Qin Kai, who listened to Sun Fu's explanation of the taxes of the Qing Dynasty, immediately understood, the governor who had soldiers in his hands did not ask the court for money and grain, and the Qing Dynasty had paid compensation and ceded land since the Opium War, and was in debt. ()

In addition, the middle-aged woman who hung the curtain didn't plan to save money for the country, and the income of the Qing government over the years was stable, but every year it was a big deficit, thinking of this, Qin Kai understood what Liu Kun was doing, he didn't have any money in hand, and he wanted to reorganize the army, so he made a report to the imperial court, and the old men of the Military Aircraft Department naturally said, "No money"

As a result, he was good, saying that the war in Vietnam was tense, and the money raised on the spot was eager to raise, so he made a report, cut it first and then played, intercepted hundreds of thousands of taels of commercial taxes, and said that it would be returned to the court when the money was raised in the future...... Sooner or later, the money will have to be repaid

Liu Kunyi was born in a scholarly background, he didn't know anything about businessmen, and he was very good at taxation, and he was good at pacifying the Taiping Heavenly Kingdom, but now he wants to reorganize the Guangdong army, and the cost is not a little bit, the reason why the Hunan army is cohesive, the "salary is raised by the generals" is an important factor, so he has been engaged in agriculture in Guangxi and Guangxi in recent years, hoping to collect more centime of gold tax.

After listening to Sun Fu's report, Qin Kai already understood what Lao Sun meant.

Just giving money to Liu Kunyi is a hammer deal, since there is such a big industry now, and there is a tax exemption policy, it is not good to support the Hunan army forces in the twilight of the West Mountain, and there will be a big help in the future, but the strength of this support is naturally to be calculated carefully......

As a result, a few days later, Wu Jingui came to see Qin Kai with an account book, and there were more than 40 merchants who set up factories in the special economic zone, and a total of more than 40 of them were sent to report the silver taels, of which 22 were members of the China Textile Association earlier.

Wu Jingui introduced the names of these members and the background of the industry one by one, after the cotton price war, these merchants are convinced of the big backers behind the Textile Association, and they are even the core members of Qin Kai's business system.

"The Liu family of Shaozhou Prefecture, 80,000 taels, they invested in a silk reeling factory and two cotton factories in the Special Economic Zone this time"

"The Ding family of Yanping Prefecture, the 80,000 taels of Ding family has invested in a cotton cloth factory with 200 textile machines in the Special Economic Zone this time"

"The Song family of Ningbo Prefecture, 120,000 taels they invested in an oil mill and two silk reeling factories this time"

“……”

"Fukang Yinhao Hu big shopkeeper, 300,000 taels Hu shopkeeper invested another 300,000 taels this time, and set up two silk reeling factories with 500 silk reeling machines"

"Fuzhou Wu family, 500,000 taels ......"

Hearing this, Qin Kai was also stunned, isn't this Wu family Wu Jingui, "Shopkeeper Wu, what are you here to make a fuss, you have to do a good job of the industry with this money, and I will send your family to use it later."

Wu Jingui was disappointed, and he was a little surprised, but when he heard Qin Kai's words that he wanted to send his family to great use, he immediately put away the trace of loss and responded loudly: "My lord, do as you say."

Wait until all the accounts are counted, return the Wu family's 500,000 taels, and receive a total of 2.7 million taels of silver this time, this number also scared Qin Kai, it seems that these merchants are all extraordinary, ask Wu Jingui carefully, only to understand that the amount of silver that is repaid is generally equivalent to one to three percent of the industrial income.

This thing is equivalent to the dry shares of later generations, merchants rely on the power of the official family to do business, according to the help given by the official family Cheng dù and then pay the silver return, this is already a common thing between businessmen, but these merchants follow Qin Kai to operate the textile industry with some exceptions, this from the industry to the machine can be run by Qin Kai, so the amount of each merchant in the silver for the benefit has also risen by one percent, reaching about 4 percent.

The amount of silver was huge, which surprised Qin Kai, and he had an idea, this is a lot of money, and it is the only royal way to make money with money, but it is a pity that after pondering for a long time, there is no one who can do this, so a telegram was sent to the shadow company stationed in Britain, the United States and Germany, asking them to make every effort to find a capable financial manager.

At the same time, he asked Wu Jingui to go to Zhang Jian to discuss, and asked Zhang Jian to select 20 students with excellent academics and good character, who should be proficient in arithmetic and have an active mind, and he had another purpose, and he personally went to the Guangzhou branch of Fukang Bank to visit Lu Yijin Lu's shopkeeper. ,

Qin Kai took Song Yunze and Lu led a few personal soldiers, all changed into civilian clothes, and went straight to the Guangzhou branch of Fukang Yinhao set up in the thirteen lines, he still came once a year in the thirteen lines, and revisited the old place, but it was also a little familiar, but it was obvious that the competition here was very fierce, and several shops in the impression seemed to have changed their doors.

In the past three years, Qin Kai has been busy every day, always calculating and planning for the future, and it is rare to have the opportunity to change into civilian clothes and come out to visit as he likes like today, but the place of the Thirteen Lines is not small, and he, the governor of the foreign household, has come here and somewhat does not know the way, and after walking a few steps, there is already a man in his thirties wearing a melon skin hat and a brown short coat on the side.

Song Yunze and Lu Shu saw the stranger, and they had already stepped forward to stop the visitor, pointed with their hands, and asked, "Who are you?"

The person who came was obviously startled, and could see that this ordinary dressed son should be a person with a great background, so he hurriedly bowed down and made a big salute, "A few masters, I am the comprador Wan Deliao of the local thirteen lines, and it seems that a few masters are new to the thirteen lines to do business, so I want to help introduce one or two ......."

"Yun Ze, Lu Shu, let him come over" Qin Kai was slightly stunned, he didn't expect that he would come here and treat people as a trader, don't we have any royal spirit? Thinking of this, I couldn't help but smile secretly

Seeing that the bodyguards under the old man were all fierce in identity, he naturally did not dare to underestimate Qin Kai's identity, listening to his official words, he estimated that he was a big businessman from the north, so he hurriedly came over and bowed his hand, and made a big salute, respectfully introduced himself first, "This lord, the contemptible person has also done comprador business for more than ten years in these thirteen lines, and he ran an errand in the British Mallodi Foreign Bank a few years ago, and now he has come out to work alone, if you always want to know something, you know everything and say everything."

Originally, Qin Kai could find Wu Jingui to understand these things, but he forgot about this stubble on a whim, and he was not happy to send someone to find Wu Jingui when he arrived here

"Then you are the comprador of these thirteen lines?" Qin Kai asked with a smile, a comprador like Wan Deqiao who has no fixed business can be said to be as many as a cow in the treaty port, and Li Donglai, the nephew of the He family, also did this in Shanghai before he came to Shanghai, but he knew this.

"The master is raised, I am a commissary, running errands, but I have been doing it for a long time in the Thirteen Lines, and I am very familiar with the situation here, so I can also eat with a mouthful of food" Wan Dexiao replied with a smile, his eyes swept over Qin Kai's face, thinking that he was guessing where this master came from.

Qin Kai deliberately said a word, and then asked rhetorically: "Then let me ask you something, I passed by here last year, and today I look at almost all the businesses around here that seem to have changed their signs, do you know what's going on?" ”

A trace of surprise flashed on Wan Dexiao's dark and thin face, but there was nothing hidden in this matter, he was a local snake who naturally knew the cause and effect, and arched his hand and said: "This master, if you ask me about this, I will ask you right, the business of the Thirteen Lines in the past few years has been very difficult to do, and those who have the ability to go to the west of the city to build a factory on the land approved by the governor of the city to do business by themselves, and it is much lighter to do foreign business here."

He glanced at Qin Kai and saw that the old man was still interested in his words, so he continued: "The Ma family firm opposite, which was originally a time-honored brand of the Thirteen Lines, has been cooperating with the British in the foreign cloth business, but last year the foreign cloth was defeated by the local cotton cloth woven by our Chinese machine, so it collapsed and had to close its door."

Qin Kai's eyes narrowed, it turned out that the collapse of this business was still done by himself, and he really didn't feel guilty in his heart, these compradors who helped Westerners absorb Chinese silver, although they had some meaning from the perspective of civilizing the people's wisdom, but what could really be made from a comprador into a national industry, even in the entire modern history, was one in a hundred, and it collapsed

"What about the others?"

"This cotton cloth business is now the main business of the Wu family in Thirteen Lines East Street, it is said that the business of the southeastern provinces is related to them, if you want to do this business, I can help you contact one or two," Wan Deqiao just observed the change in Qin Kai's eyes, thinking that he was interested in the cotton cloth business, so he was busy and recommended himself.

Song Yunze next to him interjected and scolded: "The surname is Wan, hurry up and get down to business, my lord will naturally open his mouth if he wants to ask you to contact him",

"Know...... I know" Wan Deqiao nodded hurriedly and continued to narrate: "The front one is the Qian family, a big merchant in eastern Zhejiang, originally did the silk business, the price of raw silk has remained high in the past two years, and the capital has been lost, so the store is gone, and the one over there is the Liu family of Shaozhou Mansion, it is said that it is the business of the governor, so he abandoned the business of the thirteen lines and went to the west of the city to open a factory."

Qin Kai walked slowly all the way, and the Wan De Liao next to him was indeed a local pass, and introduced the surrounding merchants one by one, although he didn't know how accurate it was, but when he introduced the new shops set up by Wu Jingui and the He family, it was quite accurate, and it was mentioned that the Wu family and the He family were all buying and selling textile machines

As for some other merchants, Wan De Liao could still tell some backgrounds, which made Qin Kai a little surprised, listening to what he said, Qin Kai went straight to the topic, "Wan De Li, there should be a lot of silver numbers in these thirteen lines, do you know the situation?" ”

Wan Dexiao listened to Qin Kai's question, and was also stunned, but looking at Song Yunze and Lu Shu beside Qin Kai with a cold expression, he didn't dare to ask more, and secretly complained in his heart, this master seems to be imposing, and he looks like he is wealthy, but looking at this situation, it doesn't look like he is here to do business, and it seems that there is little hope for this transaction today.

However, since it has taken so much effort to follow all the way to the present, it can't give up, so I sorted out my thoughts and hurriedly responded: "These thirteen lines are the most prosperous business places in Guangzhou, and naturally there are many silver numbers, and the big silver numbers are Fukang Yinhao, Jintai Yinhao, Tianjin Yinhao, Houde Yinzhuang are several large, in addition to some Western banks."

"Oh......" In this era, the Western Bank has also opened business in the Thirteenth Bank, which made Qin Kai a little surprised, he had the impression that the Western Bank was basically concentrated in the ten-mile Bund of Shanghai, but he didn't expect that there was also business in Guangzhou, "What are the Western Banks?" ”

"British Lisheng Bank, British Huilong Bank, British Commercial HSBC Bank, British Commercial Macquarie Bank, Bank of France, Deutsche Bank, ......" Wan Deqiao was even more incomprehensible to this young man, and carefully observed Qin Kai's expression while speaking, but after hearing this, the eldest man was still as calm as ever.

Most of the branches in the thirteen lines are British banks, but I didn't expect there to be German banks, Qin Kai smiled slightly, the Germans had to pinch 5 billion francs in reparations from the French in the Prussian War, but it was estimated that it was almost used, but it was ten years...... With such a large investment, the German must have a lot of money in his hands

He pondered whether to continue to cheat and deceive, and his face couldn't help but show a hint of a wicked smile, just when Wan Dexiao raised his eyes and saw it, he couldn't help but be shocked, and he didn't dare to say more here, waiting for Qin Kai to continue to ask.

"Wan Dexiao, you've been following me for most of the day, how about you go and walk around with me" Qin Kai smiled slightly, "Remember, it's okay to call me Master Qin, take me to a few silver accounts first, and you can say that I'm here to borrow money."

This Wan Deli didn't want to follow much, but looking at the few men behind him, his eyes were sharp and his face was stern, it seemed that it was impossible to think about it, and his brain turned around, thinking that this master couldn't eat himself, so he might not be able to put Bai Ganluo on the big boss today......

Under the choice of Qin Kai, a few people in this line walked into the Jintai Silver in the north of the thirteen lines under the leadership of Wan De Li, along the way, Wan De Liao told the ins and outs of the Jintai Silver No. and the trading of the silver number, this is the Shanxi time-honored brand Yinzhuang, the big shopkeeper of the branch here is surnamed Wang, but Wan Deli has never seen the big shopkeeper, and the business of several silver numbers is almost the same.

The first business of the silver number in this era is the banker's banker's banknotes, the banker's banknotes are creditworthy, which is equivalent to silver in the market, and now foreigners have a standard name for these banknotes - "China's financial literature is very valuable in trade", which shows the role of the bank's economy at that time, but there are not many silver numbers that can reach the recognition of foreigners.

At least, a few silver numbers here have not yet reached that level, and even Fukang Yinhao, which has assets of up to 20 million taels, is difficult to squeeze into the big peers of this era, and if they want to be recognized by foreign banks and can make income and payment of bills of exchange in foreign trade, then they can be regarded as big peers, that is, large money banks.

Although the Fukang Silver is strong, it seems to be a little weaker in the Shanghai Ocean Field, which is controlled by the Dongting Gang, the Shaoxing Gang, and the Ningbo Gang, and although there are Hunan forces behind him as the backstage, the current Hunan Army, even the big boss of the Hunan Army, Zuo Dashuai, is also quite excluded in the imperial court, and he has not worn the small shoes of the Huai Army over the years. ,

However, the shortcomings of these aspects do not affect the local silver horn in various places, after all, the huge Chinese market is still full of gold, taking Fukang Silver as an example, in the war of suppressing the Taiping Heavenly Kingdom for more than ten years and more than three years of Xinjiang war, Fukang Silver just did gold and silver trading, fineness appraisal and valuable goods verification price, it made a lot of money, and became a rare rich merchant in the Qing Dynasty.

The guy of Jintai Silver looked at Qin Kai's appearance, that is, the master with a background, and the local business to accompany him, he hurriedly welcomed into the VIP hall, as the master who came to chat, Qin Kai had no shame, let's come down to Weifu for a private visit, the plot that I watched in this historical drama is now born in himself, and he snickered fiercely in his stomach.

After a while, a shopkeeper in his forties came out, and after coming in, he reported to his home, it turned out to be the second shopkeeper here, and after letting people serve tea, he accompanied him and asked politely: "This son's surname?" I don't know what the trumpet can do."

This Qin Kai had already pondered it, and said with a smile: "Shopkeeper Wang, my surname is Qin, a native of Fuzhou, I am here to ask about some small things, I don't know if it is inconvenient."

When the shopkeeper heard that Qin Kai reported that his family's surname was Qin, his brain immediately started, but he couldn't imagine that there was such a big merchant surnamed Qin among the merchants in Fuzhou, but when he thought of the He family and the Wu family, who were now in the limelight, he didn't dare to slack off, and said with a kind smile: "Naturally, it's convenient, but it doesn't hurt for Qin Gongzi to ask."

"That's the case, shopkeeper Wang, I'm thinking about buying an industry in Guangzhou Mansion, but the cash at hand is a little nervous, I don't know if you can put a sum of money on your silver number, and what are the conditions for this specific loan" Qin Kai asked with a smile, this credit business of bank foreign exchange lending and discounting, as a later generation, he naturally knows a lot, and he doesn't know how to deal with it in this era.

As soon as he heard that he was going to release foreign exchange, the shopkeeper Wang looked at Qin Kai, this prince did seem to have some backgrounds, but now the cash inventory of Yinzhuang was also insufficient, he asked tentatively: "Qin Gongzi, I don't know if your foreign exchange release is a banker's ticket?" Or do you want cash? Now this cash bank release is not easy to do......"

"What do you say about the banker's ticket? What is the meaning of cash? ”

"Qin Gongzi, you are the first time to come to our silver number, I don't know what kind of guarantor you can have in Guangzhou Mansion? If there is a guarantee of foreign exchange in this bank, if there is a guarantee from a large merchant that we are familiar with, the foreign exchange release of less than three months, after signing the contract, the banker can be taken on the same day, and the silver will have to wait for five days, and the limit is 5,000 taels of silver ......".