In view of the fact that the bigwigs in the court did not fulfill their promises for a long time, Li Chengqian came up with such a desperate plan as a 'bank' after he couldn't wait for the funds he needed. Vertices are updated the fastest

Old Wei Zheng is not a fool, the first thing he admired after hearing Li Chengqian's whole plan was Li Chengqian's courage, His Royal Highness the Crown Prince, who dared to get all the money in the world in his own hands, was already so tall that he made Lao Wei speechless.

But what Li Chengqian said does not seem to be wrong, at least in Wei Zheng's opinion, there is no omission, but the most critical point is how to make those people willingly take out their family savings and deposit them in the so-called 'bank'.

So when His Majesty Li Er asked this question, Lao Wei's eyes were firmly fixed on Li Chengqian's body, waiting for his answer to see how he solved this problem.

But Li Chengqian's goods were hypocritical at this time, the old man's question was not answered, but he left the chair unhurriedly and ran to Lao Li's side: "The son sees his father, and his father is auspicious!" ”

"Auspicious fart, where did you learn these nonsense things!" The old man was stunned by Li Chengqian for a moment, and then glared at him.

The fact that the old man was eavesdropping outside the door, Li Chengqian actually knew it for a long time, and even Lao Wei and Old Eunuch Fang knew it, after all, such a big shadow was printed on the door frame, and it was difficult for people to think about it.

And this is the study of the prince of the Tang Dynasty, and there are not many people who can make the guards outside dare not speak out, and there are even fewer people who can have this curiosity to listen to what is said inside.

In such a situation, if the three people in the room said that they didn't know that the shadow outside was Li Er, they wouldn't believe it for fear of ghosts.

Under such circumstances, Lao Li suddenly came in, which naturally did not surprise them, but made Li Chengqian have the idea of 'amusing' the old man 'happy', so there was such a saying as 'auspicious father'.

"Old minister, see Your Majesty!" Wei Zheng saw that he couldn't wait for Li Chengqian's answer in a short time, so he also turned around and bowed to the old man, while the old eunuch Fang came behind Lao Li in a few steps and resumed his status as a follower.

"You all get even, prince, and answer my question, even if your 'bank' is really established, how can you get those people to deposit all their money with you?" With Lao Wei's interruption, Li Er naturally couldn't talk about Li Chengqian, so he could only bring the topic back to the question just now.

"Father, isn't this simple? The retainers can give them money. Li Chengqian smiled and said: "As long as the money is deposited in the 'bank', we can give them interest, one hundred in one year, two in two years, three in three years, and so on." ”

"Huh?" The old man and Wei Zheng glanced at each other, and asked, "What is the reason why you keep the money for them, but you have to give them interest?" ”

"Of course, let them save money, you think, father, for the people, money can't make money at home, right? If we give interest, it is equivalent to money making money, how can the people not be moved? ”

"And the people are moved, will those big families be moved? The interest of the common people may be 100 wen a year, but what about the big ones? Even if it is one hundredth of the interest, if they save one million, they will have an income of 10,000 yuan a year, do you think they will save it? ”

Compared with the interest given by the bank in later generations, Li Chengqian believes that the dividend of one percent is already very low, but this is still very high in Lao Li's view, and the interest of 10,000 yuan will be given if there are tens of millions of yuan in the bank...... I'm afraid that the interest alone will cost 100,000 yuan a year.

After coming to this conclusion, Lao Li's face was a little ugly, and he secretly calculated whether to continue to let Li Chengqian continue to do nonsense like this, and the atmosphere reached a deadlock because of this.

"Your Majesty, let's discuss the matter, the old minister can't make up his mind." The old man Wei Zheng was also hesitating, and only after a long time did he smile bitterly and suggest.

As a result, Li Er waved his hand: "What else to discuss, his idea is fundamentally wrong, hundreds of thousands of yuan of interest will be released every year, and soon the Tang Dynasty will go bankrupt, I am afraid that my Taiji Palace will be compensated by him." ”

"Father, this, how can this be compensated for the Taiji Palace, if there is hundreds of thousands of yuan of interest every year, we will have at least ten times the income, and in a few years, we will not be able to build a Taiji Palace again."

Li Chengqian really couldn't understand what the old man thought, and in his opinion, why a profitable and unlosing deal would become a losing business. Think about how much wealth is sucked up every year by the gold-swallowing beast of the bank in the future, and now there is a chance to make a big one, why is the old man so ...... Conservative too.

But no matter what Li Chengqian said, the old man always thought that he was talking nonsense, which made Comrade Xiao Li very depressed, and looked at Wei Zheng with a pleading gaze.

As a result, Lao Wei shook his head: "Your Highness, you see that the old minister is useless, and the old minister also can't make up his mind, but according to the old minister, this matter still needs to be carefully considered, and it is not careless!" ”

Wei Heizi had heard Li Chengqian explain the function of the 'bank' from beginning to end, and there was a clear difference between him and Li Er, who was 'a halfway monk', and although he was slightly skeptical about the 'bank' matter, he did not directly deny it.

But it seems useless for Lao Wei not to deny this matter, after all, if Lao Li does not agree, what can Lao Wei do even if he agrees?

Li Chengqian sighed deeply helplessly, turned his head to the old man a little dejectedly, and said: "Father, the 'bank' matter is by no means a whim of the son-in-law, it has been carefully considered, and the son-in-law is willing to guarantee with his life that the situation you said will never occur." ”

"What's the use of your promises, if something goes wrong, I can really cut off your head." Li Er scolded Li Chengqian angrily.

In fact, His Majesty Li Er also thinks that Li Chengqian's idea is good, absorbing all the wealth of the whole country together, so that he can do whatever he wants.

But he had to think about it later, although the inferences made by Li Chengqian were very reasonable and well-founded, but there was a case for everything. What the old man is afraid of is this 'what if', if something goes wrong in the middle, so much money, so many people, it is by no means a riot can be solved, and it is very likely that Datang will collapse because of it.

The limitations of history have limited Lao Li's thinking, and Datang is extremely lacking in economic talents, which is destined to be difficult to realize Li Chengqian's ideas.

He had to work several times harder to convince the old man and persuade those important ministers in the court to think that this was a good thing that was beneficial to the Tang Dynasty, to the people, and to themselves, and only in this way could the goal be achieved.