Tang Feng could feel the anger in Li Shimin's eyes, and when he saw Li Shimin's eyes, he couldn't help but sigh in his heart. Pen, fun, and www.biquge.info

I didn't want to start a money bank so early, but now it seems that it can't be done, and I shouldn't have told Li Shimin about the money bank yesterday.

"There is some truth in what Master Fang said, since it is not possible to borrow money, the younger generation has another idea, we might as well open a money bank, and then let the people deposit money in the bank, and give interest money every month in accordance with the regulations, in addition, the money bank will be opened to all parts of Datang, and the amount of silver tickets will be given to customers with large amounts, as long as they hold the silver tickets, they can exchange silver taels all over the country, so that if they do business, they don't have to run back and forth with money."

Tang Zhou said Qian Zhuang's thoughts, after he said it, he looked at the ministers in the court, hoping that these people would quickly find a reason to refute him, and he left a lot of reasons for these people, such as how to prevent silver tickets from being counterfeited, Qian Zhuang gave customers money, but how can Qian Zhuang make a profit, Qian Zhuang is rich, what does it have to do with the imperial court, and so on.

Tang Zhou had already thought of a solution to these problems, but as long as these people questioned them, he would not say anything.

But when Tang Zhou looked at these people, he found that these people's expressions were very strange, and they didn't mean to question, they were just a little hesitant, but what were they hesitating about?

Just when Tang Zhou was puzzled, Cheng Yanjin suddenly jumped out: "Okay, I think this idea is good, I support it." ”

After Cheng Biting Jin jumped out to express his support, the eldest grandson Wuji also walked out: "Yes, yes, this idea is really good, if you can take a silver ticket to exchange silver money everywhere in Datang, this will save the people a lot of things, and it will also be beneficial to money, I believe that the people will definitely deposit their money in the bank." ”

The eldest grandson Wuji expressed his support, and others naturally would not object.

Seeing this, the crown prince Li Chengqian felt a little unhappy in his heart, and was about to stand up and say a few words to find something wrong, but suddenly saw Hou Junxin shaking his head at him, the prince Li Chengqian was puzzled at first, and even when he suddenly looked up and saw his father's expression, he suddenly woke up, and almost broke the big thing.

When the crown prince Li Chengqian saw Li Shimin's happy face, he immediately understood that his father supported Tang Zhou's idea, thinking that his father was very concerned about Mount Tai's Fengzen, if he ruined Tang Zhou's affairs, then he was only afraid that he would be several grades lower in his father's mind, right?

Thinking of the approval expressed by the ministers in the court, the crown prince Li Chengqian was even more sure of his father's attitude towards this matter, otherwise why would the ministers cater to this idea?

In fact, the crown prince Li Chengqian thought well, Cheng Yanjin, the eldest grandson Wuji and others agreed, part of the reason is because Li Shimin wanted Mount Tai to seal Zen, they didn't want to make Li Shimin unhappy, and Li Shimin Taishan Feng Zen is also good for them.

Moreover, Tang Zhou's previous decisions were not missed, and the people who followed him made a lot of money, although some places were not very clear when he first heard about the money bank he proposed this time, but the exchange of only one silver ticket was enough for them to make a bet.

Everyone agreed with Qian Zhuang, which made Tang Zhou dumbfounded, why are these people all fools, they just said a word, many things haven't been said yet, why are these people so actively agreeing, aren't they afraid of being cheated by money?

No, these people are shrewd old foxes, shouldn't they agree to this idea so easily?

Tang Zhou looked at these people and suddenly smiled, Cheng Yanjin, Eldest Sun Wuji and others saw Tang Zhou laughing, their hearts suddenly sank, and secretly thought that this time could it be the wrong treasure?

But as soon as the words are spoken, how can there be a reason to take them back?

"Tang family boy, let's talk about how this money bank should be profitable." Cheng Yanjin is most concerned about how the money bank makes a profit.

Tang Zhou smiled bitterly, but still said: "The people deposit their money in the bank, and the money can be used to invest, for example, in some industries with relatively high profits, of course, it can also be used to lend, give money to those who want to do business, let them do business, so that my Datang will be more prosperous, however, lending must be cautious, and there needs to be a mortgage, and if the people want to take out loans, they must have enough value to mortgage, such as real estate, such as land, etc." ”

As soon as Tang Zhou said this, Cheng Yanjin immediately understood what was going on, lending was easy to understand, so what he really understood was investment, such as Cuiming Building, if they could open Cuiming Building all over the country, then they would not be able to make enough money.

At this time, Cheng Yanjin was a little impatient to open the bank.

However, at this time, Fang Xuanling raised a question: "The people need a mortgage for loans, but the people put their money into the bank, and the money village must also have some capital to reassure the people, otherwise the people are not at ease, why should they deposit the money in, just because the silver ticket can be exchanged nationwide, but this is just convenience, not peace of mind." ”

After Fang Xuanling raised this question, everyone also felt that this was a very serious problem, Tang Zhou had already said it at this time, even if he didn't want to open it, he couldn't do it, but he didn't want to hand over the money to the imperial court, in that case, there would be a lot of unnecessary trouble.

And at this time, he suddenly thought of a way to get the best of both worlds.

"Qianzhuang wants to go on, reputation is very important, so Qianzhuang will definitely have a mortgage, Qianzhuang is not done by the imperial court, but by me Tang Zhou, so I am ready to take out 500,000 guan money to make reserve funds, if there is a problem, these money can be used to compensate the people, the 500,000 guan funds can not be moved, so I want to ask the imperial court to send people to do monitoring, every once in a while to report the situation to the people."

After Tang Zhou said this, Li Shimin frowned slightly, why is it different from what he said before, why is this reserve fund not put into the treasury, but not into the treasury, how should he use it for Taishan Fengzen?

Just when many ministers applauded and expressed their support for Tang Zhou's method, Li Shimin was a little anxious again, he looked at Tang Zhou and asked: "Tang Aiqing, this is indeed a good way, but what we are discussing today is how to raise enough money for Mount Tai to seal the Zen, you seem to be too far off topic." ”

Hearing Li Shimin's words, Tang Zhou knew that Li Shimin was in a hurry, but he became more and more calm, and said: "What the saint said is very true, so in order to solve this matter, the minister feels that the court should invest money in the money bank, so that the people will trust the money more and the money will not go bankrupt and they will not get the money in the end, and the court can also share dividends from the profits of the bank, so won't the court be rich?" ”

Li Shimin was still angry that Tang Zhou was off topic, but after hearing this at this time, he suddenly realized, and even very excited, if the imperial court also invested money in the bank, wouldn't the court be able to make regular profits from the bank?

The money village made a profit, and the court naturally had money, so what was the problem with Taishan Feng Zen or something at that time?

The most important thing is that when the court distributes the profits, Tang Zhou can mix his own money in it and send it over.