One hundred and fifty-one. Behind the real estate
Li Rujin's purpose in releasing the real estate industry, a gold-absorbing weapon, in advance, was to solve the problems of the middle and small nobles, and on the other hand, to gather funds and prepare to vigorously develop the heavy industry system of the Dawen Empire. Pen @ fun @ pavilion wWw. ļ½ļ½ļ½Uļ½Eć ļ½ļ½ļ½ļ½
Li Rujin had already discovered this problem when he was in the research institute, and many special materials did not exist at all in the Dawen Empire, such as the body material of the helicopter, which required lightness, strength, and resistance to metal fatigue.
As for a single certain requirement, the Dawen Empire can manufacture it, but when these requirements are combined, the manufacturing industry of the Dawen Empire is numb, why is the requirement for this material so high?
The material given by the Dawen Empire turned out to be some kind of alloy steel, Li Rujin was dizzy at that time, do you plan to use alloy steel to make helicopters? Are you sure it's not a tease sent by the monkeys? Really use alloy steel to build a helicopter, how important is the weight of the plane!
Even if it is manufactured, it can fly into the sky, so where is its load? What is my purpose in building a helicopter? Li Rujin, who was forced to lose his skills, wrote out the formula of aviation materials, including titanium alloy materials for brackets and keels and strong aluminum alloy materials for the manufacture of other components.
This solves the problem of helicopter body materials, but the manufacturing cost is high and scary, the average price of titanium alloy per kilogram is as high as 2,500 yuan per kilogram, and the price of strong aluminum alloy is also more than 200 yuan per kilogram.
This kind of price cannot be afforded by the military of the Dawen Empire, and neither can the Dawen Empire itself. The high price of materials makes the cost price of a single helicopter more than 6 million, not including research and development expenses, weapons carried, and pilot training costs.
The fate of several other alloy steels is similar, the armor steel used in tank manufacturing, the Dawen Empire can only achieve small batch production, and the production cost is equally high and scary, as for the formula of these materials such as hull steel and deck steel, it is still lying in the safe of the handsome, just a formula, and cannot be actually produced.
The economic reform only changed the economic operation of the Dawen Empire and satisfied the material needs of the people of the Dawen Empire, and the agricultural reform only stimulated the enthusiasm of the peasants to grow grain, increased the grain output of the Dawen Empire, and at the same time stimulated the economic development of the rural areas.
But all this only changed the development of the light industry of the Dawen Empire, and played little role in the heavy industry and military industry of the Dawen Empire.
If you want to win the war against the Europa Empire, you can't rely on advanced guns and a few advanced planes, but it is more a great competition in the economy, industry, and personnel quality of one country, and a contest of the comprehensive strength of two countries.
The establishment of a large-scale industrial system cannot be established in one or two years, or three or five years, and in particular, the heavy industrial system needs at least 10 years of accumulation if it wants to achieve rapid development.
The foundation of a large number of knowledge reserves, the development of science and technology, and the overcoming of technical difficulties are all based on the investment of countless funds. One billion and eight billion, it's just a drizzle, and it can't even make a splash.
If you want to establish a complete large-scale industrial system in the Dawen Empire, the scale of capital investment must be at least more than 10 billion, which is just the beginning, and if you want to develop in depth, you must at least invest more than 100 billion yuan.
This fund, counting on the economic system of the Dawen Empire itself, does not know how long it will take, and even when Li Rujin's hair is gray, it may not be able to be realized, and Li Rujin will start the real estate industry and gather funds.
There is another reason for starting the real estate industry, that is, the banking system of the Dawen Empire, it is strange to say, the banking system of the Dawen Empire is under the jurisdiction of the high-level of the Dawen Empire, but it is independent, how much money the banks of the Dawen Empire have, except for the president of the Dawen Imperial Bank and several shareholders know, including the emperor and the cabinet are estimated not to know.
The Dawen Empire's bank loans to the empire need to be collateral in kind, and policy loans do not exist at all, before Li Rujin crossed over, the Dawen Empire government needed to pay a lot of interest to the empire's banks every year, and the principal has not been repaid yet.
The office building of the Imperial Government was the collateral. When he first heard about this, Li Rujin was taken aback, and he had a feeling of crying and laughing. This Imperial Bank is also too good, and it even needs collateral to take out loans to the Imperial Government.
And the imperial government also honestly mortgaged the government building, and repaid the interest every year, which sounds completely incredible, but in the Dawen Empire, he really happened, and it seems that the government of the Dawen Empire is still relatively creditable.
Be a man and keep his duty, be a man like this, and the national government is the same.
Most of the funds of the people of the Dawen Empire are deposited in the banking system of the Dawen Empire, and Li Rujin wants to doxx the funds of the people of the Dawen Empire, and the bank is a hurdle that cannot be bypassed, so Li Rujin will care about the relevant matters of the Imperial Bank.
I don't know if I don't know, and when I understand, I'm shocked. The banks of the empire are almost the same as foreign banks in the previous life, there is no interest on deposits, and a very small custodian fee is paid, less than 10,000 yuan, it is free, more than 10,000 yuan, less than 100,000 yuan, a monthly custodian fee, more than 100,000 yuan, less than 1 million, 5 yuan per month for the management fee. However, the interest on the loan is relatively high, close to ten points, but there is no rolling interest. The interest rate on government loans is much lower, but Li Rujin does not know exactly how much.
Li Rujin secretly thought that if he wanted to open a bank, it would not squeeze down the empire's bank. Even just paying a single point of interest can attract the savings of the people of the empire to their own banks. Loan? There is no need to worry at all, with your own skills, use these funds, make some investments, and make a lot of money.
Thinking of this, Li Rujin was thinking, should the emperor of the empire be encouraged to open a state-owned bank? Building a new economic system? But who is behind the Imperial Bank? Li Rujin doesn't know yet, you know, cutting off people's money, such as killing parents, if he really does it, he doesn't know which big man he offended, and if he can't do it, he will overturn himself.
The banking industry, Li Rujin does not dare to engage now, and cannot do it, but if the economy of the Dawen Empire wants to develop, the banking industry must be controlled in the hands of the state, so that funds can be concentrated and investment in major projects, such as large-scale or super-large investments such as the construction of the national road network, to develop the empire's economy.
During this period of time, Li Rujin went to the research institute during the day to pay attention to the progress of scientific research projects, and at night, he stayed at home and carefully thought about how the real estate industry should develop in the Dawen Empire, that is, let the people of the Dawen Empire buy houses, and let the Dawen Empire make money and achieve a win-win situation.