Chapter 302: The Bank Turmoil (Part I)

Chengdu Commercial Bank Guangzhou Branch.

A plaque that reads "Faith First" can be seen as soon as you enter the bank's door.

On both sides hang the various articles of association of the bank.

As a newly entered Bank of China in Guangzhou, although it has the support of generalissimo Wang Hengyue, the generalissimo of the military and political axe, it is not an easy task to successfully gain a foothold.

There are too many foreign banks and Chinese commercial banks in Guangzhou, and the competition in the banking industry here is extremely fierce.

In order to ensure that the Guangzhou branch can gain a firm foothold, Qin Guangcheng personally sits in Guangzhou.

It was drizzling outside, a few customers in the bank were making deposits and withdrawals, and the staff were courteously entertaining those who had completed the formalities and didn't want to leave for the time being when they saw the rain to sit down on the sofa, and then brought cups of hot tea or fragrant coffee.

"Manager Peng, are you done? You sit, you still want coffee, right? The lobby assistant Grufeng warmly invited a businessman in his forties, slightly chubby, with gold-rimmed glasses, to sit down.

This Manager Peng is an old friend of Qin Guangcheng and the largest customer of Chengdu Commercial Bank after the establishment of the Guangzhou branch, so such guests naturally deserve the best hospitality here.

β€œyes。” Manager Peng, who has a background of studying abroad, said with a smile: "Assistant Ge, it is not easy for this Chengshang branch to gain a firm foothold in Guangzhou." ”

Grufeng smiled and asked people to prepare coffee: "Isn't that more dependent on the help of you God of Wealth?" Without you, you say we wouldn't have been able to do it. ”

A compliment made Manager Peng feel very useful: "I still have a sum of 100,000 yuan to put in the day after tomorrow, you can help me arrange it." ”

"Done." Ge Lufeng took the coffee brought by the next person and personally brought it to Manager Peng: "Your business is always the priority here, and the VIP room is open for you at any time." ”

"Lao Qin is using you right, this mouth" Manager Peng smiled and took a sip of coffee, and looked outside: "This rain, when will it stop?"

As he spoke, the door of the bank was pushed open, and Grufeng thought that there was another guest, and was about to step forward to greet him, but when he saw the person clearly, his footsteps stopped, and his brows furrowed tightly.

An old man in ragged clothes walked in with a dark, thin, thin, disheveled child of seven or eight years old. Two people, one big and one small, were wet all over their bodies, and the children were shivering from the cold. Where is this here to do business, it's just here to ask for food.

Grufeng hurriedly walked over: "If you want to eat, you have to go outside, we don't have it here!" ”

The old man hurriedly bowed to him: "Master, we are not here to ask for food, but to save money." ”

This was a big surprise to Grufeng, smelling a smell from the old man's body, and he didn't know how many times he hadn't taken a bath, Grufeng covered his nose. Since everyone else said that they were here to save money, they can't push them out, right?

"Save the money there." Grufeng nodded to the counter.

"Thank you, thank you." The old man thanked him and took the child's hand and walked to the counter.

"What about saving money?" The clerk at the counter asked lazily.

"Hey, save money." The old man said, reaching into his arms.

Grufeng's curiosity was also aroused, and he walked over to see how much money this Hanako could save.

The old man's hand came out of his bosom, and with one hand, Gruphon and the staff at the counter laughed.

Two silver coins of one dime, one nickel coin of five cents, I don't know how long the old man asked for food and how much time he saved before saving.

The old man timidly handed over his hand: "I'll save so much."

The clerk smiled and said, "We don't do that." ”

The old man hesitated and said, "Aren't you guys a bank?" ”

"We're in the bank, but you have too little money!"

"You can do well, I don't have much to live, but look at my grandson, he is still young, what will he do if I die. This money is easy to drop on me, and I heard that there is interest on you. In the future, when I die, he will be able to eat for two days with money, so you can do me a favor and save it for me. ”

The clerk waved his hand impatiently: "Go, go, come back when you save more!" ”

The old man put his hope on Grufeng: "Master, you can help me talk." ”

Grufeng wrinkled his nose: "How much interest can you have on this money?" We're doing some business like yours all day long, do you want to do business? Beggars come to save money, jokes. Go, go, don't delay us in doing business! ”

No matter how the old man pleaded, Grufeng just refused to agree, and finally got impatient, and directly asked someone to blow them away.

"Let's go, let's go." The old man sighed, grabbed his grandson's hand tremblingly, sighed and walked out, and when he reached the door, he glanced back at the plaque hanging in the most conspicuous position of the bank:

"Faith first"!

The old man left with his grandson, and a guest who had just finished the deposit business suddenly said, "Take out all the money for me." ”

"Ah, sir, you only got this money in there."

"I'm going to use it again now, hurry up." The guest's voice was visibly impatient.

"Hey, hey, I'll do it for you right away, you wait."

After waiting for a while, the guest took out all the money that had just been deposited, and when he left, he also glanced at the plaque: "Faith first", let out a disdainful sneer, and strode out despite the fact that it was still raining outside.

"What's wrong? Why did you save it and take it away? Grufeng came to the counter and asked with some dissatisfaction.

"I don't know that either." The staff replied aggrievedly.

"Assistant Ge." Manager Peng suddenly stood up: "I'm going to withdraw money tomorrow, and I'll take 200,000 money, you can prepare it for me." ”

"Ahh

"What, I've already made an appointment in advance, can't I get it yet?"

"No, no, I'll have it ready for you tomorrow." Ge Lufeng hurriedly said with a smile: "You Manager Peng want to use money, so who dares to say half a word." By the way, the money you made the day after tomorrow? ”

"Say more, say more." Manager Peng glanced at Ge Lufeng meaningfully: "Assistant Ge, what a trustworthy bank, Lao Qin, forget it, don't talk about it, I'll withdraw money tomorrow." ”

Grufeng sent Manager Peng out with his waist, but before he could hold an umbrella, Manager Peng had already rushed out in the rain and got into his car.

Grufeng was a little baffled, what's going on? Inexplicably, how did two guests turn their faces in succession?

Especially Manager Peng, he offended him somewhere, but he could be the one who served him well

"Brother Qin, it's beautiful." Wang Hengyue said with a smile: "Chengshang Branch settled in Guangzhou, Brother Qin relied on his connections, and it took the shortest time to gain a firm foothold and gain credibility, and I think it will soon be able to enter Shanghai." ”

Qin Guangcheng also smiled and invited him to sit down, and let people serve tea: "Heng Shuai, now I can't afford the three words of Brother Qin, you are the generalissimo of the military and political axe, you can't call me Brother Qin anymore." If it gets out, don't make people laugh at me and say that I've broken the rules. ”

Wang Hengyue didn't care and said: "The generalissimo can't have a family?" If it weren't for Brother Qin's great help, I wouldn't know where I was, where would I be today? You can't forget your roots, how can you serve the public? ”

"Okay, okay, it's up to you, but we said okay, you can call it that in your own home, you can't afford to go out."

Wang Hengyue laughed: "Cheng, according to you." By the way, now that we have control over the three southwestern provinces and the two Guangxi regions, I think the issuance of banknotes discussed before can be done. ”

"Yes, that's exactly why I'm inviting you here." Qin Guangcheng put away his smile and said with a straight face: "At the beginning, we have not issued it for a long time, because we felt that the time was not ripe enough, for example, when Lu Rongting issued paper money, the paper money was worthless. Now that we have sufficient reserves, and we have been preparing for so long, it is time to issue banknotes! ”

"Well, this is a big deal, and it's good to be cautious, so that the people have confidence in the banknotes we issue. Otherwise, if the banknotes depreciate sharply, we will be passive. Wang Hengyue took a sip of tea: "On the issuance of banknotes, we have invited many experts in the banking industry to discuss, and foreigners have also invited a lot to solicit opinions from all sides. Now that the conditions are ripe, I think we can issue banknotes. ”

The two discussed some of the situation, discussed it carefully, and while they were talking, Miao Ruowang, the manager of the Chengshang branch, hurriedly ran in, and saw that the generalissimo was also there, and was stunned: "Generalissimo." ”

"If you have something, you say, leave me alone." Wang Hengyue held the banknote issuance charter in his hand and looked at it carefully and said.

"What's the matter, so in such a hurry." Qin Guangcheng asked with a little dissatisfaction.

Miao Ruowang gasped: "Something happened." ”

Only this sentence made Wang Hengyue also put down the charter in his hand.

"What's the matter? Don't panic. Qin Guangcheng said calmly.

"Yes. Rumors suddenly spread outside, saying that our Chengshang branch is not good, and we are going to cross, and now a large number of customers have withdrawn and transferred to other banks, and our old customers are also like this, a large number of withdrawals. ”

"Is there such a thing?" Qin Guangcheng frowned.

"Yes, even the general manager's old friend, Peng Yushan, the first depositor of the Chengshang Branch, also mentioned the 200,000 surnames that existed with us, and the original 100,000 yuan deposit suddenly changed."

"What? Peng Yushan also raised all the money? Qin Guangcheng was really surprised this time, and hurriedly said to Wang Hengyue: "Hengshuai, I'll go and see it now." ”

Wang Hengyue also stood up: "I'll accompany you to see what's going on, at the critical juncture of issuing banknotes, such a thing happened." ”

As he spoke, he thought for a moment: "Invite that Peng Yushan to me too!" ”

(To be continued)