Li Shimin does have a lot of money in Cuiming Building, but Tang Zhou can't give it casually, there has to be an explanation, otherwise Tang Zhou gave the money to Li Shimin in front of everyone, wouldn't it ruin Li Shimin's reputation?

After Tang Zhou's words, Li Shimin felt that what Tang Zhou said was very reasonable, how should he get this money?

"Tang Aiqing, otherwise, can you just give it to me in the name of donation?"

"Holy Lord, you are the king of a country, and there are people who donate money to Jin?"

Li Shimin was stunned for a moment, and felt that what Tang Zhou said was reasonable. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

"What do you think we should do?"

Tang Zhou thought for a while and said, "Holy Lord, the minister does have a way, but I'm afraid that you won't agree." ”

When Li Shimin heard that there was a way, he immediately became excited, and said, "What kind of way, you can tell me and hear it." ”

"Shengshang, the court has no money, but the people of my Tang Dynasty have money."

As soon as he said this, Li Shimin condensed his eyebrows and said: "No, the people have money, it belongs to the people, and I can't increase the people's taxes just because Mount Tai is enshrined." ”

Tang Zhou smiled: "The saint misunderstood the minister, the minister did not say that he wanted to increase the people's taxes, what the minister wanted to say was that we can use certain means and methods to make the people willing to hand over the money to us, for example, I can set up a money village in the Tang Dynasty, and the people will deposit the money in the bank, and we can give the people money when it expires, and after the people's money is deposited in the bank, we can use the money to do business, and of course we can also use the money to support the holy Mount Tai Feng Zen." ”

Tang Zhou said that the money village is not the ancient Ming and Qing dynasties in the sense of the money bank, what he said is more similar to the banks of later generations, Li Shimin listened, first pondered for a moment, and then said: "The court borrowed money from the people, this kind of thing happened in the Han Dynasty, but it is very risky to do so, and it is difficult to say whether it can be implemented." ”

If Li Shimin insists, of course this can be done, but this will inevitably cause turmoil in the current situation, Li Shimin has just stabilized the Tang Dynasty, and he doesn't want to cause too many twists and turns for the time being.

Tang Zhou said: "Rest assured, the money bank can let the people save money, the minister will also issue a kind of silver ticket, the silver ticket can allow merchants to do business in other places without having to carry a large amount of cash, which can save trouble, and is safer, with these benefits, presumably those merchants will be very willing to deposit money, so our money is not the same as the loan of the Han Dynasty." ”

"As for the saint's worries that it will be easy to cause instability, this can be assured, we can combine the government and the private bank, first deposit a sum of money in the treasury for the reserve fund, these funds cannot be moved, if the problem is really found, you can use this money to compensate the people, with this as a guarantee, the people will not be in chaos."

After Tang Zhou explained this, Li Shimin felt that it seemed to make sense, but when he thought about it, he suddenly found something and asked: "Tang Aiqing, listen to what you mean, it seems that you want to open a money bank and then save money in the treasury, right?" ”

"Exactly."

"This money can't be moved, but is this money from your bank, or my money?"

"Naturally, it is the money of the minister's bank, and your money will be mixed with it and sent to you when the minister transports the money into the treasury."

Hearing this, Li Shimin was satisfied, but at this time, Tang Zhou said: "Holy Lord, things can naturally be done like this, but it requires a holy decree from you." ”

"Divine decree?"

"Yes, the reserve fund of the money bank is deposited in the state treasury, unless the money bank goes bankrupt, it cannot be touched under any circumstances, and it is also the money of the money bank at any time, and it cannot be embezzled by anyone.

After listening to Tang Zhou's words, Li Shimin quickly understood what Tang Zhou meant, since Tang Zhou wanted to open a money bank, this money could not be used by the imperial court, but he didn't know what kind of urine those people in the imperial court were? In case the imperial court really needs money, maybe it will use that money, but if that money is used, it will be difficult for Tang Zhou's money bank to continue.

So that money must not be touched.

Li Shimin nodded: "Okay, I can agree to your request." ”

Hearing Li Shimin's agreement, Tang Zhou suddenly smiled: "Shengshang, the minister's money can also lend, if the Shengshang feels that the money is not enough for Taishan to seal the Zen, he can borrow money from the minister, but the interest rate of borrowing money is higher than that of saving money." ”

As soon as he heard that he could borrow money, Li Shimin felt that Taishan's sealing of Zen was easy to do, as for the interest rate, he didn't care, and after the Tang Dynasty destroyed the surrounding countries, he would snatch all their money back, and he couldn't pay Tang Zhou's little profit?

"Okay, okay, just do it, tomorrow morning I will allow you to go to the court, and tell the ministers about it."

"Whoa."

Tang Zhou left the palace after saying this to Li Shimin, but he couldn't help but sigh when he left the palace.

The money bank is what he has always wanted to open, and he also wants to open the money village anywhere in Datang, so that no matter where the merchants of Datang go to do business, as long as they have a silver ticket in their hands, they can exchange silver taels.

It's just that he didn't feel anything when he told Li Shimin about it, but now that he came out, he suddenly felt a little afraid, is it safe for the reserve fund to be placed in the treasury?

Maybe Li Shimin was safe when he was there, but if Li Shimin was not there, his heirs, or those ministers in the court, would be willing to let go of the money?

Even if Li Shimin is here, if he is really short of money, he may be unreasonable.

He regretted a little that he deposited the money in the treasury, he should do this business alone, using his own strength and reputation to do it, instead of putting the trust of the people on the trust of the court, the court may change, but the businessman's profit and integrity will not change?

He felt that he had copied the concept of the bank in later generations too much, but now in the Tang Dynasty, power is greater than everything, and power is in the hands of people, not in the system.

The more Tang Zhou thought about it, the more he felt that this thing was not done well, he couldn't deposit the money in the treasury, otherwise it would be difficult to ask for it at that time, the business of the money bank was definitely very beneficial to the development of trade, and it could promote the prosperity of the Tang Dynasty, and if this thing was done well, he Tang Zhou might become the richest man in the Tang Dynasty.

But he felt that the time was still not enough, why did he tell Li Shimin this idea stupidly?

There is no way, he can only drag it for the time being, and wait for tomorrow morning when the court looks at the situation and adapts, maybe the ministers in the court and the central government will not agree to open the money bank, then he will not be able to open it, so there is no need to be so troublesome, as for Li Shimin's money, he can find a chance to give it to him again, anyway, it is not easy to give the money away?

In Tang Zhou's opinion, Kaiqian Zhuang is too novel, and the ministers of the court will definitely not agree, and his plan is very likely to succeed, but what Tang Zhou didn't expect was that he miscalculated.

This matter is not as complicated as he thought, and in the face of interests, many people can let go of the mustard.