Entering April, the land of Bashu has already had a trace of dryness and heat, and Xinjiaozi is in full swing, which adds a violent smell to the air. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

After Wang Ning'an put six dens of counterfeit money printing in a row, he simply issued a strict order: all bookstores on the four roads of Sichuan and Shaanxi should send officials to supervise, and the checkpoints in various places should strictly check the flow of bark and cut off the source of counterfeit money.

Relying on strict laws and regulations, the rampant fake sex finally disappeared.

Then Wang Ningan began to issue banknotes on a large scale, and the new Jiaozi quickly exchanged the old Jiaozi at a ratio of one to ten. With the issuance of Xinjiaozi, the Royal Bank added 27 outlets in Sichuan and Shaanxi 4th Road in one go, and even extended its tentacles to the county seat.

The Royal Bank is responsible not only for issuing notes, but also for lending.

For a period of six months, the interest of one and a half is a great blessing for farmers.

Every spring, there are many people who cannot afford to buy seeds and farm tools, and have to borrow money from the landlord, but the landlord's interest rate is frighteningly high.

But the Royal Bank is different, as long as it has a penny and a half interest, and there are not so many complicated procedures, it has quickly been popular among the people, and everyone is eager to take out loans.

In this way, the new Jiaozi circulated rapidly, and there were fewer and fewer old Jiaozi on the market, Wang Ningan planned to end the old Jiaozi within the year, and now it seems that it may end in the second half of the year.

Xinjiaozi is not only implemented smoothly, but also beautifully printed and has superb anti-counterfeiting methods...... What's more, SJS can be exchanged at any Royal Bank outlet.

This is the function that the old Jiaozi did not have at all, and the merchants of Bashu want to go to Jiangnan, Lingnan, Northwest, or even Dali and Jiaozhi, as long as they take a deposit slip from the Royal Bank.

It's so convenient, it's beyond imagination!

The businessmen were actually more enthusiastic than the common people, and they quickly threw out the old Jiaozi in their hands, scrambling to exchange for new Jiaozi, and the momentum was so fierce that Jiang Qing in Shu was frightened.

These people always think that habits are not so easy to change, and the old friends will be scrapped if they want to!

Besides, who is not greedy!

In the past, there was a deficit in the work of Jiaozi and a big basket, so can Wang Ningan be an exception? Isn't he just as greedy! This new Jiaozi will definitely have problems...... Liu Ping and others hold this view.

But where do they know that in Wang Ningan's eyes, the amount of money that can be earned by over-issuing currency to steal reserves is too limited, and he can't look down on it at all!

……

"If the bank is down, you can get more accurate information than the imperial court." Xiao Guanyin said with a straight face: "For example, if the loan for farm tools in a certain county suddenly increases, you can calculate the harvest output, and with the output report, businessmen can accurately go to each county to purchase grain...... According to the number of capital transactions, the average income of the common people can be judged, and those merchants who sell clothes, hats, furniture, pots and pans can launch suitable goods according to the economic situation of the people and earn good returns......

Xiao Guanyin has been in the Great Song Dynasty for more than three years, she first studied with Bai, and then gradually came into contact with the business of the bank, whenever she felt that she knew everything about it, Wang Ningan would open up a new world, which made her stunned.

From copper coins to paper money, from banknotes to intelligence gathering...... Xiao Guanyin felt that the Royal Bank was like an omniscient monster, which could see the corners of the empire clearly according to complex data, and it was countless times more powerful than the secret agents of the Imperial City Division!

In fact, she is not wrong to see it this way, banks are not as simple as accepting deposits and issuing loans...... The data of all transactions must go through the Royal Bank, and when aggregated, it is equivalent to grasping the economic pulse of the empire!

As long as you dig into the data of the Royal Bank, you can find countless buying and selling information, business operations will be more efficient, and the ability to create wealth will be multiplied!

Wang Ningan doesn't think there is much of a surprise, after all, in the era of his previous life, he has played big data, that is the real awesome thing, as long as you master the usual travel habits, you can deduce your work, income, age, marriage, and even more bizarre information, and then according to your situation, accurately recommend goods, and control everyone to the fullest...... It's like an incomparably evil giant spider, using its spider silk to glue hundreds of millions of people to the web, and every move can't escape the spider's perception!

In contrast, the Royal Bank is too rudimentary, only at the city level, and it is full of errors and monotonous content, and I really don't know what to be excited about.

……

If Xiao Guanyin knew Wang Ning'an's thoughts, he would only roll his eyes, please, we are indigenous people, and we have never played such advanced things, we know that these data are of incomparable value, the imperial court needs data to estimate taxes, and businessmen need data to determine the direction of business.

And the Royal Bank, which has mastered the data, is like the brain and nerves of the country, with the power to dominate the empire!

Data is valuable!

Xiao Guanyin suddenly realized, no wonder Wang Ning'an can't move from the Royal Bank even if he dies, it turns out that he has already reached the power of the bank, which is really insidious...... She suddenly had an answer to the things she mentioned a few days ago, Wang Ning'an's strength is so strong, if Zhao Zhen wants to deal with him, it won't be easy, right?

"Alright, stop dreaming!" Wang Ningan said angrily: "Miss Xiao, your pupils have become square, no matter how far away you are, you can see two big copper coins!" ”

Xiao Guanyin snorted, "Xianggong Wang, you are very disappointed!" ”

"No way, instead of staring at the rainbow in the sky, it is better to pay attention to the roses in your hands."

"What do you mean?"

Rose, it doesn't mean which woman it is, right?

Seeing that Xiao Guanyin was stupid, Wang Ningan couldn't help but say: "I mean the rose is piercing, the new Jiaozi is not so smooth!" ”

In a word, reminding Xiao Guanyin, she quickly gathered her thoughts, and said: "Indeed, at present, 30 million new Jiaozi have been issued cumulatively, of which 20 million have been exchanged for old Jiaozi, and about 10 million have been issued as various loans. ”

Xiao Guanyin added: "We have collected more than 10 million yuan of assets from several Jiang Qing families, if we follow the ratio of one to four, the reserve fund is more than enough, but it is only ......."

"Just what?"

"I'm worried that people will start in the other direction."

"How?" Wang Ning'an said.

"It's very simple, if I were those Jiang Qing families, I wouldn't go to the Royal Bank, because it would be too explicit, if I provoked the anger of the prince and flipped the table, I wouldn't have to play." Xiao Guanyin raised his head and said with a smile: "If it were me, I would eat copper coins and throw out new Jiaozi." ”

Wang Ningan took a deep breath...... It seems that what Xiao Guanyin said makes sense.

Eating copper coins on the market, causing copper to be expensive and cheap, and the price of the two is seriously diverging, the common people will naturally rush to buy copper, and throw out the Jiaozi, and there will be people to run the Royal Bank, at that time, it will not be Jiang Qing's family to make trouble, but the people and Wang Ningan can't get along......

Wang Ningan was stunned for a long time, and suddenly sighed: "Fortunately, your Miss Xiao is not on Jiang Qing's side!" ”

Xiao Guanyin pursed his lips and smiled, "Don't think too much about others...... Don't talk about others, is that Zhang Fangping really reliable? ”

Wang Ningan's brows suddenly furrowed, he really couldn't sit still.

Because Zhang Fangping sent news just now, saying that Jiang Qing's family was going to eat Xinjiaozi and then go to the Royal Bank, Wang Ningan had already deployed in this direction.

But after listening to Xiao Guanyin's words, Wang Ningan suddenly felt that things might not be so simple!

He immediately returned to the study, closed the door, and deliberated repeatedly, gradually, Wang Ningan agreed with Xiao Guanyin's point of view, it is true that it will be better to attack Tongzi at this time, and it will be more hidden, after all, the Jiang Qing family is not a brainless fool, even if they have no brains, the people behind them, don't they have brains?

……

Wang Ningan immediately arranged for people to deal with it, and ordered Lu Tao and Chen Yu, as well as Su Zhe, to let them auction the confiscated property in batches, collect the copper coins on the market, and deal with the next big war!

Almost at the same time as Wang Ning'an, the Jiang Qing family really made a move, they concentrated their efforts to buy copper coins and bronze utensils on the market, as long as they had something to do with copper, they all swept away, looking at their posture, they actually fought with the copper price battle of the year, and some of them were crazy.

I have to say that Jiang Qing's family also did their best.

At first, the action was hidden, and the copper on the market was quite abundant, but after about ten days, they went crazy to buy, and gradually discovered that almost overnight, there were no copper coins on the market in Yizhou......

"Brother-in-law, we are still slow to start, only about thirty percent of the copper on the market has fallen into our hands, and the other seventy percent has been eaten by the Jiang Qing family."

Su Zhe honestly reported that he was worried: "According to my estimates, Jiang Qing, led by the Liu family, has smashed at least tens of millions of dollars at once!" Compared with the Great Xiangguo Temple and Runan Wangfu back then, it is even more crazy, and it must not be underestimated. ”

Wang Ningan bowed slightly, "Shibei should be impressed for three days, no one can underestimate it!" If you pay attention, maybe the run is not far away. ”

As if to verify Wang Ning'an's words, from the next day, some people did start to run on the Royal Bank, and they took a large number of new Jiaozi and asked to exchange them for copper.

The bank, of course, is prepared and methodically exchanged.

Su Zhe secretly sent people to find out the source of the run, but soon found that these people who ran on the run were almost ordinary people, and it was worthless to arrest them.

Instead, they brought a message that made people shudder.

There is a black market in Yizhou, and as long as 600 copper in the black market, you can exchange for the consistent new Jiaozi, that is to say, the people take the new Jiaozi to the bank to exchange first, and you can get 700 Wen, and then go to the black market to buy the consistent Xinjiaozi, and directly earn 100 Wen!

With such a lucrative business, how can anyone not do it...... Therefore, more and more people flocked to the Royal Bank, bringing Xinjiaozi to exchange, and the situation was similar to that of the run firm, the difference is that the scale is countless times larger!