When Zhang Gui and Yang Ting received the summons from the people sent by Dingniang, they almost thought that they had heard it wrong. The Metropolitan Governor has always opposed the harem interference, even the most favored concubines do not involve important political affairs, let alone give orders to them, at most ask them for help, why did he change sex this time? Dingniang definitely didn't dare to spread Cheng Yue's order, so why did the metropolitan governor come?

Both of them are smart people, after a little scrutiny, they have already figured out what Cheng Yue means, and then think about Cheng Yue's performance when he must marry Ding Niang, only to understand that Cheng Yue not only likes Ding Niang's beauty, but also likes her talent and character. At that time, when Cheng Yue asked so many people to mess around with him, in fact, many people were worried that the Metropolitan Governor would indulge in beauty from now on, and now he finally saw Cheng Yue's layout, which was really far-sighted and difficult for people to reach.

The two happened to meet at the gate of Cheng's mansion, and when they walked in together, they couldn't stop sighing along the way that the Metropolitan Governor was really a genius, and he was not as far away as the Metropolitan Governor.

This is the first time that Ding Niang has intervened in Cheng Yue's important affairs, although the two are Cheng Yue's confidants, they are in high power, and the Song Dynasty and the opposition are sideways, but they are very respectful in front of Ding Niang, and they completely regard her as Cheng Yue's doppelganger.

Ding Niang was also very polite to them, and she didn't dare to treat these two important ministers under Cheng Yue with Cheng Yue's casual attitude towards them. She knew in her heart that she was just an insignificant little woman, and they were so respectful to herself because of Cheng Yue's relationship, and she would never dare to lose her courtesy.

Ding Niang said her suggestion to Cheng Yue, Zhang Gui and Yang Ting of course took the order, and called Xiao Zhen and Ma Fu to discuss it, and then quit together.

Zhang Gui didn't seem to care as he walked, and said: Mrs. is quite talented. Maybe you can become a good helper for the Grand Governor.?

Yang Ting didn't seem to care about the authentic saying: "The Metropolitan Governor's knowledge of people. I have nothing to say.?

The two walked out of the house. Smile and say goodbye.

Ma Fu whispered to Xiao Zhen: "Commander, I think we will treat Mrs. like the Governor in the future."

Xiao Zhen was surprised and said: "That's what I thought, not only Madame, but all the little ladies are the same, even Mrs. Meng in Meng's Mansion.?

Ma Fu looked at Xiao Zhen in surprise, as if he had never known him, and said with admiration on his face for a long time: "Tuancai, now I understand." You're a really smart person, and I'm far from you.?

Xiao Zhen glanced at Ma Fu inexplicably, shook his head, and said: I really don't understand what you smart people think every day, as long as you protect the people that the Metropolitan Governor values and do a good job in the things that the Metropolitan Governor has assigned to you? ?

Ma Fu gave Xiao Zhen a deep salute and said: "Ma Fu has been taught, and the head of the regiment will often teach me in the future."

Xiao Zhen smiled and said: What can't you teach, my own brother, what can't I say.?

Ma Fu said respectfully: Yes.?

The more the bank's affairs are taken seriously, and when he goes back at night, he specially puts down all the concubines. Only asked Su Rong to come to sleep alone. Su Rong was specially dressed up and dressed thinly. Revealing a beautiful figure.

Cheng Yue talked to her for a long time as if he hadn't seen it, and couldn't help but press her to the bed after saying all the things to pay attention to tomorrow. Cheng Yue rarely only spent the night with Su Rong's concubine, and he was extremely distressed by her, so he vented all his energy on her. Because I was afraid that she would be too tired, and I was too tired yesterday, I didn't ask others to come again, and only hugged Su Rong to sleep peacefully.

Su Rong was in Cheng Yue's arms, so beautiful that she had a good dream at night, and when she got up, she saw that she was the only one in bed with Cheng Yue, and she was so happy that she hugged Cheng Yue and refused to let go. Cheng Yue let her hold her until he had to get up to eat.

After breakfast, Cheng Yue and Su Rong packed up, went out of the mansion together, and under the escort of Xiao Zhen and Ma Fu, they went straight to the bank converted from a mansion.

Before arriving at the bank, two rows of colorful flags were already waving in the wind on the side of the road, and the officials and customers invited by Cheng Yuefa had blocked the road, leaving only a small path in the middle for people to walk.

Seeing this, Xiao Zhen and Ma Fu were extremely vigilant, and forced them to get out of the way a little more, and then escorted Cheng Yue and Su Rong to the door of the bank.

Cheng Yue boarded the gate of the bank, only to see that the sedan chair in which the officials who came to congratulate him could not be seen at a glance, and there was a black press behind the invited businessmen and wealthy people.

Cheng Yue replied loudly to each other, and asked Wen Tianxiang to let him hold a ribbon-cutting ceremony for the future generations with himself and Su Rong plus the heads of several money houses. Then hang a plaque with his own hands in the sound of firecrackers, on which are the four big characters of Wen Tianxiang's handwriting - Industrial and Commercial Bank of China. The rich families among the guests were very cordial when they saw these words, and they immediately thundered with joy. But seeing that the officials and scholars shook their heads frequently, Sven swept the floor, why didn't he take an elegant name? The Industrial and Commercial Bank of China is both an industrialist and a businessman, so are the literati not as good as a group of businessmen?

Slander is slander, no one will compete with Cheng Yue. Cheng Yue let a large number of guests into the spacious inner house and let them see the various coins and gold and silver that had been piled up as capital in his converted bank and vault.

Although the guests invited were all wealthy, they had never seen the spectacle of so much money piled up together, and they were dazzled by the countless glittering coins in the vault, and they had more confidence in Cheng Yue's bank.

After they finished their visit, Cheng Yue announced on the spot that as long as they deposit money in the bank, they can exchange it at branches around the country with the deposit certificate issued by the bank, and the handling fee is very low, and according to the length of the deposit, there are various grades of interest. If there are temporary turnover difficulties, you can take out loans to customers with mortgages, and there are many things that can be mortgaged, such as real estate, land, antiques, and even cars, horses, and forests. In addition, long-distance transportation of goods or valuable things are afraid of insecurity, you can also buy insurance, if something happens to people and goods, the bank is responsible for compensation. If you don't feel at ease at home, the bank provides custody services. If something wants to be sold for cash, the bank can auction it on behalf of you, and the highest price will be won. If you are interested in the business provided by the bank, you can consult the staff if you are interested in the relevant details.

Most of the guests came to get acquainted with Cheng Yue, and at first they didn't have much interest in Cheng Yue's so-called bank, and thought it was no different from other banks. As soon as Cheng Yue's words fell, a large number of bank employees wearing uniform were surrounded by all kinds of people to consult, and many people directly ordered their families to go back and dig out some of the money and send it to the bank opened by Cheng Dadu to earn some interest, which is better than putting it at home to grow hair, and you have to bother to keep it.

The business of the money bank in the Song Dynasty is very simple, deposit and exchange is their main business, not only no interest, but also the cost of custody, and there is no branch in the world that can be deposited and exchanged, because it involves gold and silver, many money banks are also engaged in gold and silver processing and various jewelry, or simply the latter is the mainstay, the silver business is secondary, the financial industry of the Song Dynasty is much backward compared to the European Venice of the same era.

As for the loan business, because the risk is too great, the regular money banks are rarely operated, and pawnshops are everywhere, but they are too hard to squeeze, and those who do business will not go there to find their own anger unless they have to. There were many private loans, but the scale and scope were very limited, mainly lending to acquaintances, there was no unified standard for interest calculation, and usury was everywhere, which constrained the economic development of the Song Dynasty.

And Cheng Yue's main insurance business is even more unheard of. Cheng Yue, as a person who has crossed over, is very aware of the importance of insurance, and insurance is indispensable if you want to make risk management, especially overseas exploration, a business that many businessmen take the initiative to do. Later, the Netherlands and the United Kingdom were able to become maritime powers, and the insurance companies contributed greatly to the strong protection and support given behind them, even no less than the expedition itself. As a result, insurance groups and financial institutions have been formed on an astonishing scale, and they have continued to play an important role in modern society.

Cheng Yue's ambition is not limited to this, as long as it is confirmed that the bank's deposit certificate can be deposited and exchanged at any time, Cheng Yue can use it as the basis to issue a certificate of deposit that can be transferred at any time without accounting, which is actually a formal paper banknote, replacing the Jiaozi that has been almost abolished.

Liu Shun's steel mill in Suzhou was almost completed, and Cheng Yue had already sent people to Liu Shun to send the machinery and patterns related to coinage, and when he minted steel coins, he could first circulate them in the Special Economic Zone, so that not only would the Song Dynasty not be able to influence the economic operation of the Special Economic Zone through the coinage right, but he might control the issuance of currency and hold the economic lifeline of the Great Song Dynasty in his hands.

At this time, the economic scale of the Great Song Dynasty accounted for sixty percent of the world, and even if some places were robbed by the Yuan Dynasty, there were at least three or four percent. can control the finance of the Great Song Dynasty, and the currencies of neighboring countries will soon be controlled by Cheng Yue.

You must know that during the Song Dynasty, the surrounding countries basically did not have the ability to mint coins, and there were always a large number of coins in the materials exported by the Song Dynasty. The coins of the Great Song Dynasty were used even as far away as Africa, because the demand was too great, which often caused the Song Dynasty itself to have a shortage of coins, and the imperial court repeatedly ordered to prohibit it to no avail. Coin smuggling will cause a shortage of money in the market, and there will be no time to make copper coins. There is inferior iron money flooding the market, getting thinner and thinner, the quality is getting worse and worse, and the value is getting lower and lower, so that many people are unwilling to accept this kind of rotten iron money. Since there was no money to use, the people did what they could, there were shells, there were cloths, and there were no suitable things to barter directly, so the Song Dynasty had several financial crises, and the finances were unsustainable, and in the end they just tried all kinds of ways to get by. (To be continued......)