readx;?&nbometa...... This is pre-tax income, right? ”

"No, it's after tax. Pen Fun Pavilion www.biquge.info"

&nbooo Yuan! Oh my God, your store manager can't get that number, right? ”

The old man was a little surprised by the high income of the Ye Yi people, which was considered high 3o years ago - it is very appropriate to describe the economy of Greater China since 1985 in terms of the lost 3o years, due to the continuous decline in the working population and the decrease in the total population, the economy of the entire empire has been plagued by deflation and sluggish growth, so that the income level of the people has not increased but decreased in the past 3o years.

Of course, considering that prices and housing prices are also declining simultaneously, the living standards of the people of Greater China are actually quite good, especially young single women like Ye Yiren. Even if you rent a house by yourself, you can live very comfortably with an income of 2ooo yuan a month.

Generally speaking, these young women are aiming to become housewives, and they will quit the workplace after the age of 3o, so they will not consider promotions and salary increases, and naturally they do not need to work overtime and pretend to be diligent, and they can leave on time. No boss or manager will take the initiative to ask female employees at the grassroots level to work overtime, which is not in line with the current corporate culture of the Greater China Empire, and it is easy to be criticized and harassed by the trade union. So these young women have a lot of time and enough money to enjoy life, and they don't have much motivation to work hard. Of course, such a negative attitude towards life seems to Ye Yiren, who is accustomed to hard work and hard work, and daily life is simply a waste of life -- but in the eyes of Zhu Jishi, who is from a small city in the mountains. Ye Yiren is a girl who doesn't know how to improve!

"Do you need money? Is there any difficulty at home? The veteran trade union cadre asked with concern. If there are difficulties, the union can provide some help. ”

The union leaders of this plane are not appointed from above but voted by the laborers, so the union cadres are generally hypocritical. They will pretend to speak for the workers, care about the income of the workers, and organize all kinds of strikes and protests for the welfare of the workers - by the way, the current Ming workers already have the right to vote, because the annual suffrage of 1o yuan is taxed (not only income tax, consumption tax, real estate tax can be, according to the consumption tax standard of 8% in this era. Only need to buy 125 yuan of goods to meet the requirements) The standard has never been raised, so the political map of the Ming Empire is now very different from more than a hundred years ago. It became the Conservative Party (formed by the merger of the Jishi Youth Party and the Donglin Party) and the Socialist Party took turns in power.

As soon as I hear "home". Ye Yiren's eyes were a little red, because she no longer had a home, so she especially wanted a home of her own, even if she was the only one......

"I want to buy a house. So you need to use money. "Ye Yiren doesn't seem to be the kind of girl who will put the responsibility of buying a house on a boy.

"Ahh Buying a house?! Did I hear me right? Are there still young people working hard for the house? ”

The old man stared at Ye Yiren with wide eyes, and finally sighed, "Listening to your words, it seems to have returned to the time when I was young forty years ago, when the land price and housing prices in Shanghai Mansion skyrocketed, seven or eight times more expensive than now, and the townhouses were in short supply at all, and they needed to be bought by lottery, and they often had to queue for 1o years to buy." Because of the house incident, the Socialist Party also organized workers to protest in the streets. The Conservative government was also brought down several times by no-confidence cases, and His Majesty the Emperor demolished all the palaces in Pudong to build terraced houses...... But now that I think about it, it was better at that time. So many young people are pouring into Shanghai from all over the world, and the city is full of construction sites, building and selling houses everywhere, and the economy is really prosperous. But now there are two or three hundred thousand vacant houses in Shanghai every year, and no one lives in them! ”

"Two or three hundred thousand homes vacated every year?" Ye Yiren was stunned for a moment, and then understood that it was because of the declining population. Although there is a supplement from the foreign population. But a few years ago, Shanghai was mired in a declining population, about 200,000 people a year. There are also a large number of elderly people living in nursing homes. As a result, a large number of dwellings have been vacated.

In fact, the situation in Shanghai is not bad, after all, it is the economic center of Greater China, and the really bad is the more remote prefectures and counties, where many young people in the county seem to have disappeared, and they are all the old people. Some counties have simply been abandoned as empty cities because they have no population or the population is too small......

As a result of decades of declining birthrates and rising life expectancy, the demographic crisis facing the countries of Greater China is much more severe than the apparent population decline. Although there are still 2.41 billion people, there are many fewer young people among them than in the Great China Empire in 19oo! Far from being the demand side of the housing market, the dying elderly are potential suppliers. When there are more elderly people who die in a city than babies born and an influx of immigrants, the real estate market is naturally sluggish for a long time, and the long-term downturn in the real estate market in turn inhibits the people's willingness to buy houses.

The headquarters building of the Nanzhili Provincial Townhouse Company is now the only townhouse sales point in the entire Shanghai metropolitan area. Located on Anyuan Road near Guangfu Road, is a 24-story office building built in 1975, at the height of the Chinese Empire's economic prosperity. Shanghai, the economic and financial center of the Great Chinese Empire, seems to be flooded with banknotes, and you can see the pomp and circumstance of this building when you look at the riches and grandeur of this building. The hall on the first floor of the building was the largest hall that Ye Yiren had seen in two time and space, and the marble floor was equipped with stainless steel railings, which were obviously used to queue people. Ye Yiren estimates that it can accommodate up to a few thousand people queuing at the same time.

And now, the entire hall was empty, and there was no one except Ye Yiren...... Oh, there is not a single citizen who came to buy the terraced house, and there are still a few staff members, needless to say that they are all gray-haired old men. 4o years ago, the Nanzhili Provincial Townhouse Company was definitely a work unit that everyone wanted to break their heads and squeeze into, with high wages, good benefits, and plenty of oil. It's also decent to say it.

But now...... It was already a state-run company like a nursing home, lifeless and without any vitality. I don't know how many years I haven't recruited a young person. Ye Yiren glanced at several sleepy old people sitting behind the iron fence, the youngest looked to be over 7o years old. Such a scene is already commonplace in the eyes of Ye Yiren, unlike another time and space that is still arguing over the extension of the retirement age, the legal retirement age in this time and space was extended to 65 years old 3o years ago - both men and women are the same, although most of the women in this time and space do not work and do not need to pay pensions, but after reaching the legal retirement age. They can still receive a pension, as long as they have a pension-paying husband. Oh. If she is a young wife, she needs her husband to pay an additional special pension.

In addition, the people of this time and space are more reasonable than another time and space, and the decision to extend the statutory retirement age has not attracted long-term scolding on the Internet. The people just used their votes very rationally to oust the ruling Conservative Party, which had proposed this plan at the time, and ushered in the 2o years of the Socialist Party era......

However, 65 is only the legal retirement age. As the working population continues to decline, the governments of the Greater China countries are now encouraging retirees to continue to work while receiving pensions, so the pulsatilla that is still working and mixed salary has become a special scenery in the cities of the Greater China countries.

Ye Yiren walked along the stainless steel fence to one of the counters.

"Madam, you are ......" The old man sitting at the counter had already noticed Ye Yiren.

"Is this the townhouse application office?" Ye Yiren asked with some confusion.

"yes, yes!" The old man replied with a smile.

"Then why aren't there any customers?" Looking around, there was only one customer in the empty hall, and that was herself.

"There are no customers...... Well, it's not for nothing, 9 townhouses have been sold today. The old man replied earnestly. If you add Ye Yiren, it will be 1o sets. It is estimated that there will be a few more orders in the afternoon, and it is entirely possible to sell 15 to 2o sets throughout the day! How can such a good business be said to have no customers?

"Oh, I've sold 9 sets." Ye Yiren said. It's not bad compared to those sales offices everywhere in another time and space, but it's just the pomp and circumstance here......

"Ma'am, would you rather buy a house or sell it?"

"Selling a house? Can it still be sold? Ye Yiren asked rhetorically, while taking out the application documents, passport, social security card and labor card that he had prepared long ago and handed them to the other party.

"Of course, where else can we get a house for sale? It has been 1o years since a new terraced house has been built. The old man pulled out his reading glasses and looked at the application papers. While patiently explaining to Ye Yiren, "And the housing prices are so low now." The townhouse company buys back some old townhouses in the early years, which is also a way to support the market. ”

The old man didn't carefully read the information submitted by Ye Yiren, so he picked up the stamp and knocked "permission". Then he pointed to a row of tables with old-fashioned computers on the other side of the hall, and said to Ye Yi: "Madam, you can choose your favorite property through the computer there, each property has different area, decoration, and location, and the price is also different." In total, there are more than 2o sets in the Shanghai metropolitan area, the most expensive ones are more than 3o yuan, and the cheapest ones are less than 60,000 yuan. You can choose what you want, and we will arrange someone to send you to see the house if you choose, and you can get the existing house immediately after paying the money. ”

"Sir, what about the mortgage? I don't have that much cash now...... "Ye Yiren has been working like crazy for 4 months in this era now, saving 35ooo Huayuan, and he can't even afford the cheapest house.

"Mortgage?" The old man was stunned for a moment, turned his head and asked a colleague who was reading a book next to him, "Old Yu, what should I do about the mortgage now?" ”

"What kind of mortgage? Lao Zhang, are you dreaming? Banks stopped taking out mortgages 1o years ago...... Do you think it was when we were young and when the price of houses was high? ”

"And what if she doesn't have that much cash?"

"Overdraft to the bank!" The old man surnamed Yu said loudly to Ye Yidao, "This young lady, you have a job, right?" You should always know that your payroll card can be overdrawn, right? The bank will give you an overdraft limit based on your average after-tax income for the previous 3 months multiplied by 24. ”

Oh, it turns out that in this time and space of Greater China, you don't need a mortgage to buy a house, you just need a credit card...... (To be continued)