PS: It's not easy to be a newcomer, I hope you support it. Favorites, recommendations, clicks, and so on, everyone understands. Here, the little brother thanked me first! Thank you for the tip of the beautiful lifecat! Thank you!!!

Speaking of the currency system of Huaxia, Liu Hong was quite speechless. The coins of all dynasties, except for the lowest one, which is equivalent to the steel hammer coin, is the highest paper money. Middle-grade coins almost never appear in the history of China.

And because the managers of the imperial court did not understand the finance, they issued paper money indiscriminately, which led to the low credibility of paper money, and thus withdrew from history. And the official coins of the entire China are almost based on the coinage of one penny and one penny.

This is not good, it affects the development of business too much, and it must be changed.

Liu Hong also wanted to print banknotes directly in one step, but Liu Hong also knew that if you wanted to hurry, you wouldn't be able to reach it. Historically, the Song and Ming dynasties have printed paper money, but what is the result? None of the banknotes survived.

The reason for this result is the indiscriminate issuance, which leads to the loss of credit for banknotes. Paper money itself is credit currency, and if there is no credit, it is a piece of waste paper, and it has become inevitable to withdraw from history.

Liu Hong has never studied finance, and he cannot solve this problem with the theory of finance. But this can't help Liu Hong, although there is no smart way, but a stupid way, he knows one, and he should still be able to solve this problem.

Liu Hong planned to improve the currency system first and issue three currencies: gold, silver and copper. When people get used to it, paper money is printed in units of gold coins. In this way, the empire has as much gold as it can print, and whether it is indiscriminate or not, there is also a count. As long as a standard is established, the issuance of paper money, no matter what, can not exceed this standard, can ensure the credibility of paper money, and will not let paper money become waste paper.

It was not easy to change the currency system, and many kings of the Han Dynasty reformed the currency system, but they were unsuccessful.

The most famous of them is Emperor Wu of the Han Dynasty. He reformed the currency system and introduced new "platinum" and "leather coins". There are three types of white gold: the round dragon is worth 3,000 yuan, the square ring is worth 500 yuan, and the oval turtle is worth 300 yuan.

The so-called white gold is actually an alloy of silver and tin. There is less silver and more tin, and the price is so high, it will naturally depreciate. Coupled with the high price of silver and the low price of tin, thousands of people minted it privately, and as a result, platinum was abolished after only a year or two.

In any case, white gold is the earliest silver coin in China, and it is also the first time that a pattern has appeared on the face of the coin. Previously, coins were only minted with words, not pictures, which was completely different from the coins of the Greek system. It may be that during the time of Emperor Wu of the Han Dynasty, China had trade contacts with ancient Rome, India and other countries, and the platinum casting pattern should be influenced by the foreign currency system, so it is very commemorative.

The leather coin is made of the skin of a white deer raised in the royal upper forest garden, one foot long and one foot wide, with colorful drawings on it. A small piece of deerskin with a picture turned out to be worth 400,000 yuan, which was not feasible at that time. However, it is precisely because of the huge difference between the material and the value of the coin that it can be said that it is the earliest attempt at Chinese banknotes.

The disadvantages of platinum and leather coins were quickly discovered by Emperor Wu of the Han Dynasty. As a result, a few months after the issuance of platinum and leather coins, the "five-baht coin" began to be minted again.

In the history of Chinese currency, Wang Mang's currency system is the most varied and bizarre. However, it has contributed to a great improvement in the level of coinage technology.

The gold technology of the gold knife is perfect, and the word "one knife" emits the brilliance of mercury, and later generations have collected it as a precious handicraft. Zhang Heng of the Eastern Han Dynasty wrote in "Four Sorrowful Poems": "The beauty gave me a golden knife, how can I repay Ying Qiongyao."

Wang Mang's main purpose in minting new money was to use it to buy gold. During the Western Han Dynasty, gold was used as an international currency in foreign trade, and there was a certain amount of outflow, plus other reasons, which made gold particularly rare.

Wang Mang forbade the princes to take gold, and the gold in the hands of the people had to be sold to the government, and some were simply confiscated. The square-hole round coin Daquan issued by him is worth 50 baht each, each small spring is worth 5 baht and 500, and the key-shaped knife is worth 500 each. In the eighth year of AD, Wang Mang replaced Liu as the emperor, and abolished the sword money and the five-baht coin, and used it exclusively for large and small springs.

Liu Xiu, Emperor Guangwu, established the Eastern Han Dynasty. At the beginning, he continued to use Wang Mang's goods spring, and also cast a new goods spring. But later, in the sixteenth year of his reign, he reminted five baht coins. These examples all show that the reform of the currency system is definitely not easy to succeed.

But no matter how difficult it is, Liu Hong has to reform the currency system. After all, the value of the five-baht coin is too small, and it is too inconvenient to use, which has seriously restricted the development of commerce. Especially now, Liu Hong has separated the royal property from the treasury, and he can make money from business openly, and the things that affect business are blocking his financial path, and he absolutely cannot tolerate it.

To change the currency system, you need a reason, and you have to be able to convince the old stubborn reasons. After all, in China, it is quite difficult to change traditions for no reason. Especially in the eyes of those old stubborn, it is definitely tantamount to a great rebellion.

"Everyone, Aiqing, I don't know if you feel inconvenient when you go shopping?"

Hearing Liu Hong's question, these ministers were a little confused, "What does this little emperor mean?" I was talking about dividing property just now, why did I suddenly run to buy things again? ”

Liu Hong knew that the ministers didn't understand, so he said again: "Didn't you feel inconvenient when you bought things? Yesterday I asked about the price, a little eye-catching things, at least worth a big bag of copper coins, a little expensive key things, if you want to buy it, you have to use a big car to pull money. I thought that I had made a lot of money yesterday, after all, I pulled hundreds of carts. But after converting the prices, I realized that although the money was hundreds of cars, in fact, I couldn't buy much things. Therefore, I am very strange, this shopping thing, I have to use a big car to pull money at every turn, don't you feel inconvenienced by all Aiqing? ”

Liu Hong asked these ministers with this question, which is purely a blind question. These ministers, which family is not a group of servants, and can still let these big men do it when they buy things? Ministers who have never bought anything before know whether it is convenient to buy things in the current currency system.

Looking at the dazed ministers, Liu Hong also knew that he had asked the wrong person. If these ministers had been buying things by themselves all day, no matter how difficult the currency system was, it would have been changed a long time ago, and he still needed to propose it.

Originally, Liu Hong also wanted them to come up with ideas to see how to improve the coins to make them more conducive to circulation. But now, Liu Hong directly gave up this plan.

Let the food safety of the special supply, let the police car open the road to manage the traffic congestion, let the law enforcement department supervise the legal system and safety, and then let the children stay in the foreign management education, these are the professional skills of future leaders, Liu Hong does not have such a ability, even if he wants to learn, he can't learn. And he now feels that the failure of Emperor Wu of the Han Dynasty to reform the currency system should also be due to the lack of professional skills of later leaders. Otherwise, the currency reform would have been completed long ago, and he wouldn't have bothered here.

Summing up the lessons of Emperor Wu's reforms, coupled with some successful experiences in later generations, Liu Hong came to a conclusion. First of all, the value of the currency should not be too different from the actual value, whether it is too high or too low, and if the value of the currency is too high, someone will mint private currency, which will eventually disrupt the entire currency market. If the currency value is too low, the imperial court will lose something, so the currency system should set a reasonable price.

Of course, it is absolutely impossible to make the value of the currency completely reasonable, so preventing the minting of private coins is an important issue. As long as these two problems are solved, the numismatic reform will be almost successful.

Considering the price of goods at that time, Liu Hong directly determined the currency system, and the ordinary five-baht coins were still in circulation, and another copper coin was minted, with a top of ten five-baht coins. Remanufactured silver coins, divided into two sizes, large silver coins with a top of 1,005 baht coins, small silver coins with a top of 55 baht coins. Finally, gold coins were minted, and each of them was topped with ten large silver coins.

In order to prohibit the creation of private money, Liu Hong took out the system of the Ming Dynasty. Since it doesn't work, let's use the reward, as long as you report the person who made private money, after verification, half of his family property will be given to you.

The reform of the coins was not a big deal in the eyes of these ministers. After all, the new monarch is in the dynasty, and it was supposed to issue new coins, and Liu Hong changed it, it is not impossible, after all, there is a precedent to be found. Moreover, this reform is indeed convenient, and the ministers did not oppose it and agreed with Liu Hong's proposal.

For mobile phone users, please read it on m.qidian.com.