Chapter 647: Constant Access to Contacts

After Concubine Wu Hui finished speaking,.

Queen Wang was at a loss, she didn't know what was going on inside at all, Gao Lishi was helpless, Li Longji opened his mouth slightly, Zhang Xiaobao and Wang Juan were calm.

Because the two of them knew that someone could think of this problem, the appearance of the five-baht coin was for this, what else was the law scroll, and the Zimbabwean money that they had nearly a hundred years ago at that time.

This time they didn't answer, Li Longji shook his head and said: "Ai Concubine, no, if you really issue currency, it is tantamount to killing chickens and eggs, the more you issue, the more expensive the price of goods, unless our Datang Dynasty issues currency, it is not that the imperial court is used to buy things, but directly sends the money to each Datang person according to a certain proportion."

And even then, there will be an imbalance in the amount of money involved in the contracts in trade that some people have signed in the past, and if you think about it again, don't mention it later. ”

Concubine Wu Hui was silent now, lowered her head and continued to think.

Zhang Xiaobao and Wang Juan were eating their own dumplings, but after eating two, Gao Lishi wanted to figure out what else he had, and seeing that Zhang Xiaobao had almost eaten, he was drinking soup there, and asked:

"Xiaobao, since you can't directly achieve your goal by issuing currency, what other way can you get through this crisis without using your family's and Your Majesty's money?"

"There are several, one is that the money bank borrows money from the underground bank, if this is negotiated, you can even borrow money at a very low interest, as long as you give the other party a promise, when the other party needs money, Datang money also uses a very low interest to provide funds to it.

However, I don't agree with this approach, now that I am in charge, Datang Qianzhuang will not have a big problem for the time being, if one day I don't care, it is likely to cause a consequence, that is, Datang Qianzhuang obviously has money to lend, but does not lend.

They lent the money to the underground bank at a higher interest rate than the normal loan, and then the underground bank took the money and lent it to others at an interest rate several times that of the Datang bank.

Next year, capital is allowed to exist, but it is absolutely not allowed to exist in this unscrupulous form, so if Datang Qianzhuang borrows from an underground bank, and the interest is not good, I don't care, but I don't allow the manager of Datang Qianzhuang to make any promises. ”

Zhang Xiaobao came up with a solution.

Wang Juan nodded beside her, she knew that this was a universal existence, and no matter what kind of system it was, it was impossible to eliminate private capital, because the generation of the banking industry was caused by the demand for private capital.

It is not an industry in itself, and if it is really, there is no need to exist, and it has lost the soil for survival.

Moreover, in some countries with individual systems, sometimes the state has to borrow directly from private capital, even in its own country, there are also national debts.

Li Longji and the others listened and nodded slightly.

Concubine Wu Hui's eyes brightened, and she asked, "That Xiaobao, according to what you say, is it possible that if the private underground money banks are united, they will be able to directly impact the Datang money bank?" Can they deposit the money in Datang Money Bank first, and then wait for Datang Money Bank to lend, and then they can run on it? ”

"Yes, theoretically, it can be like this, and it can even drag a country into bankruptcy, but that is when other foreign capital comes in, and it is still the reason why the productive forces of one's own country cannot keep up.

If a country does not seek fundamental development, but aggressively uses financial means to obtain more foreign currency support, and wants to borrow chickens to lay eggs, then the consequences are that the chickens are gone, the eggs are gone, and even the nests will be demolished.

When the affairs of Jiangzhou are dealt with this time, when Juan Juan and I go to the original place where the Turks are located, I will let the money open the way, go to other countries to stir up, give them a little sweetness first, and then withdraw the money invested in the past, and it will be much easier to fight them again. ”

Zhang Xiaobao followed this topic and explained in detail what he said to Li Longji at the beginning, which can make people understand the things in a more simple way.

Wang Juan also said: "Don't say it's a small country, even if it's a country with an area larger than the Tang Dynasty, if you use good means, you can also make the other party fall into an unimaginable crisis."

To deal with small countries, it is enough to use the means of economic sanctions, but the premise is that before the economic sanctions begin, the other side must form a close relationship with our economy, and it is necessary to use the necessary means to impact the imbalance of the other party's economic system.

Targeting agricultural products is the most effective means, such as the current Silla, Xiaobao has not yet used the last step of sanctions, that is to further weaken the unity of the other party's people, otherwise the other side is easy to start a war, even if he knows that he can't fight.

But when their people's hearts are gone, do they still need force? They planted a lot of cotton, and they couldn't eat it, so they stopped supplying food, and they raised a few forces within themselves, so they could play with it. ”

Concubine Wu Hui understood about this matter, so she agreed very much: "It is estimated that it will be about the same for another half a year, at that time the summer grain is the harvest period, and the palace is looking forward to it, Juanjuan, is there still a means to make the Tang Qian Zhuang withstand the attack." ”

"Yes, Datang Qianzhuang directly borrows money from the imperial court, and the imperial court has money, or the Qianzhuang itself issues bonds, if the two add up, then take out the gold and silver and exchange them directly for the now popular banknotes.

This is also the reason why Xiaobao got so much gold and silver and didn't go to circulation, Xiaobao was afraid that when he was busy, someone would do bad things behind his back and couldn't control it. ”

Wang Juan said two more methods, which are commonly used methods, not to mention Qianzhuang, even the state has used them.

Of course, she also knows that all means are appearances in the end, and the most important thing is whether the state uses political power, and whether the currency issued by the state itself does not match the actual resources and exceeds a certain proportion.

"Okay, okay, Concubine Hui, you eat first, there are many ways, just like marching and fighting, you have to change, you can't stick to the form, I also want to see how high the waves can be set off by this run, and whether the economic system of Datang can be as solid as imagined."

Seeing that Concubine Wu Hui still wanted to ask, Li Longji spoke out to dissuade him.

Concubine Wu Hui realized that she had only eaten two dumplings and was still hungry, but unfortunately Xiaobao specially adjusted the filling, lowered her head and ate it.

******

The cabin was calm, but the Tang Dynasty outside the cabin was about to rain.

Since the telegraph device has only entered the county level, not the village level, the rumors have not yet reached the villages when they appeared.

The state capital, the county seat and other big places, can hear the news that Datang Qianzhuang has no money for the first time.

Now it's going to be fried, all parties have different reactions, and the people who are most worried are those who have a little asset at home, and then they are all stored in the money bank waiting to eat interest.

As soon as they heard that Datang Money had no money, the first thing they thought of was to take their deposit vouchers and try it.

There is also a kind of person who is afraid that the world will not be chaotic, not only to take it himself, but also to tell others that now there is only this amount of money in the Datang Money Village, and the slow withdrawal is gone.

The most emotionally stable is the businessman, the businessman who buys and sells a little bigger, when he heard this rumor, he sneered, people who have not played the real game of Monopoly will never know the power of the person who can enter the top 100 on the top list, and if they don't know their power, they can't imagine the means of Zhang Xiaobao who is above it.

The businessmen are very sure that Zhang Xiaobao is an invincible existence, how could he make Datang Qianzhuang have problems? So most of these businessmen don't care about the nagging of the women in the house at all, and they are going to move the family law directly when they are said to be annoyed, and they can't control you?

If the merchants did not move, the impact on the money bank was much smaller, and the money bank managers in various places kept sending telegrams, and went to the local big merchants to discuss things with them, and proposed that if they really could not take out the cash to pay, then borrow some money from the other party for emergency.

In addition to these two kinds of people, there is another kind of person, that is, wealthy, the family really doesn't have much money, not rich, and not to the point where they can't eat, and they have a little deposit in the bank.

This part of the people belong to the most stratum of people, save money, and take the surplus money to the money village to save, which is to have confidence, at least no longer afraid in life.

Many of them heard that there was something wrong with the Datang Money Village because of the loan of money for a while, and the most feared thing was that all the people went to withdraw money, and then there was no money to withdraw, and the money that was lent out at the beginning did not come back.

"His father, Datang Qianzhuang has no money, and now some people are queuing up at the door of Datang Qianzhuang on the next road to withdraw money, where is our passbook?"

In a family of craftsmen, a man was working on wooden furniture, the rough prototype had been made, and now he was carving patterns on the furniture with a carving knife, and a woman came in and shouted to him.

The man's hand kept moving, and he replied softly: "Got it." ”

"Where's our passbook? Take it out, I'll pick it up too, and if you don't go, it'll be too late. When the woman saw the man's appearance, she was very angry and urged.

"No." The man replied with two words.

"If you don't withdraw the money, it's gone." The woman looked like she hated iron but not steel.

The man's knife was still carved on the wood, it was a cloud, it was amorphous, so the tone was arbitrary, but it was like the wind blowing.

"I'll get it myself." The woman snorted and entered the room, and after a while, she turned out again, her face obviously became very ugly, and asked, "Where is the passbook?" ”

"Put it away, there are still people who owe Datang money to the bank, and they haven't paid it back now, waiting to pay it back, the money village will have money again, what's the hurry?"

The man said a few more words this time, and the carving knife still didn't stop.

"You're a loser, come back? What if it collapses early? All the hard-earned money is gone, you, you say, where to put it? The woman's eyes widened.

"If you don't come back, you'll send it to the bank, money, don't want it, when we buy this house, we will borrow money from the bank, and the money bank will charge us interest? We were happy when people helped us, but now that people are in trouble, you let me go down the well? If I am this kind of person, I can be sorry for Datang Qianzhuang today, and I can do something that is not good for you tomorrow. ”

The man finally stopped what he was doing, turned his head and shouted at the woman with the same glare.

The woman wilted: "Then, then you really don't want the money?" ”

"If you can come back, you have to come back, or if you don't come back, you don't want money, the baby doesn't need money to go to school, we don't need money to see a doctor, I can still let you eat with these hands."

The man said slowly, in a firm tone.

"Daddy, I'm back, mother, guess I met a good thing today, what happened?" While the husband and wife were talking, a little boy ran in with an even smaller girl, and shouted happily as soon as he entered the courtyard door.

"What's the good thing? The family's money is running out. The woman whispered again, glaring at the man and not daring to say more.

"It's Xiaobei, mother, Xiaobei, you know, it's the inspector of the Tang Dynasty, she got a lot of money, and she wants to build 4,000 places in our Datang, and there is a baby candy house in our county, I went to ask, and the person who worked said that he wanted to get a fun place next to the haha mirror.

When it is built, my sister and I will go to play, we don't need a penny, and the little lame grandson picked up by the old lame man's family, and I can go directly to that place to get money in the future, every month, and all children who are not in good health can go.

And also, mother, don't you have no work? I heard that there is a place where you don't have to pay money and you don't have to pay taxes, so when the time comes, you can ask if you can add something like yours. ”

The little boy said happily, but the little girl wanted to interject but couldn't, so she jumped straight next to her in a hurry, and kept nodding her head.

When the woman heard this, she was stunned, and the man was equally stunned.

"His father, Datang Qianzhuang is in charge of Xiaobao, and Xiaobei is Xiaobao's sister, right, did you say that he took out all the money to do this? You said that they are really, little by little, why bother to make four thousand at once? This...... This....... ”

The woman began to be anxious.

"Get a few, can it still be our county's turn? Go, take out my Luanfeng screen, sell it, buy it cheaper, sell it for ten dollars, don't wait for it to be expensive, after buying the money, take it to the money bank and save it. ”

The man threw down a sentence and turned to continue carving.

The woman stood there wringing the hem of her clothes with both hands and thought about it, then gritted her teeth: "Baby, go with your mother to get the screen, the Tang Qian Zhuang can't fall, and the Zhang Wang family can't fall either." ”

"Hey~! Just go. The boy said yes and ran with his mother towards the storeroom.

Like this family, it's not just one family that chooses, and many people are doing what they feel they should do.

So at the gates of various places in Datang Qianzhuang, there were different scenes, some people lined up to withdraw money, and some people queued up to save money, and the back and forth was endless, like a cloud.