Chapter 536: The White Wolf of the Empty Glove of the Money Bank

The room was buzzing and lively, and everyone was smiling. That's right, you have to have money to do it, and if you don't have money, it's a good business!

Hamiti smiled and said: "Prince, for the New Year, what do you say you are teasing us!" How can you get a lot of money, you can tell me about it. ”

Wang Ping'an said that he was going to buy the land and build a pedestrian street around the Inspiration Temple, but he also said that he could only pay for the land, because it was to be given to someone in the palace, so it could only be purchased in his name.

When everyone heard this, they were silent for a long time, they all understood, even Zhao Bi and Lu Xiuzhi understood that the so-called someone in the palace must be a princess, that is, the one Wang Ping'an will marry in the future, and the money sent to the palace is better than the money sent to his house, making money for the princess, and making money for him, it is the same thing!

Ayidin said: "Prince, if you want to say that the land around the Inspiration Temple, even if you want to buy it all, I'm afraid it won't cost much, this square is not a prosperous place in Chang'an City!" ”

Hamiti frowned, and he also said, "Are you planning for us to build shops and workshops around in the future?" ”

Wang Ping'an said: "The shops and workshops will be said later, don't worry." Buying land in my name is, of course, paid for by me, and in that respect, it is true that you cannot make a profit from it. But I don't have so much money, I can't afford it! ”

"How can you not afford it, isn't this a joke on us!" Everyone said together, and even Qiu Tingxuan shook his head.

Wang Ping'an slapped his leg and said: "I can't afford it, I can't come out, I have to take care of you to borrow money, and then give you interest money every year, you have to get benefits, otherwise I won't be happy!" ”

Everyone is happy now, it turns out that they want to manage us to borrow money, and then give us benefits in the form of money, of course this is okay, this is too good, we are not afraid that you can't afford to pay it back, you can borrow as much as you want!

Hamiti said: "In this case, then this is easy to say, how much do you want, say a number, the old man will let his subordinates prepare tomorrow, and the time to start construction will definitely not be missed, before the tower is built, all the expenses will be in place!" ”

Wang Ping'an waved his hand and said, "Don't worry, listen to what I say." He also talked about the ladies in the palace who planned to be the spokespersons of the firm. Of course, he will not directly mention the word spokesperson, how can anyone understand it in this era. He only said that through the use of the business name by the ladies in the palace, and let the business name use it as advertising, so as to make the business bigger, and so on.

Everyone was even more happy, and Yin Jiucheng shouted: "Isn't this equivalent to the royal exclusive, if any business gets this kind of deal, then the business has to be done all over the world, even the royal family uses things, that is the best in the world, this is the guarantee of credibility!" ”

Hamiti also said: "So that's the case, the prince, you bring us and let us do the royal business, this is indeed a good business!" ”

Wang Ping'an shook his head and said: "No, no, I didn't ask you to do royal business, this is indeed a good business, but dealing with the royal family is risky, and it is too hard work, even if we want to make money all over the world, we don't need to go around in person!" ”

Everyone wondered again, a point of hard work, a point of gain, a hardship, a master, if you don't work hard in person, how can you make money?

This is beyond their imagination, even if it is a big businessman like Hamiti and others, they can't come up with it, how can there be such a business in the world.

Seeing that everyone was puzzled, Wang Ping'an smiled and said: "Everyone, think about it, if I want to build a pedestrian street and make a profit from it, do I need capital, and do I want to borrow this capital from you?" ”

Hamiti nodded first, quickly shook his head again, and said, "The prince borrowed money from us because he wanted to share the profits with us, and you can not borrow it!" ”

Wang Ping'an smiled: "What about others, it can't be like me, right?" If many businesses want to make more money, they need to produce more things, but if they can't turn over their capital, do they have to borrow money? ”

Hamiti didn't speak immediately this time, Ayidin saw that his brother-in-law didn't speak, and he didn't squeak, and Zhao Bi and Lu Xiuzhi wanted to speak, but they didn't know what to say.

Only Yin Jiucheng couldn't bear it anymore and said: "How big a bowl is there, how much food is eaten, if you want to make more money, of course, you have to have more goods and sell well, but borrow money to do business, what if the business is smashed and you can't afford to pay it back?" ”

Everyone nodded together, and even Qiu Tingxuan spoke, he said: "It's too risky to borrow money to do business, and it doesn't necessarily mean that everyone is short of money, so they all borrow from us, they can borrow it from relatives and friends!" ”

Wang Ping'an said hesitantly: "I naturally know this truth, so I'm going to talk about the real good business!" ”

Hamitage said: "The business mentioned earlier is good enough, but it turns out that it is just a foreshadowing? Prince, you've been panting long enough! ”

Wang Ping'an said: "If you want others to borrow money to do business, you have to set an example, let them know that the risk is high, which means that the benefits are also big, and let them understand that using other people's money to do business and win benefits for themselves exists in the world!" ”

"Do business with other people's money and make money for yourself?" The crowd shouted together.

Of course, this kind of thing exists in the world, but in the early Tang Dynasty, this can only be a very small number of cases, it is impossible for everyone to do this, and it is impossible for everyone to be willing to go into debt to operate, this traditional concept, unless there is a huge example in front, it is impossible to popularize, and even if there is a huge example in front, it will take a long time for people to know the benefits of this kind of thing!

In fact, don't say that others, that is, these people in the room, it is difficult to understand what kind of good business Wang Ping'an is talking about.

Wang Ping'an said: "I'll tell you what I'm going to do first, and then everyone will deduce to see if this thing can be implemented." ”

Everyone nodded together and said, "Yes, you have to talk about yours first, you have to let us understand first, otherwise no matter how good the business is, we won't dare to do it." ”

Wang Ping'an said with a smile: "I want to buy land to build a pedestrian street and make a lot of money from it, but I don't want to pay the capital, so I care if you borrow and pay you money, you understand this kind of business, right?" ”

"Money lending, of course I understand this. Prince, you can count it, how many old men have a bag! "Hamiti is very atmospheric and very bold.

Wang Ping'an spread his hands and said: "But I don't want to make money myself, I also want you to make money, and I also want to make you another amount of money, what should I do?" ”

When everyone heard this, they all laughed, looked at Hamiti, and thought in their hearts: "Let you promise so quickly, this time you will lose a lot!" ”

Hamiti's face fell, and he thought: "What are you kidding, you don't have to say anything about borrowing the principal to repay the interest, if you don't repay the principal, I will admit it, and I should give it to you, but if you still have to make a lot of money from the profit......"

His face fell, but then he smiled and said, "Okay, no problem, the key is how you want to make money." You have taught the old man, and the old man can also make a lot of money if he uses it on others! ”

Wang Ping'an clapped his hands and said, "Okay, it's good that Ha Weng has this kind of thought, you listen to me." He spoke his mind.

He wanted to borrow money, and he planned to take himself as an example and show the merchants of Datang what business operation was, so he had the plan to open a bank. He plans to open a money bank, jointly funded by several wealthy people here, joint shares, his idea, and the first business, the business of building a pedestrian street is profitable, this idea is the share capital, accounting for 30% of the shares, no one can object to this, and it does not account for much, just 30%.

Since he has opened a money bank, he has to pay dividends, and where does the red come from, isn't it from his profits! It doesn't matter, he will pay back this interest on time, according to the amount, and will never be in arrears. But because he borrowed money from the bank, but he is a shareholder, he has to divide the profits back by shares, so he is equivalent to making another profit from the money, and less is earning!

But the money he borrowed had to be repaid eventually, and the capital must have been paid for him by the bank. It doesn't matter, as soon as the money bank opens, other businesses will naturally come to the door, he occupies the shares, and he also wants to share dividends from it. The land in Xinchangfang is not so valuable, he bought it at a low price, and the business of Qianzhuang is getting bigger and bigger, and he will share more and more red clubs, so it doesn't take long for this capital to be paid off. After paying it off, he can share the dividends of the bank according to the shares again!

After listening, everyone was silent for a long time, and did not speak.

Zhao Bi and Lu Xiuzhi glanced at each other, and thought in their hearts: "What is he talking about, didn't you understand?" ”

Qiu Tingxuan thought to himself: "There are too many twists and turns, it's much more difficult than memorizing, I don't understand much, I have to think about it." ”

They didn't understand it, but the other three business elites all understood!

After a while, Hamiti said: "Qianzhuang? I haven't heard of this, but judging from the business practices that the prince said, is it a didian? ”

In the early Tang Dynasty, there was no such name as Qianzhuang, and there was no business specializing in money lending, some were just Di shops, and what was stored was not money, but goods, and the storage fees were collected, and the owner of Di shop also acted as a middleman, passing through the bridge and leading the way, saving foreign merchants the trouble of finding buyers in Chang'an. Of course, to be a middleman is to draw money, and sometimes the merchant's capital turnover is not good, and the owner of the shop will also lend money to the merchant, lend it according to the value of the goods, and collect interest.

This is the prototype of the world's earliest bank, operating a single business, and so on to the Tang Dynasty, the business developed, the shop evolved into a cabinet shop, at this time began to do money business, merchants save money in the cabinet shop, you can also use the form of mortgage, borrow money from the cabinet shop.

The cabinet shop was very angry in the Tang Dynasty, and modern people deposited money in the bank, and the bank had to pay interest, and the merchants of the Tang Dynasty deposited money in the cabinet shop, not only could not receive interest, but also had to pay the cabinet store custody fee in turn!

Wang Ping'an had never heard of this kind of business before, but since Hamiti said it, he said: "It's almost, that's what it means, but we do more than others...... How to put it, be more professional. Professional, we specialize in this profession, naturally we have to do better than others, and the mortgage has a valuation or something, and we have to do it better than others. ”

Hamiti smiled and said, "Professional? Well, this is not difficult, we have people under our hands, as long as we tell them how to do it, they can become professional themselves, and the prince does not have to worry about this. ”

Yin Jiucheng thought for a while, blinked his eyes, and said, "No wonder the prince said that this is a good business, for you, it is really good!" ”

Zhao Bi and Lu Xiuzhi asked together: "Good business?" What's a good way? "Hurry up, these two guys still haven't understood. This can't be blamed on the two of them for being too sloppy, they don't even know what is going on in the store, and they don't know how to borrow such a difficult thing...... What the hell is going on?

Yin Jiucheng thought to himself: "It's really two straw bales, their father is so capable, how can they give birth to such waste, and the family property will be lost sooner or later!" ”

In the belly, he slandered, but he said politely. Yin Jiucheng said: "This good business is that the prince wants to make money, but he doesn't want to pay the capital, and he doesn't want to pay back the money, by the way, he doesn't even want to pay back the capital, and he wants to make another profit from it, so we will pay the capital for him, make money for him, and then divide the money earned from doing business with him again!" ”

Ayidin added: "We still have to thank him!" ”

Wang Ping'an laughed, waved his hand and said: "No thanks, everyone's own people, what is polite, say thank you and see the outside!" ”

The three business elites also laughed, Wang Ping'an said that he opened a money bank, only mentioned the beginning, and they knew the result, and Wang Ping'an's idea itself is a huge example, telling other businessmen that money can be made like this!

It's just that doing money business, there are in and out, and the businessmen who borrow money must have a mortgage, and Wang Ping'an is different from other businessmen, his collateral is his personal reputation, the prestige brought by his title, and he has always been a good person, and he has been issued a good person card, and he has been issued a good person, and the three business elites can trust him, so they are willing to lend him money!

In modern times, this kind of business method is a typical empty glove white wolf, countless giant businessmen, their first pot of gold, is earned in this way, and it is regarded as a classic case, written in the book, for people's reference!

Seeing that they were all laughing, Zhao Bi and Lu Xiuzhi hurriedly "suddenly realized", they had to pretend to understand if they didn't understand, nodded together, and laughed. Anyway, Wang Ping'an must make money from this business, but they can also make money from it, and they won't make less money, otherwise these three old slippery heads can laugh so happily!

Qiu Tingxuan didn't laugh, he couldn't even pretend, he didn't understand, he didn't understand, what was there to pretend. But he was not stupid, and said: "It's a trivial matter whether you make money or not, but since you have no disease to do this business, then the foolish brother naturally has to give it his full support." I have a share of the opening of the bank, and I will write to my father to explain the matter! ”

Hamiti and the other three business elites gave a thumbs up together and praised: "Wise! ”

Zhao Bi and Lu Xiuzhi hurriedly said: "We also write letters, this business can be counted as us!" ”

Hamiti and the others also praised them for their wisdom. After praising it, the three of them all started a small abacus, opening a money bank, I am afraid that it will get bigger and bigger, although the risk is large, but the profit is also large, because no one else dares to do it, only they do it, whoever drinks the soup, who can make a lot of money, this is a sure thing.

Then, in the new business, everyone has a few percent of the share, and you have to discuss with Wang Ping'an. Of course, Wang Ping'an's thirty percent can't be moved, but it's no problem to squeeze out Zhao Bi's waste.