Mi Zhu was overjoyed when he heard this: "Chongru is coming quickly." Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ”

Liu Yong hesitated: "However, like banks, this industry must also be politically clear and the people stable. ”

Mi Zhu was slightly disappointed, but said: "It's okay, it's okay to listen first." ”

"That's good." Liu Yong bowed slightly, and continued, "This industry is called insurance. Liu Yong took a sip of tea and said, "To put it simply, it means that a person spends a certain amount of money to buy the losses he may face in the future." ”

Mi Zhu looked blank and asked, "Can Chongru be more popular?" ”

Liu Yong nodded and said, "In this way, there are many kinds of insurance, let me cite an accident insurance first." For example, if a person spends one tael of silver to buy one hundred taels of this insurance from us, if the person has an accident, such as accidental injury or accidental death, within one year, we will have to pay compensation accordingly, up to a maximum of one hundred taels. If this person does not have a problem within the year, then one or two pieces of silver will be our income. The reason why the odds are so high is to attract more people to insure. Because accidents are rare after all, there is no need to worry about losing money. ”

"What if someone pretends to be injured, or deliberately injures it?"

"This is called insurance fraud, and in this case, it will be written in the contract, not only will it not be claimed, but it will also be sent to the government." Liu explained.

But who will judge him as a fraud? What if one side is not convinced? ”

"Don't worry about that. It will also be written in the contract, and if there is a dispute, it will be subject to the decision of the local government. And I don't think anyone will deliberately injure or maim anyone, right? ”

Mi Zhu shook his head and said, "Chongru's personality is too benevolent. I am sure that for the sake of my family's livelihood, not to mention being injured or disabled, it is not uncommon to deliberately seek death. ”

Liu Yong was dumbfounded, "Won't it?" ”

Mi Zhu sighed and said, "Chongru has never seen the misery of poor people. If you have no clothes and no food, sick and weak parents, and young children who are waiting to be fed, if you can exchange your life for the whole family's food and clothing, how cost-effective it is. Chongru, I believe, will not hesitate when the time comes, and there are many people who fight with their lives. After all, it's a hundred in one game. Therefore, this strategy is definitely not feasible. ”

Liu Yong was like five thunderbolts, and he didn't say a word, "Mi Zhu is right, why didn't I think of it?" It's not that the old man often says: full of warm thoughts, hungry and cold stealing hearts. Even the basic problem of food and clothing has not been solved, who cares about the quality of life? ”

Mi Zhu looked at Liu Yong stunned there, with a lonely face, and comforted: "Actually, Chongru's idea is excellent, but it can only be implemented when the world is peaceful and the family is rich." Chongru, let's go and see the armor and blades I prepared for you. ”

Two days later, Liu Bei led the generals to Liu Yong's camp to see the unique training of the sergeants, and they were all amazed, but they seemed to be a little disapproving, and they were more interested in the food in the camp.

Liu Bei caught a glimpse of the slight unhappiness on Liu Yong's face, and asked, "Does Chongru think that Liu Bei only values the generals and despises the soldiers?" ”

Liu Yong hurriedly saluted: "Liu Yong doesn't dare. ”

Liu Bei's face was full of Xiao Su, and he sighed and said: "Even ordinary people Liu Bei is regarded as a relative, let alone the brothers who follow me and fight to the death for me?" ”

Liu Yong was stunned, could it be that he blamed him? I only heard Liu Bei say again: "Chongru, I am also forced to do so." In the final analysis, fighting a war is a fight for strength and money, and this is an invincible hole. With Liu Bei's strength, it is difficult for the sergeants to sustain their daily diet and salary, so how can they have extra money and food to ensure more training in peacetime. Liu Bei doesn't know the truth of 'sweating more in peacetime and bleeding less in wartime', but once you train more, you have to increase more food and grass, and spend more, not to mention that as long as you train, you will be injured, and you will be injured for ten days and half a month, and once the war breaks out, I don't even have anyone available. ”

Liu Yong suddenly thought in his heart, sure enough, he thought too casually, and he thought that people in this era were heavy generals and not heavy soldiers, so they liked to fight alone, which was really ridiculous. It's not that they don't want to train good soldiers, but the conditions simply don't allow it. Why can I bring out an elite division, first, there are few people, second, there is logistical support, and third, there is time. At the end of the day, the best soldiers are made with money. Liu Bei really can't copy this point, by the way, do you have good healing medicine? Forget it, there are not many of your own, and it is not enough to divide them, so let's wait for the harvest of artificially planted notoginseng in the future.

Liu Bei opened his heart and communicated with Liu Yong. Liu Bei has his own uniqueness, even if he is a newcomer, as long as he thinks you are talented, you can give him full trust and fully delegate power to make him give full play to his talents, such as Zhuge Liang and Wei Yan. And Liu Yong's insight was far beyond Liu Bei's expectations, and he analyzed the advantages and disadvantages of various forces, and even the use of people and soldiers. The more Liu Bei listened, the more he admired, the more he listened, the more he listened, the more he was delighted, he didn't expect to get such a good talent.

"Liu Bei has to meet his son, which is really a blessing. Liu Bei is willing to worship Gongzi as a military advisor and plan together. ”

Liu Yong was taken aback, my knowledge is all from "Romance of the Three Kingdoms" and the like, this is all history, of course I can be an unpredictable prophet, but what if history changes because of this? Then I'm not going to do anything.

Liu Yong hurriedly said: "I am only shallow in my studies, short-sighted, and I don't know anything about marching and fighting, which is embarrassing and useful." However, if you have the skill of knowing people, it is better to find a great talent and genius who can govern the country and secure the country for Liu Yuanjun, and it is the best policy to help Xuande Gong achieve great things. Liu Yong said in his heart, he decided that he couldn't do it at the right time, but talents can't be changed, and it is still certain to help Liu Bei choose some good generals.

"In this way, how about asking Gongzi to be Liu Bei's guest secretary and give me advice?" Liu Bei saw that Liu Yong was reasonable, so he no longer insisted.

Liu Yong breathed a sigh of relief when he saw Liu Bei agree, "Thank you Liu Yuanjun." ”

Liu Bei smiled, "According to Chongru's opinion, what should Liu Bei do at this time?" ”

I thought that Liu made Jun Yi befriend Lu Bu to calm his heart. After Cao Cao pacified Zhang Xiu, he plotted again. ”

Liu Bei exclaimed: "Liu Bei wants to destroy Lu Bu, how does Mr. know?" "It turned out that when Cao Cao was leaving, he took Liu Bei's hand and repeatedly instructed that you command the men and horses to guard Xiaopei, this is a plan to dig a pit and wait for the tiger. and told Liu Bei that Chen Deng's father and son were their own people, and they could discuss something. Once Cao Cao pacified Zhang Xiu, he would personally lead a large army to capture Lu Bu, the tiger, which was conspired by Cao Cao and Liu Bei, how did Liu Yong know?

Liu Yong said, yes, a little bit of God, and replied: "This matter is easy, so that Jun is defeated by Lu Bu and asks for help from Cao Cao." And Cao Cao had long wanted to clear Lu Bu, and sent an envoy to settle in Xiaopei, why didn't he plot against Lu Bu? ”

Liu Bei admired: "It's exactly as the military advisor said." Bei and Lu Bu are safe on the surface, but they are like fire and water. ”

"It's just a pity."

"What a pity?"

"If the envoy and Lu Bu were each other's horns and interdependent, Sun Ce in the east, Yuan Shao in the north, and Liu Biao in the west, they could become a full force with Cao Cao, so that Jun could concentrate on development, and when the time changed, he could ascend to the heights and shout, and the responders were like clouds. It's a pity that the sudden change in the situation made Jun and Lu Bu fight for life and death, so they had to find another good strategy. ”

Liu Bei sighed in his heart and said, "What the military advisor said is reasonable. "I developed well in Xuzhou at the beginning, if it wasn't for Zhang Fei's good wine and greed, and when he was drunk, he beat and humiliated Lu Bu's father-in-law Cao Bao, and he would not have let Lu Bu's sneak attack succeed, and he lost Xuzhou and Xiapi, and he was so embarrassed, Liu Bei couldn't help glaring at Zhang Fei when he thought of this. When Zhang Fei heard this, his face was red, he looked at Liu Yong, and snorted lightly to show his dissatisfaction.

Liu Yong snickered in his heart, and said: "That Lu Bu is brave and unscrupulous, valuing profit over righteousness, and Liu Yuanjun is not on the same road, and it is a matter of time before he splits." The three generals are jealous and hateful, and they disdain the villain, which is also for a reason. ”

Zhang Fei suddenly felt good, "This birdman really speaks to my heart." ”

"What about Yi Chongru?"

"There are two strategies, one of which ......," Liu Yong replied with a bow.

Liu Bei listened to Liu Yong's first policy, pondered for a long time, and finally made up his mind and said, "This strategy is not in line with my heart." Chongru said the second strategy. ”

Liu Yong sighed in his heart and said, "The second strategy is to act according to the plan. At this time, it is advisable to send someone to Xuzhou, and one to show favor to Lu Bu to ease his heart; The second is to contact Chen Qi and Chen Deng's father and son, and plan carefully. ”

"Chen Gong is thoughtful and has a lot of precautions against Liu Bei, how can he befriend Lu Bu?"

"Envoy, that Lu Bu is short-sighted, forgetful of righteousness, the beloved, one is power, and the other is beautiful. Lu Buxinna's wife and concubine, his affection is strong, we might as well offer food, treasure, and do what he likes, and Lu Bu will be happy and agree. Even if Chen Gong suggested, Lu Bu would definitely turn a deaf ear. ”

Liu Bei clapped his hands and said happily: "What Chongru said is extremely reasonable. The pastries are delicious, the porcelain is crystal clear, and Lu Bu can't bear to let go. Prepare to offer a pair of jade bi and a sword, and you will win Lu Bu's favor. Liu Bei thought for a while, and said: "Porcelain and pastries are all Chongru's things, I'm afraid that Lu Bu will ask the reason, so how about asking Chongru to go to Xuzhou?" ”

Liu Yong arched his hand and said: "Take the order below." But there is one thing that makes the monarch take it to heart, and not to take it lightly. ”

"Chongru, please speak."

"So that you often have correspondence with Cao Gong, you have to be cautious."

"Oh? Could it be that Lu Bu has already noticed something? ”

"Not really. It's just that I heard that Chen Gong often goes hunting outside the city. This person is unusually intelligent, so he has to be afraid of being bumped into by him to see what clues. ”

"Chongru is extremely worried, I understand." Liu Bei nodded, and said, "Chen Yuanlong is extremely trusted by Lu Bu, so Chongru can go to visit him first." ”

Liu Yong said goodbye, led Zhou Cang and a few other relatives, and entered Xuzhou with gifts. Chen Deng's talent is not ordinary, if he hadn't died young, he might have become another Jia Xu. Chen Deng is between the three forces of Liu Bei, Lu Bu, and Cao Cao, but he is left and right, so that these three people regard him as confidants, but they don't know that they are being played by him.

"If I remember correctly, Chen Deng was ill in his early years, and although he was diagnosed and treated by Hua Tuo, he did not eradicate the roots. Later, he became seriously ill and had no one to treat, and died suddenly at the age of 39. It should be next year, right? I've got to figure out a way. Why didn't I ask Mr. Xia Hua at that time? It's a pity, it's a pity! Liu Yong was thinking about it, and the vehicle had arrived in front of Chen Deng's mansion.