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The flickering oil lamp is not a bright light, because the oil lamp uses rapeseed oil, so that the house always carries the smell of oil smoke emitted by some cabbage, under the light, the carved wooden bed hangs red silk curtains, and even the bedding is a celebratory red, inadvertently, even people will mistakenly think that they have entered a new house.

At least, in a sense, tonight's house is indeed Zhu Yifeng's "new house".

At this time, at the table in this "new house", Zhu Yifeng was lying on the side of the table and rubbing his temples with his hands. In front of him were more than a dozen contracts, IOUs and the like, all of which were the inheritance left by his "cheap dad", and the former Zhu Yifeng, who was infected with typhoid fever after being drenched in the rain because of these debts, was so angry that he fell ill and died on the couch.

Although I know that typhoid fever is easy to die in this era, it is thanks to the help of the so-called "artificial intelligence". At the same time as the "possession", he carried out the proper performance of this body, and now there is no major problem except for the long-term bed rest, which has become weak in the limbs, and the qi deficiency and weakness caused by long-term illness.

This body can be exercised slowly, but the silver always has to be recovered, after all, the amount of silver is not only related to one's life in this time and space, but also related to whether one can create a career in this time and space.

"Yifeng, in fact, although the business has closed down now, my father-in-law still has some industries left, which can still make our family worry-free, you don't have to worry, besides, your English is excellent, even if you work in a foreign bank in the concession, it is enough to support your family, and you don't have to worry about food and clothing!"

For fear that her words would stimulate Zhu Yifeng, Xu Lingyun said cautiously, but she did not mention the predicament that the Zhu family is facing now, of course, she did not mention how her husband "ruined" the Zhu family's business name with his enthusiasm.

"Besides, this is also my father-in-law's expectation."

Xu Lingyun deliberately emphasized that the reason why her father-in-law let her learn English back then, and even married the Xu family, was to hope that she could deal with foreigners, if it wasn't for the early death of her father-in-law, I am afraid that now her husband should be a comprador in a foreign foreign firm, after all, seventy or eighty percent of Shanghai's business is now dealing with foreigners.

"English ......"

This is the truth, in the fragments of memories related to Zhu Yifeng, he can directly communicate with foreigners in English, can read foreign newspapers, and the reason why he can speak fluent English is thanks to the "cheap dad", among the businessmen of this era, that dad is also quite a discerning businessman, when the British arrived in Shanghai and opened up the concession, he immediately took the initiative to find the door to start a silk business with the British foreign company, and even sent his son to learn English with the foreign priest.

"In the future, whether it is a country or a business, it is inevitable that you will have to deal with foreigners, you have to learn English well, and one day you will be able to use it greatly......

Thinking of the words of the elegant-looking "cheap father", Zhu Yifeng couldn't help but admire this "father" who had never met, in this era, how many people can have such a vision?

However, two years ago, Zhu Daoming was ill, and before his death, the last business he made was the marriage with the Xu family of Guanqiao, although the Xu family that produced Xu Guangqi in the Ming Dynasty has long been in decline, but after all, he is a native of Shanghai, and more importantly, the Xu family has been inherited for hundreds of years since Xu Guangqi, in addition to his belief in Christianity, he knows foreign languages and mathematics, even if he is a concubine Xu Lingyun.

This man...... After a lifetime of calculation, in the end, the bamboo basket is still empty!

"Serving in a foreign bank is just a policy, in the final analysis, it is the most important thing to recover our debts that we put outside."

Zhu Yifeng's words made Xu Lingyun's heart tremble slightly, and she naturally thought of the old incident two months ago, when he contracted typhoid fever after being drenched in the rain on the way back from the British Concession.

"Yifeng ......"

Seeing the melancholy on Xu Lingyun's face, Zhu Yifeng smiled and comforted.

"Lingyun, you don't have to worry, after this catastrophe, I have figured out a lot of things, since the money is not returned, how many things can be returned, how many things must be returned!"

Stuff!

This is the common denominator of those "foreign white workers", they did not deny the debt, let alone "default", at least to a certain extent, they all agreed to repay the debt, but the so-called repayment is just a kind of "discrimination" that has changed its tricks.

Zhu Yifeng picked up an English arrears agreement,

"This account seems to be a bit of a joke, didn't the Pacific Trading Company agree to pay off its debts with the sailing ship "Pacific"? A total of less than 20,000 accounts, this ship ...... 772 tons? Hey, and steam! It should be worth the price! ”

Puzzled, because there was no memory of this debt in the memory fragments, Zhu Yifeng turned his attention to Xu Lingyun.

"Lingyun, why didn't I agree?"

"Yifeng, that's because, because ......"

Although she was a little hesitant, Xu Lingyun still answered truthfully.

"This ship is an old ship almost ten years ago, and the cost of that year was at most 20,000 yuan, and there are thousands of yuan in arrears of berthing fees for the wharf, if it is sold, after miscellaneous deductions, it can only be sold for 11,000 or 2,000 yuan at most!"

Your sister, it's another pit!

Isn't there an authentic one of these foreign devils?

Cursing in his heart, there are more than a dozen arrears of less than 1,000 yuan and more than 10,000 yuan, which will make Zhu Yifeng admire the "courage" of that "cheap dad".

It is quite rare for those foreigners to recognize their debts, but then again, for Westerners who value laws and rules, it is impossible for them to sacrifice the "rules of the game" they have formulated for a Chinese, but this does not prevent them from playing the so-called "rules game" within the "rules", just as Chinese people like word games.

It seems that this has a long history of acting as a "rule-maker"!

"Lingyun, how much do these foreign foreign companies owe us?"

"Seventy-four thousand six hundred and one hundred and twenty yuan, this is only the capital, if you count the interest......

Xu Lingyun is naturally clear about the family's accounts, not to mention that during his serious illness, she also checked these materials, so she will naturally open her mouth and come.

"Then if we repay them now, how much can we get back?"

"If you deduct the Pacific Company, you can get back fifty percent at most, that is, more than 30,000, maybe less, after all, there are things, even if they are returned to us, we have no place to sell them, at most we can only transfer them to others at a low price."

Xu Lingyun's voice became lower and lower, for fear of stimulating Zhu Yifeng, who had just recovered from his body, although his personality had changed a lot now, she was still a little worried, worried that he would embark on a road of debt collection without any hope as in the past.

More than 40,000 ......

Thinking of this word, Zhu Yifeng's brows furrowed, this money seems to be a lot, it is enough to live at home, but he ...... That's ready to do a big career, besides, even if you can't achieve something great in this era, then you have to mix up a foot valley Wengdang, what kind of career can these more than 40,000 do?

"Lingyun, tell me the truth, does our family still owe other people's debts?"

Thinking of what happened when he crossed over, Zhu Yifeng asked.

"Then Liang Wenzuo, how much do we owe him in total?"

Hearing him ask about this, Xu Lingyun's heart was tight, although now Zhu Yifeng can't remember many things because of the relationship between death and resurrection, but she knows that there is no subsidy for this matter.

"This ...... Yifeng, why don't we talk about it today? ”

Seeing that he wanted to change the topic, Zhu Yifeng's heart swelled with a sense of foreboding.

"Lingyun, I can guess without you saying it, there are only more than 30,000 we can get back outside, maybe our family owes more than that!"

In business trading, some people owe money and naturally owe others money, and Zhu Yifeng is naturally mentally prepared for this.

"Yifeng, actually, this, this matter is not a big deal, a few years ago, when my father-in-law and Liang Wenzuo partnered, they also made a lot of profits, but it was ...... later"

Xu Lingyun glanced at her husband, and then it was he who turned over from his hands several times, and in the end, it was those debts that slowly dragged down the business.

"And how much do we owe?"

"If you even have interest, the difference, almost there, there are 90,000 taels ......"

What the!

His eyes opened suddenly, Zhu Yifeng simply couldn't believe his ears, how could he owe so much silver?

Originally, he also wanted to think about his belongings, and then plan well to achieve something in the future, but now it seems that all this is naturally not directed, Zhu Yifeng doesn't feel that he has any domineering spirit, and he can achieve something great with his bare hands.

But now that the dream of achieving a career has not yet begun, a huge debt has been pressed here.

"What does that surnamed Liang want to do in our family?"

"He, he wants the shop built in the concession by his father-in-law and the warehouse at the wharf......"

Warehouses in the concession!

Xu Lingyun's words made Zhu Yifeng surprised for a while, thinking that this "cheap dad" vision is really unusual, this is 1852, less than ten years after the opening of the Shanghai Concession, he actually invested in the concession.

No wonder the surnamed Liang is eyeing the warehouse, the land in the Shanghai Concession has increased in value by tens of thousands of times in the next few decades!

But the question is...... That's the future!

Now, there is a small debt of 100,000 taels, waiting for him there!

Zhu Yifeng, who originally thought he was a rich young master, sank, his brows suddenly wrinkled, and he was worried about the future, and when the sorrow was displayed, another voice in his heart comforted himself there, in fact, what is the big deal? Isn't it silver? Now that you finally have a home and a wife, this is what you dreamed of in the past, and maybe you shouldn't ask for anything else.

As long as you find a way to settle the debt of nearly 100,000 taels first......

No, no, you have to think of a way.

Zhu Yifeng's mind was spinning rapidly, thinking about this huge debt that was likely to ruin his family. Just as his brows were tightened, a sentence popped up in his mind again.

This era is the age of adventurers!

Suddenly, such a sentence popped up in Zhu Yifeng's mind, and in the stories about this era that later generations have seen, all prove this fact - this is an era of adventurers, with more than a hundred years of insight beyond the times, can't he achieve great things?

Even if there is no capital to rebel in the short term, there should be no resistance to achieving a career!

Others can break out of the world with their bare hands, no matter how bad they are, they are not bare-handed! Not to mention having a family, there is still a little family business!

Thinking of this, Zhu Yifeng's chest suddenly boiled with blood, and even his breathing was a little short of time due to the surging mood. What's the big deal! With more than 164 years of experience over this time, will you still worry about not being able to make money? You've lost the face of the traverser, too!

Xu Lingyun, who had been paying attention to Zhu Yifeng, saw that his breathing seemed to be a little short, and thought that he was annoyed again, so he hurriedly spoke.

"Husband, actually, ......"