No one can understand what a bank is, but the money bank is more straightforward, and the people barely know that this is a kind of incidental service opened by a large commercial bank. Pen, fun, pavilion www. biquge。 info is convenient for customers who often cooperate with them to transport important goods, generally printing and distributing payment bills, such as depositing 100 gold in Linzi, and when it is withdrawn in Xianyang, it becomes 95 gold, and the hardware is the handling fee.

This is a small-scale financial service institution, but after being flexibly used by Zhao Zheng, it immediately shined in the Warring States period.

There is no deposit fee for depositing money, and there is also interest to get. Existing and ready-to-take, eggs, pork, white flour, soybean oil, random selection and other valuable items.

Yes, the people confirmed that they heard correctly. They also think that gold is not safe in their own hands, and they can't use it for small consumption on weekdays, and they will only worry and worry about it at home.

So another long line lined up, but it was two streets away at the Home Inn, which kept your money for you like a family member.

As soon as the people got their hands on the gold, the next step was to save it, and after the first example, everyone rushed to save it. Since it was not early, more than a dozen windows were temporarily added, and the car that had just delivered the gold came to pull the gold away.

"Even though Prince Qin is rich and wealthy, no one dares to beat his idea, but he doesn't need to put money upside down to help these people save gold."

"Who knows, besides, Prince Qin is the future regent of our Great Zhou, and it is also the duty of a king to seek benefits for his people."

"Yes, what Brother Tai said is very true, I don't know if our people can enjoy this blessing."

The black shield standing guard on the side heard it and shouted in a rough voice: "Of course you can, I repeat it again, my master carries out the service of 'you save money, I will give profit', it is to be ordered by the Son of Heaven to benefit everyone, and all Chinese people can participate." ”

"Let's go"

A spectator ran away, muttering, "It's almost gone, and I'm going to use it as a gift." ”

The more people who came in rushed away, and then came back cautiously. For some large quantities of money, such as the family money bank humanized to launch door-to-door service, to help them transport money, a special person to register, and according to a certain amount of dividends.

Zhang Liang saw this unreasonable scene at this time, usually these people with aristocratic status were exempt from paying taxes every day, and they cried poor one by one when the court needed donations. But at this time, he stepped up his pace to send money out, and he was in a hurry and afraid that he would not accept it.

It's really too late, Black Shield roared and his voice was hoarse, but he still shouted strongly: "Go back, this is the end of this day." ”

"Why, I just came back from home, can't I just have a little longer?"

Black Shield looked at the night sky at the beginning of the stars, and couldn't help swallowing his saliva, the lord could really make the people willing to send money, and he was afraid that they would not accept it.

"This brother, it's not that we don't take it, but it's getting late, we're tired all day, and the vault is almost full, so we have to rest and rectify. You're tired, and we'll open the door early tomorrow morning to welcome you. ”

"Will there be any benefits tomorrow?"

This person was afraid that the benefits would only be distributed for one day, but he didn't know that this batch of goods was about to be broken, and it was still produced before the Northern Expedition, so why didn't he send it.

"Of course there is, not only that, but there are more types, so stay tuned."

As soon as he closed the door, the black shield leaned against the door frame and gasped, and in front of him was a pile of silver no less than a thousand catties, which could not be held in the storehouse, so he had to pile it up in the house temporarily.

"Boss, the animals pulling the cart are tired to death, and they will continue to do it tomorrow?"

Looking at the meaning of this guy, he has the heart to run away with the money. There should indeed be, this is the savings of tens of thousands of people in Luoyi, and its value is comparable to the income of a border city.

The money can't be moved, although Heidun doesn't know finance, but he knows that there must be a bottom line to be a man, especially when doing things under Zhao Zheng, there must be an iron line, forcing himself to not cross, otherwise there will be no recovery.

"Don't be foolish, hurry up and clean up the house, put so much silver in the outhouse, who can sleep tonight."

There are still people wandering outside the door, eager to see the appearance of the golden mountains and silver seas, even if they die, they have no regrets. It's just that the door is closed, and there are four fierce guards on the steps, so they can only look away, looking at this room from a distance, imagining that the money in it is their own.

The front desk handles the storage of the account once, after the storage of the account, and finally when the warehouse is closed, it is cleared again. The three accounting calculations are operated by three waves of different personnel to avoid people filling their pockets.

The account book was handed over to the person brought by Zhao Zhou to make a general ledger, and Zhao was holding the account book and flipping through it with relish.

Zheng Sleeve was puzzled, it was clear that he was losing money, how could Zhao Zheng be happy, even if he bought people's hearts, he didn't have to go bankrupt.

The people of the shadow guard in Luoyi and Xingyang remain unchanged, and they are still led by the people arranged by Zheng Sleeve, and Zhao Zheng has only replaced a few people in important positions.

For example, this time, the 100,000 taels of gold were produced by Beiting and sent to Luoyi all the way, but it was a car picked up by Xiaolian.

Xiaohe was transferred back to Xianyang to assist Xiaomei, and later facts proved how correct this decision was, that is all later. Just said that at present, Zheng Sleeve is very clear about the affairs of Qian Zhuang, so he is even more confused. Zhao Zheng was also unusual, did not say it explicitly, and personally commanded the cronies brought by Zhao Zhou to quickly expand his business.

"Beware", Zheng Sleeve was slightly lost, and Zhao was on guard against her. No one likes to be betrayed, even if there is no damage but surplus from beginning to end, but betrayal is betrayal, and Zhao Zheng can not tolerate it.

Zheng Sleeve's purpose of dividing the shadow guard, Zhao Zhengye has figured it out, it is a faction. Zheng Sleeve wants to install an invisible hand in the shadow guard to take the throne for her future son.

is such a scheming woman, if Zhao Zheng is not more imaginative, I am afraid that she will be allowed to succeed. However, Zhao Zheng did not intend to destroy, there would be no progress without competition, and Fusu should have this opportunity.

two flatbreads, one ordinary and hungry; A palatial picture has a good appearance.

The bread of hunger was given to the people who saved money, and the unprecedented dividend system made them rush to it, and for half a month, Zhao Zheng's gold ships were scattered all over the Great Zhou. Everywhere I went, more money rolled in.

The cake with the appearance is for himself, or for his future son Fusu, and a thousand shares of Qian Zhuang are enough to protect his future powerful position.

But there is a difficulty, Zheng Sleeve has always felt that land is a symbol of power and status, and does not believe in those invisible magnates who have no territory.

Zhao Zheng had to draw a third piece of cake, promising that Fusu would be the king of Northern Xinjiang and lead all the land from Beiting to Yanshan.

Zheng Sleeve finally quieted down, and Zhao Zheng relieved her to do the business of printing paper money, seductively giving profits to guide the people to gradually use paper money.

It's just that before that, he needs to see Zhou Tianzi Ji Yan, this old man who has been sitting on the throne for a long time, smells the smell of conspiracy after the first day of crazy savings, if he still hides it, he is afraid that he will interfere strongly.

In Liangyi Palace, Ji Yan shrank in his chair and asked in a muffled voice: "What a powerful wealth accumulation technique, in just half a month, forty percent of the people of Luoyi have accumulated their wealth for many years and fell into your hands." ”

Ji Yan stopped talking, he was only afraid that the scolding from below would damage his imperial demeanor. Forty percent of the people of Luoyi, most of the nobles are meritorious, they are exempt from paying taxes on weekdays, and every household has surplus wealth.

The country is difficult to cry poor, Zhao Zheng is tempted by Xiaoli, so he obediently handed it over, how can Ji Yan not be angry. The most hateful thing is that Zhao Zhengxin's huge confidence comes from that rumor, the rumor that he was established as the regent, and this rumor was spread by Ji Yan.

Lifting a stone to shoot himself in the foot, how could the dignified son of heaven swallow this breath, but after thinking that Zhao Zheng made a mistake, Ji Yan did not use his power to stop it, otherwise Zhao Zheng's behavior that endangered the society would be done in the first seven days.

"In ten days, the Ximen ferry port was endless, and batch after batch of gold ships left, carrying the belongings of the people of the Great Zhou.

Yingzheng is for Qin's benefit, why do you still stay in Luoyi, do you think that if you become the son-in-law of the widow, the widow will help you in everything.

Three days, give an explanation to the widow within three days, otherwise you will retire in Luoyi. ”

The majesty of the Son of Heaven is not intimidated, Zhao Zheng feels that every time he talks to Ji Yan, the opening sentence is "You are not good, I want you to look good" and something like that.

"Your Majesty wants to explain, why do you need three days, today the minister will tell your Majesty, but this is related to the minister's way of making money, and I beg Your Majesty to let the left and right step down."

"How to make money?"

Ji said suspiciously, waved his hand and retreated, and leaned out himself, listening carefully to see what tricks Zhao Zheng was playing.

"How a penny becomes a penny, Your Majesty has ever thought about it. If this came true, there would be no need for the imperial court to mint more copper coins, and taxes would increase. ”

"Amount"

Speaking of the heart, Ji Yan was overjoyed.

Zhao Zheng does not follow the rules, but there are always strange tricks, especially businessmen, who started from scratch and became a wealthy family within two or three years, often tens of thousands of taels of gold.

Ji Yan had the intention to solicit, but he was afraid that it would backfire, so that Zhao Zheng would make any conspiracy and tricks against the Chengzhou businessman industry, and the moral emperor would rule the arch, even if he visited, he would only look at agricultural affairs, who would understand the affairs of businessmen, and he would only be afraid of great damage to his vitality at that time.

So Ji Yan has been enduring it, and constantly hinted to Zhao Zheng that the business industry can cooperate with Da Zhou for a win-win situation, which is also the reason why many industries in Homeinn can avoid the crisis by changing their names and surnames.

Leave a line in everything, Ji Yan is glad that there was room for Zhao Zheng's family business, and today the willows are bright, and Zhao Zheng offers a strategy that can increase taxes if he does not mint many coins.

"A penny left in the warehouse will always be just a penny, but if you take it out and store it in the bank, it will be more than that, it may be two cents, or even ten cents."

Zhao Zheng said with a smile, Ji Yan's teachable expression told him that finance could be secretly changed by him, and he was accepted by Ji Yan through his past business success.

"Don't stop, keep talking."

"Well, Your Majesty is not in a hurry, the next thing is difficult, and I will show you what I want to do."

Zhao Zheng took out a penny and held it high in his right hand.

"This is the people"

Then put it in your left hand, "This is the bank."

Ji Yan was puzzled, walked down suspiciously, touched the copper coin, and there was no change, what is the meaning of this feint?

"Your Majesty, don't worry", Zhao Zheng smiled and put a penny in Ji Yan's hand, "This is the person who borrowed the money, and the interest is one cent per month, which means that after ten months, Your Majesty needs to repay the minister."

And the minister's left hand also needs to give the people represented by the right hand a monthly dividend, three cents a month, that is to say, ten months later, the copper coin is worth more than 30%. ”

"Hey, back and forth, the profit of saving money is thirty percent, the profit of the money bank is seventy percent, and the one who borrowed money also has the capital, but the money is not minted more."

Ji Yan was surprised and delighted, and hurriedly asked: "Why, the widow still doesn't understand, where does the extra money come from?" ”

Zhao Zheng made an "easy" gesture and explained with a smile: "People save money, money banks collect money, and someone borrows money." Your Majesty, don't forget that there were ten months in between, and the person who borrowed the money did not rest.

Perhaps he bought seeds and farm tools and toiled hard; Maybe he used it to buy and sell for profit, in short, with the capital, there was hope, and his wisdom and strength could be displayed. ”

Wealth is created, but unfortunately no one sees it in the agrarian society, and in addition to the exchange of materials, the people are left with only hard work. The aristocracy easily obtained the means of production and subsistence through exploitation, and did not need to consider the circulation of derived wealth.

It's not easy to be in charge, and it's not strange to have a lot of money. The pyramid of the exploiting class has reached the level of Ji Yan, which is already at the top of the food chain, but he has to provide for them while obtaining the means of production and subsistence from below, so that he can continue to obtain them in the future.

The supply chain is pushed back layer by layer, and in the end, Ji Yan alone needs to take care of the lives of tens of millions of people and ensure that most people have food and land.

When kings die young, they die of exhaustion. The tax is collected, and it will be divided after a while, and Ji Yan is heartbroken. A dignified son of heaven, guarding a treasury that can run mice.

However, today, the pain of the past is no longer there, and Ji Yan found for the first time that spending money can still come like this, attracting people to invest with a very low interest, and then paying a small part of the interest every month, you can use the principal in a grand manner.

A million profits, no, it's just an empty glove white wolf.

Ji Yan laughed and said: "The method is good, the widow can also do it, a good son-in-law should not complain about your father-in-law robbing your business in the future." ”

Crossing the river and demolishing the bridge, he just learned the technique and was about to rob the teacher of his job, Ji Yan may be the most scoundrel student. But Zhao Zheng is not surprised at all, because what the king does is related to the world, so he can do anything in the name of the world.

"I wish Your Majesty a successful start, and the business will become more and more prosperous, but the Minister wants to remind Your Majesty that it is easy to make money and lose money when opening a bank.

"Hiss"

Ji Yan suddenly felt a sense of reel, and almost fell for it again, Qian Zhuang gathered the people's life savings, once a situation occurs, the people will go bankrupt, and the people will inevitably change. If there is the Son of Heaven behind the money village, then there will not even be a scapegoat, and the Great Zhou will have to die in the country.

"So, only you can do the business of the bank?"

Zhao Zheng avoided Ji Yan's questioning eyes, and said with a smile: "Yes, the minister was originally a businessman, and he has the world's first commercial house, with strong funds and wide connections, of course the people can trust it."

Although His Majesty is not the Son of Heaven, he has lived in the deep palace for a long time, and the people only hear the majesty and do not know the means, how can they rashly believe it, let alone ......"

Zhao Zheng sneered and said: "Your Majesty, don't care, not to mention that the officials of the Great Zhou Dynasty are corrupt and oppress the people often, so it is even more unpopular." ”

Ji Yan said dissatisfiedly: "The officials of the Qin State are the same, who doesn't have a few moths in the court. "Justified and vigorous.

Zhao Zheng smiled helplessly, noncommittal, but the government-run money village gave up, Ji Yan couldn't make a plan, and he definitely didn't like it in his heart.

When it was time to take out the sweet dates, Zhao Zheng did not hesitate to take out a stack of raw xuan, which was concocted by secret methods, and the durability of this paper could reach a hundred years.

"The son-in-law is courageous, when he sets up the money bank, he counts the father-in-law, this is forty percent of the shares, and he asks the father-in-law to collect it."

Ji Yan's hazy face suddenly bloomed with a lotus-like smile, patted Zhao Zheng's shoulder, cast an approving gaze, and the equity contract was placed on his chest by him.

"The virtuous son-in-law has a heart, and the widow is ashamed, I still want to rob you of business, but it is all for the people of Dazhou, you also know that the people are too bitter, these guys have repeatedly taught and exploited too much.

Especially Ji Zhan, in recent years, he has become more and more reckless, and the taxes on his territory are as high as fifty percent, and he also set up sentry posts on the border to prevent the people from escaping, which is simply self-destructive.

This time, this farce was made, the face of the court was lost, and Ji Qi was framed, and the dignified prince's mansion was searched by the mob, where is the dignity of the nobles.

The widow has made up his mind, and during the autumn harvest sacrifice, he will depose the prince and re-establish the prince, I don't know if the virtuous son-in-law can be interested. ”

Give sweet jujube Ji Yan will also, and the shot is more generous, but it is more like painting cakes, even if it is big, it is not full.