Sixteen people, each responsible for a region, although it cannot completely expand Qilu Bank to the limit, but for the development of Qilu Bank, it is definitely a huge benefit.

"Beijing, Shanghai, Suzhou, Guangzhou, Wuchang, Chengdu, Xi'an, Tianjin, Shengjing, nine cities, including Beijing, Shanghai, Tianjin, respectively arrange two people, one person in other places temporarily, and the remaining four people, stay in Shandong, assist you in the management of the entire bank, three years, within three years, let the capital in the hands of Qilu Bank at least quadruple, this is my request to you!"

Guo Ye said in a deep voice.

Quadruple in three years!

With the capital of fifteen million taels of silver now in the hands of Qilu Bank, three years later, it will be 60 million taels!

Sixty million taels, even if the current Qing Dynasty's annual finances are only thirty or forty million taels of silver, then it will be really rich and rival the country!

Li Jixian barely suppressed the shock in his heart, and snorted: "Big, my lord, is what you said possible?" Sixty million taels of silver! Impossible, right? ”

Guo Ye smiled: "What, Mr. Li, is this a lot?" Now we have received 15 million taels of silver in Shandong alone, think of the rich places in Shanghai and Suzhou, as well as Huguang and Guangzhou, Chengdu and Xi'an, these places, once our branch is established, there will be absolutely no problem, 60 million taels of silver, that is still a small ......"

Everyone was excited, sixty million taels of silver, what a fortune this would be!

However, Rong Hong's words poured a cold on the shopkeepers present: "Ladies and gentlemen, the more silver we control, the greater the pressure on us to repay the interest, 60 million taels of silver, calculated at an annual interest rate of one percent." That's 600,000 taels of silver, which we're going to pay to our customers, 600,000 taels, plus our salaries, and our operating costs will not be less than 1,500,000 taels a year, you can think about it. How do you get this money back? ”

Forehead......

The nine shopkeepers were almost choked to death by Rong Hong's words!

One and a half million taels!

That's a lot of money! How do you earn it back?

God knows how to earn it back!

The nine shopkeepers looked at each other, and it was impossible to earn 1.5 million taels a year by killing them! That's not a small amount! This is a bank, not a money bank, the money bank just collects the handling fee of the depositor, and it has to collect a lot of money that year, plus the loan shark, their money bank used to earn 100,000 taels of silver a year, which is like playing, but the bank is different. Banks have to pay interest to depositors, one in and one out, that is twice the difference!

If you can have 60 million taels of silver, then just eating the depositors' money will be no less than 800,000 taels! Now, let's spit out 600,000 taels! How can people live?

Li Jixian reluctantly smiled: "Mr. Rong is a great talent invited by Lord Futai, so he must have already made up his mind, right?" Year down. With two million taels of silver, there should be no problem......"

Everyone chuckled. The person sitting in front of him is the god of wealth, and in half a year, he has brought back millions of taels of silver to Qilu Bank, and this person has the ability to turn stones into gold!

Rong Hong nodded and replied: "All banks have to pay interest to depositors, and now it is not only Shandong. In the whole of China, there is only one Qilu Bank, and then there are two banks opened by foreigners in Shanghai, but they only lend money, and do not deposit money for the time being. So we have no competitors, and the interest we pay is also the lowest, and if there are other banks that are established, the interest we pay may be higher, or even three percent, or even five percent a year! ”

Three percent! Per cent!

Everyone's heads were dizzy, not to mention five percent, even if it was three percent, the annual interest was 1.8 million taels, which was more than the financial revenue of Shandong Province for more than half a year!

Yung continued: "However, banking is also the most profitable industry in the world, why? Because they did not keep the deposit in their hands, but turned to lend it, and the interest rate of the loan exceeded the deposit rate, then it would definitely produce profits; Second, they have invested their savings, or invested in factories and mines, or invested in state debts, so as to make a profit, and everyone, that's what I said, go out and look for people who need loans, and only by putting our money out and turning it into living money, will we make a lot of money, and if all of it is pressed in the treasury, then we will not be far from death. ”

Li Jixian asked: "Mr. Rong, in a small Shandong, where are so many people making large loans?" Tens of millions of silver, how can you let it out? ”

Rong Hong smiled: "Just one Shandong, it is really impossible to digest it, but isn't there other provinces?" What's more, we still have a big stomach, don't you say? Futai-sama? ”

Guo Ye laughed and said: "Good guy, Brother Chunfu, it turns out that you have been eyeing me for a long time, well, what I am best at is spending money, starting from this year, within three years, the Yamen of Shandong Governor will digest more than 10 million taels of silver from you, how about it?" ”

Tens of millions of taels of silver!

This Lord Futai really dares to do it......

These shopkeepers are speechless one by one, it is easy to borrow it, but what about paying it back? What will Lord Futai take?

Guo Ye snapped his fingers and said: "The coal mine needs to add at least one million taels of silver, and the iron mill also needs to add at least two million taels of silver, in addition, the governor Yamen also plans to raise funds to build an arsenal, well, it also needs to invest two or three million taels, well, the construction of the two ports also needs money, one or two million taels of silver, and it will also be thrown in, the port construction is completed, we also have to prepare for the steamship bureau and run shipping, and it is estimated that it will also cost millions of taels of silver, these are all major items, there should already be eight or nine million taels of silver, right?" In addition to these, we also need to prepare for other things, well, schools also need investment, farmland and water conservancy also need investment, these are all to spend a lot of silver, just with the income of one or two million taels of the governor's yamen, it will definitely not be able to support it, when the time comes, these are all big holes, when the time comes, I am afraid that you will not dare to lend me the silver......"

The boss of the shopkeepers on the side with his mouth open, shocked and inexplicable, what is this Futai Lord going to do!! In just a few years, so many things have to be done, how can this be something that the governor's yamen can afford? Even if the imperial court wants to do these things, it is extremely difficult!

(To be continued.) )