(Thanks to the head of the starting point for the reward, thank you for the reward of Genesis 4442, I got the bank out, I hope that the book friend can deposit some reward in it Red щ{][lā}天籁小『『Say.2.)

For the fourth point that suddenly came out, Chongzhen was helpless at that time, Lu Hanqiang was like this, it was originally five o'clock, and then he made four of them, and always left one later, this time it was his turn, this is considered to be recovered.

"Okay, you can say it, I listen, this is feasible or not." Regarding Lu Hanqiang's ability to constantly make moths, Chongzhen expressed a limited promise.

"Fourth, give me two million taels of start-up capital." Seeing Chongzhen's face that immediately collapsed, seeing Wang Chengen's immediately twisted head, and looking at Cao Huachun's embarrassed smile, Lu Hanqiang hurriedly said, "That's it, the grass people don't want it, they borrow it." Borrow for one year and then return it. ”

Looking at Chongzhen and Wang Chengen, who were still looking painful, Lu Hanqiang had no choice but to grit his teeth, "Okay, okay, let's just buy shares." ’

As soon as he heard about the shares, Chongzhen's eyes lit up, and Wang Chengen immediately turned his head around, "What shares to enter?" How about the dividends, say quickly. Now the two of them are convinced of Lu Hanqiang's means of accumulating money, what is it to make a lot of money, including fighting, everyone can make money, this shareholding, it will definitely bring huge profits to the internal fund, now, what is the lack of the internal money? Money.

Lu Hanqiang's kneeling legs were numb, and at this time he took advantage of the situation to stand up, raised his head and said confidently, "Since I promised Long Live that I don't need the imperial court to take a penny to build three cities in western Liaoning, then I must first set up a commercial bank and use the profits of the commercial bank to build these three cities, therefore, I need capital." ”

Listening to Lu Hanqiang's meaning, he can use this firm to earn three million silver in a year, what kind of way to grab money, Wang Chengen's eyes were red, and he urgently urged, "Lu Ban read, say quickly, how can you get money so quickly?" ”

But Chongzhen frowned and said, "Lu Aiqing, as you said, the country will use it enough without endowment, and you won't let me levy more Liao salaries, but you can't use any means to exploit the people." In Chongzhen's view, it is absolutely impossible to get six million silver a year without exploiting the people, this is a thing that cannot be achieved at all, so Chongzhen seriously took out a side of the emperor who loves the people and warned Lu Hanqiang.

"After the establishment of my firm, not only will it not increase the burden of the people, but also reduce the burden of the people, and it can greatly promote the commercial operation of Daming, promote the exhibition of workshops around the country, and make Daming prosperous."

"And such a comptoir? Tell me, what's the name of this firm? ”

Lu Hanqiang proudly raised his hand to Yang Qi's front face, "The name of the firm is called, Daming Yili Gold and Silver Deposit and Loan Exchange Bank, referred to as - silver - Uncle Bank." ”

Bank? What is it? It seems to be related to silver, but it seems to be a trading house that inverts silver.

Looking at the three old and young who were completely stunned by themselves, Lu Hanqiang said proudly, "Actually, this matter of collection, storage and exchange, our commercial bank's postal service has been doing, but it has not formed a scale, and there is no exhibition of lending, and the main commodity of the bank is silver, of course, gold is also become, the main business project is the storage of silver money, to the owners and associations in urgent need of money loans, to undertake local deposits and cash withdrawals, welcome customers to visit us." ”

Well, this ad is up.

Everyone didn't turn the corner for a long time, and finally Cao Huachun, who had stayed in Nanjing for many years, first understood in a daze, "Is it Qian Zhuang that you are talking about?" ”

"Wrong." Lu Hanqiang resolutely refuted Cao Huachun's confusion, so he gave three students a vivid lesson on the difference between money and banks in the imperial study.

"Therefore." Lu Hanqiang looked at the three faces that had turned red with excitement in the flickering candlelight, and the eyes that had become like wolves due to excitement, and made a final statement: "Therefore, we have not only revitalized countless silver buried in the ground, solved the money shortage of the dynasty, and at the same time solved the exploitation of usury for the people, and also solved the lack of funds for spring ploughing for the people, which is a great thing to kill multiple birds with one stone. ”

Chongzhen swallowed his saliva with difficulty, "Then if the treasury is empty and there is a shortage of money, can it be withdrawn from the bank?" Chongzhen immediately thought of his financial difficulties.

"Nope." Lu Hanqiang resolutely blocked this terrible thought: "This bank is not the state, it belongs to all shareholders, you can't withdraw silver if you want to." ”

In this way, Chongzhen and Wang Chengen were very disappointed.

But Lu Hanqiang turned around and said, "But according to the rules I said, you can ask the bank for a loan, as long as you take out the mortgage, for example—" With a roll of his eyes, for example, the emperor can take out the sales quota of tea for a year, or the share of salt production, or the business license of silk, or the concession of sea trade, I can convene a board of directors to approve your loan, if the emperor can't pay it back, then I'm sorry, we can only use these things to pay off the debt."

Then he said with a smile, "For example, the one-year concession of Haimao, I estimate, how can I mortgage five million taels of silver." "This flatbread is the size of a thief, and it even brings oil, salt, sauce and vinegar, and an egg soup.

Hearing a bang, there was a bang, and the tea bowl held by Chongzhen fell to the ground, and Wang Chengen was dragged hard by Cao Huachun on the ground.

At this time, Wang Chengen kowtowed to Chongzhen again and again, "Your Majesty, the household department is exhausted, there is no penny, the internal money is exhausted, and it is difficult to continue, let's take a loan, just take a mortgage from Haimao." ”

Wang Chengen is making a good calculation, Lu Hanqiang proposed Haimao salt tea, and now he has no contribution to Ouchi at all, as long as he takes out a year to mortgage, he doesn't have to pay it back at all, and he can get five million silver, is this simply picking up money for nothing.

Chongzhen also nodded excitedly, "Yes, the country is difficult, so I will first use the sea trade as collateral, and the loan will be five million to spend." ”

Lu Hanqiang and Cao Huachun glanced at each other, Cao Huachun's eyes were full of admiration, if you don't admire, you can't do it, Lu Hanqiang just said this lightly, and the sea trade that Donglin had ruined was completely recovered, this kind of means is really beyond people's reach.

Lu Hanqiang held his stomach and laughed.

Playing reform when Donglin is in control of the government, that is looking for death, but I play business, what can you do with me? At the same time, the reason for holding his stomach and laughing, now it has been at least three shifts, and he has not eaten a grain of rice yet, this is hungry.

Chongzhen, who had just listened to it, also felt hungry at this time, so he ordered a feast.