At the beginning of February, Meng Ruoying and Gu Yuelun returned to Hangzhou from Jiangning!

I have been with the old man at home for a whole month, because I have Lin Zhao in mind, and some important things should be started. So the two daughters had to reluctantly bid farewell to several elders and go south to Qiantang County again.

In this regard, Mrs. Meng agreed, although she hoped that her granddaughter could accompany her, but she hoped that her granddaughter could have a good home. There is a way that it is said that it is always good to let her granddaughter get along with Lin Zhao, and she is very relieved.

Meng Ruoying once proposed to wait for the spring flowers to bloom and pick up a few old people to come to Hangzhou, and Mrs. Meng seemed to be a little moved. But Gu Qi didn't seem to have that mind, and used the excuse that the two children were too young and unwilling to leave Jiangning.

In desperation, I had to give up!

When they returned to Qiantang County, Lin Zhao personally went to the canal wharf to greet them. It's only been a month since they saw each other, but when Meng Ruoying saw Lin Zhao, tears still couldn't help but roll in her eyes. It's really like missing each other for a while, and I miss each other very much, and that feeling is a kind of torture of happiness.

If it weren't for the people coming and going on the dock, I am afraid that I would have been unable to bear it a long time ago and threw myself into Lin Zhao's arms.

"It's back, it's spring, don't cry!" Lin Zhao laughed and quipped, and Meng Ruoying burst into laughter.

"Are you okay at home? Are the elders all right? What about the two little ones? Lin Zhao asked with a smile.

Meng Ruoying nodded and said: "It's all good, the body is very tough, it's just that you didn't go back, it's inevitable that there are some regrets, but the gifts you brought back, they like it very much!" ”

"Well, try to find time to visit them this year!" Lin Zhao was also helpless, and had already decided that no matter how busy he was this year, he would go back to visit a few old people.

Gu Yuelun smiled: "It's time to go back, Xiao Yangu is already shouting for his brother......"

"Brother......" Lin Zhao hesitated for a moment, and then he couldn't laugh or cry!

Xiao Agu's father is only in his early thirties, and he once fought side by side with him, and he is commensurate with brothers. According to this generation, the little guy should call himself uncle. However, he is no longer a complete Yan Gu, but Yan Gu, who grew up with his little cousin.

Forget it, give him some face, whether you call uncle or brother, it's up to him. has already made him lose the opportunity to become Jin Taezu, and he should be compensated for it.

"Okay, I'll do my best!"

Gu Yuelun avoided Meng Ruoying, and secretly stepped forward and whispered in Lin Zhao's ear: "Daddy said that I want you and sister-in-law to have a child as soon as possible......

"Uh...... "I just got old and had a son, and now I want to be a grandfather again?" Uncle is really anxious. It's just that, isn't it cheaper for two little guys to become a little kid uncle!

"Okay, I'll do it!" Having said that, Lin Zhao knew in his heart that he was afraid that he would not get his wish in the short term. Mu Sihong's physical condition is not good, and she is not suitable for having children before she recovers. Anyway, I'm still young, so there's no need to rush at all.

"Okay, let's go back, although it's already February, it's inevitable that there will still be some spring cold!" While speaking, Lin Zhao took Meng Ruoying's hand, and the three of them got into the carriage together!

"Ruoying, we have to start the tea and cotton matter!" On the carriage, Lin Zhao said softly.

Meng Ruoying nodded and said, "Yes, I rushed back from Jiangning in a hurry to do this!" ”

Lin Zhao said: "It takes time for tea trees to grow, so you don't have to be in a hurry, but cotton, which can be used as the main ...... this year."

"Well, are you going to start producing cotton this year?" Meng Ruoying speculated about Lin Zhao's thoughts, and in terms of business, Lin Zhao's ideas were often unexpected, but the results were quite good.

"No, it's too fast, the world is used to silk and linen, and cotton is good, but they don't necessarily like it. But we can try to make a small number of things and see how well people accept them. Lin Zhao said: "This year's cotton planting, the main thing is cotton clothes and quilts!" ”

"It's good, the quilt is extra warm in winter, and someone will definitely like it!"

Lin Zhao said with a smile: "The current yield of cotton is not high, and the quilt is a good thing, so now we should take the high-end route and start from the top." ”

"High-end routes?" Meng Ruoying was a little surprised, she didn't know what Lin Zhao was doing and thinking!

Lin Zhao said: "You don't know yet, before the New Year's Day, I sent someone to send Bianjing to send a few sets over. It was sent to the Imperial Palace, and it was a gift to the Empress Dowager, the Empress Dowager and the official family, and I believe they will like it very much after experiencing it. ”

"Cousin Gao Ming, I like it in the palace, and it's only a matter of time before the folk spread it!" Gu Yuelun is now more and more knowledgeable in business.

"That's natural, let the Queen Mother advertise for us, and make sure that the quilts in Bianjing City will sell well next year! And not only that, cotton is a good thing, in the entire Great Song Dynasty to promote planting, is a good thing for the benefit of the country and the people, these can only be done by the emperor, let know the benefits of cotton now, everything will be easy to say in the future. Lin Zhao smiled: "So we want to plant cotton this year!" ”

"But the land we prepared in advance was limited, and our energy was limited last year, so I didn't expect so much at that time, I'm afraid we won't be able to plant much......" Meng Ruoying couldn't help but be worried, some things were also unexpected, he was exhausted by the food thing last year, where can he take care of it so thoroughly!

"It's okay, don't worry!" Lin Zhao smiled: "I have a new idea, and it's not just business, but also to contact government affairs......

"Well, business and government affairs ......" Meng Ruoying and Gu Yuelun were a little confused, and they didn't know what novel ideas Lin Zhao had!

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ not many people in Qiantang County apply for Seedlings Money, but there are still a small number of people who feel that Seedlings Money is very necessary for him. But when they applied, they found it a little difficult.

Because very few high-class households are willing to guarantee, in the face of these people whose assets are already meager and their ability to repay is weak, how dare they easily lend them grain when they are often closed? What should I do if I borrow it and don't pay it back? Another drawback of the Seedlings Method has been exposed.

The existence of green seedling money is actually a replacement for private usurious loans, and the common people are still being exploited, and the object has not changed, but the exploiters have changed from big landlords to the state.

If the people borrowed the landlord's money and could not return it on time, the land would be occupied on a large map, and the peasants could only rent the landlord's land. From homesteaders to tenant farmers, it is important to know that homesteaders were the main taxpayers of the feudal dynasty. Therefore, the result of this land annexation will be a decline in the financial revenue of the feudal dynasty, which is a fundamental contradiction.

Wang Anshi's implementation of the Qingmiao Law was a very important purpose, that is, he wanted to replace the role of large landlords with the state, so as to inhibit annexation. However, on some issues, difficulties arise immediately.

What if the people can't repay the loan and interest? Like the big landlords, to confiscate the land of the common people? However, the fact that yeoman farmers have gone bankrupt and declined has not changed.

So they wanted to come out and guarantor, but the real upscale households didn't need the money of the seedlings and were unwilling to guarantee it. As a result, a very messy situation arises, where those who want to borrow cannot borrow, and those who do not need are forced to borrow.

Many upper-class households were originally wealthy, but they were forcibly pulled to become guarantors, and because others were unable to repay the loans, they continued to cause losses. Eventually they gradually become poor and even bankrupt! For these high-class households, it is completely unjustified.

The effect of Wang Anshi's reform was very good, and the financial revenue of the dynasty gradually increased, and it seemed that the effect was good. However, under the execution of the twist, it is not a kind of putting the cart before the horse, trying to catch the fish.

It is not known whether the poor households became rich because of the green seedlings money, but it is clear that the upper class households have gone bankrupt for no reason. The poor did not get rich, but the rich became poorer, and a large part of the money went into the treasury.

This is also a question that Wang Anshi and Sima Guang have been arguing for a long time, and Wang Yan asked Lin Zhao, is it to hide the wealth from the people or the wealth from the country? All in all, everything got a little weird, and it always felt a little unnatural.

And this change has now begun, and it is already common in other states and counties. Because Qiantang County and Lin County did not use coercive means to implement the green seedling money, there was no serious situation for the time being.

Since the upper class is the subject of taxation, why should its existence be sabotaged because of this? This kind of thing of sacrificing the basics and destroying the Great Wall, Lin Zhao is unwilling to do it!

So I decided to find another way in the matter of the guarantor.

There are indeed some people in Qiantang County who can't uncover the pot, such as Chen San's family, who are waiting for the arrival of Qingmiao's money, but because of the problem of guarantee, it has not been implemented. They have been waiting a little anxiously, and their lives are almost unsustainable.

But what about the guarantor's problem? Why didn't the county magistrate find a guarantor for himself? I got the news from my relatives in Fuyang County that as long as someone borrows the money before the seedlings, there is no need to worry about the problem of guarantee, and any procedures can be completed, and there will be no problems. The government has already done it, but when it comes to Qiantang County, how has this changed?

Why hasn't there been any movement for a long time? Chen San even wanted to go to the gate of the county government to beat the big drum and go in person to ask the county magistrate. Eventually, the idea was dissuaded by his family.

But you can't just wait like this, can you? There's always a way to do it! Chen San was really in a hurry and wanted to get the Qingmiao money as soon as possible. As for how to repay the loan, he didn't seem to have thought about it at all, and subconsciously thought that there was a guarantor...... At this moment, the group entered the village where they were. Judging from the costumes and the size of the team, it should be someone from the government.

Chen San was very excited, is the Qingmiao money going to be sent?

But the facts disappointed him, and soon they found out that the county magistrate did not bring green seedling money, but a model called Shangshang shop plus farmers......

(To be continued)