Qin Chuan's arrangement made everyone excited, but these people still had some doubts to a greater or lesser extent. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

Xu Xifang hesitated and asked Qin Chuan: "Dongjia, according to what you said, these chiefs all seem to be emperors, could it be that they are all rich and rival the country?" ”

Gao Lin took over with a smile: "Manager Xu, you don't know those Arabs, although the Arabian Peninsula is under the jurisdiction of the Ottoman Empire, it has not been able to fully control the inland desert areas of the peninsula, and even the former Mongols are powerless against the Arab tribes that wander in the hinterland of the desert, including the surrounding desert." ”

"Especially since the Ottoman Empire is now in decline, and there is even less power to do anything about these tribes, which are now coastal areas and largely outside of Ottoman control. Regardless of the inland desert areas or coastal Arabs, for thousands of years, it is a tribe of existence, these tribes have hundreds of thousands of people, small ones are tens of thousands, in the tribe, the chieftain is their emperor, the chiefs have been passed down from generation to generation, thousands of years have accumulated a large number of gold jewelry, each is rich and rival the country, there is nowhere to put the gold, as long as we have good things, I am afraid that it will be really like Ming Hong said, we will be dazzled by gold. ”

After Gao Lin finished speaking, he couldn't hold back his excitement and laughed.

Qin Chuan couldn't help but smile and said to everyone: "Mr. Gao Lin is right, the Arabian Peninsula is vast and sparsely populated, and there is a shortage of materials, and those chiefs have nowhere to use the large amounts of gold jewelry in their hands, even if they are common in our Qing Dynasty, they are all money when they are shipped over. This time, we shipped all the goods that they needed in their daily lives, especially our goods were much better than what they usually saw, and these chiefs and tribal nobles would definitely be willing to spend a lot of gold to buy them. In a word, there are people who are stupid and have a lot of money right now. ”

Qin Chuan's words caused another burst of laughter from everyone.

Qin Chuan lit another cigarette, took a puff and said to Gao Lin, Ning Xingpu and Yang Shaonong.

"We can't just do this trade route once, we must take a long-term view, I think you should go this time, you should choose a foothold in the coastal area, build a trading company, and do business with the Arabs all year round, so that our fleet will also have business all year round."

Qin Chuan thought about it and said: "Our fleet will often travel back and forth between ****** and the Arabian Peninsula region, we must not only train more sailors, but also place more manpower on those two gunboats, and then invite some retired German naval officers and sailors to be instructors, and we must train our own personnel to operate these two gunboats as soon as possible." ”

Qin Chuan turned his gaze to Glory Yuan: "Yundao, among you who stayed in the ** boys, many of you have entered the Beiyang and Nanyang sailors after returning to China, and now they should all be official assistants or even management and other positions, you bother to contact them more, let's pay a high salary, see if they can come over." Even if you don't come, you can be a consultant for us. In short, it's about building a solid bond with them. ”

Qin Chuan thought for a while and said to Rong Rongyuan: "When Principal Tang and them come back, you can discuss it with them again, and it is best for you to set up a ** children's association, not only to keep in touch with these people, but also to have a good relationship with these people who are not in the Aurora Group as much as possible." ”

Although it was not clear what Qin Chuan's intention was to contact those who were unwilling to come to the Aurora Group, Rong Rongyuan still nodded and agreed.

After everyone discussed for a while about the variety of goods carried by the fleet on this voyage, as well as the number of various goods, and some issues that needed attention, Qin Chuan turned the topic to how to promote the Vermilion Bird Seal and the Golden Scroll.

Although these people know that Qin Chuan is issuing paper money in disguise, most people do not think that the cash roll will eventually become a currency, at most it will become a silver ticket that is not a silver ticket, and it is a silver ticket that can only be exchanged between the branches and head office of Aurora Bank.

For the promotion and use of the Vermilion Bird Silver Dollar, everyone spoke enthusiastically and offered suggestions one after another. In the end, Qin Chuan decided to open more Vermilion Bird Silver Dollar exchange points in the locations of the major Aurora Bank branches for the time being, that is, in Beijing, Hankou, Shanghai, and Guangzhou. In addition, depositors are required to pay Eagle Ocean or Suzaku silver dollars on a voluntary basis. As for the procurement of various materials by the Aurora Group, it uses Vermilion Bird Silver Dollars as much as possible.

In addition, starting this month, all employees within the Aurora Group, including the salaries of the salt group, will be paid in Suzaku silver dollars, and all the recovered Yingyang will be re-minted into Suzaku silver dollars, except for the Yingyang deposited by depositors in the bank. For the part of Yingyang that the depositors agreed to be paid by the bank in Suzaku silver dollars, it should also be recast. The only purpose was to reduce the number of eagles in circulation as much as possible and increase the supply of Suzaku silver dollars.

The people talked for a good hour before they stopped.

Qin Chuan explained to Xu Xifang how to settle the residence of Glory Wall, and then left Li Mingfang and Jin Lisan to let everyone disperse.

After sending everyone away, the three of them returned upstairs and sat down, watching the Qin family change the tea for the three of them, and Qin Chuan explained to Jin Lisan and Li Mingfang with a serious face.

Qin Chuan looked at Li Mingfang: "Lao Li, about exchanging foreign currencies for gold, how did you and Wu Tiaoqing sum up?" ”

Li Ming leaned forward and said to Qin Chuan: "What do you mean, Manager Jin and I have already told Wu Tiaoqing, Wu Tiaoqing has negotiated with HSBC, all our foreign currency will be quietly sent to HSBC in the next two days, and Manager Jin will deposit it in the name of our Aurora Bank to HSBC, and at the same time sign a deposit agreement with HSBC, HSBC should pay our deposits in gold within three months, and they will definitely keep it a secret." ”

Qin Chuan nodded: "Very good!" What conditions do they want? ”

Jin Lisan looked at Qin Chuan: "My lord, they ask for one percent of the handling fee." ”

Seeing that Qin Chuan frowned slightly and didn't say anything for a long time, Li Mingfang sighed helplessly.

"There's no way, now we have something to ask for, the HSBC lion opened his mouth, it seems that we can only endure it. Otherwise, we will have to send people to exchange it in various countries. ”

Qin Chuan let out a long breath, gritted his teeth and said, "Just according to them, we don't have so many people ourselves, and it will be very troublesome to exchange such a large amount of gold." But...... ”

Qin Chuan looked at Jin Lisan with blazing eyes: "When you sign an agreement with them, the time cannot be three months, but within two months. In addition, if HSBC fails to pay us the same amount of gold on time within two months, we will be paid a late fee of 2% for every 10 additional days. ”

Qin Chuan took a puff of the cigarette in his hand and exhaled the green smoke in his mouth heavily, as if he wanted to spit out all the depression in his heart.

"How's it going with the borrowing of various banks except HSBC?"

Jin Lisan took out a small notebook from his arms and opened it, which was densely filled with dark blue pen words.

Aurora Bank was the first place in the group to use a fountain pen as a writing tool, and Qin Chuan plans to promote the use of fountain pen writing in universities and middle schools, where calligraphy will be offered as a separate subject.

The reason why Aurora Bank was chosen to use fountain pens first was because, according to Qin Chuan's requirements, the bank should completely imitate the model of Western banks to write accounts, and the use of wool notes to write accounts is too unchanged. Fortunately, the staff recruited by the bank were basically young people, and under the guidance of HSBC's accountants introduced by Wu Tiaoqing, it only took one month for these people to master Arabic numerals and Western-style bookkeeping.

Jin Lisan looked at the crooked handwriting on the small notebook and reported to Qin Chuan.

"According to the meaning of the adults, I have been in contact with more than a dozen foreign banks such as Dehua, Zhengjin, Yokohama, etc., because the amount of money we borrowed is too large, these managers dare not call the shots, but because the interest rate of 10 percent for eight months we offer is very high, these people have moved their minds and promised to give me an answer as soon as possible after consulting the head office. In addition, they all offered us to provide collateral. ”

Jin Lisan hesitated for a moment and then said, "Also, these people all have questions about our insistence on repaying the loan with silver. In addition, Japan's Zhengjin Bank and Yokohama Bank are curious to know whether the adult loan is used to develop the big silver mine in South America. “

Qin Chuan smiled lightly and nodded: "We have borrowed a huge amount, and it is common for them to ask for mortgages." In this way, we will use these factories as collateral. You can also tell them that I borrowed these money to develop that big silver mine, which is why we repay it with silver. ”

Li Mingfang asked Qin Chuan with some concern: "Owner, the amount you borrowed from these foreign banks is more than 10 million, and the less is millions, plus the silver that you have absorbed and stored in China, although it is not yet known how many people will deposit the silver in our Aurora Bank, but we give such a high interest, the amount of deposits must be very amazing, you put such a large amount of silver into the silver mine thousands of miles away, in case anything happens, such a large amount of silver will be wasted, and our thriving factories will 。。。。。。 ”

After Li Mingfang finished speaking, not only himself, but also Jin Lisan also looked at Qin Chuan with a worried face.

Qin Chuan knew what Li Mingfang and Jin Lisan were worried about, but he definitely couldn't say what he really thought in his heart now, even if it was these two people he regarded as his confidants.

Qin Chuan pretended to smile lightly and said to the two: "Don't worry, don't say that there is no problem with this silver mine, even if there is any problem, I will make a comeback." Just do as I say, and in my estimation there will be a lot of silver coming in June next year. ”

"Oh, yes."

"There is also a clause in the agreement with the managers of the foreign banks that we have the right to repay the loan early, and the interest will be reduced by one percent for each month in advance."