Li Zhen reorganized the thoughts in his head. Unhurriedly, he said: "Forming a bank is a complicated process, you have the experience of a rich bank, and you are more professional, so I will not participate much." I would like to focus on the financing of the formation of a bank, as well as the division of interests of the bank. ”

Fan Kai listened quietly, his heart full of anticipation.

He found that the young admiral in front of him was really different.

Li Zhen continued: "Just with a few million taels of silver in my name, I can set up a bank, but it can't achieve my purpose. To put it simply, what was formed was just a money bank, and its role was not prominent. If you want to do it, you have to make it big, and I intend to invite the main businessmen of the Guangzhou business community to participate in it. The Fan family can participate, the Mu family can participate, and the rest of the businessmen can also participate, and those who are unwilling to participate are not reluctant. Anyone who contributes money to participate becomes a part of the bank. After making money, a certain amount of money is distributed according to the amount of money invested. ”

Fan Kai raised his eyebrows, and he was even more surprised in his heart.

He discussed with Mu Zhongyuan at the beginning, and was also ready to call on the merchants in Guangzhou to contribute money and financing. Fan Kai muttered secretly in his heart, could the person in front of him be able to see through the thoughts in his heart. However, this absurd and uninhibited idea was rejected as soon as it arose, and was replaced by the feeling of meeting a soulmate.

The Admiral in front of him is a like-minded person.

Fan Kai smiled and said: "The adult's thoughts coincide with Zaixia, and Zaixia also intends to do so." ”

Li Zhen said: "Mr. Fan, just a businessman participates, just a simple bank, but it still can't achieve the goal. For me, there are more political needs. After the bank earns money, I take 50% of the profits, 30% of the profits are divided among the merchants who invest, and the remaining 20% of the profits are given to the civil and military officials under my command. These officials do not need to give financial support like businessmen, they directly occupy a certain share, and they must be divided. ”

After Fan Kai heard this, there was a little more solemnity between his eyebrows.

He is also a person who wanders into the shopping mall, and he is extremely shrewd, and he immediately understands that Li Zhen wants to bind the civil and military officials under his command. Civil and military officials follow Li Zhen, in addition to having a bright future, they also have enough money, and the two interests are entangled, and Li Zhen's power will be solid.

Whoever wants to pry a corner is extremely difficult.

Fan Kai thought for a while and said, "The division of the adults is agreed, but they can only hold shares and cannot dictate to the bank." ”

Li Zhen laughed and said: "Mr. Fan just said that a layman can't command an insider, and I naturally want to guarantee this." Besides, the generals are all big guys, and no one wants to take care of the bank's affairs. Civilian officials are busy with political affairs, and they will not interfere, you can rest assured. The 20% of the benefits I divided only give them money, and will not let them meddle in the bank, and the specific operation is still up to you. ”

Fan Kai said loudly: "Your Excellency is wise! ”

Li Zhen waved his hand and said: "My request is very simple, just divide two percent of the interests to the officials, and as for the rest of the bank's affairs, I believe you can handle it." I believe that you can form a commercial bank controlled by the Guangzhou government. ”

Fan Kai said loudly: "Don't worry, my lord, I will start preparing here." ”

With that, Fan Kai said goodbye and left.

He showed back to Fan's mansion, handed over to the old lady, and then changed his clothes and went to Mu Zhongyuan's mansion. In the hall of Mufu, Fan Kai took a sip of tea and said, "Brother, I have become an official and do things for Li Zhen." ”

"Congratulations on the great success of the virtuous brother!"

Mu Zhongyuan said: "My brother and new official took office with three fires, and if I don't work hard, how did I get to my house?" ”

Fan Kai said brightly: "I discussed the establishment of a bank with my brother before, and I went to see the adults today, guess what?" Mr. Lee was the first to say the idea of forming a bank. The first thing I did now was to set up a bank, and according to the method we had discussed, I was going to call on the businessmen of Guangzhou to participate in it, and my brother must give his full support. ”

Mu Zhongyuan said: "Brother Xian, you explain it carefully. ”

Fan Kai immediately explained: "According to Master Li's plan, the established bank will take out 30% of the profit dividends. As long as we operate properly, the bank's business spreads all over Guangdong Province, and even expands outward, and the profit of 30% is also very considerable. ”

Mu Zhongyuan said: "The profit is thirty-seven, we are thirty percent, Li Zhen is seventy percent, is the money we make too little." ”

Fan Kai said: "Brother, let me tell you about Lord Li's seventy percent profit division. Lord Li himself owns fifty percent, and the remaining twenty percent is given to confidant officials. Therefore, it is already very objective to be able to draw three points of profit. ”

When Mu Zhongyuan heard this, he sighed with emotion: "This Li Zhen, he does things without leakage, he is really spicy!" ”

The two carefully summed up and discussed the establishment of a bank.

……

Admiral's Palace, in the study.

After Fan Kai left, Li Zhen returned to the study and invited Liu Taiping and Wang Xiaoyang, two strategists, and sent people to invite Dai Yuanhua, who was developing weapons, Bo Jia and Huan Xiaowolf from the hospital, and Huang Shihai, Qi Zhenhai, Yang Banhou, Smith, Lu Shaochuan, Zhou Xiuying, and Huang Qiang from the army to the study.

These people are the main team under Li Zhen, and they rely on it as the core.

Li Zhen said lightly: "Gather everyone today, there is something to announce. Whether it is the strategists under my command, or the generals in the army, or the hospital, or the arsenal, the salary is not too high. Even if I give you a good salary, it will be difficult for you to have a rich family. ”

"For this reason, I discussed with Mr. Liu and prepared to follow the example of foreigners to form a bank."

"The bank made money, and I set aside 20% of the profit to take care of everyone."

"My current plan is to at least let each of you have more than 20,000 taels of silver a year, but it will not exceed 30,000 taels a year, and the excess part will be saved as a special fund." Li Zhen said with sincere eyes: "You follow me to do things, I will not treat you badly." Our situation is gradually improving, and I hope that everyone's situation will gradually change. ”

Li Zhen's words won the praise of everyone.

Liu Taiping, Dai Yuanhua and others were not too excited, the most excited were the generals in the army. For the generals, they are desperate on the knife edge, and now Li Zhen is giving generous treatment, which is absolutely rare, even if something happens, the family can have no worries about food and clothing.

Lu Shaochuan said excitedly: "The handsome treat me like a mountain, how can we repay it." ”

Li Zhen smiled: "Just fight to kill the enemy." ”

Lu Shaochuan said loudly: "I, Lu Shaochuan, have followed Dashuai all my life, where Dashuai pointed, I hit." ”

The rest of the generals, too.

They can not only be promoted to the rank of knight with Li Zhen, but also get money from Li Zhen, and they will gradually change, forming a group headed by Li Zhen. With the shackles of interests and the support of ideals, these people will loyally follow Li Zhen.

A group of interests is a synthesis of ideals and reality.

ps: the third shift;