The Manchus appointed Xu Qing as the Manchu envoy to Europe, but by this time Xu Qing had already begun to work on the next step. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 info He knows that he should accumulate capital power next, especially in the West, a world where the power of capital is increasing, capital power is a very important first force, and it is also an incomparably huge force. With capital, there is almost everything in the West.

At this time, he quickly took advantage of the Queen's charter and applied to open a bank.

"Hello, according to Her Majesty's charter, you can obtain almost all the same status as our British fame, and you can enjoy all other rights except for a few political rights. Mr. Xu, you are going to open Yinghua Bank, we are already ready! ”

Xu Qing took over the Anglo-Chinese Bank, and then quickly rented a small business in the most prosperous place in London, England, of course, this is also the rent temporarily paid by the British royal family for him. Anyway, you don't have to be a fool to have the right to use it at this time, so that you can develop faster. What's more, the British have a request for him, and of course he wants to get more benefits as soon as possible.

This bank office was quickly hung up.

"Mr. Xu, what does this Yinghua Bank mean?" Princess Victoria asked.

Xu Qing came out with the eldest princess Victoria, and Xu Qing took the princess out to play, so the queen didn't pay attention to it. However, Xu Qing also hopes to rub the bodyguard, after all, the princess must have a protector when she goes out, and Xu Qing is here to rub the security guard to ensure her safety. What's more, it would be good to have the princess come with you.

"Princess, this Anglo-Chinese Bank represents the friendship between China and the United Kingdom. Of course, this can also be interpreted differently between the two countries. In the future, we have developed into our country, and this Yinghua means not only this one, but also the honor and reputation, and the management of Huacai also represents the excellent moral character of the superiors. So in different places, there can be different interpretations, so that multiple interpretations can satisfy more people's ideas. Xu Qing said.

This is actually just a play on words, using different translation methods in different countries to cater to the local market as much as possible, which is the case of many multinational companies. Therefore, Xu Qing's use of the word "Anglo-Chinese" can be interpreted as friendship between Britain and China in the UK, but it can be interpreted as elite and moral character in China, which can also attract those "elites" in China.

However, the Anglo-Chinese Bank soon got its signboard out, after all, the first step for the bank is to absorb the funds of depositors, and if it does not absorb the funds of depositors, it will definitely lose a lot of money.

"With the opening of the Anglo-Chinese Bank, anyone who deposits money into the Anglo-Chinese Bank can earn 0.2% interest on the demand deposit. With a stable fixed deposit, you can earn an interest rate of 2% to 5% per annum. ”

"The bank does not charge any money management fees, but gives interest to depositors!"

Xu Qing put out the signboard advertisement of the Anglo-Chinese Bank, and in less than a day, the entire commercial banks in London were stunned. Because this Anglo-Chinese Bank is not only a bank run by Chinese, but also because it not only does not charge depositors management fees, but gives depositors interest, which is simply shocking.

This is simply the complete opposite of the current mainstream banks, which are currently operating by taking deposits, but this absorption of deposits not only does not give interest, but requires depositors to pay various storage and management costs, so that they have to operate from depositors.

Perhaps in later generations, many people will know a truth, that is, banks absorb depositors' deposits and give depositors interest. However, in this era, it is the opposite, and it has not been even a hundred years since the business model of giving interest to depositors was developed, and before that, banks had to get all kinds of storage fees from depositors.

However, Xu Qing's method not only does not charge any storage fees, but also directly gives interest to depositors.

"Hey, is this really the sun coming out of the west?" "This class is really unusual, there is such a good thing?" "Is it true?" ……

There was a lot of suspicion, but soon a new rumor came out.

"This Chinese Xu Qing is China's minister to Europe, and he has a charter from the queen. Even, he has a good relationship with the royal family, so he should be able to rest assured! ”

After hearing this news, many people also chose to trust Xu Qing, because since Xu Qing has a good relationship with the royal family, it is natural for the royal family to "endorse" him. With the name of the royal family for "endorsement", this is enough to make many middle and low-level people, and even some high-level people, begin to trust Xu Qing's credibility.

After all, in this era, the influence of the British royal family is still very large, and it is completely possible to endorse Xu Qing.

"I want to make a deposit, fixed for one year!" "I'm going to save for three years!" "Five years on a regular basis!" ……

Many people took their own money to make deposits, and soon a large amount of deposits flowed into Xu Qing. Not only does Xu Qing have the endorsement of the British royal family, but on the other hand, it is also because Xu Qing not only does not charge any customs declaration fees, but also takes the initiative to give interest. In this way, many low-level people in the UK have also begun to have the idea of saving.

You must know that in the past, because the bank had to charge custody fees, this discouraged many low-level people, because they could not be slaughtered by the bank for no reason.

Now there is a bank that not only does not pay any custodian fees, but also gives you interest. And the bank is also safer, so let the bank help you keep it, and also avoid the risk of theft in your own home, etc., isn't that great? Therefore, many low-level people have also begun to join the idea of deposits, and what they want is not much, just a safe place to store funds.

There are no storage fees, interest is paid, and there is even the endorsement of the Queen of England behind her back, which of course is a very satisfactory result for everyone.

"Boss, there's already a lot of money deposited into us and the like. We've got more than £50,000 in deposits, and that's £50,000! ”

"Boss, fifty thousand pounds, oh my!"

Xu Qing didn't feel strange when he heard 50,000 pounds, because the first one to eat crabs was the one who made the most money. This 50,000 pounds is surprisingly valuable in this era, because this is the era of the gold standard, and the currencies of all countries are equivalent to gold.