Money can provide great convenience for the daily life of the people, and it can bring great benefits to the church.

As a simple example, if a believer deposits a hundred taels of gold in the church, the hard currency of the hundred taels of gold falls into the pocket of the church, and the believer returns nothing more than a holy voucher with the amount written on it. Wise people can see at a glance that the so-called paper money of the holy voucher is, in other words, an IOU, and the believer is the creditor, and the certificate after lending a hundred taels of gold to the church.

It stands to reason that paper IOUs have no value, but the voucher is different, and the Church, with its own influence and credibility, unites various firms to supplement it with a value equal to that of gold, silver and copper coins, which can be used for direct transactions.

This brings us to a technical issue. The hard currency is deposited in the church, will Luan Yi watch it pile up in the warehouse?

Of course not. After the launch of the savings business, due to its super advantages, it will naturally attract a large amount of capital injection. Later economics tells us that in this huge amount of money, at least 8 percent are almost useless for long-term depositors, and the other 2 percent is to protect funds and prepare for savers to withdraw daily. For the sake of insurance, Luan Yi adjusted the protection fund to 4%.

&**nbsp; In other words, 60% of the hard currency will be piled up in the warehouse for a long time and will not be collected by depositors, you must know that the total population of the three places is 5 million, if this group of people all use the holy coupons, their savings value can be described as astronomical. Such a large amount of money is not in line with the principle of maximizing the interests of businessmen.

In order to allow the flow of funds, Luan Yi will put forward these 6 hard currency and use it to carry out smuggling trade with non-church-controlled areas, that is, areas where there is no circulation of holy coupons and can only be traded with gold, silver and copper, which can be used to buy and sell raw materials and purchase goods, and earn more wealth with huge financial advantages; It can also be used to purchase military materials such as war horses, grain and grass to solve urgent needs; Of course, it can also be used to dig canals and dams, and dig canals.

Therefore, Luan Yi just said that the church will undertake 50% of the total project of the canals and canals in Qingzhou, Jinan, and Yanzhou, but when he wants the people to pay their salaries, he is not ready to use the copper coins deposited by the depositors, but directly issue holy coupons. It not only saves hard currency, but also promotes the large-scale promotion of holy vouchers, killing two birds with one stone.

After all, printing money is much faster and easier than casting copper and silver. With the launch of savings and credit business, Luan Yi is equivalent to saving up the money printing machine, and there is a large amount of silver money for him to deploy.

However, the premise is that the embezzled money must be returned to the treasury, and in the future it must be compensated for with gold, silver and copper, which are at least 40% of the total face value of the certificate issued in the Church's treasury.

For example, if the church now receives a total of 1,000 yuan in deposits, then there are 600 yuan of money for the church to dispatch, and 400 yuan is stored in the treasury as a guarantee fund and cannot be moved. When the amount of church deposits rises to 1,200 yuan, it is equivalent to the issuance of holy coupons with a total face value of 1,200 yuan, and the active hard currency can only be 720 yuan, and the other 480 yuan of guaranteed funds cannot be missing. If it is missing, it must be made up quickly, and if it is not on the holy voucher, it will face the problem of depreciation, and the bigger the gap, the worse the depreciation. At that time, the original face value of 100 copper coins will not be equivalent to 100 copper coins. This is known as the supply of money exceeding demand, which triggers monetary inflation.

In addition to bringing benefits to the church, the advent of holy vouchers can also exert great political efficiency.

Depositors, whether they value the convenience of the voucher or trust in the safety of the church, only need to deposit their assets in the church...... When the Church of Our Lady was alive, the vouchers in their hands were real money. But if the Church of Our Lady fell, the coupons in their arms immediately turned into blank paper, and not a single copper coin could be exchanged. As a result, they were unwittingly tied to the chariot of Our Lady, and they couldn't think of being loyal to Notre Dame.

In addition, the benefits of issuing money, savings, and credit are too numerous to mention, so I will not describe them all here.

It was precisely because of such many advantages that Luan Yi chose to move him out in the first year of the first five-year plan, because he firmly believed that with the banking system in hand, it was enough to solve it once and for all.

In addition to the economic development strategy, Luan Yi also emphasized cultural construction. In many fields of cultural construction, the development of education is the top priority.

In the past six years, the widespread education of churches in various regions has increased the literacy rate of the parish people to as much as 20%, which is a huge gain. However, due to the size limitations, St. ? Nuwa Church College has produced only more than 1,200 graduates. The vast majority of these people have been assigned to local churches to take care of teaching affairs, and some of them have about 100 people who remain in the church colleges, and they are the backbone of the church's teacher resources.

In order to further expand the scale of education, Luan Yi decided to convert the saint? Nuwa Church College moved out of the church and was divided into five churches, including the University Hall of the Holy City, the University of the Holy Army, the Medical Science of the Holy Cross, the Faculty of Engineery Sciences of Our Lady, and the School of the Gospel of Art.

Among them, the Holy City University Hall is taboo by Cai Yong, a former Taixue taboo, a famous scholar, calligrapher, and Luan Yi's father-in-law. The university teaches the subset of economics and history, arithmetic and arithmetic, the basics of physics, and finance for the financial industry.

The Sacred Military Division University Hall is taboo by the former Beizhong Lang General and Shangshu Lu Zhi. It mainly teaches the students more than 20 subjects such as the art of war, military formation, training mode, expedition route arrangement, grain and grass supply and transportation, and fighting.

Hua Tuo, Zheng Hun, and Mao Jue concurrently served as the Sacred Cross Medical Science Church, the Notre Dame Institute of Engineering, and the Holy Gospel Art School respectively. As the name suggests, the three schools were responsible for training Langzhong, artisans, and artistic talents for the church.

The five colleges of higher learning have their church roots, so whatever discipline they belong to, the Blessed Lady of Mary is a compulsory course for them to strengthen their faith. Brainwashed by the Church of Our Lady since childhood, they will surely become the backbone of the Church in the future.

They can also use the church's self-contained structure to make a difference from what they have learned.

Speaking of which, we have to mention the organizational building of the church.

The church, unlike the imperial court, has officials in the court, from the three princes and nine secretaries to the county commanders, and most of the positions are firmly controlled by the family.

The official position and power in the eyes of the clan are like the secret recipe in the eyes of the merchants, and they are the magic weapon for the longevity of the Yongbao family. As a result, all families and clans will be promoted to the opportunity of filial piety and honesty as knowledge...... These opportunities to become a career are all monopolized. Unless you encounter a great opportunity, it is difficult to climb to the intersection of power. In this regard, Luan Yi has a deep understanding that if it weren't for Emperor Ling's betrayal of officials, even if the Luan family was rich, it would be impossible for him to be an official.

From this point of view, Luan Yi also has to thank Emperor Ling for selling his official position.

In fact, successive kings also knew that excessive concentration of power in the hands of the clan was a threat to their own dominance. But how can the family be the monopolist of knowledge and management methods, and where can they choose the priests without them? Without a taxi, who will run a great country for him? It is impossible to count on the ordinary people, where can the people afford to read? I don't even know the words, how to manage the world. Forced into desperation, the kings had no choice but to let it go and acquiesce in the longevity of the family.

Comparatively speaking, the Church, as a religious administrative organization independent of the court, is nothing more than a collection of temples in the eyes of all diocesan families, and does not have any power. The only power also comes from Luan Yi, the great sect leader, and that is also because he also holds the high position of the assassin of Yanzhou. Only the court is the real giver of power, so the eyes of the world are still focused on the selection of people by the court, and they do not take the church seriously at all.

They would rather go to the county to serve a county magistrate than a county church as an archbishop. Their claws did not extend into the church organization, and Luan Yi was more free in selecting people, laying the foundation for the smooth development of the imperial examination system.

By the time the world found out that the church could have great power, and the salary was almost the same as that of the court officials, and wanted to get involved in the clergy of the church, the church's scientific examination system had already been on the right track, and the church had accumulated enough reserve talents through several years of education accumulation, and there was no need for talents recommended by the family.

At that time, the cancer of power in the family will be completely eradicated, and power will be distributed to the majority, rather than monopolized in the hands of a few people. At that time, the rule of officials will become clearer, and the authority of Luan Yi, the ruler, will be greater than that of any previous king of the Han Dynasty.

The last item to be discussed in the General Assembly was the military.

In this regard, Luan Yi did not reveal much to everyone, only said that in the next two years, he would build five strong armies of tens of thousands of people, plus the guards temporarily recruited during the war, to push the total number of standing soldiers and horses of the church to 200,000. At that time, military operations will be carried out successively to break down the trade barriers formed by Yuan, Cao and Liu, and spread the glory of Our Lady. What is the specific strategic plan, we will arrange it before the war.

The "Plan for the First Five-Year Plan of the Church of Our Lady of the Protectorate" was introduced here, and the three-day first session of the Church of Our Lady of the Protectorate came to an end. The meeting was followed by a grand banquet.

At the banquet, Lu Bu, Guan Zhang and others poured wine on Luan Yi, and he was dizzy when he drank it, and when he left the church, he couldn't walk in a straight line.

With Luan Fu's support, he returned home in a daze, and before he entered the courtyard gate, he heard someone calling him in the distance outside the door.

Then a fragrant breeze came to the surface, and a wrinkled face poked out in front of him, "Meet the sect leader!" ”

Luan Yi shook his head and looked at it for a long time before he recognized the visitor, "Yo, why are you running here?" ”