Gu Wenwen immediately felt at ease when he saw Meng Fei enter the box, and then introduced everyone sitting to Meng Fei: "Manager Meng will introduce you to: Mu Yao, Vice President of E Zhibao Bank, and Wu Wei, Manager of the Loan Department. ”

"This is Manager Meng of our company's comprehensive department, Xiao Jia doesn't need to introduce you just now, everyone has already met!" Gu Wenwen said with a relaxed smile, she was in a good mood!

After Meng Fei and Mu Yao shook hands with Wu Wei, they sat down.

Seeing that Meng Fei's face was still a little immature, Mu Yao asked: "Mr. Gu's company is all young people, very vibrant!" Turning his face and Meng Fei said, "Manager Meng has just joined the company, right?"

"Not long after graduating from college, I just joined the company!" Meng Fei said.

Gu Wenwen said: "Manager Meng has a strong work ability, although he has not been in the company for a long time, he has become the main backbone of the company!"

"Look, I can see at once that Mr. Gu is still very optimistic about Manager Meng!" Mu Yao said with a smile.

Gu Wenwen looked at Meng Fei and said, "Manager Meng, Vice President Mu is very concerned about our company's loan, and personally came to talk to us about the loan, and now the matter has basically reached a preliminary intention." ”

Gu Wenwen's meaning is very clear, that is, to see if Meng Fei has anything to add to the loan.

"First of all, I would like to express my gratitude to E-Treasure Bank for its trust in our company. Our Mr. Gu may also have said, I will say it here again, the strength of Excellence Co., Ltd. is fully able to withstand a certain amount of loan repayment ability, please rest assured that the leaders of the bank can rest assured!" Meng Fei said.

Mu Yao looked at Gu Wenwen and thought to himself: This department manager surnamed Meng is even better than you, the general manager of the company?

Meng Fei changed his words and continued: "Of course, my words are an understanding and reiteration of what our President Gu said!"

"This kid's language skills are too strong, his thinking is too flexible, it's not simple!" Mu Yao thought.

Mu Yao smiled and asked, "Manager Meng, can you say what you think is the basic condition for our bank's trust in your company?"

When the bank came to the door and wanted to lend money to the enterprise, it must have had an in-depth understanding of the enterprise, and asked me? Meng Fei thought this in his heart, but he couldn't say that!

Meng Fei got straight to the point: "Excellence Co., Ltd. has good credit and strong repayment ability is the basic condition!"

Meng Fei didn't say anything about what was going on in a twist and turn, his words didn't cover up in one step to the entrance of the stage, and this was exactly the case.

Meng Fei's remarks won Mu Yao's appreciation: "The difference between us and the five major state-owned banks in the conditions for loans to enterprises is that the conditions for loans to enterprises are mainly biased towards the efficiency and repayment ability of enterprises. To put it simply, if I lend you money, you can repay the principal and interest to me on time.

"President Mu may have also noticed that the recent development and sales of river-view houses are booming, and there is no problem with the flow of funds used in the investment and construction of the commercial street?" Meng Fei nodded simply, and the meaning was very clear: Our company has abundant liquidity, and there is no problem if we don't take out a loan from a bank.

The two sides were fighting a mental war, and the purpose of Meng Fei and Gu Wenwen was to make Mu Yao and Wu Wei make concessions on interest.

Gu Wenwen's words are more explicit: "I will be honest and honest, excellent cash is not tight, and it can fully pay for the initial capital investment of the commercial street!"

Mu Yao said with a smile: "Our bank still believes in excellent loan repayment ability, doesn't this take the initiative to provide door-to-door service?"

Talking about the priorities of things, Meng Fei grasped it very properly, and when it was time to eat, he asked Gu Wenwen, "Have you ordered?"

Gu Wenwen said: "Vice President Mu wants me to do something, or do you want to do it?"

"I'll have some!" Meng Fei went out to order.

Looking at the back of Meng Fei walking out, Mu Yao asked with a smile: "It can be seen that this little Meng is very liked by Mr. Gu!"

"He's still quite strong in terms of ability!" Gu Wenwen said thoughtfully.

Mu Yao smiled and said, "Mr. Gu looks at people, of course he puts ability first?"

"The appreciation of ability is the liking of people, Xiao Meng, this young man is good?" Wu Wei said.

"What assets do you need as collateral for a loan?" asked Gu Wenwen from a different point of view.

"If the loan is completed, Excellence can provide security with real estate!" Wu Wei said.

Gu Wenwen was still concerned about the loan interest rate, and asked, "What is the interest rate if you lend us money?"

Wu Wei said: "Mu Xing is here, it's up to him, right?"

"I think they are all acquaintances, acquaintances are easy to do, how about the normal interest rate go down a little?" Mu Yao asked.

"How much does it go down?" Gu Wenwen asked.

Mu Yao said, "Ten percent, how about it?"

Gu Wenwen smiled and said, "It's too little, right?"

"How much does Mr. Gu want?" Mu Yao asked.

Gu Wenwen said: "At least fifteen points?"

"Such a big drop?" Mu Yao looked at Wu Wei in the loan department and asked, and the two were silent for a while.

Meng Fei ordered the food and came back, and heard Mu Yao chatting: "Mr. Gu is really powerful, and he wants to drop so much, why don't I invite you to come to our E-Treasure Bank to do management?"

"Gu always won't come, he's gone, who will be the boss of the company?" Wu Wei said. The two of them sing and work well together, a pair of living treasures!

Mu Yao said: "How can we just rely on the dead salary of the bank? We also have microfinance companies, etc., so if we make up for it in this way, our income will increase a lot!"

Meng Fei asked: "If you take a loan from a microfinance company, the interest rate should be very high, right?"

"It depends on the specific situation, and the interest rate introduced by someone familiar with it will definitely be low!" Wu Wei said.

At the dinner table, all the things that were said about the customs of Binjiang and some recent hot news in Huaxia were all about the loan interest rate, and Mu Yao never mentioned it.

After the meal was eaten, Mu Yao proposed: "Tomorrow is the weekend, I invite you to go out and relax?" A friend of mine runs an entertainment villa and keeps calling me to go, and I don't have time, everyone happens to get together today, go and have a good time, right?"

Gu Wenwen said: "I have other things, Manager Meng will accompany you?"

"Mr. Gu, do you still want to go?" Mu Yao said with a smile.

Wu Wei said: "Gu is always the protagonist, if you don't go, we won't be able to go?"

A clever way to persuade people, force Gu Wenwen to go!

Mu Yao is a master of pounding paste, and he is very good at what kind of words he can say to catch the other party's heart: "In addition to giving you a loan in the bank, how about I solve a little low-interest loan for you from a small loan company?"

Now I won't tell you about whether you can go or not, but grasp the mind that you want to borrow at a low interest rate and see if you are willing to treat you?

Wu Wei explained: "Our Vice President Mu is the second largest shareholder of E-Zhibao Commercial Bank, and his attitude can basically influence whether the bank and the microfinance company can lend and interest rates!"

Gu Wenwen didn't want to go to a high-consumption place like the mountain villa, it was too expensive, and the price of a bottle of wine was staggering, not to mention that there were other consumptions? Now it seems that there is no escape! She looked at Meng Fei and said, What should you do about this?

Meng Fei thought: Mu Yao just wants to put on a score, show the difference in front of a beautiful woman, let you put on a score, and let you touch a nose at a certain time!

After all, Mu Yao and Gu Wenwen were acquaintances, and Meng Fei still had to take care of Gu Wenwen's face, so he smiled and said, "Look, Vice President Mu and the manager of the loan department are so gracious, we can't shirk it, what do you think, Mr. Gu?"

Meng Fei turned the corner in time to speak, please Gu Wenwen don't force his resignation!

"I'll accompany you!" Gu Wenwen said softly.

"If Mr. Gu has something, don't go, just go with Manager Meng!" Mu Yao took a step back and said.

"I'd better accompany you, please!" Gu Wenwen said, looked at Meng Fei and said.

"Single, I've already bought it!" Meng Fei said.

"Hey, you didn't buy it right this time, how do I plan to ask Mr. Gu to ask you to pay?" Mu Yao said politely.

Gu Wenwen said: "Forget it this time, Vice President Mu will come next time?"

"Okay, next time, definitely!" Mu Yao smiled and took the lead out of the box.

Gu Wenwen wants to be knocked again!