Six Nations Hotel Shanghai.

The entire three floors have been taken over by a mysterious guest. At the mouth of the ladder, there were several big men with bulging wives in their waists, obviously carrying weapons.

When Chen Guangfu went up, he was subjected to the strictest inspection. After confirming that he was not in any danger, Dahan got out of the way and pointed to a room:

"Let's go inside."

Cautiously came to the room, straightened his clothes, and gently knocked on the door.

"Come in."

Pushed open the door and walked in, carefully closed the door, and saw Kong Xiangxi at first sight.

There was a lot of sunlight in the house and all the windows were open there.

This is different from Chen Guangfu's imagination.

In his imagination, any person with authority should have a dark office and never see the sun. This can make the person who comes in feel depressed, and even a sense of fear.

What's more, I saw the president of a country?

"Hello, Mr. Guangfu, I'm Wang Hengyue."

When the president spoke, Chen Guangfu was even more shocked.

The Great President? Could it be that this person in front of him is the president? He's too young to be true...... Is this country, under the leadership of this young man, radiating the same young life?

"Great president, good," Chen Guangfu said with a trembling heart.

"Guangfu, don't be restrained, sit down." Kong Xiangxi said with a smile, then turned to Wang Hengyue and said, "President, this is Chen Guangfu, the general manager of the Shanghai Commercial and Savings Bank. ”

Wang Hengyue smiled and nodded at him: "Mr. Guangfu, look up for a long time." ”

Chen Guangfu didn't know what to say for a while, but Wang Hengyue said with a smile: "In fact, the word Jiuyang is very hypocritical, some people have never seen or heard the name, and they can see it, it is not to say the word Jiuyang." Otherwise, it is not enough to express your respect......".

These words made Kong and Chen laugh, and the tension in Kong Xiangxi's heart was also eliminated a lot.

"President," Chen Guangfu plucked up his courage and said, "This time the Shanghai Commercial Savings Bank has encountered a crisis, thank you to the President for his rescue, otherwise the Commercial Savings Bank would really collapse......."

Wang Hengyue's expression looked a little complicated. According to Chinese habit, he should have said things like "you don't have to be polite to ...... your hands", but he didn't say a word, but said: "Yes, Mr. Guangfu, you should really thank me ......."

As soon as these words came out, Chen Guangfu and Kong Xiangxi were in a daze.

It is true that the president saved Chen Guangfu and the Shanghai Commercial and Savings Bank, but he should always be polite and modest, how can there be such a reason?

Wang Hengyue didn't pay attention to the expressions of the two: "A rumor can cause a run storm, and then a bank that you worked so hard to establish will fail...... How weak is the foundation of our banking industry? It's even beyond my imagination, if a bank can't resist even a small rumor, then how can it be expected? ”

Chen Guangfu blushed a little.

"Mr. Guangfu, I'm not talking about you there." Wang Hengyue groaned: "I don't like to beat around the bush when I speak, everyone is an adult, and I can say whatever I think in my heart."

Shanghai Commercial Savings Bank is already considered to be a bit large, and Mr. Guangfu's reputation in Shanghai is also very loud, and even Mr. Guangfu can't deal with such a crisis, so what about those banks whose scale and reputation are far smaller than yours? How do they survive? Once it falls, who will protect the interests of depositors? ”

Wang Hengyue asked several questions in a row, which made Kong Xiangxi and Chen Guangfu also fall into deep thought.

"I heard that some foreigners have made wild remarks, saying that we Chinese cannot run a bank, and if we want to run a bank, we must invite foreign experts. Wang Hengyue suddenly asked.

Chen Guangfu nodded: "Yes, I have also heard it, so I am not convinced, why can't we Chinese run a bank?" Why do we have to listen to foreigners when we run a bank? ”

"If we have to be convinced, we have to be convinced if we are not as good as others." Wang Hengyue said unexpectedly: "Why do people succeed? Where is their success story? We have to learn, and we have to put down the shelf and learn seriously? Why? If you learn with an open mind now, you will have the opportunity to surpass them in the future, defeat them, and change from a student to a teacher ......." …,

Wang Hengyue pondered there: "This time I visited the United States, and I also went to places like JPMorgan Bank and Citibank, and I saw a lot and learned a lot. Why are these banks successful? This is because they have an effective corporate governance structure and a good management system and methods. Achieve the highest standards of ethics and conduct while pursuing the best interests. We have a saying in China that can be well described, let go but not chaotic control but not die. ”

Chen Guangfu listened very seriously: "Can the president be more detailed?" ”

Wang Hengyue nodded and said, "Take Citibank as an example." Many of the participants were going to New York for the first time and wanted to take the opportunity to visit more local scenic spots, but even Citigroup had made a clear provision that the participants should not meet for less than seven hours a day, otherwise it would be regarded as commercial bribery, and this rule was strictly observed during the meeting. I was blown away by that! They have taken this detail into account, so that the effectiveness of the meeting is guaranteed to the maximum......".

Kong Xiangxi and Chen Guangfu glanced at each other, and their eyes showed surprise.

Wang Hengyue continued: "When I inspected these successful banks, I came up with six words: professionalism, loyalty, and training. Every employee they employ is an excellent professional who has been rigorously selected. They work rigorously and conscientiously to strive for excellence in everything they do, so as to provide customers with the most comprehensive financial products and the best financial services. They demand absolute loyalty from their employees, most of whom have worked for these banks for more than 15 years, and many of them are veterans in their twenties or thirties. When I was at Citibank, I also met a senior in the industry who has been working at Citi for 46 years. It can be said that they have dedicated their lives to their company.

The last one is training, and all their employees undergo various professional training every once in a while to adapt to the ...... of the financial system, which is constantly changing."

Wang-Hengyue talked for a long time. Tell me what you have seen and heard.

Kong Xiangxi and Chen Guangfu also listened very carefully.

Although they have also inspected foreign banks, they are by no means as convenient as the president can go deep into the core of foreign banks and observe them in such detail.

And now the president has told everything he knows without reservation, which is very touching for Kong Xiangxi and Chen Guangfu.

"We are relatively backward in these ......", Wang Hengyue changed his words and said: "In our privately established banks, the core departments are all their own people, and they can't wait to pull all their relatives into their own companies, and outsiders can't be trusted, even if outsiders have excellent ability, no matter how good their performance is...... Therefore, those who have no talent and do not use finance at all have been stealing high positions for a long time, but talented people have been suppressed and unable to raise their heads...... In the long run, a vicious cycle is formed."

Chen Guangfu sighed: "Yes, the president is to the point, although my bank is better than other private banks, there are also such and such shortcomings. But then again, it's true."

He organized his own thinking: "I also want to use advanced management methods to run a good bank, but there is a lot of resistance, and sometimes I have to bow to reality, knowing where the problem is, but I just can't solve it." ”

"That's why I'm giving you that chance." A smile appeared on Wang Hengyue's face.

Chen Guangfu did not understand the meaning of the president's words.

Kong Xiangxi said with a smile on the side: "Brother Guangfu, the president has decided to hire you as the general manager of Bank of China, I don't know what Brother Guangfu wants?" ”

"Ahh

Chen Guangfu was completely stunned.

General Manager of Bank of China? Yourself? Chen Guangfu never imagined that the president would issue such an invitation to him.

Chen Guangfu was stunned for a long time: "President, I haven't even handled the affairs of the Shanghai Commercial and Savings Bank, the Bank of China is the government, and I am afraid that you will hand over this bank to me."

"You don't have to be afraid." Wang Hengyue smiled and said, "Don't be afraid of anything, just let it go according to your own ideas." The reason why your Shanghai Commercial and Savings Bank almost failed is because your foundation is too weak and your foundation is unstable, and it is easy for it to collapse when a storm blows. But now it's different, now I and the whole government have your back. Take what you learned abroad, use everything you think about yourself, and work together to run China's banking industry! ”

Chen Guangfu's lips trembled a little, and Wang Hengyue continued to encourage: "I know that you don't want to cooperate with the bureaucracy and don't want to get too involved with the officials.

But now you are not doing things for the government, but for the entire Chinese banking industry, let go of your hands and do it, heaven down, there is me! ”

Chen Guangfu took a long breath. Then he said vigorously:

"President, since you don't dislike me as a defeated general, and you still trust me so much, if I, Chen Guangfu, can't do a good job in China's banking industry in my lifetime, then I won't have the face to see you again!" ）