The competition in the market can be divided into three levels, the smallest level is the three autonomous provinces of East China, the middle level is China, and the top level is the US market.

Xia Jun's strategy is to keep the small first, and the market of the three autonomous provinces in East China must be completely guaranteed, and foreign goods cannot be allowed to gain an advantage in the three autonomous provinces of East China, and the market of their own territory is also the best to control.

And the Chinese market is still a problem in terms of transportation.

Except for the railway from Shanghai to Nanjing, and the railway from Pukou (across the bank of Nanjing) to Yanjing, the three provinces of East China have no railway connection to other provinces.

Of course, according to history, the Jingfeng Railway will be opened to traffic this year, and this is a railway built by me without authorization, obviously trying to use the three eastern provinces as a springboard to prepare for future aggression against China.

In addition to the land route, there is no railway, there is no road, and the condition of the official road is not very good, and the trucks can run on it, but the traffic situation is very bad.

In terms of waterways, it is possible to enter the Yangtze River waterway from Shanghai, transport goods from the Yangtze River waterway to the Yangtze River basin, and of course, enter the Yangtze River from the Poyang Lake wharf, which is also a good channel.

However, this is limited to the Yangtze River basin, and the market is not very comprehensive.

In contemporary China, there are still very few railways, the main railways are the Beijing-Pudong Railway, the Beijing-Hanzhou Railway, the Guangdong-Hanzhou Railway, the Sichuan-Han Railway, the Longhai Railway, the Jingtuo Railway, and the Yunnan-Vietnam Railway, and the Northeast South Manchurian Railway and the Middle East Railway.

Xia Jun must have his own inter-provincial railway, constituting a railway that can transport goods to the vast China, Xia Jun took the current railway pattern for a long time, and finally drew a few lines on the map.

Soon Xia Jun called Xu Wenbo, the minister of construction, pointed to the map and said to him: "We will start exploring these routes immediately, we will build a railway from Fujian to Guangdong, another railway from Shaowu in Fujian to Nanchang, and then from Nanchang down to Guangdong, and then northwest to Wuchang, and another railway from Hangzhou to Nanjing." ”

Xu Wenbo looked at the map for a while and said to Xia Jun: "Chairman, isn't there a Shanghai-Nanjing railway leading to Nanjing in Shanghai?" We just need to build the railway from Hangzhou to Shanghai. ”

"Anyway, this route is not very long, we don't need to use the railway controlled by foreigners, as for those routes are long, there is no way." Xia Jun said to Xu Wenbo.

"My subordinates understood." Xu Wenbo nodded when he heard this.

"After these railways are built, our goods will be able to be transported from Fujian to Guangdong, and from Guangdong to Wuchang along the Guangdong-Hanzhou Railway. Or transport goods directly from Wuchang to Wuchang, and directly control the market in the Yangtze River basin from the land. Xia Jun said that the Yangtze River basin is also the main market opened up by foreigners in China.

Before these railways were repaired, the commodities of the three autonomous provinces of East China were transported to Nanjing by the Shanghai-Nanjing Railway by land transportation, and then there were ships across the Yangtze River, and then transported to Xuzhou by Pukou, from Xuzhou to the train of the Longhai Railway, and then transported by the Longhai Railway to the intersection between Kaifeng and Luoyang, and then transferred to the train of the Jinghan Railway to Wuchang, the whole process was extremely troublesome, and the freight was much higher than that of the waterway, which was naturally extremely uneconomical.

There is no need for the government to pay for the construction of the railway, and this aspect is handed over to the East China Bank, and Li Shengguo is opening the East China Bank in Jiangsu, Guangdong, Wuchang, Hankou, Yanjing and other places.

Every time a bank is opened, the East China Autonomous Political Axe will inform the local area, saying that this is a bank under the jurisdiction of the East China Autonomous Political Axe, which means that with the support of our East China Autonomous Political Axe, whoever dares not to be long-sighted, don't blame us for being polite.

Cheng Quande, the governor of Jiangsu, was the most acquainted, and every day he specially arranged for guards to stand guard outside the bank, and Li Yuanhong was also very polite, and took special care of the branches of the East China Bank in Hankou and Wuchang. Yuan Shikai naturally didn't dare to mess around, and Huadong Bank was able to spread to the whole country.

Opening an account in a corner, smiling forever, and serving the public are the tenets of Huadong Bank.

A dime can open an account, can be deposited and withdrawn, the whole deposit is received, this is still a pioneering initiative in this era, the bank in this era is not able to open an account for a dollar, and the Bank of East China, as long as a dime will open an account for you, in the face of customers, the bank clerk is definitely smiling.

On the day of the opening of the Shanghai branch of the Huadong Bank, an Englishman went to the Huadong Bank, took out 100 Fuxing coins, and asked the salesman of the Huadong Bank to open 1,000 accounts for him.

As a result, the bank manager opened a special counter for him next to the counter, and asked the salesman to open an account for him one by one, and the whole process was greeted with a smile and a cup of sweetened black tea, which made the Englishman have to worship him.

It is precisely because of this initiative that the business of East China Bank is very hot, and those people who did not have the conditions to open bank accounts before have deposited their money in East China Bank.

Although these ordinary people do not have much money, they add up to a very considerable amount.

Such a policy has already been implemented in Fujian, where every county and some larger towns have the existence of the East China Bank.

The Bank of East China is growing into a behemoth, branches have been opened in counties in Zhejiang and Jiangxi provinces, and in important cities in other provinces, and the School of Industry and Business of East China University has also trained a large number of management talents for the Bank of East China.

So far, the Bank of East China has absorbed nearly 300 million yuan in deposits, and the amount is still rising, and the Bank has set aside 15 percent of these deposits as reserve funds, and the other 85 percent has been used for investment and lending.

Loans to the Bank of East China are stricter and more relaxed. For those unfamiliar industrialists, East China Bank is very cautious in lending, generally to find out whether its enterprise is standardized, and at the same time according to the industry situation involved in the enterprise, this will be released.

For example, when there is serious overcapacity in a certain industry, and a newly opened enterprise wants to involve this industry, East China Bank will definitely not use loans.

The loose policy is that as long as those enterprises with standardized operations come to take out loans, they can basically get funds quickly, and at the same time, there are no rebates, and the interest rate is not too high.

Under such a criterion, it is generally impossible to lose, because most of the industries involved in those enterprises that can get loans have room for development, and the East China Autonomous Government will also give some technical support, and the enterprises that can get loans are relatively standardized in operation.

The East China Bank has invested 50% of its funds in the railway, and the railway network in Zhejiang, Jiangxi and Fujian provinces has already begun to be built.

Most of everything needed for these railways is produced in-house, which drives the development of industries such as steel, and Huadong Bank has basically no risk.

At present, there is a serious shortage of railways, and once these railways are opened, they will certainly not be able to transport goods, and the investment in the railways will definitely be able to pay off.

However, there are a lot of people who want loans recently, they want to build railways here, and they want loans there, Li Shengguo felt that the funds were not enough, so he called Xia Jun this day and told him to adjust the reserve ratio.

"How much are you going to tune into?" Xia Jun asked Li Shengguo.

"Continue to reduce it by five percent, which is 10 percent." Li Shengguo said, Xia Jun was startled when he heard it, and asked: "With such a low savings, what should I do if I run on it?" ”

"Brother-in-law, don't you have your back! When the time comes, someone will run on it, and you will not be able to deal with it if you adjust the votes. Li Shengguo said indifferently.

"......" Xia Jun was speechless, but it would work if he thought about it, and when there was a run, it would be good to print money directly to help.

And no one is stupid enough to argue with the East China Bank, public opinion is controlled by the East China Autonomous Political Axe, and it is basically impossible to spread any rumors, and the integrity of the East China Autonomous Political Axe is obviously relatively high, and when the time comes to refute the rumors, no one will follow suit.

"Alright! Then let's go down! Xia Jun agreed.

"Then I'll take it and release it." Li Shengguo said with a smile.

…… Lin Debao's agricultural reclamation company was ready to go at this time, because it had just received a loan of 20 million yuan from the East China Bank, and was about to rush to Jiangsu to investigate.

There are many dry lands in Jiangsu, and cotton grows on dry lands.

Lin Debao, who is familiar with the policy, knows that what is needed for the East China Autonomous Government at this time is cotton, and when he was the Minister of Agriculture before, Lin Debao knew that Xia Jun had high-yield cotton in his hands.

In addition, at this time, there was no cotton production area in East China, and although Jiangxi had nearly one million acres of land that could grow cotton, this output was obviously insufficient.

Therefore, at this time, it is necessary for the agricultural reclamation company to come forward and go to other provinces to rent land to grow cotton.

After getting the loan, Lin Debao naturally understood where the money should be used to best meet the policy, if it is to rent land in Jiangxi to grow cotton, this will tie down the funds of the agricultural reclamation company, and these lands can allow landlords and homesteaders to grow cotton by themselves, and it is most in line with the policy to concentrate the funds on renting land in other provinces.

Sure enough, not long after getting the loan, Xia Jun called Lin Debao and asked him to rent land in Jiangsu to grow cotton.

In Lin Debao's agricultural reclamation company, his shares account for 40%, Xia Jun's shares account for 30%, and Liu Jinshan has 30% of the shares.

After Xia Jun and Lin Debao discussed on the phone, he sent a telegram to Cheng Quande, the governor of Jiangsu, asking him to cooperate with the lease of land for the 'Huasheng Agricultural Reclamation Company' founded by Lin Debao.

Activities in Jiangsu naturally require the cooperation of Cheng Quande, the local governor, but Cheng Quande received a telegram but secretly complained, and the agricultural reclamation company rented land and specially greeted him, indicating that this agricultural reclamation company has a background in the autonomous political axe of East China.

In fact, Cheng Quande's original plan can be said to have come to naught, the revolutionaries are not strong enough at all, the president has let go, and it is obviously impossible to resist the autonomous political axe of East China.

At this time, Cheng Quande could only try to be obedient, and called back to the East China Autonomous Political Axe to inquire about how to cooperate.

"The land selected by Huasheng Agricultural Reclamation Company will be rented by the tenant, and the tenant will also be rented." Xia Jun gave a very domineering reply.

This means that the land leased out by the landlord is invalidated and leased to Huasheng Agricultural Reclamation Company. The land owned by the landlords who were self-employed and self-employed was also leased to the Huasheng Agricultural Reclamation Company.

Cheng Quande received the telegram and scolded in his heart, isn't this an overlord clause? A bad one is to arouse public indignation.

(To be continued)