The bank's exhibition was unexpectedly good, and the main effect was to revitalize the tens of millions of taels of silver that were originally buried in the ground, so that Daming would no longer have a shortage of money. net

This is very important, in China, the main circulation of currency is two, one is copper money, one is silver, and silver in China is very little, all rely on foreign trade surplus to make up for the lack of silver in China, as a result of the Ming Dynasty now carried out a sea ban, export in exchange for silver opportunities are very few, and the inherent concept of the Chinese people, that is, to get the hand of silver, in addition to the purchase of land, there is no additional expenses, so the circulation of silver is also restricted, those have nowhere to use, They could only be buried in the ground, which caused a shortage of money in the Ming Dynasty, and therefore, seriously restricted the economic development of the Ming Dynasty and slowed down the growth of capitalism in the Ming Dynasty.

Another of the most important functions of the bank is to promote the development of social economy after changing everyone's concept, and in a short period of time, the amount of deposits and loans is increasing by leaps and bounds, and the exchange has also entered the merchants in an instant, becoming a huge income for the bank.

At this time, those Donglin gentry finally understood the taste, under the strong pressure and competition of the bank, countless money banks behind them began to collapse one after another, and there was a run on money banks in various places, and everyone took out the silver from the money bank and deposited it into the bank account.

Of course, this made some people hate Lu Hanqiang for having a toothache, but they were helpless about Lu Hanqiang.

The appearance of another Zhuang incident completely changed Donglin's understanding of Lu Hanqiang's harm, and this realization simply made them bleed and unforgettable.

Because Zhang Xiaochen, one of the three major governors of the Ming Dynasty, the governor of Yunnan and Guizhou, came to Beijing to report on his work, he raised the issue of increasing the military expenses of the Yunnan-Guizhou army, and under the strong opposition of a number of ministers, Zhang Xiaochen retreated and asked for the military salary and grain of the soldiers who had been delayed for a year and a half, because now the Yungui soldiers have reached the point of relying on the wild fruits on the mountain and the grassroots fruits in the mountains, which is even more miserable than Zhou Tingrufu's request for officers and soldiers from all over the country to search for rats and birds to report to the imperial court, because after all, the search for rats and birds is more or less meat, but the bark of grass roots and trees is not nutritious at all. Speaking of the tragic place is already a tearful exchange.

The rebellion has lasted for ten years, and every year the Ming court has to support it with millions of military expenditures, so that this encirclement and suppression will not be defeated, which has accounted for a quarter of the financial revenue of the Ming Dynasty, which is also one of the biggest factors that dragged down the Ming Dynasty.

But even if this annual expenditure of one million is a drop in the bucket for the 300,000 army of Yunnan and Guizhou, think about it, a soldier is just three taels of silver a year for food, but also a sword, gun and armor, and medical pension, how can it? Especially in the south, the consumption of knives and guns is greater, this is mainly due to the corrosion caused by the climate, you can't let the soldiers fight with the Lu'an rebels empty-handed, all the left in the soldiers' mouths is even more minimal, eat a full meal, that is definitely the treatment of soldiers before they are about to die in battle.

Ming officials are corrupt, Ming officials eat empty war money, it depends on where, in Yungui, you want to be greedy for a tael of silver, it is equivalent to starving ten soldiers, in this case, as the Ming Dynasty's three major feudal officials Zhang Xiaochen, now can only drink gruel, wear a torn robe, enter Kyoto can only rub the concierge of the military department, and there is no money for the store, which shows how cruel the war in the south is.

As soon as the money was mentioned, the ministers complained in unison, and the household department asked the emperor to pay for it again, and Chongzhen knew that his family background was really unable to come up with the money, and he couldn't get in and out, how to fill the treasury of the Ming Dynasty?

On this day, when the court continued to fight for this ring, the king of the household came up with a solution

"Hooray, since the treasury has no money, why can't we borrow from the Yili Firm?" This is actually a routine done by Chongzhen and Lu Hanqiang, just waiting for someone to come out and say something, this time it happened to be Wang Shilang, the head of the household department.

This proposal was much unexpected by the civil and military forces of the Manchu Dynasty, because everyone knew that this Wang Shilang was from Lu Hanqiang's gang, and he was also the second person in the Lone Chen Party represented by Lu Hanqiang. Could it be that Wang Shilang is backwater? Did you get the wrong script?

This proposal immediately attracted countless officials who were ready to see Lu Hanqiang's jokes, yes, it was to see his jokes, everyone knows that now the wind and water are booming, and the countless money banks that have collapsed are Lu Hanqiang's business, this time, the emperor opened his mouth to borrow money, see how you deal with it, especially, everyone knows that the Ming Dynasty borrowed money, that is, robbing, don't expect to pay it back at all, in fact, it can't be repaid.

At this time, Chongzhen asked with a smile: "Lu Aiqing, do you see the imperial court borrowing money from the bank?" ’

In this dynasty, business is just despised by literati and doctors, and there is no reason to copy no one's property for no reason, so this matter has to ask the opinions of the major shareholders of the bank's general office.

Lu Hanqiang stepped out of class with Shi Shiran, holding his huge tooth wat and saluting: "Yes." ”

Just this sentence made everyone look at Lu Hanqiang's eyes into a fool, this time it's not everyone who plucks you, it's you who jumped into the fire pit by yourself, and you can't complain about others.

So, the first to finalize the heel was Zhou Tingru of the cabinet, who stepped forward and played: "Long live Qiyu, since Lord Lu thinks it is feasible, then borrow five million for two purposes first." ”

Zhou Tingru is so happy, this time it can be regarded as completely letting Lu Hanqiang die.

Chongzhen was also happy, nodded in agreement, and then asked, "Lu Aiqing, is it feasible?" ”

Lu Hanqiang nodded again: "Yes." ”

At that time, Zhou Tingru regretted this, regretted why he didn't borrow 10 million taels at once, and then completely killed Lu Hanqiang?

Just about to say more, Lu Hanqiang said with a smile: "The minister is a courtier of the Ming Dynasty, but the bank was established under the initiative of the minister and the joint efforts of gentry and businessmen from all over the country, so it is okay to borrow money and need to be mortgaged." ”

Mortgage? What kind of mortgage to take, this time the loan, it was originally a white wolf with empty gloves, but it was not repaid, besides, the way it is now, what kind of mortgage does the dynasty take, there is no mortgage at all.

"Lu Aiqing, if there is no mortgage, can I borrow this one?"

Lu Hanqiang shook his head slightly, "No." ”

Chongzhen pretended to frown: "What if it is guaranteed by the reputation of the Ming Dynasty?" ”

Lu Hanqiang still shook his head: "No." ”

At this time, Qian Qianyi, one of the Ming Dynasty Qingliu Donglin Kui who was standing on the side, was furious, pointed at Lu Hanqiang's nose and shouted: "Loyal to the monarch and patriotic, loyal to the monarch and patriotic, isn't this the slogan you have been shouting?" At this time, the country is in trouble, and the king is in trouble (one voice) Can't you, as a courtier, share the worries for the king and the country? ”