52 Banks opened
The rights and wrongs of Chen Fan's approach are still being debated by the two factions. But Liu Hong has no intention of paying attention to all this. Because, the pattern of the coin he transformed has already been minted.
The new coins are all non-perforated round coins, with text on one side and pattern on the other. The text is on the obverse, slightly changing according to the different currency values, the top is the Han Empire, and the middle is a different currency value. The copper coin is ten cents, the small silver is five cents, the large silver is one yuan, and the gold coin is ten yuan. At the bottom, it is written that if you report counterfeit money, you will be rewarded with half of the other party's property. On the reverse side is a pattern, both of which are a five-clawed golden dragon.
"Yes, this new coin is the right size, the materials are excellent, and the appearance is quite exquisite, especially this pattern, which is very pleasing to the eye." Liu Hong affirmed the new currency.
Liu Hong originally wanted to put his portrait on coins, just like those silver dollars in later generations. But now he is not yet an adult, and his appearance is too tender, and he gets a bit nondescript on the coin, so he can only replace it with a golden dragon.
Liu Hong picked up a silver coin, put it to his mouth and blew it, and then quickly put the silver coin to his ear, and heard a "buzzing" sound from the silver coin.
"Yes, just like Yuan Datou in later generations, now I don't have to worry about anti-counterfeiting."
The most worrying thing about coin issuance is counterfeit money. If bad money is rampant, it will be a devastating blow to the real money. Therefore, Liu Hong must guard against it no matter what.
The anti-counterfeiting of gold coins is not too worrying. In ancient times, there was no way to imitate gold, and if there were too many impurities in gold, the gold would harden and be easy to distinguish, and as long as it was promoted, counterfeiting could be eliminated. And copper coins do not have much profit, coupled with severe punitive measures, the problem of eliminating counterfeit coins is not very big. The most troublesome thing is the silver coin. Fortunately, Liu Hong thought of it, he had seen Yuan Datou's production method before, and he could make silver coins that could blow the sound, so he was not afraid of counterfeiting.
Looking at these pattern coins, Liu Hong felt very satisfied, and felt that it would be okay to set the shape in this way, and the following was a large-scale minting.
The Han Dynasty's department in charge of coinage was called copper, which was under the management of the water balance under the Shaofu. But now that the royal property and the treasury are all separated, although Shaofu is still one of the nine kings, he has actually become an internal department of the royal family, and it is not appropriate for Shaofu to take full control of the coinage. For such a big matter, you have to let the imperial court join in, but in that case, you will have to negotiate with Dasi Nong.
As a puppet emperor, Liu Hong has some difficulty in supporting other ministers. But the current Dasi Nong is Liu Qian, a completely own person. If Liu Hong has any ideas, just talk to him. So, the minting of money went very smoothly.
In fact, as long as the quality can be guaranteed, it doesn't matter who mints the coin. So what needs to be solved is only how to supervise the quality of the coinage.
This thing is easy to do, Liu Hong asked Shaofu and Dasi Nong to set up a special department to supervise the minting of coins to ensure the quality of the coinage. And as long as it is under the supervision of this department, whether it is Shaofu or Dasi Nong, it can be minted.
This matter is solved, and the next thing can be minted, in order to be able to mint coins faster, Liu Hong wants Shaofu and Dasi Nong to mint coins together. There is no problem here in Shaofu, he was originally the imperial housekeeping department, and he listened to the orders of the emperor at any time, but Liu Qian was in trouble.
Now the treasury is tight, although the officials have handed back some money, but this little money is a drop in the bucket for the disaster of the Han Dynasty. Although the ministers also wanted to provide disaster relief, they were really powerless, and in the end, in desperation, they just opened two more porridge shacks outside the city.
The disaster relief is too busy, and Liu Qian is in the mood to care about the coinage. In the end, Liu Hong pondered, the matter of coinage cannot be delayed, anyway, the coinage was under the management of the Shaofu before, and now it is still in charge of the Shaofu for the time being.
In order to facilitate the exchange of coins, there are places to mint coins in all parts of the Han Dynasty, which saves Liu Hong a lot of trouble. However, the casting process of copper identification is not good, and it cannot meet Liu Hong's casting requirements, so Liu Hong has to upgrade their casting process.
This is not an easy task, Liu Hong's coinage has been completely mechanized, using steam engines and stamping machines. This not only makes the minting speed fast enough, but also reduces the cost significantly.
However, in order to install a steam engine and a stamping machine, it was necessary to modify the former casting site of the copper, which was quite troublesome. In the end, Liu Hong thought that his bank would be able to open after the coins were minted anyway, so he simply integrated the location of the coinage with the bank's vault, so that as soon as the coins were minted, they could be directly put into the vault, and the safety was greatly improved.
Liu Hong's bank is now under intense preparations. This is mainly due to the fact that it takes too much time to build the vault, and it is also thanks to Liu Hong that he has made reinforced concrete, which can be made of concrete. Otherwise, it would be even more troublesome to build a safe vault.
Originally, Liu Hong's money was not enough to fully spread the bank's business outlets, but due to the fact that he had obtained a large number of Huangzhuang, the business outlets were no longer a problem.
Speaking of which, I also have to thank those eunuchs and relatives. Originally, eunuchs and relatives were mortal enemies, and what one party agreed to, the other party must oppose. However, in the matter of dividing the Huangzhuang, the opinions of the two sides are rarely unified.
The eunuch wanted to tie up Liu Hong, the emperor, and his relatives wanted to tie up the empress dowager Dou Miao, plus the current Longting Hou Liu Zhong, who was too poor and too afraid, and desperately helped Liu Hong to draw the family business. Therefore, the scale of the royal family's imperial estate is expanding again and again.
In this way, not only does every city and county have business outlets, but also allows Liu Hong to have a large number of shops and industries in each city. These are nothing, Liu Zhong has also rowed nearly 1,000 farms across the country. Not only did Liu Hong want to use it as a base, but there were also a lot of others.
For such a thing, Liu Hong is happy to see it come to fruition. He won't fake his height and let the meat out of his mouth.
Although his relatives also contributed to this matter, Liu Hong pretended not to see it, blindly favored those eunuchs, and created conflicts between the eunuchs and relatives, so that the two gangs of people would eat dogs.
After Liu Hong provoked the fire of the eunuchs and relatives, he didn't care, he wanted to urge the Shaofu to mint coins on a large scale, so that his bank could open as soon as possible.
Liu Hong has high expectations for the bank, and he is counting on the project to make a lot of money. However, Liu Hong also knows that the bank is a new project, and almost everyone except him does not understand it.
In the past, Liu Hong didn't have any good way, he couldn't explain it to people when he saw people, but now that he has a newspaper, this is not a problem. Liu Hong asked the newspaper to set aside a special page to introduce the bank, so that people could know what the bank did.
Liu Hong's newspaper is only a trial operation, but because it is distributed free of charge, and there are many famous manuscripts on it, almost everyone who can read and write has a copy, and the current circulation is nearly 100,000 copies in the capital alone.
So many people saw the bank's report, coupled with their talk, and more people knew about it, and it didn't take long for the word bank to become a fashionable word in Dahan. Almost all of us are talking about keeping money in the bank and getting interest.
What is the difference between saving money for interest and making money with money, there are those who believe and those who do not, anyway, in people's discussions, banks are completely on fire.
Compared with the uncertainty of ordinary people, there is no doubt about those big families or something. Because they know that banks are the property of the little emperor Liu Hong.
It's not that they have confidence in the emperor's profession, but that they all know Liu Hong's old background now.
In the past, because Liu Hong had not yet become the emperor, he was quite low-key, and not many people knew how much industry he had. But after Liu Hong became the emperor, there was no need to keep a low profile, and all industries were expanding outward on a large scale, so that these families suddenly understood Liu Hong's economic strength, and at the same time admired Liu Hong's ability to make money.
Liu Hong was able to turn a Hou Mansion on the verge of bankruptcy into a rich country in just a few years, so Liu Hong was quite credible in making this bank. Moreover, Liu Hong is now the emperor, and the face of the royal family must be maintained, so the bank is even safer.
How can these families be stupid, they can't get anything but rust when they put money at home, but if they put it in the bank, they can give birth to money, so as soon as the bank opened, the family desperately deposited money in the bank.
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