Chapter 548: Loan Office

A few days later, the prefect went down to the fields to instruct the farmers to farm, first throughout Qingxian County, and then spread to the entire Hejian Province. Pen × fun × Pavilion www. biquge。 info And the more it spreads, the more evil it becomes, saying that the prefect not only taught the people how to farm, but also paid his own money to help the people find a way to get rich. What's more, it is said that the prefect has no official frame at all, but at a young age, he is a farmer, and he is no different from ordinary people.

The people's voices for Qin Li increased day by day, and after a short time, Qin Li became the backbone of the hearts of the people of Hejian Mansion, and became a god-like figure for them to worship.

The common people are the most simple and kindest group, and their requirements are actually very simple, as long as they are not exploited by officials, and they are not so ruthlessly oppressed by them, they are very satisfied. As for the benefits that those who are extravagant officials can give them, they almost never think about it. After all, for thousands of years, the slogan of being an official and making decisions for the people has been shouted loudly, but how many people can really think about the people and put the interests of the people first?

A prefect like Qin Li is a rare good official in their hearts. How can they not feel happy to have such a good ruler who is dedicated to the people, and they go around praising and worshipping?

Qin Li's reputation in the hearts of the people is getting better day by day, but at this time, Qin Li doesn't know at all. In the past few days, Qin Li has been busy with one thing in the Hejian Mansion. Of course, what he is busy with is something that others can't understand, even Xu Wei and Hu Shining are very confused.

The trivial matters in the government continued to be handed over to Xu Wei and Hu Shining, anyway, these two people were first-class cadres, and they handled all the affairs in the government in an orderly manner. When Qin Li had just arrived in Hejian Mansion, there were a lot of complaints from the people, and Xu Wei was really busy for a while. But now, after a few days, almost no one has come to the government to complain. It's no wonder that the people at this time are immersed in the happiness of farming, they are all busy farming, where is the mood and time to violate the laws of the Ming Dynasty. For a time, the entire Hejian Mansion became unprecedentedly clear.

Qin Li has been busy arranging people to collect readers from all over the world these days.

Of course, the person he wants to read is not a dead nerd who is just studying the Four Books and the Five Classics and is busy with scientific research. Because Qin Li established a county school when he was in Jiangdu, he implemented the teaching method of different grades and disciplines. This teaching method has been recognized by many people of insight in the Ming Dynasty, and at this time, county schools and government schools across the country have almost implemented this teaching method. Scholars have been developed in all aspects. At the same time, the imperial examination of the imperial court was also appropriately adjusted, of course, it was still mainly based on the examination of the four books, five classics, eight strands, etc., and other things such as physics, arithmetic, and basic chemistry were also involved.

Overall, there are fewer dead nerds who shake their heads at this time.

At this time, Qin Li arranged for the servants to collect some people from all over Hejian Mansion who were hopeless in the imperial examination, and who had read books and recognized some words, especially those who had some mastery and some attainments in arithmetic.

Ten days passed, and the number of such people gathered from all over the world reached hundreds. Qin Li assessed these people one by one. Although their ages are different, as long as they pass the assessment, Qin Li will officially include them in the government clerks.

That's right, it's the government clerk.

Of course, the word clerk is Qin Li's new name for these people.

Organized these 100 people, Qin Li gave them a three-day training. The main content of the training is arithmetic, basic addition, subtraction, multiplication and division algorithms. In addition, Qin Li also trained them in bookkeeping. The bookkeeping method taught by Qin Li is naturally very different from the bookkeeping method of the Ming Dynasty at this time. Arabic numerals are the foundation, fortunately, at this time, because of the influence of Qin Li's Jiangdu County School, Arabic numerals have been widely recognized by people. It largely replaces the initial capitalized numbers.

With the foundation of Arabic numerals, Qin Li combined the form training again. In this way, the simple method of bookkeeping and measurement was accepted by these people.

Fortunately, these people are people who have some foundation and are not stupid. After they accepted, Qin Li sent all of them to various states and counties.

At this time, under the busyness of Huang Tian and Zhou Fan, as well as the governors and counties of various prefectures, all prefectures and counties set up a new institution in the yamen, called the Loan Office.

Qin Li originally wanted to introduce the word bank, but after all, this is a new thing, considering that it is not easy to be accepted. Besides, after all, it's only in the Kama Mansion, so it's an attempt, so it's temporarily named the loan office.

Isn't there still nearly 300,000 taels of silver in the treasury of Hejian Mansion? This silver was used as the initial capital of the local lending offices, and they began to borrow from the private sector in earnest.

The interest rate is naturally quite low, and in half a year, one tael of silver is only five cents. This is simply unheard of in the interest of this era.

Xu Wei and Hu Shining only saw Qin Li's intentions clearly at this time, oh my God! This is another move to benefit the people. How long is this Boss Qin's brain, how come he always has these strange things in his head, and they are very novel and very useful.

The introduction and implementation of the loan office can solve the difficulty of borrowing money to a large extent. Of course, there is a principle for lending offices to borrow money from abroad. The person you borrow from must be a hard-working person, a person who has a new idea, wants to get rich or does business. Of course, since it is a loan, it must be collateralized. Naturally, the people pledged their property and land.

The loan office is only open to the common people, and as for the rich in the city, the rich are naturally not in this scope.

In fact, this place in Kama is very special. Because at first, the landlords everywhere were powerful, and most of the money was concentrated in their hands. After Qin Li beat the local tyrants and divided the fields. The richest and richest are gone, and the richest ones are the upper middle merchants, simple businessmen. Because they are not yet qualified to be landlords.

The introduction of the loan office is to facilitate the people to better find ways to get rich. In the people, in fact, there are still many young people like Chen Guang, just to help these people who have fresh ideas and want to live a good life.

I believe that through their efforts, they have really earned money, and their lives are better than others, and others will inevitably follow suit. Everyone is scrambling to find a way to make money and find a way to live their own lives, will the people of Hejian Mansion be far from improving their lives?

After the loan office was completed, and the loan office was on the right track, the time also entered March.

It's the third day of March of another year, and the grass grows and the warbler flies. Qin Li had nothing to do in the past few days, so he led Murong Bing to wander aimlessly around Hejian City. (To be continued.) )