Chapter 18 No Money Is Hard
came up with a preliminary countermeasure, and Qin Chuan immediately discussed with Li Mingfang the specific steps to set up a salt factory. Pen % fun % Pavilion www.biquge.info
The salt factory is different from the dyeing factory, people can not make new clothes every day, but people have to eat salt every day, salt is related to the people's living plan, the demand is large, the unit cost is low, the natural need for small profits and quick turnover, to sell more to produce large, so the start of the salt factory should be as large as possible. Qin Chuan and Li Mingfang have a consensus on this point.
But if you want to make the salt factory bigger, you need more silver, and now Qinchuan is exactly what is most lacking in this silver, although the efficiency of the dyeing factory is excellent, but the money in hand must first meet the turnover of the dyeing factory.
Qin Chuan sighed, stretched out his hand, snuffed out the cigarette butt in the disk on the coffee table, and took out another one.
While lighting a cigarette, Qin Chuan thought to himself: "It's difficult to have no money!" β
"Lao Li, let's buy the land first, the site of the factory is selected to the east of the dyeing factory, the east of our dyeing factory is all open land, and it is backed by the Haihe River, and the transportation is also convenient. The land should be as large as possible, and it will be convenient to expand the scale of the salt factory when we have more money in the future. β
Seeing that Qin Chuan was a little embarrassed at the mention of money, Li Mingfang laughed.
Seeing Li Mingfang's disapproving appearance of lack of money, Qin Chuan couldn't help but feel a little strange.
Li Mingfang saw Qin Chuan's thoughts, put away his smile and said: "Owner, if we are short of money before we start work, this matter is not easy to do, but now that we are short of money, it will be very easy." β
"Why?"
Li Mingfang's words made Qin Chuan very puzzled, and the hand that stretched out to get the match froze halfway.
"That's right, host. You think, when the start of work, no one knows whether our dyeing factory can do well, and even we were escorted out of the dyeing factory at that time, no one dared to lend us money, but now it is different, our color cloth is now a hit in Tianjin Weike, it will not be long before those big cloth merchants will flock to grab our goods, more people and less goods, the natural supply period will be in the back row, we will charge more deposits, all three percent, so that we have enough funds to run the salt factory. β
Qin Chuan understood what Li Mingfang meant, that is, to use the advance deposit of the cloth merchant as the capital to run the salt factory. This is a solution, which can always solve 100,200,000 yuan, but the funding gap is still large. However, Li Mingfang's words still reminded Qin Chuan. β
Grandma's, how did Lao Tzu forget the method of borrowing money to make money, why didn't Lao Tzu borrow?
"Lao Li, you said that we will mortgage the dyeing factory now, can someone lend us money?"
"Yes." Li Mingfang nodded affirmatively.
"Although the owner didn't spend much on this dyeing factory, I know that the assets of this dyeing factory are worth a total of more than 400,000 yuan, plus we can now say that we are making money every day, and if we lend us money, the bank and the money bank will not have too many concerns. With the mortgage of the dyeing factory, there should be no problem in borrowing 200,000. β
"But γγγγγγ"
Seeing that Li Mingfang hesitated and didn't speak, Qin Chuan asked.
"Lao Li, if you have anything to say, don't spit out."
Li Mingfang looked at Qin Chuan: "The owner, with all due respect, it is not easy for our dyeing factory to run, and now the market is so good, I always feel that it is risky to use the dyeing factory as collateral, in case there is a horse stirrup short and cannot be repaid in timeγγγγγγ β
Li Mingfang licked his lips and said: "Actually, I think we should find someone to join the shares, and it is more prudent for us to build a joint venture with the other party." β
"No, you must not find someone to join the shares." Qin Chuan shook his head resolutely.
Joke, how could such a good business Lao Tzu find someone to join the shares?
If anyone agrees with me to pay a premium of 1.8 million, then you can also consider it, Lao Tzu's salt factory is a golden rooster that can lay golden eggs. At this time, Tianjin Wei and these rich people may not have the concept of premium, and no one will be willing to do it if they really want to issue shares at a premium.
Although Qin Chuan understands Li Mingfang's thoughts for the sake of the dyeing factory, this does not mean that Qin Chuan must take care of his feelings.
Li Mingfang was unwilling to think about how to persuade Qin Chuan, considered his sentences, and said to Qin Chuan sincerely.
"Owner, our dyeing factory has today's situation, it is really hard-won, I don't think it is a last resort, and we must not mortgage the dyeing factoryγγγγγγ We should γγγγγγ β
Seeing that Li Mingfang was still a little hesitant, Qin Chuan said dissatisfiedly: "Lao Li, if you have anything to say, just say it, will I still blame you." β
"Okay, Lao Li, you still talk about the situation of these big salt merchants in Tianjin Wei, including those rich people, let's see who is most likely to lend us money, which one can help us, let's recognize the high interest."
Qin Chuan didn't want to be entangled with Li Mingfang in this matter anymore, and urged Li Mingfang to talk about the next topic.
Li Mingfang knew that Qin Chuan had already made up his mind, and it was difficult to persuade him again, so he had to get up and pour himself a cup of tea, take a sip, and begin to introduce Qin Chuan.
"If you want to talk about the rich, the most famous of our Tianjin Wei is the eight families of Tianjin."
"What you said, but Han, Gao, Liu, Shi, Mu, Huang, Yang, and Yizhao are the eight masters?"
Qin Chuan lit the third branch of the sea of goods, and there was a look on his face that I knew.
Li Mingfang finally found an opportunity to show his dissatisfaction with Qin Chuan's arbitrary refusal to listen to advice, and he couldn't help but pout his lips without hiding his ridicule.
"The owner, what you said is the old yellow calendar, that is the old eight families of Tianjin, these families made a fortune in Tianjin Weifa early, many of them rose from the Kangxi period, and the later ones are the early years of Xianfeng."
"During the Xianfeng period, the Tiancheng Han family started by shipping; Yide Yugao's family started with salt; The Yangliu Qingshi family started as early as the Ming Dynasty with Caoyun; It was the Tucheng Liu family who started by trafficking in grain; The Zhengxing Demu family, which started with tea and grain, made a fortune during the Tongzhi period; The Zhende Huang family and the Changyuan Yang family started with salt in the early years of Tongzhi; The most powerful in the old eight families is Yizhao Linzhang's family, which is the beginning of salt affairs and money villages, and the Zhang family has contracted the shore of Anyang, Tangyin, Lin and Qi counties in Henan Province since the year of Tongzhi, and rented the shore of Fangshan and Liangxian counties, with an annual sales of 23,642 salt and more than 14 million catties. β
"Among the eight major families, the four families who mainly rely on salt to make their fortunes are Gao, Huang, Yang, and Zhang. The Shi and Liu families are not only big merchants, but also the largest landlords in Tianjin Wei, especially the Yangliu Qingshi family, known as Shi Wanqian. After other families made their fortunes, most of them also bought land and property, such as the Mu family, the Yang family, and the Zhang family. In addition to purchasing land and property, these eight families later invested extensively in various industries according to their own family backgrounds and preferences, and most of their investments were concentrated in the industries they liked, including pawnshops, grain trafficking, money and silver, silk and cloth villages, and groceries. β
"Although the Han family of Tiancheng started by sea and raised dozens of sea ships, they also trafficked grain and opened pawnshops. In addition to the salt introduction of four counties, the Changyuan Yang family also opened twenty or thirty pawnshops in Tianjin Wei and Beijing. These eight families were the most prosperous in the years of Xianfeng and Tongzhi, and then some began to decline, such as the Yide Yugao family. Most of the others are not as good as before. β
"Now Tianjin Wei has a new eight families, but it is said that it is eight families, in fact, there are nine, and the smooth mouth of the market is: Tianjin Wei, there are rich families, and the clothes street is so prosperous; has a lot of wealth, counts the Bian family, and Donghan Ximu also counts him; Zhende Huang, Yide Wang, Yizhao Linjia Yuan Yang; High steps, Huajia Gate, Ice Cellar Hutong Li Shanren. β
"Of the four new ones, the Bian family started by importing foreign cloth, the Yide Wang family started with Kaiqian Village, the Li family started with salt business, and the Hua family started with salt affairs and oil mill tea houseγγγγγγ"
Listening to Li Mingfang's introduction, Qin Chuan gradually had a more comprehensive understanding of the so-called Tianjin Weixin Ba. Among these eight families, due to various reasons, Qin Chuan still values the Yide Wang family, the Li family of Bingjiao Hutong, the Bian family and the Changyuan Yang family.
Wang Yizhai, the founder of the Yide royal family, started from purchasing reed mats and sacks on behalf of salt merchants, and finally opened Yide Money Village, which shows that he has a shrewd mind and a good management. Moreover, in the memory of Qin Chuan's previous life, the establishment of Nankai Middle School and Nankai University is related to Wang Yizhai's son Wang Kuizhang and grandson Wang Yisun.
The reason why Qin Chuan values the Li family is not only because the Li family is rich and generous, but because the four sons of the second generation of the Li family are all officials, the eldest son Li Shiming is a member of the household department, the second son and the third son are all editors of the National History Museum, and the youngest son is also a candidate.
As for the Bian family, it is Bian Yinchang, the head of the Bian family, who has served in the Ministry of Industry, the Ministry of Law, and the Ministry of Households, and has a wide range of contacts, and has great prestige in Tianjin's health business circles
The most important thing is that the Bian family opened the Longshun Rong Pharmacy, which is the hometown of the famous Huoxiang Zhengqi Shui, especially the Longshun Rong will have several firsts in the future, the first Chinese medicine tablets, the first Chinese medicine tincture, the first Chinese medicine intravenous injection, and the first Chinese medicine granules are all produced in Long Shunrong.
Tianhou Temple North Street Changyuan Yang family, ancestral home of Shaanxi Chang'an Mansion, initially operated a silver building, later engaged in salt affairs, in addition to the largest salt shop in Tianjin Wei Yang Chengyuan salt shop, but also in the Xianfeng years on the Zhili Wu'an, Shexian, Handan, Cixian salt lead. Although Yang Chunnong, the head of the family, is a wealthy businessman who is well-managed, he is not only good at collecting books and reading, but he is also weak in being an official, and has a meritorious reputation, so he was elected as a minister, but he refused to go to the post, claiming to be the owner of Mengou Garden, as long as he does not do business, he is basically reading and writing in his house called Reading Zhai.
Originally, a person with a weak nature was not suitable for being a businessman, let alone a qualified businessman, but this Yang Chunnong made such a big industry as the Yang family prosperous. And the most important thing is that Yang Chunnong's son, Yang Shaonong, is now the general manager of Tianjin Lugang Office. According to Li Mingfang, this Yang Shaonong also has a good friendship with Yan Fengsheng, the ambassador of Tanggu Salt Industry.
The ambassador of the salt industry is an eight-grade official, who is the head of the Tanggu salt factory.
The so-called Lu Gang Gong Office is the industry association of Changlu salt merchants, and the general manager of the gang is the president, and the people who usually serve as the general manager of the gang are all big salt merchants, and they are appointed by the official report to the Changlu salt transportation envoy.
If the Changyuan Yang family can cooperate with him, it will save a lot of trouble to start a salt factory.
As for the cooperation with several others, it will have to wait.
Qin Chuan thought to himself, the matter of cooperating with them should wait for this salt factory to get on the right track.