Zhou Chong put forward the idea of opening a central bank of the Ming Dynasty, and soon got everyone's consent, not that everyone thinks that the bank will really regulate the national economy as Zhou Zhong said, but they think that the establishment of a central bank and then the integration of the country's money bank, so that the idea of uniformly distributing money to officials can be realized, and the cost of investment is not high, and it is also beneficial and harmless to the Ming court.

In addition, although the original purpose of establishing a bank is to rectify the rule of officials, but this action is very hidden, except for a few of their insiders, other people could not have imagined that the establishment of a bank will be the beginning of the rectification of the rule of officials, and when the central bank integrates the country's money banks, it will form a network of banks all over the country, and then part of the finance of the Ming Dynasty will be handed over to the bank action, and at that time, it will not be so easy for officials to be greedy for money from the bank.

A few days later, the establishment of the Ming Central Bank was mentioned to the court, and it was Zhou Chong himself, which made the cabinet also attach great importance to it, among which Wang Qiong and Jiao Fang naturally agreed very much, as for Yang Tinghe and Liang Chu, Liu Zhong The three, after their research, also felt that they should standardize the money of the Ming Dynasty, which was also considered to be beneficial to the country and the people, so in the end they all agreed, and also mobilized a group of people from the Ministry of Household and other departments to be responsible for the establishment of the central bank.

Because this matter was raised by Zhou Chong, and in this era, no one knows the responsibilities of the central bank better than him, so the establishment of the central bank was presided over by Zhou Chong himself, and as for the affairs of the military academy, Zhou Chong was again handed over to the old Guogong Xu Li to be responsible. Of course. Zhou Zhong can't manage the bank all the time. Wait until the central bank is on the right track. He would then select a suitable person from among his subordinate officials to serve as the president of the bank.

The location of the central bank's office has also been decided, located near the Bell and Drum Tower directly north of the Forbidden City, which was originally the prosperous area of Beijing, and the construction of the central bank there also shows the importance that the imperial court attaches to it.

For the establishment of a central bank is of the greatest concern. Naturally, the proprietors of the major money banks, Beijing City is the political and economic center of the Ming Dynasty, so all the money banks all over the country have built branches in the capital, when these branches learned the news of the central bank, they immediately reported to the proprietors behind them, and as a result, in just a few days, the proprietors of the famous money banks in the country rushed to the capital from all over the country, trying every means to inquire about the news of the central bank.

Zhou is important to this effect, and even the news of the central bank is deliberately spread by him, in order to let the proprietors of money banks from all over the country gather in the capital. He has also been paying attention to this matter secretly, and waited until the proprietors of the fourteen big money houses in the country arrived in the capital. Zhou Zhong immediately asked people to gather all the proprietors of these money houses, and he wanted to hold a meeting with these people in person.

The headquarters of the central bank is still under construction, so Zhou Chong temporarily found a house near the bell and drum tower as the office of the central bank, and today he summoned the proprietors of the fourteen money banks here for a meeting, and the result was that the fourteen people all came as quickly as possible, after all, whether it was Zhou Chong's identity or the matter of the central bank, they did not dare to have any neglect.

In the living room, Zhou Zhong sat in the first place, and the proprietors of the fourteen money villages sat on both sides, the fourteen proprietors were old and young, but everyone's eyes flashed with shrewdness, after all, in the money village industry, if they were not shrewd enough, I am afraid that they would have been eaten alive by life.

Seeing that everyone had arrived, Zhou Zhong did not rush to speak, but began to look at these financial industry overlords of the Ming Dynasty, and now these people are all anxious, and it seems that they all want to know what the central bank does as soon as possible, and what impact does it have on them? It's just that because Zhou Chong's status is too high, and they are all lowly businessmen, no one dares to ask.

"Okay, I think you've heard something about the central bank, and this time I'm going to gather you here to breathe a little bit of air first, so that you can get ready!" Zhou Zhong said and waved his hand, and a young official next to him came up with a tray with fourteen pamphlets on it, each of whom was given a copy.

"What you have in your hands is the purpose and responsibility of the establishment of the central bank, as well as the requirements for you, as long as you can abide by the above rules and regulations, then you can have greater development in the future, everything depends on whether you can seize the opportunity!" Zhou Chong smiled and said that his body was too tall to really discuss bank-related matters with these businessmen, so he simply wrote down all the responsibilities of the central bank on paper and let them see for themselves, and if they had any objections, they could also raise them in person.

Fourteen businessmen heard Zhou Chong's words, immediately impatiently opened the booklet and read it carefully, at the beginning, they all showed great horror, because the beginning is the responsibility of the central bank, one of which is to supervise all the money and silver in the Ming Dynasty, which is like a shackle for them. However, when they saw the content behind, they showed excitement on their faces, because as long as they passed the certification of the imperial court, they could issue unified bills in the future, that is to say, their silver tickets could be exchanged in all the money houses certified by the imperial court, which was a huge opportunity and challenge for all of them.

"Lord Wang, the villain has read the charter of the central bank, but there is one thing that is not clear, I don't know whether to talk about it or not?" One of the middle-aged men with a round face was the first to stand up.

"Speak!" Zhou Zhong glanced at him, and then said lightly, he remembered that these middle-aged people were named Xia Qiu, and they were the proprietors of the money village in the southern Guangdong area, and their money bank was almost opened in Guangdong, and there were also many semicolons in the north, because he was the farthest away from the capital, so this time he was counted as the latest.

"Yes!" It was the first time for Xia Qiu to talk to the prince of Daming, and the mental pressure was not heavy, so I saw him secretly wipe his sweat and said, "Lord, this charter says that all money banks need to pay taxes in the future, but I don't know how to pay this tax and where to hand it over?" ”

Hearing this question, the others also nodded, they also found this problem, according to the law of the Ming Dynasty in the past, merchants generally only need to pay taxes on one-twentieth of the value of the goods, but the money houses they run do not have goods, so legally speaking, there is no need to pay taxes, but sometimes they need to open up some joints, so they will bear a lot of taxes in various places, and most of these taxes go into the pockets of local officials.

I saw that Zhou Zhong smiled when he heard this question: "This tax issue is not detailed in the charter, this king is here to give you a thorough understanding, in the future, all certified money banks, every spring and autumn will usher in the financial review of the central bank, and after you find out your income for half a year, you need to take out a quarter of your net income to pay taxes." ”

Zhou Chonggang said this, Xia and Qiu these businessmen were all angry, don't look at them seem to be very rich, but because of the embarrassment of local officials, they also have to bear quite heavy taxes, if they take a quarter of their income to pay taxes, for them, it is better to kill them with a knife. It's just that although they are angry, they don't dare to be presumptuous in front of Zhou Chong, after all, this is the master of the Ming Dynasty, except for the emperor, he is the biggest, if they anger Zhou Chong, people only need to move their little fingers to make them bankrupt.

Of course, Zhou Zhong knew the difficulties of these money owners, but he then said slowly: "Although a quarter of the income is a lot, but the money bank is a profiteering industry, I am afraid you know this better than anyone else, and this king also assures you that in addition to the taxes in the spring and autumn of each year, you will no longer have to pay taxes to any yamen, that is to say, in the future, in addition to being responsible to the central bank, you will not be subject to the control of any local government!" ”

"Wow~" Zhou Chong's words came out, especially the last sentence that there was no need to pay other taxes, which made everyone present surprised and delighted, if their money bank wants to expand, it must give enough benefits to local officials, and those officials are vampires, and they are eager to suck the blood of the money village clean, so in order to feed those officials, the annual cost of the money village is far more than a quarter of the net income.

"Lord Wang, how do you guarantee that the magistrate will not embarrass us in the future, after all, the county official is not as good as the current management, for example, we are going to Hangzhou to open a branch, if the local officials intend to make things difficult, we can't do anything at all." Another old proprietor of the money bank opened his mouth, not that he didn't believe in Zhou Chong, but that he didn't believe in the corrupt officials everywhere in the Ming Dynasty.

For this old man's question, Zhou Zhong was also prepared, only to see him smile again and said: "This problem is not difficult, in the future, if you want to open a branch, you must first apply to the central bank, only after passing can it be opened, and at the time of opening, the central bank will send officials to supervise, if there are officials to embarrass you, you can hand it over to the officials of the central bank to deal with, if there are local officials who dare to embarrass you, you can also report directly to the central bank, then there will naturally be a royal history to investigate, if the investigation is true, Then the local officials will be dismissed at the lightest, and may even be a capital offense, are you satisfied with this? (To be continued......)