"My lord, these seven commercial houses have a total of 840,000 guan, grain, Shu brocade, medicinal materials, livestock and other commodities, and the total discount is less than 500,000 guan, and the Jiaozi they have issued have reached 15 million guan!"

Chen Shunzhi reported the situation to Wang Ningan, his face was dark, and his fingers kept trembling. Pen % fun % Pavilion www.biquge.info

If you want to say that Yizhou Jiaozi is a big pit, then these folk Jiaozi are even more pits!

No matter how nonsense the court comes, there are some rules that cannot be overcome, but businessmen are different, they can do whatever they want to do, unscrupulously, and do whatever they want!

Wang Ningan had expected it, but he was not so anxious, he knocked on the table rhythmically, and suddenly said: "After so many years, these 16 commercial banks will definitely not have only such a little money, but I am afraid that even the wealth of one family is not enough!" Where did all the money go? ”

"Lord Hui, they were definitely transferred away, thrown out, and used as substitutes for the dead."

Wang Ningan nodded and said, "Can you find out how the money was transferred?" ”

Chen Shunzhi smiled bitterly: "This is not easy, after all, they are all the head snakes of Bashu, after so many years, they should have taken their wealth away a long time ago, and it is extremely difficult to check." ”

Wang Ningan took his hands and walked slowly.

He needs to start from scratch...... From the beginning of his own moves, promoting the Qingmiao Law, and annexing and handing over the sub-affairs, the other party was in a different game.

first pushed Wang Gongchen out, then threw out the Jiaozi crisis, forced himself to enter Shu, and then the messenger clerk resigned, obstructed the scholars from coming to the exam, and made 16 merchants yellow, bringing down Jiaozi...... Step by step, they are very ruthless and decisive, and they do it at any cost.

Competing with a master of Wang Ningan's level, you can't be stingy with chess pieces, you must throw out chess pieces with enough weight, even if it is as strong as Wang Ning'an, it is not really King Kong is not bad.

Just imagine, he killed a bunch of people, the matter was not solved, but the crisis was getting bigger and bigger, out of control, at that point, could Zhao Zhen still protect him?

Take Fan Zhongyan as an example, the saints of the year were not strong, and Zhao Zhen's intention to promote the new policy was not resolute.

However, when the new policy was pushed down, all kinds of chaos occurred frequently, the government and the opposition were shaken, and the society was uneasy...... In the end, Zhao Zhen had to endure the pain and expel the gentlemen of Qingli.

In fact, from the emperor's attitude towards Ouyang Xiu and Fu Bi and others, it can be seen that he has always felt ashamed of these people. However, the society has never been transferred by personal will......

It's really a mess in the world, it's out of control, even if Zhao Zhen wants to keep Wang Ning'an, Wang Ning'an can't get through that hurdle himself...... What a problem!

How do you break the game?

Wang Ningan felt that there was a mess in front of him, he had to find the key silk thread from this pile, if he was wrong, it would be like a high-rise building.

Wang Ningan pondered for a long time, "Go, call the person in charge of the firm." ”

After a while, a thin old man came, he was well-dressed, and between his eyebrows and eyes, he was shrewd and capable. I just saw Wang Ning'an, I was a little scared, and my legs were weak.

"What's your name?"

"The little old man's surname is Tao, and his name is Tao Sanlu."

"How many years have you been running Jiaozi?"

"Back to Wang Xianggong, it has been more than 30 years, and it was Xiao Lao'er's father who first invented Jiaozi."

"It's really rare to say that it's still a generation of sons, a generation of fathers, and successively fathers and sons!"

"Wang Xianggong made fun of it, it's not worth mentioning, it's not worth mentioning!"

"Phew!"

Wang Ningan smiled angrily, "Are you praising you as an official?" Jiaozi has made so many troubles, the official came all the way from the capital, and finally suppressed the chaos, you have a problem again, and now Jiaozi is collapsing, like the water of the Yellow River, out of control...... Do you think the official should cut off your head and give an explanation to the villagers in Bashu? ”

Tao Sanlu was taken aback, very aggrieved, and actually knelt down on his knees and kowtowed.

"Qi Yu Wang Xianggong, Xiao Lao'er knows that he is guilty, but Xiao Lao'er swears to God that he has no bad intentions, until now, our Tao family has not taken the slightest advantage, on the contrary, he has also lost his net worth and his life."

Wang Ningan snorted, obviously not believing it.

Tao Sanlu gritted his teeth, "Xianggong Wang, let's tell the truth, and it will save others from misunderstanding, as if we have made a lot of money!" ”

Tao Sanlu recalled the time when Jiaozi was first invented...... Shu is rich in products, but the roads outside the four are difficult to travel, and there is a lack of copper materials, forced to help, smart businessmen joined forces, 16 commercial banks, jointly provided guarantees, launched Jiaozi.

The original jiaozi was not a currency, but a kind of instrument, which was created to facilitate long-distance trafficking by merchants.

After all, the copper coin weighs 4 catties, and the various regulations are different, the heaviest consistent iron coin has 25 catties, and it takes 5 yuan to buy a leno!

That is, carrying 125 catties of money on his back, in exchange for four or five catties of goods, the value between the money and the commodity is seriously unequal, and long-distance trafficking is very troublesome regardless of whether it is bought or sold.

With ten truckloads of copper coins to buy back two truckloads of goods, what kind of mood is that, I feel that it is jammed. There is even more sorrowful, taking ten truckloads of goods to sell, and as a result, dozens of more horse-drawn carriages have to be hired to bring the money back......

Just thinking about it makes people's scalp tingle.

Jiaozi was born, which is not only helpless, but also a blessing to the soul. It was definitely a big start, and it soon boomed business. But gradually, some businessmen discovered that in principle, their Jiaozi should correspond to the corresponding currency, one to one, Ding is Ding Mao is Mao, and if there is a mistake, they will not be able to pay the full amount to others, and they will suffer lawsuits.

However, in fact, the buying and selling are carried out at the same time, and the copper coins are in and out, as long as they are drawn on the books, it is enough, and there is no need to really move money out.

In other words, as long as the 16 commercial banks maintain a certain amount of copper money savings, it is enough to cope with the immediate exchange. Gradually, they figured out a three-to-one ratio.

In other words, if you have one copper, you can issue 3 copper jiaozi, and your value can be tripled out of thin air!

Then they also found that there were so many jiaozi stored in the warehouse, and if they kept them, they would only grow hair, and if they took them out and lent them to others, they could earn a lot of interest......

Tao Sanlu told all the development process of Jiaozi over the years!

After listening to this, Wang Ningan was amazed!

It's the history of monetary development at all!

Jiaozi has changed from the original bill to paper money instead of metal currency, and the wisdom of the Sichuan people cannot be underestimated.

Just when 16 merchants were cheering for their invention, a group of people appeared, who deliberately searched for friends in the market, concentrated on a certain period of time, and went to a certain trading house to run.

When the firm could not afford it, they took advantage of the situation and asked for shares.

"Wang Xianggong, we all know that we are robbing while the fire is burning, but there is no way, these people are all from the Jiang Qing family of Bashu, with strong financial resources and extraordinary strength. If we don't cooperate with them, we won't even be able to keep our property...... Over the years, it seems that we have made a lot of money, but in fact, the maids and children are all someone else's. ”

"Especially in recent years, we have overissued too many jiaozi, and the savings on hand are no longer enough to cover the exchange, so we have to borrow from these big families every year to cope with the run. It's not cheap to borrow money from them, we have to mortgage our fields and real estate, and gradually, all the wealth we have in our hands has been looted by them. And we owe them a huge sum of money, and now the comptoir is nothing but an empty shell, just like this bad old man...... Ahem, it's not long before I live! ”

Tao Sanlu's face swelled with an abnormal flush, and he lowered his head and kept coughing, as if he wanted to cough out his lungs.

Wang Ningan pondered for a while before he said quietly: "So, you were cheated by the family?" ”

"That's right, Prime Minister Wang."

"Then why don't you stop, just don't print Jiaozi!"

"No!" Tao Sanlu grinned and cried: "Wang Xianggong, we have sent too many jiaozi, if we don't take it back, it will collapse sooner or later, but we don't have enough money in our hands......"

"So you're going to issue new Jiaozi instead of the old one?"

Tao Sanlu was speechless for a long time, just prostrate on the ground, crying: "Please surrender your lordship!" ”

Wang Ningan didn't know what to say, these 16 businesses were insatiable, self-inflicted, and whatever ended up was to blame.

It's just that they are not the most hateful, those Jiang Qing families, wealthy families, saw that Jiaozi made money, so they repeatedly used despicable means to get 16 commercial houses into their own hands.

If these 16 commercial houses are man-eating wolves, then the Jiang Qing family hiding behind them is a wolf-eating tiger, which is 10,000 times more hateful!

If you want to fight, fight the big tiger!

Wang Ning'an already had a fixed opinion in his heart.

"Tao Sanlu, this official gave you a chance to atone for your crimes, how do you think the current situation should be cleaned up?"

Tao Sanlu wiped his tears and said pitifully: "How many Jiaozi are on the market, I'm afraid I can't find out clearly, even if the palace and the treasury are emptied, they may not be able to exchange all Jiaozi...... There is only one way, and that is to issue new Jiaozi to replace the old ones, just like us...... It's just that Xinjiaozi must have strong support, be able to cope with the run, and gain a firm foothold. ”

I have to say that Tao Sanlu has dealt with money all his life, and what he said is really reasonable.

It's almost exactly the same as Wang Ningan thought, but there is one thing, Wang Ningan will not be fooled.

"Tao Sanlu, if the Royal Bank takes over Jiaozi and continues to issue it, wouldn't it pay off the debts you owe, this method is very good?" Wang Ning'an's tone was sarcastic.

Tao Sanlu's face turned white in an instant, he forgot that Wang Ningan also played with money, and he played bigger than him!

After a night of contemplation, Wang Ningan finally started.

He announced the immediate issuance of a new Jiaozi, and the exchange at a ratio of 1:10, with a clause, only accept exchanges of less than 500 yuan, and the person who redeems must show a certificate of household to ensure that it is a real small household.

For the exchange of more than 500 guan, Wang Ningan is not inconvenient, there is no problem with the exchange, but the ratio is one to hundred.

Obviously, he would rather have wronged the big ones than harm the small ones...... It's just that in this way, Jiang Qing in Shu was all furious and threatened to make Wang Ningan look good!