readx; Zhu Youzhen wanted to set up Daming Bank, and Qian Longxi, the cabinet minister, was the first to jump out to oppose it. Pen? Interesting? Pavilion wWw. ｂiquge。 He gushed endlessly: "First, Your Majesty said that all the silver in the world should come from the 'Daming Bank', although the idea is good, but the minister thinks that it will not be realized at all. All dynasties have severely cracked down on private coinage, and the reason why it has been repeatedly banned is that it is difficult to investigate thoroughly.

"Your Majesty, please think that the person who minted the money, as long as he is not too stupid, will scatter the counterfeit money he has minted and use it in batches. When the imperial court noticed it, the market was already full of counterfeit money, which changed hands many times, and it was impossible to trace the source, so the counterfeit money could only be confiscated and destroyed. However, the people who are damaged are not the minters, but the innocent people who hold the counterfeit money.

"And as Your Majesty said, the gradual return of all the silver and money circulating in the market to the cage and recasting will cost a lot, and the gains outweigh the losses, and in two or three years, a large amount of counterfeit money will appear, which can be said to cure the symptoms but not the root cause. In the opinion of the ministers, since it has become a fact that the private coinage and the official coinage circulated at the same time, and the imperial court's collection of land endowments and private transactions have not been greatly affected, it is advisable to temporarily regard the private coinage as official coinage. Compared with the war in Liaodong, this matter is not urgent, and it should be dealt with slowly. If the situation is too hasty, if the army on the other side of the army rises up on the grounds that there is private coinage in the money paid in the past, the court will not be cocooned and bound itself. ”

The ministers nodded frequently when they heard this, and Zhu Youzhen was silent, signaling Qian Longxi to continue. Qian Longxi continued: "Second, Your Majesty said that the 'Daming Bank' operates like a private bank, and the minister thinks that this move is particularly impossible. The policy of governing the country in the Ming Dynasty is to hide the wealth from the people, and the country should not compete with the people for profit. If the government runs a silver account and oppresses the people with the official, wouldn't it violate the ancestral system?

Third, the issuance of treasury bonds is absolutely unacceptable. Let's not talk about whether anyone will buy treasury bonds, and even if someone does, how will the household department repay them after three years? It must be known that the only income of the household department is the field endowment, and the food and salary of the supporting officials and soldiers are not rich, so after three years, the world's grain production can increase by 50 percent? If you can't repay it, won't you lose your trust in the people? ”

Qian Longxi refuted it, but he actually denied all the three important tasks of Daming Bank. And whether it was an official of the Donglin Department or not, they all thought that he was reasonable, and they exchanged words for a while, and they were full of praise for Qian Longxi.

Zhu Youzhen said unhurriedly: "What Lord Qian said is biased in my opinion. Let's talk about the first article first, Master Qian thinks that private coinage has been repeatedly banned, so it is better to ban it for the time being. So murder and arson are also repeatedly prohibited, should the court ban it? The Mongols and Jurchens have also repeatedly violated the border, should the imperial court give up resistance? ”

Qian Longxi was stunned by Zhu Youzhen's rhetorical question, and was speechless. Zhu Youzhen sank his face and said: "Lord Qian's meaning is 'existence is reasonable', this kind of remark is really a fallacy!" A few days ago, Mr. Qian also said in his daily lecture: A gentleman has something to do and something not to do; The villain also does something and does not do something. However, what a gentleman does is a great task from heaven; What the villain does, self-interest is Tu'er. The gentleman is ordered by the heavens, and it is up to him to achieve great things, and he has a long way to go; The villain avoids it when he encounters trouble, does not do anything without gain, and does nothing. Therefore, the gentleman, take responsibility, accept the order in danger, take responsibility for himself, and blame him, and he will have great success. Lord Qian's words are conclusive, why are there some inconsistencies in words and deeds when it comes to specific things? ”

Qian Longxi saw sweat on his forehead when he boarded, and he was uneasy. Zhu Youzhen sneered and said: "The law of the country is there, and private casting is unforgivable!" In the past, it was rampant because of the ineffective investigation and punishment, which is another issue, and it is by no means a reason to oppose the investigation and punishment of illegal casting.

"As for the last two, I will first explain the third one, which is the national debt. Mr. Qian was worried that Daming Bank would not be able to make ends meet and would not be able to repay the national debt, which is reasonable. However, I have used a special double guarantee of internal silver, and if I really cannot repay it, the purchaser of the treasury bonds will not suffer a loss. If this situation really happens in three years, it means that I am wrong, and I will also dismiss Daming Bank without any further talk from all of you, how about it? ”

As soon as Zhu Youzhen's voice fell, Shangshu Lai Zongdao, who was usually mediocre and rarely spoke, felt that he had seized the opportunity, and immediately went out to play: "The minister thinks that what Qian Longxi said is three, one and three are not correct, but the second is the truth. The imperial court, like an individual, should have a way to get money. If you compete with the folk silver trumpet, it is not a gentleman's doing! ”

This is not a member of the Donglin Party, but also a gang of Qian Longxi, which shows that Zhu Youzhen's move to set up Daming Bank really annoyed all the scholars. Zhu Youzhen knew that if he didn't refute him logically, Daming Bank would be unanimously resisted by all the scholars in the world, so he smiled slightly: "Come to my lord, according to what you said, I opened a bank for the sake of the villain of businessmen competing for profits?" ”

"The minister didn't dare to have such a big rebellious remark." Lai Zongdao said straightforwardly, "But there is a cloud in "University": A gentleman is cautious first. There are people who are virtuous, there are people who have soil, there is land and there is wealth, and there is wealth and usefulness. The virtuous are also the first, and the rich are also the end. Outside the book and inside the end, fight for the people. Therefore, when wealth is gathered, the people are scattered, and when wealth is dispersed, the people gather. This passage means that those who are kings should take the cultivation of virtue as their priority, and those who are noble in virtue will be followed by the people, and naturally they will have land and property. Therefore, morality is the foundation, and wealth is the end. If you abandon the basics, you will lose your popularity while accumulating. ”

If you talk about quoting scriptures, I am afraid that Qian Longxi, who can speak well, will not be able to compare with the sect. This "University" is one of the "Four Books", and Zhu Youzhen can't even openly oppose the words in "University".

Seeing that Zhu Youzhen didn't speak, Lai Zongdao was even more proud, and shook his head and said: "The minister thinks that the current emptiness of the treasury is not difficult to solve. There is also a cloud in "University": there is a way to make money. Those who live are many, those who eat are few, those who are sick for it, and those who use it are comfortable, then the wealth is enough. This means that as long as there are more people who grow grain and fewer people who eat grain, and as long as they plant fast and eat slowly, the country will naturally not lack money and grain. In the opinion of the ministers, His Majesty should encourage the people to vigorously open up the wasteland, and at the same time increase the land endowment, and the treasury will gradually be filled. ”

Then Lai Zongdao glanced at Wang Zaijin, who was smiling bitterly, and said coldly: "Your Majesty, could it be that Wang Shangshu came up with the idea of opening a bank?" Meng Xianzi said: 'Animals and horses ride, not to the chickens and dolphins; The house of ice felling does not raise cattle and sheep; The home of a hundred times, the minister who does not gather animals. Rather than having ministers of aggregation, it is better to have thieves. This means that if a person is wealthy and can afford cattle and horses, he should not care about such trivial matters as having a few chickens or pigs; If you can dig ice in the river in winter and store it in ice cellars, and take it out in summer to enjoy the coolness, you should no longer raise cattle and sheep; If it is a wealthy doctor's family, it cannot support the people who gather money for the master. Because to do so is to compete with the people for profit, and if you are already rich and still compete with the people for profit, you will lose the support of the people. Your Majesty, as the Son of Heaven, is rich all over the world, how can he appoint such an accumulating minister! ”

In fact, he came to Zongdao because of trivial matters, and he had a little personal grudge with Wang Zaijin. Now he took the opportunity to criticize Wang Zaijin, and the ministers also pointed the finger at him, the head of the household, and accused him of giving the emperor blind ideas. Wang Zaijin is not a member of the Donglin Party, and he was not very popular in the court, but now he is even more difficult to speak.

Zhu Youzhen hurriedly said aloud: "This matter is completely out of my intentions and has nothing to do with Wang Zaijin. When I come to the sect, I only ask you one sentence: You say that the country does not compete with the people for profit, but I do not object to this, but the question is whether the merchant can represent the whole people? ”