In the second half of 1877, Gan's money was already ready for the next step of expansion. Pen & Fun & Pavilion www.biquge.info

The first goal of expansion is to establish a Gan's money bank in each provincial capital and other major cities in the country, and initially make Gan's money bank accessible to the whole country (among them, there is a big problem in actually connecting the whole country, so I will not write about it here).

It takes a year to prepare to expand to the whole country, and it takes a bit of time, but in fact, a year is not long, or even a little less, if you want to open Yan's money to the whole country, the first thing is to have a number of silver transportation fleets, which can safely transport the silver throughout the country, and it takes a lot of time just to recruit and train loyal guards.

Yan Xueyi almost considered mobilizing a group of people from the escort team to enter the silver transportation team, but after thinking about it, he gave up, now the escort team members are real soldiers, and their temperament is already very different from ordinary guards, so it is not good to attract the attention of outsiders, so the Yan clan can only spend a lot of money to recruit and train a thousand-person silver transportation team, and at the same time, they must also contact the official forces everywhere, and use their strength when necessary.

It is also necessary to consider that the managers and employees of Gan's Qian Zhuang all over the country must not be recruited locally, so that people who can easily blend in with other forces can only be mobilized from the people trained in Gan's Qian Zhuang in Siqi Province in this year to all parts of the country, and there are also Gan's firms that have been distributed all over the country to mobilize some people.

After all, working in other places, they may not be able to return home for a year and a half, and it is not good for the husband and wife to live separately for a long time.

Because of these things, Gan's Qian Zhuang prepared for a year before starting the initial national expansion.

In July, the 28 Gan's money banks that are about to open across the country have made some national time-honored money banks have a feeling that wolves are coming, and the big stewards of each time-honored money village are like facing a big enemy, so let's see how Yan's money is operating for the time being, if Yan's money is on fire, they will have to make changes to their money banks to deal with the aggressive trend of Yan money banks.

There is no way, as soon as Yan's money village expands nationwide, it has attracted the attention of various time-honored money banks, especially the time-honored money banks that have opened money houses in Siqi Province, and they are even more deeply touched.

In just one year, there are only five money banks left in Siqi Province, including Yan's Money Zhuang, the remaining four time-honored money banks are barely surviving, and the other money banks have all been squeezed out of bankruptcy by Yan's Money Villages, and they have closed down, and the number of customers of the four surviving time-honored money banks is less than one-third of the previous one, barely maintained, the worst is those national money banks, even if there is only one semicolon left in the four provinces, not only is not profitable, but need to throw silver into it.

The main reason why Yan's Money Bank was able to dominate Siqian Province in less than a year and a half is that it is beautifully made banknotes, and the interest on deposits is secondary.

The exquisitely made banknotes (silver bills) are almost catching up with the works of art and are very popular with merchants, while the silver bills of other money banks are simply toilet paper when compared to them.

As a result, a large number of customers of various money banks have been lost, and they have come to Yan's money bank, and many money banks have made ways to increase deposit interest to attract customers to deposit, and the final result is that the income and expenditure are unbalanced, and the money bank has closed down, only the four Lao Tzu have not blindly increased the deposit interest, and they can barely maintain it by virtue of the old customers accumulated over the years.

In a year, the Yan's money village in Siqi Province absorbed a total of 5.3 million taels of silver, issued a loan of 1.1 million taels of silver, and the loan interest was two and a half cents (the interest on borrowing ten taels of silver was two taels and five dollars), and the income was close to 200,000 taels of silver.

With the national expansion of Yan's Qianzhuang, it will be more and more difficult for other Qianzhuang to survive in Siqi Province, it is not that there is no Qianzhuang who wants to make a whole conspiracy to attack Yan's Qianzhuang, but there is also the Yan family behind Yan's Qianzhuang, and now the Yan's family is in full swing, and there are relationship networks all over the country, especially in Siqi Province, where the relationship network of the Yan's family is the closest, if anyone makes trouble for Yan's Qianzhuang, the end can be imagined, if you don't abide by the rules, then I don't abide by the rules, see who is finished first in the end.

And the national large money bank, they disdain to brush up on conspiracies, use methods other than the mall to attack opponents, do not abide by the business rules, it is difficult to develop the money bank, because you do not abide by the rules, others will not abide by the rules, everyone uses conspiracy and tricks, then no one wants to develop, and finally slowly those big businessmen form a set of business rules, no one will take the initiative to break the rules, who if they break the rules, they will suffer from the joint attack of others, and be completely excluded from the circle.

Soon, 28 stores distributed in major cities across the country were officially opened, using the strategy used in the four provinces, Gan's money village became popular, and there was an endless stream of customers who came to deposit silver every day, and there were some old customers in the province to exchange the silver for exquisite banknotes.

The popularity of Yan's money village makes all time-honored money banks envious, jealous and hateful, and they must find a way to curb Yan money village, otherwise when Yan's money village expands further, where will they still have a place, they will wait to close down.

So the chief steward of a family that was originally a rival money bank gathered together to discuss how to deal with Yan's money bank.

Don't forget that there is a Yan family behind the Yan Village, but after discussing and discussing, everyone did not discuss the reason, and in the end they can only reform their own money according to the business mode of Yan's money bank, if they do not reform, wait for Yan's money village to expand again, their own money bank will have no room for survival at all, now reform as soon as possible, with their own customer relationship for many years, they can still operate.

The chief stewards of the major money banks were depressed when they thought of the banknotes of Yan's money bank, the silver tickets were so beautifully made, didn't they need to spend a lot of silver? How much money can Yan's money make in this way?

It does cost a lot of silver to make beautiful banknotes, but they are not as high as expected, and advanced technology and machinery have greatly reduced the manufacturing price of banknotes, even if the banknotes in Western countries may not be as beautiful as paper money.

In the place of silver tickets, the money banks are really powerless, so they can only retreat.

There is even a big steward of the money bank who is thinking about whether he should close the money bank before the money bank loses money, which has to be discussed with the owner of the money bank, and the big steward is not necessarily the owner of the money bank.

No matter how depressed other money banks are, the good development of Yan's money bank reassures the six clan elders, who have a lot of silver in their hands, and can rest assured that they can do anything.