Wang Shen: "Advance? ”

He frowned: "The pre-summer and autumn taxes are only a temporary solution, and when the summer and autumn are waiting, our army will not be hungry at the same time, will it be possible to continue to borrow in advance?" ”

"Yes, just continue to borrow. Pen? Interesting? Pavilion wWw. ｂiquge。 info" Yan Yuemeng nodded and said, "After this year's summer and autumn tax advance, wait until next year, and also borrow in advance." Anyway, it's one issue after another, and it's just a deduction. In this way, isn't it beautiful that our army has to pay taxes for an extra year? ”

Fang Wurong, who was standing next to him, looked at this classmate in surprise, and said in a lost voice: "This and this is pure fraud, I am afraid that the people will not be convinced, and it will lead to a civil uprising." ”

"It's a fraud, it's not that you don't pay it back, it's a big deal to use this IOU to give the people a proper reduction or exemption when you are paying taxes at a low level." Yan Yue Meng was not convinced: "Actually, we can give all the loans a percentage of interest, don't you still have more than ten days of money and food in the army, you can use this as a guarantee, and directly open a bill to buy the materials needed in the army." ”

Fang Irong took a breath of cold air: "Aren't you just handing over money?" ”

Yan said: "Yes, it's to pay the money." I know what Brother Fang is worried about, we can calculate the circulation, don't distribute it indiscriminately, and don't worry about turning into waste paper and stirring up civil unrest. ”

Fang Irong shook his head: "Unbelievable, anyway, I don't think it's right to do this." ”

"It works." Suddenly, Wang Shen's voice sounded: "Yan Meng, what you said was wrong to use the existing ten days of money and food in the army as a guarantee. ”

Yan said: "I also asked the military envoy." ”

Wang Shen: "There is too little money and food in the army, and if it is used as a guarantee, it will not be able to issue much banknotes." Actually, didn't you just say that the IOUs issued by our army are used to deduct the annual summer and autumn taxes, and to put it mildly, they are collateralized by the financial revenues of the prefectures and counties under my jurisdiction. If this is the case, it can temporarily alleviate the crisis of our army. Hehe, your pattern is still a little smaller. ”

Yan Yuemeng heard that Wang Shen supported his proposal, and he had the posture of doing a big job, and his spirit suddenly perked up: "The military envoy is right, his subordinates have been taught. ”

Wang Shen showed a smile on his face: "After the borrowing is over, let's talk about what kind of law?" ”

Yan said: "You can set up a naval army to cut off water traffic, collect municipal taxes from passing merchant ships, and take 10% to enrich the military." Although the two prefectures of Qi and Huang are barren, Ezhou in the west is the land of fish and rice. The war in the southeast is in full swing, and the price of rice is expensive...... Hongzhou's tung oil, tea, lacquer, hemp ...... Silk and salt ...... of Jiangning and Yangzhou In this wartime, when merchant ships go back and forth, it is dozens of times more profitable...... There are businessmen who are greedy for high returns, and there are still big ships shuttling back and forth on the river...... If you can control this land and water, let alone 5,000 men and horses, even if you get 20,000 or 30,000 more, the military envoys can support them. ”

A seat of indecisive words, straight to a pillar of incense time. Not only is it the first thing to say, but it is also supplemented by detailed data, which is obviously the result of investigation and consideration.

Fang Irong next to him was surprised at the same time, but also admired in his heart. Secretly said: This Brother Yan is really a caring person, and I have asked the natives about many of these things on weekdays, but I didn't think of this. Unexpectedly, Brother Yan paid attention to it, and after coming down, he put a lot of effort into tidying up, such a commanding height, it is really admirable.

Wang Shen's eyes became brighter and brighter, he took a bowl of tea and drank it all, and let out a long breath: "Very good, Yan Yumeng, you go down first to get a charter, write it and hand it over here." The more detailed the data, the better, I just want numbers. ”

This is a proposal that has been agreed to him.

Yan Yumeng knew that he had entered Wang Daosi's eyes, and there was uncontrollable excitement in his heart, so he arched his hand and hurriedly retreated.

Looking at his back, Wang Shen thoughtfully.

Since coming to Daqi and Huangzhou, he has been struggling with military supplies and government finances.

Qizhou and Huangzhou are located in the Dabie Mountains, and more than seventy percent of the territory is mountainous, and they are extremely poor, and to be honest, they are not suitable for human habitation. Especially after being ransacked by the Jin army and Yan Chang, it was even more barren.

Take Huangmei, a large agricultural county in Qizhou, for example, where the land is flat, the transportation is developed, and the population is more than 100,000, which is the most important tax source in Qizhou. But because it was located on the marching route of the Jinguo West Route Army, by the time Wang Shen took over that place, the population was only 40,000, and the population of the county seat was less than 3,000.

Huangmei is already like this, and other places are not much better.

After the Sizhou army was stationed in Huangzhou, the problem of eating suddenly became tense. The money and food of the defense envoy were simply not enough to support a month-long campaign, which was also the reason why Wang Shen could only shrink step by step in the face of Kong Yanzhou's aggressive offensive. What I want is to drag it out for a while, and it is best to delay it until the summer grain is put into storage.

However, if it continues to shrink like this, it will soon be occupied by the enemy.

Wang Shen has also scratched his scalp these days, but he can't think of a way.

Today, Yan Yuemeng's two proposals made Wang Shenmao suddenly, as a so-called successful person in modern society, he naturally understands the benefits.

The IOUs issued with the annual tax as a guarantee are, to put it bluntly, the historical Jiaozi and Huizi, which can be directly circulated in the market as currency, and what business is more profitable than printing money directly?

It was precisely because of the great benefits that the Song Dynasty government would turn on the money printing machine every time it encountered a financial crisis. In particular, Song Huizong, who was extremely poor and extravagant, was even more knowledgeable, not only robbing the people by printing money indiscriminately. In the end, because of over-issuance, the banknotes became a piece of waste paper.

Wang Shen thinks so, if the amount of printing and distribution is well controlled, and the full amount of exchange can be guaranteed, and even some benefits can be given, the printing and distribution of IOUs can also be done in extraordinary times, and the current difficulty will be overcome.

As for the formation of a naval army and the collection of commercial taxes from merchants, this matter is much more beneficial than issuing IOUs.

In fact, all the armies in the early years of the Southern Song Dynasty would do this, including the Yuejia army. There is no way, if you want to feed so many soldiers and horses, you can only think of your own way when the central government is unable to allocate military salaries in full and on a regular basis.

For a military bloc, the most important thing is the right to personnel and finance. Among them, financial power is the foundation of everything. If you don't have money and food, how can you gather people and raise soldiers?

Yan said that there were still many things that needed to be improved in Meng's proposal just now, and he didn't know what he would be able to figure out in the end, so Wang Shen had some expectations for this matter.

The matter of levying commercial taxes must be done slowly, but it is time to teach Kong Yanzhou, a fake Tartar, a lesson to be taught by borrowing the two taxes of this summer and autumn from the local government so that he can quickly gather the materials needed for a big war.

To win this battle, infantry alone is not enough.

Wang Shen stood up, and the other party said to me: "I suddenly remembered that I was going to step on the White Army, and you went with me to report." ”