Su family has a branch in Quanzhou and Yangzhou, and Hu Shang will repay the loan directly when he boards the ship at the dock after borrowing.
Chang'an Silver has been detached from Di Feng's design, and has developed into a "monster" integrating tooth shops, pawnshops, and silver numbers, but such a model can only be operated by Su Luo, after all, his family has a huge shop in the East Market, and there are also procurement personnel overseas.
No wonder Su Luo said that the silver income of Shangzhou, Puzhou, Qizhou and other places is not good, there is no overseas business exchanges between the east and west cities, how can these inland small states and counties compare to Chang'an.
Di Feng ignored these exotic merchants who traveled back and forth on the Silk Road, and also ignored the ability of Tang merchants overseas, it seems that Lin Zhihuan should develop the overseas market as soon as possible, otherwise the financial base he is going to open up overseas will be occupied by merchant families like Su Luo.
Wu Sansi and Wu Chengsi listened to the enthusiasm behind the screen, the focus of their listening to information was different from Di Feng, although the profits Su Luo earned made them red-eyed, but they paid more attention to Su Luo's ability to hand over thousands of yuan to the household department in the short term, so as to give money to the imperial court, not to mention that the local state capital was a saint and did not dare to underestimate it.
The samurai family still has a small family business in Lingnan, and there are also wharves in Lingnan, and there are also Hu merchants coming and going, if you can run a silver number in Lingnan Road...... The more Wu Sansi and Wu Chengsi thought about it, the hotter their hearts became, and as soon as Su Luo left, the two of them walked out impatiently and said in unison: "Di Hou, our brother is willing to listen to your arrangement." (To be continued.) )