As for the person who took over as the commander of the Military Aircraft Department, Liu Hong had two suitable candidates in his heart, that is, Huangfu Song and Zhu Jun. These two are all famous generals in the late Han Dynasty, and their evaluations in history are quite high, and their current positions in the army are not low, and their abilities are enough. Among them, Huangfu Song is still the nephew of Huangfu Gui, and his succession can make people think that he is nostalgic for the past, which is more conducive to buying people's hearts. As for Zhu Jun, he has been lecturing in the martial arts hall for so many years, and almost all the generals can be called his protégés, especially Liu Hong also knows that he has a good relationship with those peerless generals in history, and he is definitely qualified for the position of commander.

After determining these two candidates, Liu Hong began to ponder again, he has been on the throne for such a long time, and there are a large number of courtiers, who are about to reach the age of retirement. Although there is a large group of people, they can be received by the Cabinet, given to him a think tank. But many more people have to go home empty-handed.

"That's what they did, okay?" Thinking of this, Liu Hong realized that he had not formulated a policy for officials.

Of course, the policy of this official is not completely undefined, and there are still some old calendars to follow. For example, these officials can also get pensions according to the previous regulations. It also stipulates that, under normal circumstances, it is one-third of the original salary, and at the time of the ceremony, the court still has a certain reward.

However, after Liu Hong's reform, the rules on the retirement of officials are not so clear. It's easy to say that Zhishi's Yulu is good, but the reward or something, whether it is from him or the court. After all, his property has long been separated from the treasury.

As for the reward or something, this is just a small issue, Liu Hong knows very well that this pension matter is a big proposition. It should not be taken lightly. For example, in later generations, he didn't straighten it out, so he should be even more cautious. Especially now, the situation of officials is very complicated, and to a large extent, it is linked to the efficiency of officials' governance, and a simple one-third is definitely not a good solution. So, he must have straightened this matter out, otherwise. This will be a big hidden danger, and the legacy will be endless.

"Alas, all day long reform comes and goes, such an important thing, I actually forgot!"

Come to think of it. Liu Hong was annoyed for a while, because he knew. There was not much time left for him to settle. He knows it well. Chinese people are swarming at everything, and this is definitely the same. Especially in this era, people want to save face, they see that even characters like Huangfu Gui and Zhang Huan have paid tribute, and other people who have reached the point, they must have no face to continue to rely on their original posts. Therefore, this is a scene of gathering to the masters. It won't be long before it appears. This caught him, who was not prepared at all, completely unprepared.

Of course, strictly speaking, he can't be blamed for this incident. After all, after he ascended the throne. The Han Dynasty is a rare prosperous age, and those ministers, like Hu Guang, would rather die on the job than go home. Therefore, this time Huangfu Gui and Zhang Huan Zhishi are the first cases after Liu Hong ascended the throne. It is precisely because of this that Liu Hong ignored this aspect of things before. But he can't run away from it, even if he ignored it before, he still has to solve it now.

"The issue of officials' pensions must not all depend on the state treasury."

Officials' pensions, that's quite a burden. Not to mention anything else, Liu Hong remembered that in later generations, during that period of planned economy, the state managed those enterprises, and everything was taken care of, and in the end, many enterprises were dragged to death by retirees. Now, if he dares to play this game, the final outcome may not be much better than those companies. Therefore, he must think of a safe way to solve this problem completely.

"Do you want to learn the basic pension methods of later generations?"

Thinking of this, Liu Hong shook his head again. Although Liu Hong is not very clear about this set of pension methods, he also knows that this set of methods is not formulated for officials at all, and there are great drawbacks. No, not only big, it should be quite deadly. Otherwise, those officials would not have been clamoring all day long to extend the retirement age.

Although Liu Hong doesn't know the real situation, but with the gossip that spreads everywhere, it is said that there is a gap in those pensions, and if the retirement age is not extended, the pension will not be able to make ends meet. After a few years of implementation, there was such a big hidden danger, so many bricks, and so many things that couldn't be sorted out with so much effort, Liu Hong didn't think he had the ability to straighten things out. Therefore, this pension method, not to mention solving the pension of officials, is to solve the pension of the people, Liu Hong must carefully consider whether it is suitable or not.

Of course, Liu Hong does not deny that there are many merits in that set of pension methods, at least, he can learn from them. For example, forcing employers to give employees old-age security, in Liu Hong's view, this is quite desirable.

Of course, there is reasonableness, and there is unreasonableness. Liu Hong remembered that in later generations, the pension method was paid by the employer at 21 percent, and the individual paid 8 percent, at least for 15 years, and when the retirement age was reached, he could enjoy the basic pension. However, if you can't pay for 15 years, or if you don't pay by yourself, you don't want to enjoy the pension, and even the part paid by the unit, you have nowhere to find it, and you have contributed to "others" in vain. Liu Hong feels that this is quite unreasonable.

Liu Hong feels that since this money is guaranteed for the elderly, there should not be so many conditions. At the very least, each account must be independent, and individual contributions and unit contributions cannot be mixed. In this way, it should be possible to ensure that the money paid by the unit, no matter what the circumstances, will be distributed to the individual.

In Liu Hong's view, since people work for that unit, it should be natural for the unit to bear the burden of providing for the elderly. For example, those officials have worked for the imperial court all their lives, and when they are old, the imperial court should pay people pensions. But if you give too much, it will bring down the court, and in that case, it is better to have no pension. After all, few of those officials really care about this pension.

"But now that the benefits are there, it will be difficult to get rid of them. Even the public servants who are dedicated to the people are reluctant to cancel the dual-track system, let alone the feudal court. Besides, like the way I took the trouble to establish this grand event, but I want to waive the pension of officials, how embarrassing it is to spread it, isn't this discrediting the prosperous world?! ”

After thinking about it for a long time, this official's pension cannot be canceled. Not only can the pension policy of officials not be abolished, but the people's pension policy should be formulated by taking this opportunity.

You must know that the vast majority of officials can live well without pensions, but those people, if they don't have pensions, they will be miserable in their old age. Although Liu Hong has already raised those who rely on lonely and widowed old people, but those who have children and daughters, if they do not have a pension, even if the Han Dynasty governs the country with filial piety, they may not necessarily be able to live well. Therefore, Liu Hong felt that since he wanted to solve the problem of pension, he would simply solve these completely.

Liu Hong pondered repeatedly for a long time, and he felt that this pension issue could be completely learned from that system. That is, the employer, according to 20% of the employee's salary, is compulsorily stored in the pension account, and when the retirement age is reached, a lump sum is allocated to the employee, so that they can use it for retirement. As for individual contributions, this is not mandatory, and it is entirely up to the individual to voluntarily.

Of course, Liu Hong also knows that the amount of this pension is not very large. If you really want to use it for the elderly, you may not be able to use it for a few years, which is completely a basic guarantee. Besides, like farmers or something, they don't have a unit at all, but they pay this part of the money. Therefore, Liu Hong feels that there should be some additions to this pension. Just like the commercial insurance of later generations, individuals can completely re-apply for commercial insurance to make their lives better.

"If you do that, you'll have to set up an insurance company."

Insurance companies, this is a hugely lucrative industry, to set it up, that's not a problem at all. But thinking of this, Liu Hong regretted it for a while. If he had already taken this into account, he would have set up an insurance company before the Western Expedition, and then the introduction of the Western Expedition to insure those soldiers would not only make him a lot of money. And it can quickly open up the popularity, so that the people all know about this insurance company.

But it's already like this, and it's too late for him to regret it. Therefore, he can only find a way to slowly promote the insurance company.

The matter of the insurance company, Liu Hong put it aside for the time being, and he is still thinking about this pension issue. In Liu Hong's view, the unit and the insurance company alone are not enough to solve all the pension problems. You know, most people who don't have a unit, they don't buy those commercial insurance, so it's almost as if he didn't have this policy at all, so he has to find a way to ensure that the whole people benefit.

"If you want to benefit the whole people, you can only send money from the imperial court."

In Liu Hong's view, it is not impossible for the imperial court to issue basic guarantees to all the elderly. After all, when a country develops, it has an obligation to let those who contribute enjoy the dividends.

But once this thing is settled, it will be difficult to get it. In today's prosperous world, it may not be difficult to maintain it. But in the future, the population will be and the empire will weaken, and in such a case, it will be easy to drag down the empire. So, he had to find a way to solve this problem.

"If it really doesn't work, I will set up a fund to solve the problem of national pension. In this way, the money made from the fund is distributed to the elderly on a monthly basis. In this way, although there is no guarantee that all these elderly people will live without worry, it should be possible to maintain their minimum living security. (To be continued......)