In the end, Chao Yongda's idea of sleeping together came true, but the three of them spent a quiet night, because Hu Sanniang was afraid of waking up the child, and was unwilling to change to another room to open up the battlefield, and finally Chao Yong could only hold the two women and fall asleep quietly.

said that on the three poles, Chao Yong got up.

Hu Sanniang, who was teasing the child, saw Chao Yong get up and immediately asked someone to get breakfast.

After breakfast, Xiaoqing couldn't wait to say, "Prince, I'll accompany you to clean up those eunuchs and palace maids." ”

Chao Yong smiled: "What are you anxious about this little girl?" ”

Xiaoqing wrinkled her nose and said, "The scenery of the Taigong Palace is very good, but now there are people everywhere, so it's not fun at all." ”

Xiaoqing's words suddenly reminded Chao Yong of the scenic spots in the later generations, where there were crowds of people everywhere, and no matter how beautiful the scenery was, it was destroyed by the crowded crowd.

Chao Yong smiled: "You just do what I tell me, I still have a lot of things to do." ”

When Xiaoqing heard this, she immediately jumped up and said, "Then I'll go." ”

Chao Yong teased the child, and then came to the palace to greet the emperor.

At this time, the early dynasty had already dispersed, and Chao Gai saw Chao Yong and smiled: "You have been running around for a long time, and you will not use the palace for these days, and by the way, you will straighten out the people in your womb." ”

Chao Yong said helplessly: "Dad, you stuffed so many people into me, I don't have any money, I want to dismiss them, it's difficult, you can't just drive them out." ”

Chao Gai shook his head and said, "Feelings are here to ask for silver, how much do you want?" Just when you conquer Tokyo this time and convince the old breed to be slightly fair, the treasury is rich now, but the inner treasury does not have much silver. ”

Chao Yong thought for a while and said, "Since it's a silver reward for Tokyo, it must be a little more." Let everyone in the world know that I treat heroes well, so as to attract them to submission. Let's give a million first. ”

Chao Gai opened his mouth like this, and he was also stunned, glaring at Chao Yong and said, "What do you want so much money for?" ”

Chao Yong said with a smile: "First send away the extra people in my palace, and then do something to make a living, otherwise the 10,000 yuan my father gives every year is enough." ”

Chao Gai shook his head and said, "There are too many, how can there be an example of rewarding a million guan." ”

Chao Yong smiled: "There is no such an easy example of the capital, Dad also knows that the money is from the treasury, Dad will give me the money, and I will get a ticket number when I go back, and the money earned is our royal money, and the provincial one will be poured from the treasury to the inner treasury." ”

Chao Gaiqi said: "What is a ticket number? ”

Chao Yong smiled: "To put it simply, let the people come to me to deposit money, I will give them some interest, and then I will lend the money they save to those who need it, of course, they also need to pay interest, this interest must be higher than the interest I give to the people, and the difference in the middle is the profit of the ticket number." ”

Chao Gai was still a little interested when he heard Chao Yong say that he could solve the royal expenses, but when he heard Chao Yong say that the ticket number was profitable, he immediately shook his head and said, "Aren't you more ruthless than the landlord's usury?" The landlord borrows money from the outside world, but you borrow from the people's money. No, you're going to ruin my royal reputation. ”

Chao Yong said with a smile: "The interest I lend out is definitely not as high as that of the landlords, and with the ticket number, those landlords can suck less blood of the people." Dad, you think. My ticket number only needs one cent a year, but the landlord wants four or five cents, and the people and merchants who are short of money will borrow it from me, so that the people will not be ruined by those vampires if there is a disaster. ”

Chao Gai thought for a while, and then said: "But if the people all come to save money and there are few people who borrow, won't you lose money?" ”

Chao Yong said with a smile: "As long as the fixed interest rate is not high, those businessmen who want to expand their business and have no money will rush to borrow, and if the interest on the loan is five times higher than the deposit interest, if I deposit one million yuan, I will not lose money if I lend out 200,000 yuan." ”

Chao Gai nodded: "In this way, this is a good way to make money." But if you lend all the money, if the people come to take it, what do you give to the people? ”

Chao Yong smiled: "This problem is easy to solve, just leave some money for backup." ”

Chao Gai frowned and said, "What if you want to withdraw more money than you keep?" ”

Chao Yong didn't expect Chao Gai to react so quickly, the ticket number is indeed the most afraid of being run, sometimes it is the ticket number's own problem, and sometimes it is the opponent's deliberate. The ticket number depends on credibility, if it can't be cashed, who will dare to save money in the future. The best way to deal with a run is to scale up and save the right amount of cash.

If the scale of the ticket number is only one million, it is easy to be maliciously squeezed by some opponents, and the opponent only needs to save 100,000 yuan, and when the ticket number is less cash, it may make the ticket number unable to cash out and defeat the ticket number.

But if the scale is 10,000,000, no one can maliciously run on it, and even if you save 1,000,000,000, it's only a small percentage. Unless a lot of people are launched to run together, but with the support of the royal reputation, unless the country is unstable, most people will not go to the run.

Chao Yong smiled: "As long as my royal reputation does not fail, there will definitely be more people who save than take." In addition, I want to issue a silver ticket to replace the previous Jiaozi, as long as there is no problem with the circulation of the silver ticket, I can also exchange all the money I have saved for a silver ticket. ”

Chao Gai frowned and said: "I'm a little confused about what you said, but the previous Jiaozi was issued by the imperial court, you want to be a money messenger when you print a piece of paper yourself, who will the people want?" ”

Chao Yong said with a smile: "Of course you can't print it casually, I have 100,000 yuan, so I will print 100,000 yuan of silver tickets to ensure that the silver tickets can be exchanged for cash." Others will naturally use it, and Jiaozi was also printed by a merchant at the beginning. As long as it can be guaranteed to be cashed, everyone will use it, and it is convenient to do business with Jiaozi. A businessman who goes to other places to do business has to pull a cart for 10,000 yuan, and a few silver tickets are enough. ”

"Why do the merchants from other places accept your silver tickets, they still have to come to the capital to cash them."

Chao Yong said with a smile: "In the future, I will set up semicolons in all the larger state capitals to ensure that the silver tickets can be cashed in all states, so that everyone will naturally use the silver tickets." ”

Chao Gai thought for a while and said, "Now that the war is in chaos, I'm afraid you can't do this business, right?" ”

Chao Yong nodded and said: "I can't open a semicolon now, and the matter of the silver ticket can only be done after the unification of the country, but I can do a deposit and loan first, let the people of Tokyo deposit the money, and then I will lend it out." ”

"What if you take out a loan and someone else can't pay it back?"

Chao Yong smiled: "Of course, not everyone can take out a loan, the person who wants to take out a loan must have a mortgage, they can take the house deed, land deed or something to mortgage, if it is not repaid when it is due, I can sell their collateral." ”

Chao Gai frowned and said, "Why do I hear it a little vicious, it's selling land and selling houses." ”

Chao Yong explained: "It's all up to you and me to borrow money, and I won't force them to borrow money. Besides, if I don't borrow money, they will also go to those pawnshops or something, and the interest on my ticket number will always be less. ”

Chao Gai shook his head and said, "I don't understand your ticket number either, but it sounds like nothing wrong with it." You can do it yourself, make a mess, and be careful of family law. ”

Chao Yong smiled: "Then Dad will allocate one million yuan to me first, so that I can find someone Zhang Luo." ”

(To be continued)