Ren Jinnu smiled: "They have deposited all the money, let's go and see how much money they make." ”

Chao Yong looked at the guy below carrying a heavy money bag, and suddenly said, "It's time for us to start a new business." ”

Ren Jinnu heard that Chao Yong had a new business, and asked with a twinkle in his eyes: "What business?" ”

Chao Yong said: "Our previous deposit slips were all registered and drawn, so as to prevent depositors from losing their slips and being fraudulently taken by others. We can get another kind of bearer silver ticket, consistent, five, ten, fifty, one hundred, as long as you hold the silver ticket, you can cash it in the ticket number. In this way, the silver ticket of the ticket number can be circulated instead of Jiaozi. ”

Ren Jinnu immediately said: "If you can cash it out at will, I'm afraid that the merchants will go to other places to withdraw money, saving the cost of transporting money, while we have to increase the cost of transporting money." ”

Chao Yong said with a smile: "Then the silver ticket indicates the state capital of the bill, and the state government can cash in equal amounts, and if you cross the state capital, you have to pay some handling fees, and you can study the handling fee." ”

Ren Jinnu thought for a while and said, "How can we make money in this business?" Do you lend out the money they used to buy silver bills and earn interest as much as they deposited them? ”

Chao Yong nodded and said, "It's okay, but thirty percent of the money for buying silver tickets should be kept, so that no businessman can cash in a large amount." Merchants who are ready to cash out large sums of money in other places should make an appointment in advance to give us time to mobilize cash, otherwise we can delay cashing out. ”

Ren Jinnu said: "The prince's purpose is to make the people accept the silver ticket, and then no one will honor the silver ticket." ”

Chao Yong nodded and said: "Smart, as long as there is no problem with the credibility of my royal ticket number, everyone will slowly accept the silver ticket, and it will not be exchanged for exchange." At that time, everyone didn't have to move so many copper coins to and fro. ”

When the ticket number was first established, Chao Yong thought of issuing silver tickets that could be directly circulated. It's just that the ticket number is initially set, and if you directly get a silver ticket, it is difficult to be accepted, and it may be suspected that it has affected the overall operation of the ticket number. simply opened only the deposit and loan business.

Now his reputation is in full swing, and the credibility of the royal ticket number is also rising, and the issuance of silver tickets is a matter of course.

The imperial court had already begun to study the minting of new coins, preparing to replace the copper and iron coins of the Song Dynasty with copper, silver, and gold coins that were full of weight.

Silver and gold coins were Chao Yong's proposals, and Chao Yong originally proposed to directly mint copper coins of various denominations, but Chao Gai vetoed them.

People in this era are very contradictory, they can accept Jiaozi, but they can't accept "being ten dollars". "When ten coins" is just a copper coin of one as ten, but Jiaozi is a piece of paper, and they are willing to accept it. But he was unwilling to accept large copper coins.

When Cai Jing was in power, he minted "dang ten coins", which caused public resentment, and finally changed it to "dang three coins".

Minting these large denominations of money meant that the imperial court defrauded the people of their money. And it will make people mint copper coins privately, and the final result will be high prices. It turns out that a person who is a penny becomes ten pennies, and when the things bought for ten cents are still a penny, it can be said that the people are directly protesting against the ten cents.

If the copper coin is full of weight, the price of copper objects of equal weight is generally higher than the price of copper coins, and some people even make a profit by casting copper coins into copper coins.

Only a large amount of copper coins can make the people willingly exchange the copper coins of the Song Dynasty. And there will be no privately minted copper coins to disrupt the market.

The girders were prepared to mint copper coins with a face value of only one penny; Silver coins, each weighing one tael, can be exchanged for a thousand dollars; Gold coins, each weighing one tael. Exchange for ten silver coins. The consistent money of the Great Liang was 1,000 Wen, not 700 Wen in the Song Dynasty.

However, in today's extravagant world, many people love to use gold and silver utensils, and gold and silver coins may be minted into vessels. Reduced the number of gold and silver coins in circulation. The domestic production of gold and silver is not enough to mint on a large scale to ensure the circulation of large amounts of money. Therefore, Chao Yong is ready to continue to implement the silver ticket.

Even if a large amount of gold and silver is obtained from abroad in the future, the security deposit is sufficient. Silver tickets also have a use value. At that time, silver tickets could be used for large payments, although a gold coin could be exchanged for ten yuan, but in places where commerce was developed, it was not uncommon to have business of thousands or tens of thousands, and silver tickets still had many advantages over hundreds of gold coins.

The two went down to the second floor and saw Wang Jing sitting in the big room.

Wang Jing saw Chao Yong and Ren Jinnu, and hurriedly got up to salute.

After seeing the ceremony, Chao Yong smiled and said, "How is the income of the mirror store?" ”

Wang Jing said respectfully: "More than 35,000 yuan, I calculated it when I picked up the goods, but I didn't expect it to be sold out in just half a day." ”

Ren Jinnu stammered: "More than 35,000? That's more than the ticket number earns in a day. ”

Wang Jing also knew that Ren Jinnu was the prince's concubine, and said respectfully: "Just a name invented by the prince has attracted all the people in the city. Many people came with money bags, but they had to go back with money bags again. If the glass bureau can provide more silver mirrors, it will not be able to sell. ”

Although Chao Yong also transferred the glass bureau to the household department, the main task of the glass bureau is to provide lenses to the military department, and the masters who can make lenses are making lenses, and only craftsmen who can't make lenses can make silver mirrors, which also limits the output of silver mirrors.

Chao Yong also heard what Wang Jing meant, shook his head and said: "The progress of making lenses cannot be slowed down, all soldiers and horses in the country must be equipped with telescopes, and each team of ten people must be equipped with a telescope in the future." The difficulty of making a silver mirror is much smaller, and many craftsmen can make it by learning it, and you can coordinate with the glass bureau to increase the number of craftsmen. ”

The craftsmen who fired the glaze have been allocated to the glass bureau, and the people rarely burn the glaze, and if they want to expand the scale of production, they can only transfer other craftsmen. The remaining craftsmen in the kiln are those who fire bricks, tiles, ceramics and other materials, and it will undoubtedly take a while for them to learn to fire glass, so Wang Jing wants to divide some masters who make lenses, which can be produced directly, and the craftsmanship is better, and they can make larger silver mirrors.

Wang Jing hurriedly said: "The villain is ashamed, he was fascinated by money, and he almost missed a major military event. ”

Chao Yong smiled: "I heard that I earned more than 30,000 yuan in half a day, and I am afraid that the Mirror Guild will be the biggest customer of the ticket number in the future." ”

Ren Jinnu also smiled coquettishly: "Thank you Lord Wang for your support of the ticket number." ”

Although Wang Jing is the shopkeeper of the mirror shop, he still has an official status.

Wang Jing hurriedly said: "Don't dare to be, don't dare to be." When you deposit the ticket number, you only need to hand over the deposit slip to the account department when you pay the account, otherwise you will have to find someone to take care of these copper coins. When the household department wants cash, I will come and get it again. ”

Ren Jinnu looked at Chao Yong and said, "Can we let the mirror store and the household department try it out first?" ”

Wang Jing saw that there was an opportunity to perform, and said busily: "Where there is a villain, just command." ”

Chao Yong thought for a moment. "Yes, and the ticket number and the mirror can carry out deeper cooperation." For example, the mirror store only accepts the silver ticket with the ticket number, which can help the ticket number to promote the silver ticket and also reduce the workload of the mirror store. ”

Ren Jinnu just wanted to let the mirror shop buy a silver ticket, but he didn't expect to be able to promote the silver ticket like this, so his eyes couldn't help but light up, and he said coquettishly: "The prince is smart, in this way, those who want to buy a silver mirror must first exchange the money for a silver ticket." And now almost everyone wants to buy a silver mirror, which means that everyone has to buy a silver ticket. If all government transactions were to be made to collect only cash tickets, silver tickets would become an indispensable currency for everyone. ”

Wang Jing also heard some clues, and said: "The silver ticket is the same banknote as the Jiaozi of the Song Dynasty?" ”

Chao Yong nodded and said, "Well, the silver ticket is ultimately going to be developed into paper money." However, in the early days, the silver ticket was only an anonymous deposit receipt, and as long as you held the silver ticket, you could redeem the full amount of coins with the ticket number. ”

Wang Jing praised: "The prince is clever, and he can cash in full to ensure the stability of the silver ticket." As soon as the silver ticket is on the market, it will definitely be popular with large investors and businessmen. In the past, they were accustomed to using Jiaozi to pay large sums of money, after the fall of the Song Dynasty. Jiaozi has completely become waste paper, and merchants can only trade with carts of copper and iron money. The silver ticket is exactly what they desire, and there is no need for any coercion, as long as it is guaranteed to be cashed. They'll take the initiative to use it. Of course, the mirror store only collects cash tickets can indeed reduce our workload, today's income is more than 30,000 yuan, and the guys in the store have no time to count the coins one by one, so they can only weigh and verify. But there are bound to be mistakes. If you had a silver ticket, you wouldn't have this problem. ”

Chao Yong said with a smile: "Since this is the case, the ticket number will hurry up and make a silver ticket." Do more anti-counterfeiting logos. I also asked the imperial court to legislate and behead those who forged silver tickets. ”

Ren Jinnu nodded and said, "I'll ask Jin Dajian and Xiao Rang to come and discuss making silver tickets." ”

Chao Yong also admired Ren Jinnu's temperament very much, and nodded: "Okay, just say that I invited them to eat and drink, and I haven't seen them for a long time." ”

Jin Dajian, a jade arm craftsman, and Xiao Rang, a scholar of the Holy Hand, are also now officials in the court, but Jin Dajian is in the Ministry of Works, and Xiao Rang is in the Hanlin Academy, drafting an edict for Chao Gai.

The deposit certificate of the ticket number was designed by the two of them together with the craftsmen of the Ministry of Works.

Under Chao Yong's supervision, it only took two days for the craftsmen to make a silver ticket model. After Chao Yong saw that it was correct, he began to print silver tickets.

Chao Yong didn't let Di Bao publicize the silver ticket anymore, but the mirror store posted a notice, and everyone in the city knew about the existence of the silver ticket.

In the past few days, the limelight of the mirror shop can be said to be unparalleled for a while, and there are thousands of people squatting in line outside the mirror shop. Every day, the silver mirror shipped from the glass bureau will be sold out at the first time, and some big people who are not bad for money buy the silver mirror as soon as possible, and directly buy the people in front of the queue and let them buy the silver mirror on their behalf.

On both days, it was less than half an hour after the store opened, and the newly arrived silver mirror in the store was swept away.

As soon as the notice that the mirror store only collects cash tickets came out, the people in line turned to the ticket number to queue up. Fortunately, the royal ticket number has opened several branches in Tokyo, which diverts the queue a lot.

When the merchants in the city heard that there were silver tickets that could be cashed out at will, they immediately exchanged many silver tickets, which made the deposit of the ticket number increase significantly.

As the Ministry of Household began to auction off land and real estate in various places, the demand for loans was also strong, and the money from the sale of silver tickets was quickly loaned, which raised the income of the royal ticket number to a new level.

Within a few days, August was over.

On the first day of September, Chao Yong led 100,000 horse infantry troops and 10,000 sailors to go on the expedition.

Shi Wengong, Hu Yanzhuo, Luan Tingyu, Hua Rong, and Qin Ming led 50,000 veterans, Sun Li, Zhang Qing, Huang Xin, Han Tao, and Peng Xi led 50,000 recruits, and the first four generals of Chao Yong's account, Li Kui, Sun An, Shi Bao, and Fang Jie, and Xu Guanzhong, the military advisor.

Yum general Han Tao and Tianmu general Peng Xi were the training envoys of the Yizhou regiment before following Hu Yanzhuo to attack Liangshan, and after going to Liangshan, Chao Gai intended to let the two of them sit on an equal footing with Hu Yanzhuo and lead the troops alone, but the two volunteered to be Hu Yanzhuo's deputy generals, and Chao Gai didn't want people to misunderstand that Hu Yanzhuo was not worried about the three of them, so he let Han Tao and Peng Xi be Hu Yanzhuo's deputy generals.

When Liang Jianguo, Han Tao and Peng Xi followed Hu Yanzhuo to attack Gyeonggi Road, they made many meritorious contributions, so they were promoted to generals this time. Take command of the new army.

Zhensanshan Huang Xin has always been the deputy general of Qin Ming, and he has made contributions to the capture of Jingdong and Hedong, and his qualifications are old enough, so he was promoted to general together.

(The commander of the ten thousand is the general, the commander of the thousand is the captain, and the centurion is the head of the capital.) ）

Also promoted to general are Jing Mu Qian, Hao Siwen, Choujun Ma Xuanzan, who has been Guan Sheng's deputy general, Zhang Qing, and Li Kui, Black Whirlwind.

Although Li Kui is also a general, he is only a general, and he has not been given a real position as a commander. Li Kui was reluctant to lead troops, and of course he couldn't bring 10,000 people.

Desperate San Lang Shi Xiu, Urgent Pioneer Suo Chao, Red-haired Ghost Liu Tang, Nine Pattern Dragon Shi Jin, Holy Water General Shan Tinggui, Shenhuo General Wei Dingguo and others were under Lin Chong's command. Because Lin Chongbu has never been given the opportunity to fight, they have not made meritorious contributions and cannot be promoted.

It was also because Lin Chong had so many elite soldiers and fierce generals under his command that Chao Yong was relieved that Lin Chong alone led his troops to destroy Wang Qing.

Chao Yong did not bluff and play any trick of 100,000 soldiers and horses claiming to be 200,000, 300,000, or even 500,000, but a real 110,000 soldiers and horses.

Lin Chong's 10,000 soldiers and horses were also sworn to go on the expedition, Zhu Wu was the military division, and Shaanxi had mobilized 50,000 soldiers. It will meet in Xijing and Lin Chong.

Although there are not many soldiers and horses on both sides of the beam, it has the potential to shake the world.

These days, through the news and word of mouth, the news that the prince built a spaceship has spread all over the world.

Face the army of the girders who can fly into the sky. It undoubtedly takes a lot of courage to resist, not to mention that Daliang has just swept away Western Xia.

As soon as the two armies moved, many of the state capitals attached to the Southern Song Dynasty and Wang Qing surrendered.

The Huainan East and West Roads north of the Yangtze River originally had some state capitals that were submissive to the Southern Song Dynasty, but they heard that the army was moving south. Many officials either abandoned the city or surrendered to the city, but not a single army was raised. The 110,000 soldiers and horses led by Chao Yong arrived at the Yangtze River.

The main enemies of the Song Dynasty were the Liao State and the Western Xia, and the army was mainly the infantry army, and the naval army only had two tiger-winged naval armies under the Dianqian Division and the Infantry Division. Under the command of Gao Yu, the Tiger Wing Navy has long become a performance team that practices acrobatics, and it has completely lost its combat effectiveness. Therefore, when Cai You attacked Liangshan, he called the Yangtze River naval army led by Liu Menglong.

The Yangtze River Navy led by Liu Menglong can be said to be the largest naval army in the Song Dynasty, in addition to this naval army, there are also one or two sporadic commanders in various places, and it is more appropriate to say that it is a few hundred soldiers and horses who can operate boats.

The navy of Daliang is composed of the fishermen of Liangshan Shuibo and the Dajiang navy under the command of Liu Menglong, and the warship is obtained from the Liangshan and the Tiger Wing Navy, which can be said to be a strong soldier.

After Liu Menglong's naval army was defeated and surrendered to Liangshan, the Song Dynasty did not have time to rebuild the naval army in Dajiang.

After Tong Guan established the Southern Song Dynasty in Huzhou, people began to build warships, recruit sailors, and want to intercept the soldiers and horses of Daliang in the river. At the same time, soldiers and horses were recruited in the state capitals of the south of the Yangtze River to prepare to resist the southward movement of the Great Liang.

Hou Jian flew into the sky, and after Chao Gai announced that he would send troops to exterminate Wang Qing and Tong Guan in early September, Jiangnan was greatly shaken.

Tong Guan supported Zhao Ziyan, the direct descendant of Zhao Kuangyin, Taizu of the Song Dynasty, to establish the Southern Song Dynasty for a few months, and the state capitals south of the river were surrendered, but Tong Guan's personal soldiers were divided by Fang Baihua's design, and the Western Army returned to the Great Liang, and after the Great Liang swept away the Western Xia, after this series of things spread, many state capitals were shaken.

The state capitals that the Southern Song Dynasty could really control were only more than ten state capitals on Jiangnan East Road, which were almost the same as Lu Shinang's power, not to mention compared with Daliang, but they were much weaker than Lu Shinang's forces.

After the collapse of Tong Guan's own soldiers, there was no war on the Jiangnan East Road, forced by the pressure of the Liang, the Southern Song Dynasty recruited 200,000 soldiers and horses from the Jiangnan East Road. However, the Great Liang swept away the Western Xia and granted amnesty to the world, including the people south of the Great River.

Those big households don't have to worry about the Liang after the autumn, and they are not willing to pay money and food to raise soldiers for the Southern Song Dynasty, not to mention that the Liang has a force in the world, even if they raise those new soldiers, they will definitely not be able to defeat the Liang soldiers and horses, and maybe they will create new sins because of this.

Whether it was the Southern Song Dynasty royal family, or Zong Ze and Jiang You, these rich families all reasoned that their family's money and grain were insufficient, and they were willing to pay the money and grain according to the same amount as the people, but they could no longer afford to pay as much money and grain as before.

The Southern Song Dynasty gathered many upright officials, and they vigorously prevented the imperial court from learning from the Liang Dynasty to kill the big families and the rich court, and in the end the Southern Song Dynasty court could only increase taxes, and the heavy taxes made the ordinary people miserable.

After the amnesty of the Great Liang Dynasty, the situation of harming the people in all parts of the Yangtze River was almost extinct, and many large households took the initiative to open warehouses and release grain to help the victims.

The world of great rule is nothing more than this, but the Southern Song Dynasty is not happy. They knew that those powerful people who had harmed the people in the past were not suddenly good, but they were afraid of adding new sins, so that the Great Liang would be held accountable after he ruled the world.

The Southern Song Dynasty would rather these magnates continue to harm the people, which can also show that they will live and die with the Southern Song Dynasty, but their sudden turn for the good shows that they are not optimistic that the Southern Song Dynasty can resist the Great Liang. They felt that the Great Liang would dominate the world sooner or later, and they were afraid that the Autumn Queen's account would be settled, and when the Great Liang soldiers came to the city, they would naturally not resist with the strength of the dead.

Not only the big households think so, but also the people under the rule of the state capitals in the south of the Yangtze River think so.

Although the Southern Song Dynasty strictly forbade the dissemination of the Great Liang, under the infiltration of the Great Liang's fine work, the great achievements of the Great Liang continued to spread in the south of the Yangtze River. It is that many of the inescapable Song Dynasty royal families feel that they cannot resist the beam. (To be continued......)

PS: (The emperor guards me to complete the ascension to immortals, and the disciples of the great immortals are mixed in the city, ISBN 3025324 "The Emperor's Mobilization")