"No, I'm not trying to rebel, I'm not interested in the regime." He explained.

Then he said, "I just want to open a bank, and now there are 100 hot pot restaurants to do the return of funds, and half of the shops in the East Chambers are the foundation, this method can be done, and the business must be bigger!" ”

Xiao Qingxuan's heart was light, worried that he would rebel, and then he would think about what he said, Su Mu's capital return and the bank, he didn't understand it at all.

After he explained to the other party, he continued, "The current silver number does not provide rebates at all, and the merchants deposit silver for the sake of safety, but once we get a rebate, one hundred taels a year is twelve taels, for many merchants, do you think they will save as much silver as they want?" ”

"Definitely, it's just that it's very likely that we can't afford the rebate, take Dongxiang as an example, there are thousands of merchants, each person saves two or two thousand, and the merchants in several counties combined, the rebates we spend every year are too huge." Xiao Qingxuan clenched the silk tightly.

For her, half of the shops in the East Wing are worth one million taels, which is already the leading business model in Dahua, and the daily income of the small shops on the street is already a very big business.

But compared to what kind of bank did Cai Zi just say, the deposit bank rebate, and the rebate is so high.

What she dared to guarantee was that once it was opened, it would be at least two million taels with the silver deposited in a small county town.

He also said that he would open silver trumpets in various places, and there were more than 500 county seats, dozens of county seats, and 2 million in one place, and the total number was simply a mountain.

I have to say, why is this nephew so bold!

This is beyond her understanding of business, to the point where she is completely out of control, and only by listening can Zizi explain the plan step by step.

At this time, a new question arose, and she asked, "Nephew, what are you doing when you gather so much silver?" What if you can't earn rebates in a year? ”

"Aunt Xiao doesn't need to worry too much, you send someone to Jingyou Pavilion at night and get the plaque given by the emperor and the prime minister, and it will be a guarantee when the silver number is opened." He spoke his mind first.

Without waiting for Xiao Qingxuan to get entangled, he answered the other party's concerns about earning rebates, "The so-called return of funds, there must be in and out, and we will make profits from it." When you open a silver account in various places, and this east chamber can first open a silver account for loans, which is called a loan in my hometown, and the interest is paid at the rate of one hundred taels a day."

"Are you saying that with the help of the doubling of the flow of people in the East Chamber in the past three years, a large number of merchants have poured in, and some merchants want to do business with silver, so they can borrow it from us?" Xiao Qingxuan was surprised, he really couldn't imagine that there was such a lucrative business.

The interest on deposits is one or two, and the interest on loans has doubled, so I was worried about the rebates of the mountains of silver, but now I hope that more people will deposit silver.

From the first plan to open a school, to buy out the potential shop at a low price, to open a silver account, and then to borrow a silver number, everything is planned based on the flow of people in the East Chamber in the past three years.

On the other hand, if a holy decree comes down and there is no flow of people, the plan will be lost.

Cai Zi saw her thoughts, and said with a smile, "Even if the holy decree comes down and blocks the flow of people in the East Chamber, I am not afraid, the businessmen of Quan Dahua or those who can't take the official exam, there are many people who want to engage in business." ”

This means that Xiao Qingxuan understands, this deposit of silver and borrowing is purely based on the trend of the East Chamber, if there is no East Chamber, it can still be operated, this is no longer a matter of what kind of business to do, but to rise to what other people do, how much silver is needed.

But she has a lot of questions, and this is the first time she feels heartbeat, and it is also the first time that she has such great expectations for a person, and at the same time, it is more of a sense of dependence.

Xiao Qingxuan asked, "All business owners may lose money, what if others can't repay their loans?" ”

"I said beautiful Sister Xuanxuan, this issue should not be considered by us, but by the borrower." Cai Zi smiled, couldn't help but praise it, and wanted to see the shy appearance of the beautiful aunt.

What a sass.

Sure enough, Xiao Qingxuan's face turned red, and Sister Xuanxuan, who was still beautiful, wanted to point at his forehead with a slender jade smile, but she couldn't bear it, she couldn't be too intimate.

glanced at him, and his mouth seemed to be angry, "Poor mouth~"

"Oh, I'm just telling the truth, you're already beautiful, do you want to say you're ugly?" He quipped.

When Xiao Qingxuan heard this, Haoya bit his lower lip and stared at him fiercely, his eyes revealed: talking nonsense with his eyes open.

This can make Cai Zi laugh, he should have stopped at the point, but he is a bottomless, and he must have to inch in, so he said, "Aunt Xiao, come over a little, I'll tell you something confidential." ”

Hearing this, Xiao Qingxuan was puzzled at first about whether to go over, but seeing that he was extremely serious, he believed him once, so he took a small step lightly, came to the prison and turned his face to the side, listening.

Who knows-

When she put her face close to Caizi's face, Caizi gently blew a breath in her ear, which immediately made her stunned.

Touching the heart of the sleeping girl, she was stunned for a long time, and after reacting, she wiped her tears with a silk handkerchief, as if she was being bullied and cried.

But it was true that he was bullied by Caizi, and he still had a seniority of 'bullying', "Cai, are you-"

Knock knock knock

Caizi heard that your sister's heart was about to jump out, and he was stunned when he saw her shy expression.

Xiao Qingxuan said softly, "Did you fantasize about me as Su's niece?" ”

"Huh? Oh, no, no, you're not like her. He stammered a little, which was so suggestive, and the two of them couldn't help it?

Xiao Qingxuan pursed his lips, his eyes fell on his face, glanced at it and turned his head away, and said lightly, "Although I am six or seven years older than you, but according to my seniority, you can't think nonsense, you know?" Not to mention what you love or not, let people hear, I only have one death. ”

"Huh? So serious, oh oh, okay, hehe. His eyes unconsciously looked up and down, looking at Xiao Qingxuan's back, according to his height, he was about the same as Su Rujun, and his behavior was relatively similar, but that mature charm was indeed unique.

The two of them were cold for a long time, Xiao Qingxuan had been carrying him behind his back, and wanted to leave several times, but thinking about it, he couldn't be too serious, and he had to dispel his nephew's crooked thoughts.

In the end, Cai Zi changed the topic and continued with the loan issue just now.

He said, "In fact, you don't have to worry about others not paying it back, because when you borrow money to others, there is a mortgage, and the so-called mortgage can be worth so many silver items, including family heirlooms, houses, and so on." ”

When the words fell, Xiao Qingxuan did not reply.

He moved to the side, and he could faintly see half of Xiao Qingxuan's cheeks, as if he was enduring something at this time, the silk silk in his hand was kneaded by her, and he bit his lip for a while, and his eyelashes trembled slightly for a while.

Suddenly, she whispered in a crying voice, "Is your father really not coming back?" So what do I do? ”