In the midsummer of 1941, the hall of the new Kyotokuya Auction Company was bustling.

"Insurance companies? What is this? How come I haven't heard of such a good thing? A wealthy landlord who had just walked out of the auction hall asked after hearing a young man who looked like a young man selling his company's products.

"Yes, I have experienced so many years of business career, and I have never heard of such a good thing, paying 1% of the price of the ship, the good thing that a merchant ship is bad, robbed, sunk, and stranded on the reef can get 20% to 80% of the ship's price compensation, not to mention the property insurance that the goods are damaged beyond the normal range." When I met this young man at the bank, he was pestered all the way to the auction company, and the boss of a certain ship operation who only had a preliminary understanding of the contract also said that he could not understand.

"Although our company is newly opened, but it is also a serious commercial company, we will never deceive you, as long as we sign the insurance contract, the next day we receive the premium, the insurance terms will take effect, this contract is protected by imperial law, are you still afraid that we will not be able to pay? We have the same shareholders as Chenji Bank and Jiangnan Shipyard! Maybe in a few years, when it reaches the scale, it will be listed on the main board of the Xinjing Stock Exchange! ”

"You said earlier that there is Chenji Bank as the backstage, wouldn't we be relieved! I came to this new ship auction to buy a ship in the hope of having a good relationship with Jiangnan Shipyard, buy more ships to go to sea for trade, with your insurance is more worry-free, can you explain to me what this force majeure clause means? ”

"Well, force majeure is war, crew mutiny......

"The new company opened by the old Wu family seems to be very profitable! Salesmen are pulling contracts everywhere. A bystander who had seen the guy sighed.

"Yes, since his youngest son came back from his two-year bachelor's degree in finance at Xinjing University, it seems that he has sold all the land and land in his hometown in one go, and all of them have bought land in the suburbs of Xinjing, and the family's real estate has shrunk by more than 70% all of a sudden! What kind of new insurance company doesn't know what it sells, a premium of one yuan for a 20 yuan insurance money? Who believes? Knowing that he listened to his youngest son so much, and that he had lost his family to such an extent, I would not have signed that land transfer agreement with him. What is the long-term replacement of land, 300 acres of good paddy fields on the edge of Taihu Lake, and 2,000 acres of medium dry land near the mouth of the Wusong River. That land is a high-yield and stable rice field, three seasons a year can produce 1,700 catties of rice per acre, my dry land has no water source, it is impossible to grow rice, and it is a loss to plant wheat, rape, peanuts, and sesame seeds are planted as an additive, and they can't be sold in exchange for 100 acres of his kind of paddy field! Say what to settle in a year. I wish I could hand it over now and get the title deed as soon as possible, lest he lose all his family property and make good things come to naught. ”

"You don't understand this, as soon as this agreement is signed, his family's 300 acres of paddy fields will be returned to your family with ironclad certainty, but it will not be registered in your name in the government until a year later. Your family's 2,000 acres of dry land is also very potential, maybe one day someone will take a fancy to it and set up a processing plant, and you will send it. ”

"Less nonsense, birds don't lay eggs there, and the nearest town is three miles away, who would go so far to open a factory?"

"I can't say for sure, you haven't seen Xinjing every day, I haven't been here for a month, and I can't recognize how many of the docks by the river are newly built." "Anyway, it is impossible to build a wharf on my dry land that does not rely on water, it is far away from the city, it is impossible to use it as industrial land, and it is surrounded by barren swamps, reeds, saline-alkali land, and good land with a little fertility is scattered and unpopular." “……

Three months later, the Wu family's insurance company went public ahead of schedule under the impetus of the crossover, and all the newspapers publicly reported on the operation mechanism of this emerging industry, using the money from all policyholders' premiums to establish a mechanism to protect the loss of life and property caused by small probability events. As the first insurance company to go public, Wu's Insurance was given a free publicity opportunity and established a cooperation mechanism with more than 40 major banks and transportation banks overnight. All of a sudden, the stock price of 20% of the outstanding shares rose to more than 8 times the issue price of 10 yuan. In order to prevent the emergence of a crisis in the insurance industry, there is another reinsurance company under the Chenji Financial Group, which is specially designed for the large policies and small policies of many small and medium-sized insurance companies that have been newly opened.

The Wu family, who became rich, went so far as to build a wharf and warehouse on a few kilometers of land along the eastern bank of the Wusong River at the mouth of the Wusong River, and spent 2 million yuan in one go to invest in hoarding land, which suddenly doubled tenfold. When the concrete road was built, the value of all the surrounding land increased several times. Nearly a thousand years in advance, the Pudong Development Zone appeared, and all the new areas that received strong support from the crossing were built along the south bank of the Yangtze River and the lower banks of the Wusong River.

After a large amount of land exchange, the Wu family suddenly became a god in the eyes of many losing counterparties, and all the people who originally thought that the Wu family wanted to fall in the middle of the road sighed that they were gone.

A total of 20 million wasteland and dryland agricultural land have been zoned for residential and commercial use, and remote areas have been turned into planned parks and parking lots. Almost all of the industry was moved to the industrial zone on the south bank of the Yangtze River, and a sewage treatment plant and waste incineration plant were built at the end of the easternmost development zone to treat sewage and waste residue. If it is too much to be burned, it is transported to the brick factory to be used as landfill for gardens and ponds and swamps.

In just one year, the Wu family suddenly turned from a wealthy man with a small asset to a giant in the imperial insurance and real estate industry, winning 30% of the insurance market share and 20,000 hectares of reserve land in the entire East China, and becoming a super real estate developer with 30% of the market share of Xinjing Construction.

People sighed that it was good to have a son who could prophesy. In fact, all this family history was created by the public, but Xiao Wu is the only one who understands the newly opened economic basic theory course and can learn and apply it.

The youngest son of the Wu family is one of the many agents supported by the crossing in East China, one of the many student cadres with both ability and political integrity, and one of the many industrial and commercial political participants selected in the future. The insurance industry is an important sector of modern finance, why did it go through the public after the founding of the People's Republic of China? This is because it is only by evaluating the country's credit and a well-developed system of trade, contract and maritime law that the cornerstone of the insurance market -- insurance demand and institutional guarantee can be established.

A huge cake always takes time to bake, and in the aftermath of piracy, huge marine insurance orders appear like a blowout on the records of the business halls of various insurance companies. It took only three years for the Wu family to transform from a local tyrant to a new aristocracy and a giant of industry and commerce. All this is due to the terrible financing market and the information and knowledge that leads many local tycoons.

The new high-end apartment building built on the land of the Wu family is also a welfare house for employees and their families in the newly expanded Baoshan area steel mill and shipyard of the Chenji Group in the surrounding planning, the construction contract cost of 20 million, living area of 400,000 square meters, can accommodate 70,000 people of super-large comprehensive community fully follows the experience of later generations, including kindergartens, community hospitals, gardens, libraries, sports areas, parking lots, stables and racetracks, restaurants, chess and card rooms, There are a variety of shops and entertainment establishments in the mall. Living here is no different from the upper class life in the capital, with access to advanced water supply and water supply systems, central hot water, advanced biogas lighting and gas stoves.

The wealthy management also has paid leave and amenities for sea trips - the company's marina and golf course.

Although this land belongs to the Wu family, with this large number of construction contracts, the Wu family's stock has not only doubled, but also sold the residential land in this community to make a lot of money from the Chenji Group, leaving a large number of supporting facilities with rent and property income, and the annual cash flow of the property is so large that it is scared to death.

The plan to build roads and build satellite cities in comprehensive communities is still the result of Chen Guan's first mention of the Wu family, and the promotion of operations and advertising and leasing in the market in advance is the benefit of the Wu family's keen generation in the capital market. The traversers were shocked by the Wu family's ability to operate capital beyond the times, and once secretly investigated whether the Wu family had a modern person whose soul had crossed over. The result is that the Wu family does have business talents far beyond ordinary people, and has an innate instinct for the capital operation of the white wolf in the empty glove. This is also the key factor in the repeated promotion of the Wu family, after all, the loneliness of the master is not an empty word. (To be continued.) )