After Gong Yonggu settled the turnover of the Royal Industrial Company for this month, he immediately entered the palace and presented it to Zhu Youxiao. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

"Your Majesty, this is the latest 750,000 taels received by the Royal Industrial Company, a decrease from last month, the merchants in the capital have all ordered, before their orders are sold out and the merchants in other places are in the future, it is estimated that the order will decline to a certain extent, but it is expected that after the trading in Jiangnan, Huguang and other places is opened, it will make a lot of money, in addition, the Zheng family also intends to order a large number of goods from us to be sold in Nanyang, and it is estimated that it will not be less than 10 million taels."

Hearing Gong Yonggu say this, Zhu Youxiao also nodded approvingly, he was naturally very optimistic about the appreciation potential in it.

However, as soon as he saw the silver tickets in Gong Yonggu's hand, he remembered the banking and financial matters, and couldn't help asking: "Who belong to these silver tickets?" ”

"Several Shan0 West ticket numbers and Huizhou have them, since Your Majesty eradicated the eight Great Jin merchants, Huizhou merchants also have the opportunity to participate in the business of this ticket number, and those few that have not been suppressed The original relatively small Shan0 West ticket number has also grown a lot, and they are all grateful to Your Majesty, saying that if it weren't for Your Majesty, they would have been suppressed by the Fan family."

Gong Yonggu stood aside after answering truthfully, but Zhu Youxiao smiled disapprehantly.

He naturally knows where these people are grateful to him, but they just want to make money with him, but finance and foreign trade are important national economic lifelines, and they can't always be controlled in the hands of these private individuals, and banks must be opened as soon as possible.

As for foreign trade, before the establishment of a navy, Zheng Zhilong and other pirates can only make some fortunes first.

"I gave you a task, you want to find a way to dig up a few reliable people who do ticket number business for my use, now the Jin merchants are suppressed, and the Hui merchants have not yet gained a foothold in this area, it is the time of their infighting, and it is also the best time for me to intervene in this business, but I want to play bigger than them."

Hearing Zhu Youxiao say this, Gong Yonggu couldn't help but secretly rejoice, this ticket number business is naturally also a lucrative business, but it was operated by a few big Jin businessmen before, and other people couldn't get involved, as His Majesty said, now is the best time.

"The minister obeys the order", after Gong Yonggu retreated, he immediately went to visit the shopkeeper of the major ticket numbers, and he was the captain of the horse in person, plus he was doing business for the imperial court, and he could also directly grant official positions and direct shares, so it was not difficult to dig the corners of these ticket numbers, but it was difficult to dig a few reliable ones.

In less than half a month, Gong Yonggu coldly chose five old-fashioned and experienced ticket number shopkeepers to meet Zhu Youxiao.

These people can be regarded as senior executives of the financial system in modern times, and they are naturally tempered in the shopping mall, so they did not show too restraint when they saw Zhu Youxiao, His Majesty the Emperor.

After the five people saluted, Zhu Youxiao was not polite, but asked them if they had their own views on the current ticket number business.

At the same time, Zhu Youxiao also expressed his own set of modern banking concepts, and sent them information, asking them to go down directly to read it, and then write it into an excerpt and submit it.

It is impossible to pass Zhu Youxiao's explanation of advanced knowledge, and then these people can understand it at once, and they suddenly become an excellent modern banker, not to mention that Zhu Youxiao himself is just a self-learner.

Zhu Youxiao wants them to understand and examine whether they can really be ahead of others in this financial aspect.

Although there is no bank yet, the activity of capital has already made financial activities extremely rich in Daming, so after communicating with Zhu Youxiao and reading the information, these five people also understood what was going on with the so-called opening of a bank.

To put it simply, the operation method is actually no different from the ticket number, you have to open an account, but you can not only get interest for depositing money in the bank.

Although these people can understand what they are doing to open a bank, they also don't understand why His Majesty still has to discount the interest, and everyone only said that His Majesty wants to compete for the business of the ticket number business through this method, even if it loses some money first.

But Zhu Youxiao asked them to open a royal bank, and directly ordered them to adjust the interest rate to 20 per hour, which made them even more surprised.

But Zhu Youxiao does not think so, everyone knows that opening a bank has never been a matter of only making money and not losing, even if the main profit of the ticket number does not rely on the charging of handling fees, to be honest, the cost of management and transportation of silver, the so-called handling fees are not worth the cost of the ticket number at all, and the profit of the ticket number is naturally still dependent on lending and other investments.

However, it has not yet evolved from a ticket number to a banking institution, so most people do not know that there are still places in the world where money is deposited and not only does not give money, but also receives money.

However, when the sign of the Royal Bank was put out, except for the principal of three million taels deposited by Zhu Youxiao himself and Gong Yongtu, who saved hundreds of thousands of taels in order to save face for Zhu Youxiao.

The Royal Bank was open for a whole day, but no one came in.

Hu Shouchun, the former president of the Royal Bank of Shanxi and the head of the household department, stood very bored in front of the door number with the four big characters "Royal Bank", and he didn't see anyone come in for a long time.

The one who stopped a little only glanced at it a few times, and asked with a smile: "What is the bank, isn't the notice on it just the ticket number, and you can get interest on saving money, who believes it." ”

"I'm afraid this is another way to collect money that the government has come up with, so that all the money of our people who do business will be taken away." A small trader once suffered from being levied heavy taxes by the eunuchs, so he naturally had a bitter hatred for the government.

However, at this time, a child came over, and ran directly to Hu Shouchun, asking, "Can you really charge interest for saving money here?" ”

"Yes, you only need to register your name and household registration on this form, stamp your fingerprint here, and take this ticket with anti-counterfeiting measures, are you regular or current?"

For this first customer, Hu Shouchun showed patience and received him personally.

"What regular and current?" The kid asked.

"There are six months, one year, three years, and five years on a regular basis, and you can get one-tenth of the interest on the principal, and you can withdraw and deposit at any time when you have a current account, but there is only one-twenty-one interest."

After Hu Shouchun said, the child looked outside, and finally said, "Let's live, I'll come to pick it up in three days." ”

"Okay, please write your name and household registration here, as well as store the principal", Hu Shouchun ordered his deputy Tang Yi to take a current note, but who knows, the kid only took out a copper plate and said with a smile: "I only have a penny, hehe, it was given to me by the minister outside." ”

Hu Shouchun looked at the talented man with a mocking face outside, and didn't say anything, just ordered: "A penny is also money, go through the formalities for him!" ”

(To be continued.) )