In the following days, Xia Jun met with the bosses of the national banks and the bosses of the money bank in the Shanghai County Government Axe Building (formerly the county government), and there were about 30 national capital financial institutions in Shanghai at this time.

Xia Jun met with the bosses of most of the financial institutions, and learned from him that the funds in their hands were not too much, and after scraping them together, Xia Jun could only get more than 50 million loans, and this was still these bosses selling Xia Jun's face.

In this regard, Xia Jun also reciprocated, and while standardizing the financial industry, he allowed them to set up branches in Zhejiang, Jiangxi, and Fujian.

Although his East China Bank also belongs to the same industry, Xia Jun hopes that more regulated financial institutions will appear, and the benefits are obvious.

It's not bad to be able to get 50 million taels of silver, but when you convert it into Fuxing coins, it's about 71.42 million, and the funds are indeed relatively large.

In terms of interest, these banks and money banks also gave Xia Jun a discount, which only requires 4% interest, that is, 4%, and does not need collateral, and it will be paid off after three years.

With this money, Xia Jun will be able to get through the most difficult moment. The people's income in November also arrived on December 1, when the population under Xia Jun's rule was 54 million, and the people's heart index rose slightly to 2.5, and the point income of the people's hearts in November was 135 million points.

With this point, Xia Jun can show his ambition. Of course, first of all, we have to meet the needs of internal development, as soon as Xia Jun got the 15 million taels in advance, he immediately allocated 20 million yuan to the Ministry of Water Resources for water conservancy, and allocated 5 million yuan in advance to start repairs, and the project funds were allocated later, and the rest of the money was deposited in East China Bank for interest.

Most of the funds of the East China Bank have been withdrawn from the construction of railways and the participation of shares in other companies of the East China Group, and the reserve requirement ratio is only 13%.

In terms of banks and enterprises, Xia Jun took the German road, that is, banks and enterprises participate in each other's shares, so Xia Jun invested in fertilizers, chemical industries, and internal combustion engine factories on a large scale this time, and he purchased equipment from the exchange platform, and raw materials and wages were advanced by the funds of East China Bank.

Of course, these raw materials and wages are not needed, after all, the raw materials can be recovered after they are converted into products.

The main investment project is still in the railway, the cost of railway transportation is low, not only to transport people, but also to transport goods is the main economic role.

Xia Jun urgently needs to connect the three provinces by rail, so the construction department of the East China Bank quickly reached a consensus to build a main line in Fujian, Zhejiang and Jiangxi. That is, from Xiamen - Fuzhou - Jian'an - Shangrao - Yingtan - Nanchang - Ji'an - Ganzhou (another Pingxiang), Shangrao - Quzhou - Jinhua - Hangzhou.

This is a main line in the inland, and in the future, another main railway line will be built along the coast, from Ningbo - Taizhou - Wenzhou - Ningde - Fuzhou, and the main line below Fuzhou is on the upper main line. The main trunk line in the south of Fujian is also under construction.

That is, Yongding-Zhangping-Sanming, and then connected with the first trunk line, which has already begun to be repaired, because there are coal mines in Yongding and other places, and there are iron mines in Zhangping.

These railways are all invested and built by the East China Bank, and there is no shortage of technology, the Ministry of Construction has hired many foreign engineers, and the rails can be produced by themselves, and the construction machinery Xia Jun bought from the exchange platform, and the locomotive was also purchased from the exchange platform.

After the two main lines are repaired, it is time to repair the branch lines, and as soon as the railway branch lines are connected, the railway network will basically form a preliminary scale.

The materials for building these railways are produced by themselves, and the railway workers are also employing Chinese people, so there will be no outflow of funds, and when the funds flow back to the East China Iron and Steel Company and the railway workers, most of them will be deposited in the East China Bank, so the method of bank investment in the railways has a strong elastic surname.

At the same time, these railways will be built at the same time, but also issue stocks, bonds, investment in railways must be profitable, but the premise is that the stock price can not be speculated too high, Germany has had a situation where railway investment overheated led to financial collapse, and later Germany introduced some laws to limit the speculation of railways.

Bond yields are more stable, but not good for inflation. And Xia Jun is taking the inflationary route with the appropriate surname, which is beneficial to economic development, and railway bonds cannot be said to be loss-making, but obviously people who buy bonds will not make much money.

Under such circumstances, the Bank of East China began to prepare for the establishment of a stock exchange, which is very common in the West, and there are also many stock exchanges in modern China, of course, many of which are foreskin companies opened during the period of high speculation, and when the speculative bubble bursts, more than ninety percent of them go bankrupt. Xia Jun didn't think about letting the political axe do it, and the political axe was only responsible for introducing regulatory policies.

The money was still not enough, and Xia Jun began to prepare to borrow from foreign banks.

Xia Jun's loans to foreign companies are not political loans, but commercial loans, and political loans are often accompanied by various political conditions.

If you want to take out a loan, next year and the year after next are the deadlines, because in 1914, the First World War broke out, and some time before the outbreak of the war, the banks of various countries were absent-minded in loans, only the banks were very active, and the interest on the loans they issued was generally more than 7 percent, and some even reached 8 percent, and the previous political loans, the highest interest was only 5 percent, and the loan conditions of the capital were more stringent, and the various additional conditions added up to be more powerful than the 21 articles.

Therefore, Xia Jun will not seek political loans, and once he seeks political loans, the great powers will unite due to political factors to form banks in the form of four countries and six countries.

Xia Jun has patents in his hands, and there are some joint stock companies in the United States and Europe, which can be used as collateral, and this kind of loan can definitely get money.

The situation in China is still unclear, so it is unlikely that foreign banks will accept loans from Xia Jun against railways and factories, after all, Yuan Shikai is their chosen spokesperson.

Under such circumstances, what Xia Jun has to do is to stabilize the situation in China as soon as possible, and at the same time increase overseas investment, obtain mortgages with overseas assets, and then use these loans to get more industries overseas.

Tana came to Shanghai again at this time, this time she came to China to continue to talk to Xia Jun about cooperation in medicine and other aspects, and of course to undertake Xia Jun's patent application commission.

Tana, who had just disembarked, quickly saw Xia Jun standing on the dock, this guy was wearing a conspicuous black and brown windbreaker today, and a brown sunglasses, with a lit cigarette in his mouth, a handsome and resolute face coupled with a tall and slender body, and a black-clothed bodyguard standing next to him, obviously had great lethality to the girl.

"Hello." When Xia Jun saw Tana, a cloud of smoke erupted from his mouth, and he greeted her in a chic manner, and his eyes hidden under his sunglasses appeared like a wolf.

"You look like a gangster on the streets of Chicago." Tana dragged a box of salutes, walked over and looked at Xia Jun with strange eyes, and handed the salute to Xia Jun's guards.

"Ahem! Is it? Hehe! That's how our officers dressed. Xia Jun smiled and took off his sunglasses, opened his arms and said, "Long time no see, my dear Tana, I think we should give a warm hug." ”

Tana smiled and opened her arms and hugged Xia Jun, and after a brief hug between the two, Xia Jun said to her, "Let's go!" Get in. ”

Next to it was a car covered with a black cloth and only the windows left, and when the door was opened, Tana sat inside.

As soon as she got into the car, Tana saw a machine gun in front of her, and a shooter was sitting in the co-pilot seat in front, and couldn't help but ask Xia Jun in surprise: "Oh my God, what kind of car are you?" It turned out to be loaded with a machine gun. ”

"As the supreme head of the political axe, my safety must be guaranteed, especially in this lend-lease." Xia Jun replied left and right.

"Where are we going? What about Lee? Tana asked.

"She's in Hangzhou, it's too late today, let's stay in Shanghai for one night and then go to Hangzhou!" Xia Jun said to her, and secretly glanced at Tana's chest, secretly saying that it was really big.

“ok！” Tana nodded, Xia Jun also nodded, pulled out a drawer from the back, took out a bottle of wine from it, and said to Tana, "How about we have two glasses first?" ”

"Okay!" When Tana saw the wine, she couldn't help but readily agree. Xia Jun's bottle of wine was bought from a rented store, what French Bordeaux, the price is quite expensive, he doesn't like to drink very much, he usually drinks beer and rice wine, but he knows that Tana, this chick, loves to drink wine, so he specially prepared a bottle.

Xia Jun poured a little for himself and Tana, raised his glass, and Xia Jun said to her, "Cheers." ”

"Cheers."

The two drank in the back seat, but they didn't drink much, just a meaning, Tana drank wine and said to Xia Jun: "It's unbelievable, you have a revolution in China, otherwise I would have come over a long time ago." ”

"It's going well, isn't it?" Xia Jun smiled and shrugged his shoulders, and Tana smiled: "Yes, I heard that you made a temporary political axe head, which really surprised me. ”

"What's the surprise?" Xia Jun asked puzzled.

Tana waved her arms and said, "I thought it would be a few more years before you could ...... Occupation, or rather...... Rule China. ”

The chick used two words, and Xia Jun said to her: "The situation is even better than you imagined, our Chinese revolution has begun." ”

"Xia, our company's performance is very good!" Tana couldn't wait to shift the topic to business, only to see her say excitedly: "Lighters, cigarettes, these have become popular products in the United States, our company's lighters and cigarettes, and your exports to the United States, except for these two, no one can compete with us for the time being." ”

Obviously, Tana wanted to express that she had a strong business ability, but Xia Jun didn't speak, just nodded and listened. Seeing that he didn't say anything, Tana continued: "I think in the future we are going to form a group and become a monopoly like American Steel, Mobil Oil and Ford Motor Company, which can bring great benefits to both of us." ”

"I don't think we can monopolize something conspicuous." Xia Jun shook his head and vetoed. Tana listened to this, and then said happily: "Then you mean that we can monopolize some inconspicuous things?" ”

"I didn't say that." Xia Jun has been reluctant to cooperate with this chick completely, because he feels that he cannot fully control her at the moment, and this chick is very ambitious, she says that she wants to become the richest woman in the world.

If you want to play monopoly in the United States, some microeconomic fields can be done, but for example, important fields such as oil and steel, obviously there is no possibility in the United States, because Xia Jun's identity is more sensitive, and once it involves important fields, it is easy to be concerned by the American political axe.

(To be continued)