Under the persuasion of Wang Yongan, Zhang Jian decided to hand over the post of CEO of China Shipping Group, that is, CEO, to Luo Shitong, whom Wang Yongan trusted, and Luo Shitong, according to the development plan formulated by Wang Yongan, publicly announced the purchase of four steamships with a displacement of 3,000 tons from the Jiangnan Dockyard of the Qing Dynasty as cruise ships on the Yangtze River, and four steamships with a displacement of 8,000 tons from Japan's Mitsui Group as cruise ships, and opened up two international routes from Shanghi to Tokyo and Shanghi to Manila in the American Philippines. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

Among them, Jiangnan Dock is the predecessor of Jiangnan Shipyard in the later generations (note: Jiangnan Shipyard and Jiangnan Tannery have no half-dime relationship), in the late Qing Dynasty officialdom corruption atmosphere, Jiangnan Dock but in the efforts of a group of Jiangnan people, swept away the old officialdom vices, adopted commercial management, just a few years to manufacture 136 format ships, the hull of the ship is beautiful, sturdy and practical. However, the total displacement of the four Yangtze River tankers manufactured this time reached 12,000 tons, which can be said to be the highest in the history. In this regard, Jiangnan Dockyard specially sent officials to Yangzhou to discuss with Luo Shitong, Wang Yongan and others.

However, the purchase price of the six large ships exceeded the ability of China Shipping Group to pay, and Zhang Jian, as a major shareholder, hesitated, and there was a lot of discussion within the board of directors. As the CEO of China Shipping Group, Luo Shitong naturally strongly supports procurement, once the six large ships are successfully purchased, China Shipping Group will become the largest shipping group company in the Qing Dynasty, and he will be the first person in the Qing Dynasty.

Luo Shitong said upstream, but the largest shareholder Zhang Jian was still hesitant, so Luo Shitong found Wang Yongan, hoping that Wang Yongan could help him. Wang Yongan asked what else he could do, Luo Shitong hesitated a little and said, "Fourth son, you have so much money now, why don't you open a bank?" ”

"Open a bank?" Wang Yongan was surprised.

"Yes, open a bank." Luo Shitong clamored, "It's not the money bank and the ticket number, it's the bank in the West." ”

Wang Yongan asked rhetorically: "Use the loan from my bank to buy a ship from a shipping group?" ”

"Yes." Luo Shitong smiled, "Didn't you put forward the concept of win-win? Banks can achieve a win-win situation with shipping groups, all you need is your nod. ”

To tell the truth, Wang Yongan moved, the banking industry is the most profitable, the most black, the most shameless industry, Wang Yongan lived in an era of high housing prices in his previous life, and the mastermind behind high housing prices is inseparable from the banking industry behind the scenes. , Wang Yongan slapped his thigh and shouted why he couldn't think of opening a bank before, and hid the silver underground, he was simply an old rich man in Shanxi.

Think about the future of the major bank offices all over the country, if they were not profitable, would they be able to open banking offices in the center of each city? So running a bank must make money!

Wang Yongan immediately held Luo Shitong's hand and said excitedly: "Brother Dongchen, thanks to you, thanks to you!" I almost forgot that there is such a money-making industry that lacks morality and smokes! ”

In order to be able to quickly borrow money from Wang Yongan's bank to buy six ships, he actively raised the construction of the bank, helped Wang Yongan run around, and poached people from the China Shipping Group and Zhang Jian's Dasheng Yarn Factory to support the construction of the bank, and very despicably poached the talents in Zhang Jian's Dasheng account room (Zhang Jian's money bank) and gave them to Wang Yongan to open a bank.

It only took a month for Wang Yongan's bank skeleton to be built, so fast that he couldn't even imagine it. Zhang Muqun, general manager of Yanghua Real Estate Company, vacated the bank building in advance, just waiting for the bank to be established.

Under the strong impetus of his subordinates, Wang Yongan decided to announce the establishment of the bank in advance and named it China Industrial Bank, with a total registered capital of 5 million taels of silver. The headquarters of the Industrial Bank of China was naturally located in the Shanghi French Concession, and the first general manager was concurrently served by Zhang Muqun.

Of course, there are many reasons for choosing Shanghi as the headquarters of China Industrial Bank, the first reason is that Zhang Muqun vacated the bank building in advance, the second reason is that Wang Yongan has a very good relationship with the French Concession, and the third reason is that Shanghi's economic status determines that Wang Yongan must put the headquarters here.

At the end of the Qing Dynasty, there were two financial centers in China, one was Shanghi, and the other was Jinmen, and Jinmen was actually higher than Shanghi, after all, Jinmen was the curtain of the Qing Dynasty, and after the curtain was the Beijing Division, so foreigners usually put various offices in Jinmen.

Compared with Jinmen, Shanghi's geographical location is special, and Shanghi, as the throat of the Yangtze River, plays a purer role in the commercial field, so businessmen would rather do business in a more pure Shanghi. China's absolute financial status in the future world is because it deviates from the political center, but can develop better and more purely. Shanghi people prefer to talk about the rules, according to the rules and regulations, and is a large immigrant city, people from the provinces of the Yangtze River basin continue to immigrate to Shanghi, so that Shanghi in the development process to wash away the clan interference, between people to work in good faith and contract, the formation of Shanghi people unique shrewd but calculating characteristics.

The main business of the Chung Hwa Industrial Bank was to absorb deposits and lend money, and its first business was to lend 2 million taels of silver to the Chunghwa Shipping Group for the purchase of ships. It took less than half a day for this news to cause a sensation throughout the country, making the reporters and businessmen in Shanghaitan go crazy, and the next day it did another crazy thing, that is, it refused to allow Cai Naihuang of Shanghai Daotai to borrow 2 million taels of silver from the China Industrial Bank in order to pay Gengzi's compensation, but Zhang Mouqun categorically refused. And Cai Naihuang was annoyed and angry and wanted to punish Zhang Muqun and the Industrial Bank of China, Wang Yongtai, who was far away in Yangzhou, sent a telegram to the past, and this telegram was sent in a clear telegram, saying: "Bait the thief, move my bank, and destroy your whole family." ”

Cai Naihuang was an official of the Qing Dynasty, so he was naturally angry at Wang Yongtai's hooliganism, but after a few days, he suddenly found that the people in his house began to die inexplicably, and bullets appeared on his coffee table, and even the people in the patrol camp were panicked. Cai Naihuang had no choice but to admit his mistake by secret telegram and withdraw the investigation of the China Industrial Bank, and the China Industrial Bank began to gain a foothold in Shanghai.

Subsequently, Zhang Muqun deposited all the funds of Yanghua Real Estate Group into China Industrial Bank, and Luo Shitong deposited the funds of China Shipping Group into China Industrial Bank. Although Zhang Jian didn't say it, he became more and more dissatisfied with Luo Shitong in his heart, and he secretly said that he would give Luo Shitong three years, and if China Shipping Group did not improve within three years, he would definitely impeach Luo Shitong on the board of directors and replace him with a person he was satisfied with.